償債能力風險 的英文怎麼說

中文拼音 [chángzhàinénglìfēngxiǎn]
償債能力風險 英文
insolvency risk
  • 償 : 動詞1. （歸還; 抵補） repay; compensate for 2. （滿足） meet; fulfil
  • 債 : 名詞（欠別人的錢） debt; loan
  • 能 : 能名詞（姓氏） a surname
  • 力 : Ⅰ名1 （力量; 能力） power; strength; ability; capacity 2 [物理學] （改變物體運動狀態的作用） forc...
  • 風 : Ⅰ名詞1 （空氣流動） wind 2 （風氣; 風俗） practice; atmosphere; custom 3 （景象） scene; view 4 ...
  • 險 : Ⅰ名詞1 （險惡不容易通過的地方） a place difficult of access; narrow pass; defile 2 （危險） dange...
  • 償債 : pay a debt償債基金 [經] sinking fund; 償債能力 debt paying ability; liquidity
  • 能力 : ability; capacity; capability
  • 風險 : risk; hazard; danger
  1. Because of non - systemic information, we should escape the moral risk by proper contract, they design many programs of the bank - firm restitution ; the role that the bank exercised on the firm is completed by debt constraint, and the bank influences the government construction of the firm by debt rights. the bank directly gives capital support to firms, and analyses the firms " ability of returning debt, and the bonding value, and make the load - decision

    主要研究在信息不對稱情況下，如何通過完善契約來防範道德風險；銀企債務重組的設計；銀行對企業治理的作用的實現方案，即通過債權影響公司的治理結構，直接插手評價企業的經營狀況、投資決策、償債能力，以及分析企業的抵押價值並以之作為放貸決策的前提。
  2. The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items

    儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。
  3. For the financial performance evaluation, the author study it from the following fields : the finance cost, the finance risk, the finance structure and the finance paid - off ability. for the investment performance evaluation, the author study it from the investment effective and efficiency, the safety and the wholly of assets which the group company invested

    籌資評價從籌資成本、籌資風險、籌資資本結構、償債能力等方面進行評價控制;投資評價主要從投資效率、效益，投出資產的安全完整性等方面進行評價控制。
  4. Chapter one briefly introduces the classification of the risks, including the asset risk, liability risk, asset / liability matching risk and operational risk faced by the insurance company ; and then provides a general discussion of the insurance regulation and the solvency regulation

    第一章從保險公司面臨的風險的分類出發，簡要介紹了保險公司面臨的資產風險、負債風險、資產/負債「匹配」或「相互影響」的風險和經營風險，對保險監管和償付能力監管進行了概述。
  5. Profitability and level of risk, and seven aspects : the adjustment of financial statements, the analysis of capital structure, the analysis of assets operation efficiency, the analysis of profitability, the analysis of debt redemption, the analysis of cash flowing and the synthetic analysis of the corporation

    接著圍繞企業價值和風險水平兩個因素，從財務報表的調整、資本結構分析、資產運營效率、盈利能力分析、償債能力分析、現金流量分析和公司綜合分析七個方面，盡量全面、客觀地闡述公司的財務狀況及經營成果。
  6. During the phase in order to make certain whether the enterprise has the capability in put the project in practice, value chain and supply chain was analyzed and assessed involved in organism structure, material - supplying and ordering, product plan, product structure, financial administration, material - disposing, capital administration, transport, storage, marking, sell and client service in the method of administration - diagnosing, phase - analyzing. secondly, the industry and market related to the output of the enterprise and project was analyzed according macro and micro hierarchy. in the process the five models of competitive ability, which are analysis framework of swot and baud ' s value chain, was utilized to analyze the competitive circumstance and competitive predominance in the enterprise and provide with the basis of analyzing cash flux of the debt project then by a qualitative and quantitative analysis the characteristic of the debt project was analyzed, the debt - repaying ability estimated and the risk of it assayed

