壞帳率 的英文怎麼說
中文拼音 [huàizhànglǜ]
壞帳率
英文
bad debt to sales-
T - telecomm belongs to china telecomm group, its market share has greatly reduced since 1999, and its business growth ratio is also behind its main competitors. t - telecomm only gained 0. 9 % growth ratio in jan. 2002, compared with the same period of last year. t - telecomm also has large numbers of bad debts, because thousands of customers have n ' t paid their billing, and the total arrearage is between 3 % and 4 % of t - telecomm ' s revenue per year
T電信公司隸屬中國電信集團公司，從1999年開始， t電信的市場份額逐年萎縮，業務增長率也遠遠低於其主要競爭對手， 2002年1月份的業務收入和去年相比僅增長了0 . 9 ；與此同時企業內部卻有大量的用戶欠費、壞帳損失產生，年平均用戶欠費約占其業務收入的3 4 。Based on these reasoning, the author give t - telecomm the following proposals, t - telecomm could carry out effective customer credit management systems, acquaint and segment customers based on customers " credit scores, and upgrade business supporting systems, improve charging services quality totally, fill up the bugs in the customer arrearage management system
在這些問題分析基礎上提出實行有效的信用管理、認識和細分用戶、改進業務支撐系統、提高收費服務水平的策略，最終達到提高收費服務水平，降低用戶欠費比率，減少壞帳的目標。Chinese banks are plagued by bad debts and inefficiency
中國的銀行都苦惱于壞帳和無效率It is in the nature of risk - taking that some risks will inevitably materialise - a loan may turn bad, a holding of debt securities may depreciate in value because of an interest rate hike, a long position in foreign exchange may involve book losses when the domestic currency strengthens
鑒于銀行承受多種不同風險，無可避免地部分風險會實現例如貸款變成壞帳息率飆升時債券價格下跌本地貨幣轉強時外幣長倉可能會出現帳面虧損等。However, the figures have also been affected significantly by changes in the charge - off policy of a number of institutions which are now charging off bad debts earlier than before in particular when a bankruptcy petition is presented rather than when a bankruptcy order is made
不過，有關比率亦因為部分機構改變撇帳政策而大受影響。與過去的做法比較，這些機構現時會提早撇除壞帳特別是在提出破產呈請時便撇帳，而不是待至破產令發出時才撇帳。This paper descripts the present situation of the ecological environment in fushun city, including the high forest coverage, the unreasonable ecological structure, the influenced ecological function, the mine developing destroyed the deterioration ofecological balance seriously, the deterioration of ecological environment of mining area ; the coverage rate of nature reserve is relatively high1 but bio - diversity is still threatened seriously ; agriculture ' s ecological problem is severe ; soil erosion is serious ; the arrangement in the finished area is disorderly, the green land system is scarce of inconnective
摘要撫順市生態環境現狀： （森林覆蓋率較高，但生態系統結構不合理，生態功能的發揮受到影響；礦產開發嚴重破壞生態平衡，礦區生態環境惡劣，歷史欠帳大；自然保護區植被覆蓋率較高，但生物多樣性仍遭受嚴重威脅；農業生態問題嚴峻；水土流失嚴重；建成區布局紊亂，綠地系統缺乏連通性。 ）Guided by people ' s bank of china, various banks participated in to establish the national credit system. the system based on j2ee technology, adopts struts frame to design and realize
其目的是為了提高國內銀行的競爭水平、降低銀行的壞帳率;由中國人民銀行牽頭，全國各家銀行參與，共同建立的國內信用系統。Bad debt ratio of loans under special finance scheme for small and medium enterprises
中小型企業特別信貸計劃貸款的壞帳比率Dr hon lui ming - wah raised a question on the bad debt ratio of loans under the special finance scheme for smes
呂明華議員就中小型企業特別信貸計劃貸款的壞帳比率提出質詢。Separately, we propose to reduce the assumed default rate under the scheme in order to raise the aggregate amount of guarantees
信貸保證計劃的假設壞帳率，加大計劃下的信貸保證總額上限。This generally derived from an increase in net interest and fee income and a significant drop in the bad debt charge
盈利增加，主要是因為凈利息及費用收入增加，以及呆壞帳比率大幅下降。The answer is that we at the hkma, and indeed the banks themselves, conduct regular " stress - tests " in which we ask ourselves the question, " hypothetically, how would the banks fare if there was a sharp deterioration in general economic conditions, or a big increase in bad debts, or if interest rates rose sharply - or all three ?
不過我們怎樣才能確定假如情況進一步惡化，銀行體系仍能保持穩健？答案是金管局以至銀行本身都有定期進行壓力測試：我們會測試假如經濟環境突然嚴重惡化壞帳激增，或利率急升，或三者同時發生，銀行的表現會怎樣。Bad debts ratio
壞帳比率At present, international banking apply developed risk assessing and controlling system to manage risks, and cause bad debt ratio down extensively
目前，國際銀行業運用先進的風險評估及風險控制系統對消費者貸款進行風險管理，使得銀行壞帳率在最近幾年有很大下降。There are also already wide differences in the costs of funds of institutions in terms of operating cost, bad debt charges and so on, so an additional difference in capital charges may not make too great a difference
更何況現時各認可機構的資金成本已因其本身的營運成本壞帳比率等因素而有很大差異，因此不同的資本要求不一定會造成太大的影響。With the more deepen reform of our financial system and the more opened financial market after joining the wto, the environment for the surviving of our state - owned commercial banks will become harder. although our banks have solved many problems on its management and business, its financial risk is n ' t wholly eliminated and show up in many ways, such as increasing assets and decreasing profit
盡管多年來國有商業銀行在業務范圍、經營管理、功能定位等方面進行了一系列改革並取得了階段性成功，但是，它所面臨的金融風險問題卻不斷暴露，主要表現在不良資產持續上升、經營效益不斷下滑、呆壞帳損失不斷擴大、資本充足率低下等方面。Deposit protection is certainly not an automatic outcome, and neither is the sharing of commercial and consumer credit data, which helps keep the non - performing loan ratio of the banking system low and has benefited consumers by allowing them to replace credit card debt with other, cheaper forms of borrowing
存款保障肯定也不是自行演變出來的結果共用商業及個人信貸資料的措施同樣亦不是自行出現的，這些措施促使銀行體系的壞帳比率維持在低水平，並惠及消費者，讓他們能夠將現有信用卡債務轉為其他較低息的貸款。A lower rate for bad loans. china has a huge problem with bad loans - - about 20 percent of all loans
第四條，印度的壞帳率比中國低很多，而中國所有貸款裏面有20 %是壞帳，非常嚴重。First, in view of the change in economic climate and rising default rate among borrowers in general, it has been suggested that a broader basis for credit assessment is necessary
首先，基於經濟氣候的改變及借款人的壞帳比率一般有所上升，故有需要提供一個較廣闊的信貸評估基礎。分享友人