儲蓄資金 的英文怎麼說
中文拼音 [chǔxùzījīn]
儲蓄資金
英文
depositing money- 儲 : Ⅰ動詞(儲藏; 存放) store up; save; keep [have] in reserve Ⅱ名詞1. (繼承人) heir 2. (姓氏) a surname
- 蓄 : 動詞1. (儲存; 積蓄) store up; save up 2. (留著而不剃掉) grow 3. (心裏藏著) entertain (ideas); harbour
- 資 : Ⅰ名詞1 (錢財; 費用) money; wealth; expenses 2 (資質) intelligence; endowment 3 (資格) quali...
- 金 : Ⅰ名詞1 (金屬) metals 2 (錢) money 3 (古時金屬制的打擊樂器) ancient metal percussion instrum...
- 資金 : fund; capital
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While the bankrupt commercial bank is undergoing the process of account settlement it should first pay the principal and interest of the individual depositors after paying the fees for account settling, employees ' wages and labor insurance which are in arrears
商業銀行破產清算時,在支付清算費用、所欠職工工資和勞動保險費用后,應當優先支付個人儲蓄存款的本金和利息。Roger ferguson, vice - chairman of the federal reserve board, highlighted on wednesday the risks that come from relying on foreign funding as a substitute for us savings
弗格森周三著重強調了依靠外國資金供應作為美國國內儲蓄替代手段的風險。One is financing, which means the funds is from owner to user, saving is converted into investing, and social and idle funds is transferred to producing. it could make it possible for enterprise ' s production and extend reproduction to become into a reality and develop economy. another function is allocation of resources, which guides the funds from the section of the low benefit to the high benefit to realize efficient allocation
證券市場最基本的功能有:一是籌資功能,即使資金從資金擁有者手中流向資金使用者,使儲蓄轉化為投資,實現社會閑置資金向生產領域的轉移,為企業的生產和擴大再生產創造條件,促進社會經濟的不斷增長;二是資源配置功能,即引導資金有效地由低效益的部門向高效益的部門流動,從而優化資源或生產要素的配置或提高其配置效率,即實現帕累托效率。Because along with the liberalization of china ’ s capital account, once the economic developing speed slows down, capital account and current account ’ s surpluses reverse to deficits, the appreciation expect of renminbi will be changed. at the same time, the high quota savings in china ’ s banks will also bring us inflation pressure, inapparent currency substitution may be turn into visible currency substitution. also, the great deal of currency substitution inclining may convert into real currency substitution because of the vulnerable financial system
但另一方面,它又離我們那麼近,因為隨著中國資本賬戶開放的逐漸深入,一旦我國經濟不能保持高速發展,資本賬戶和經常賬戶雙順差現象出現逆轉,人民幣升值的預期將被改變,而我國高額的人民幣儲蓄也將給我國帶來通脹壓力,隱性的貨幣替代將有轉為顯性貨幣替代的可能,由於金融體系脆弱性所造成的大量貨幣替代傾向也很可能轉化為真實的貨幣替代。Unless saving and investment are done in kind, a financial intermediary must link saver and investor.
除非儲蓄和投資以實物進行,否則必須有金融媒介把儲蓄者和投資者聯系起來。2 the aggregate model of life insurance establish an aggregate model of life insurance by applying the alien modernly insurance actuarial theories and techniques, including deferred life annuities, whole life insurance and returnable premiums. the model has the following properties : ( a ) through the regulation of various parameters in the model, various insurance products can be obtained ; ( b ) the introduction of whole life annuities in the model eases economic predicament when the insured retire ; ( c ) a returnable premium part in the model makes the insurance products have double functions of insurance and savings ; ( d ) an endowment insurance actuarial model also can be gotten when annuity is continuous. and construct an optimization model based on aggregate model of life insurance
這個保險精算模型具有如下性質: ( a )保險公司可以根據實際情況調整參數,不同參數的組合可以得到不同的保險產品,靈活適用性較強; ( b )年金的引入,可以緩解投保人退休后的經濟窘境,避免或減小因退休而面臨的經濟影響,保險的社會保障性得到了很好的體現; ( c )模型中的還本部分,使得這種保險產品具有儲蓄和保險的雙重功能,不僅擴大了保險的社會職能,而且對于投保人來說,多了一種安全的投資選擇; ( d )年金連續的情況下,建立了具有儲蓄功能的養老保險精算模型。The effects and countermeasures that the postal savings fund outflow to the rural economy
郵政儲蓄資金外流對農村經濟的影響及對策As a special phenomenon of finance system in china, postal finance supplies finance services for the individual depending on postal networks. it was one of the main financing channels for the peoples bank of china till 2001 and constitutes the complete concept of postal finance when market operation in postal savings capital is applied. that is to deal with service of currency capital in situation of finance market, and to allocate the capital in its best way by advantage of postal infrastructure