    首先，對企業的經營管理、財務狀況進行了分析，通過特定的財務分析方法體系對企業的償債能力狀況、財務效益狀況、資金營運狀況、發展能力狀況、現金流量狀況進行了橫向和縱向比較分析、評價和定位，通過管理診斷、層次分析的方法對企業的組織結構、原料供應與采購、生產計劃、生產組織、財務管理、材料處理、訂購過程、資產管理、運輸、倉儲、市場營銷、銷售以及客戶服務等企業價值鏈、供應鏈各環節進行了分析評價，以確定企業是否具備實施項目的能力；其次，分析了企業和項目產出所涉及的產業、市場，按照宏觀、中觀、微觀的層次結構分析推進，運用了swot分析框架、波特的一般價值鏈分析框架和波特的五種競爭力模型對企業競爭環境及企業內部產生競爭優勢的能力進行了分析，為債項的現金流量分析提供了較為充實的依據；通過定量、定性的方法分析了債項的特性，測算了償債能力，對債項風險進行了分析評價。
  7. The firse part delineate the new situation of rural finance after tax - free of agriculture. after tax - free of agriculture, one hand, the town finance management tends to standard especially carrying out “ county finance supervising town finance ” make the expenditure management of town more standardized. ; the other hand, the ability of drawing and payment become weak. at the same time, the ability of repay debts and provie public service becoms weakly, what ’ s more, town finance becomes more depend on trasfer payment and extra - budgetary funds

    農業稅取消后，鄉鎮財政汲取、支付能力減弱，財政運行風險加劇。同時，鄉鎮財政償還債務的能力、提供公共服務的能力更弱化，鄉鎮財政高度依賴轉移支付和預算外資金。另一方面，取消農業稅之後，鄉鎮財政管理趨于規范化，特別是「鄉財縣管」的推行，大大規范了鄉鎮財政支出管理。
  8. As lack of sufficient state revenue, the debt burden will make local public finance sink into inadequate liquidity crisis, which will become a major affecting stead operations of local public finance as well as sustained growth of local economy. under these circumstances, the research on the debt of local government become an urgent need

    近年來，隨著經濟增長趨緩，地方政府債務負擔日顯突出，在缺乏收入保障的條件下，地方政府債務積累會使地方財政陷入清償能力不足的危機，成為沖擊地方財政運行的重要風險因素，制約地方經濟社會的可持續發展，在此情況下研究地方政府債務問題顯得尤為迫切。
  9. Combining theory with practice, the author explains the effective project loan assessment from six parts, those are the debt analysis, project constructive condition analysis, market analysis, investment and financing analysis, repayment analysis, the risk of loan and domino effect analysis

    全文分為七章，採取理論與實踐相結合的方式，分別從借款人評價、項目建設條件評價、市場評價、投資估算和籌資評價、償債能力評價及貸款風險與效應評價六個方面進行了系統論證。
  10. Using the statistical regression model and the electronic industry corporation financial statements data. constructed our country electron industry short - term liquidity synthetic evaluation system, constructed the comprehensive financial risk coefficient of synthetic evaluation enterprise finance condition, and the computation has obtained our country electron industry synthesis finance risk coefficient standard value. using k - s statistics inspection procedure, calculated each appraisal target standard of our country electron industry short - term liquidity, through the actual examination, it is more remarkable to unifies the short - term liquidity and the synthesis finance risk coefficient to analyze enterprise the short - term liquidity, has more reality instruction value, can provide the quite scientific reference for our country electron industry company to analyze the short - term liquidity

    綜合考慮影響短期償債能力的各種因素，運用統計回歸模型和電子行業上市公司財務報表數據，構建了我國電子行業短期償債能力綜合評價體系，構造了綜合評價企業財務狀況的綜合財務風險系數，並計算得出了我國電子行業綜合財務風險系數的標準值;利用k - s統計檢驗方法，計算出了我國電子行業短期償債能力各評價指標的標準，通過實際檢驗可以看出，把綜合財務風險系數和短期償債能力評價指標結合起來分析企業的短期償債能力效果更顯著，更具現實指導價值，能為我國電子行業公司短期償債能力評價提供比較科學的參考。
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