郵政金融作為我國金融體系中的一種特殊現象,依託郵政的網路設施為個人提供金融服務, 2004年以前是央行融資的重要渠道之一,直至郵政儲蓄資金的市場化運作才形成了完整的郵政金融概念,即在金融市場環境下利用郵政基礎設施經營貨幣資金融通業務,對資金進行跨期最優配置。For many years after the series of banking crises in the eighties, the banking system has been serving as a reliable conduit for absorbing domestic as well as international savings, and channelling them to those who borrow funds
年代一連串銀行風潮后,多年來已成為可靠的中介渠道,幫助吸納本地及國際儲蓄資金,然後中轉至需要融資者手中。市場競爭加劇,尤其放寬利率管制,更增加這方面的成效,使借款人受惠。The paper indicates that the ba1ance of the rura1 deposits, savings deposits, loans, agricu1tura1 loans, tves 1oans increase very quick1y and considerab1y since 1978. savings deposits are the main source of the rura1 deposits. the rura1 financia1
實證分析表明,農村金融機構存款、儲蓄存款、貸款等絕對量增長非常快,儲蓄資金是農村金融機構存款的主要來源;近年來農村信用社在農村貸款總量,特別是在農業貸款和鄉鎮企業貸款中占很大比重。This is a crucial point for our country, because it can guarantee the normal operation of our macro - economy, and it can also make our state - owned enterprises get out of the economic difficulties in order to realize the reconstruction and structure optimism of capital that can enhance the foundation of modern enterprises system
其中,如何建立新型有效的儲蓄? ?投資轉化機制,將我國巨大的儲蓄資金轉化為有效的投資資金,直接關繫到我國宏觀經濟能否正常運行;國有企業能否走出困境,實現資本重組與資本結構優化,從而促進現代企業制度的建立。There is greater realisation now of the role of the stock exchange as a secondary market that provides the bedrock for the primary ipo market, which channels savings into investments to promote economic growth and development
大家現在都明白到,香港交易所是第二市場,為新股上市的第一市場提供基礎,使第一市場可把儲蓄資金中轉成為投資資金,從而促進經濟增長及發展。While a fully integrated bond market in asia may still be some way off, a pan - asian investment product such as the paif will help the pooling of savings within and outside the region for investment in domestic currency bonds
雖然一個全面整合的亞洲債券市場仍有待形成,但像沛富基金這類覆蓋亞洲區的投資產品,將會有助集合區內以至區外的儲蓄資金,投資于當地貨幣的債券。The overcapitalization in the banking industry of our country has the following four reasons : low consumption and high savings ; capital market depression ; pressure from renminbi appreciation ; loans contraction under macro adjustment
摘要我國銀行業資金過剩主要有以下四種原因:低消費高儲蓄;資本市場低迷不振;人民幣升值壓力;宏觀調控下的貸款緊縮。In part, this is due to the differences in character between domestic and foreign savings
究其原因,部分出於本地及外來儲蓄資金本質上的分別。One possibility is that there is a global savings surplus ; too much savings is chasing too few opportunities
一種可能是全球儲蓄過剩;過多儲蓄資金在追逐過少的機會。The status quo in china is that savings surpass the investment and banks are eager to loan, they are especially willing to lend consumers loans on the purchase of automobiles and houses
中國的現狀是儲蓄資金超過投資,所以銀行急於放貸,它們尤其願意放貸給購買汽車和房產的消費者。As shown in figure 6 - 1, in such a world savings would flow from households to corporations ; in return, financial claims ( equity and debt securities ) would flow from corporations to household savers
如表6 - 1所示,在那種環境中,儲蓄資金從儲戶流向股份公司;反過來,債權(產權和債務證券)從股份公司流向儲戶。Indeed, a more efficient financial sector will better intermediate savings and will also help in pursuit of the goal i just discussed, which is china s transition to consumption - led growth and away from a heavy reliance on the export sector
他說: 「提高金融業的效率有利於融通儲蓄資金,並有助於實現我剛才談到的目標,即中國應向以消費推動增長的方式轉變,擺脫對出口極大程度的依賴。The ? interest ? rate ? level ? and ? the ? interest ? rate ? structure ? unreasonable ? mainly ? display ? in : ? most ? recent ? several ? years ? because ? the ? government ? adopts ? the ? low ? interest ? rate ? policy, ? the ? interest ? rate ? level ? is ? in ? the ? historical ? most ? low ? point, ? saves ? the ? loan ? advantage ? difference ? unceasingly ? to ? reduce, ? the ? goal ? is ? the ? maintenance ? loose ? currency ? environment ? promotes ? the ? economy ? to ? grow, ? but ? individual ? deposit ? not ? only ? does ? not ? have ? massively ? to ? drain, ? on ? the ? contrary ? personally ? deposits ? 18 % ? speed ? fast ? growth ; ? these ? two ? years, ? and ? further ? because ? is ? the ? stock ? market, ? the ? fund ? rise, ? massively ? deposits ? the ? fund ? to ? flow ? to ? the ? stock ? market, ? this ? not ? only ? suppressed ? the ? commercial ? bank ? to ? provide ? the ? loan ? the ? impulse, ? moreover ? also ? caused ? the ? commercial ? bank ? to ? manage ? active ? the ? profit, ? the ? security ? and ? the ? fluidity ? comes ? under ? a ? more ? tremendous ? influence
利率水平和利率結構不合理主要表現在:前幾年由於政府採取低利率政策,利率水平處于歷史最低點,存貸款利差不斷縮小,目的是維持寬松貨幣環境以促進經濟增長,但是個人儲蓄不僅沒有大量流失,相反個人儲蓄18 %的速度快速增長;這兩年,又因為股市,基金的上漲,大量儲蓄資金流向股市,這不僅抑制了商業銀行發放貸款的沖動,而且還使商業銀行經營活動的盈利性、安全性和流動性受到較大影響。分享友人