抵押風險 的英文怎麼說

中文拼音 [dǐyāfēngxiǎn]
抵押風險 英文
collateral risk
  • 抵 : 動詞[書面語]1. （拍） strike2. （打擊） beat3. （拋擲） throw
  • 押 : Ⅰ動詞1 （把財物交給對方作為保證） give as security; mortgage; pawn; pledge 2 （扣留） detain; tak...
  • 風 : Ⅰ名詞1 （空氣流動） wind 2 （風氣; 風俗） practice; atmosphere; custom 3 （景象） scene; view 4 ...
  • 險 : Ⅰ名詞1 （險惡不容易通過的地方） a place difficult of access; narrow pass; defile 2 （危險） dange...
  • 抵押 : mortgage; hold in pledge; hypothecate; pledge; impawn; collateralize; collateral; pawn
  • 風險 : risk; hazard; danger
  1. At first, this thesis analyzes sorts of residential mortgage risks, brings forward some methods of risk control, points out that insurance is the most effective way to transfer the risks of residential mortgage, and introduces some insurances on residential mortgage in domestic financial market and abroad, expounds particularly the successful experience of usa where the business insurance agents, fha and va provide full ensurance for the loans of bank to disperse default risk, thus promotes the prosperity of real estate finance

    本論文首先從分析住房抵押貸款的風險種類入手，提出了多種風險處理措施，指出住房抵押貸款風險最有效的轉移措施是保險，並介紹了國內外現行住房抵押貸款有關保險，詳細闡述了美國的成功經驗：通過商業保險公司、 fha 、 va等機構對銀行放款提供全方位保障，化解來自借款人不能償付貸款的風險，促使整個房地產金融活躍起來。
  2. Want to strengthen those who buy room venture to be on guard to fall in the condition that notices hypothec the person, buy this kind secondhand the building is put in very big risk likewise

    要加強購房風險的防範在通知抵押權人的情況下，購買這類二手樓同樣存在很大風險。
  3. By analysis of the risks possibly faced by the loaner in the ship mortgage financing of the single - vessel company, new methods are designed to reduce such risks

    作者通過對單船子公司以所有船舶抵押融資模式中貸款人可能面臨的風險的分析，設計了一些貸款人可採取的降低風險的措施。
  4. Literatures indicate that logit model, logistic model, probit model, mlr, cluster model, option model, proportion risk model, and discriminant analysis are the main effective methods and models when researching the determinants of residential mortgage default risk

    通過梳理文獻發現， logit模型、 logistic模型、 probit模型、多元線性回歸、聚類模型、期權模型和比例風險模型、判別分析是研究個人住房抵押貸款違約風險影響因素時採用的主要方法和模型。
  5. As the banks offloaded the junior cdo tranches and kept the safer ones, the risks they were exposed to became less obvious

    銀行出售次等抵押債權憑證而持有頂級抵押債權憑證，因此其風險敞口並不明顯。
  6. By dissecting the problems in the managerial and operational mode of residential accumulation funds, it presents some suggestions to perfect our residential accumulation fund system by perfecting its accommodation system, amplifying its managerial system and its supervising mechanism. as for the commercial individual housing mortgage loans, the author analyzes in detail the problems in individual housing credit by taking chongqing as an example and puts forward some countermeasures. he also categorizes the risks of individual housing mortgage loans and points out how to guard against the risk of individual housing mortgage loans for commercial banks, which lies in the accurate assessment of the certifying ability of the real estate developer, the thorough investigation of his property and credit, strict control over the evaluation value of the property and the volume of loan and dealing risks promptly, resolutely, flexibly and effectively so as to strangle the risk in cradle

    針對住房公積金管理運作模式存在的問題，提出從完善住房公積金融通制度、健全公積金運作管理制度、嚴格公積金監督管理機制幾方面完善我國的住房公積金制度的建議；商業性的個人住房抵押貸款以重慶市為例對個人住房信貸存在的問題進行詳細分析提出對策，並將個人住房抵押貸款的風險進行歸類，提出商業性銀行個人住房抵押貸款風險的防範主要是在於對房地產開發商保證能力的評估，對其資信情況的調查，嚴格控制物業的評估值和貸款成數，並及時、果斷、靈活、高效，處理出現的風險，將風險消除在萌芽狀態。
  7. Study on bank mortgage loan risks based on value analysis and protective countermeasures

    基於價值分析的銀行抵押貸款風險及防範對策研究
  8. Finally, the author analyzes the risks in securitization and proposes that the first market of housing mortgage loan must be perfected in order to develop the secondary market

    在此基礎上，得出的結論是防範此業務中的風險應完善和規范住房抵押貸款一級市場，積極培育發展住房抵押貸款二級市場的配套的外部環境。
  9. And these measure are : first stringing then management of work - effect, reducing the rate of fixed salary, combining prize distribution with the work - effect ; second system of standard work - hour that carried out on workers who work in product ion, technical staff setting up technical key task subject, enlarging risk mortgage on managers, year salary for managers ; third floating salary for worker, establishing special training prize fund, flexible management of work - hour, establishing such encouraging system as worker ' s holiday with salary

    在分配機制上降低固定工資的比重，獎金分配與效益直接掛鉤；第二，在考核制度上，在加大對各部門總體經濟指標的考核力度的同時，對職工個人的績效考核力度也逐步加大；第三，在激勵手段上，一線職工實行標準工時考核制度，技術人員設立技術攻關課題，加大管理人員風險抵押，經營者試行年薪制，職工崗位工資浮動管理，設立專項培訓獎勵基金，作息時間彈性管理，建立職工帶薪休假制度等具體激勵措施。
  10. Chapter three analyses the suitable pricing model of our country ' s mbs, and by studying secular trend and fluctuation of risk free interest rate and the term structure of interest rate of national debt, i propose an option model based on floating interest rate mbs which will be issued in our country. next, cash flow current value method is used to carry out the empirical test

    第三章分析了適合我國住房抵押支持證券的定價模型，通過研究我國無風險利率長期趨勢值、波動性以及國債利率期限結構，提出我國發行浮動利率抵押支持證券的期權定價模型，並應用現金流現值定價法對我國發行固定利率住房抵押傳遞證券的定價進行實例分析。
  11. However, with the impact of housing loan guarantee, and gradual opening of chinese financial market, renovating residential mortgage loan insurance is imperative under the situation. deep study is done on residential mortgage loan insurance by this thesis, and there are four sections : the first section expatiates background and significance of the study on residential mortgage loan insurance, makes a clean definition of this insurance, points out that precondition of residential mortgage loan insurance is existence of risks, and sets force functions of residential mortgage loan insurance

    在此背景下，本論文對個人住房抵押貸款保險進行了深入研究，全文分為四個部分：第一部分闡釋了個人住房抵押貸款保險研究的背景及其意義，指出風險的存在是個人住房抵押貸款保險存在的前提，對個人住房抵押貸款保險進行了定義，闡述了個人住房抵押貸款保險的基本職能及派生職能，並指出了住房置業擔保與個人住房抵押貸款保險之間的區別與聯系。
  12. Sme are small and their credit is low. this lead to the higher risk for the credit guarantee enterprise for sme

    中小企業規模小，抵押品不足、信用等級偏低，這就決定了為中小企業提供信用擔保的風險更大。
  13. Should loan losses climb, investors in mortgage - backed securities will also get burnt, especially those holding the riskier, higher - yielding bonds

    如果貸款增長放緩，抵押貸款擔保證券的投資者? ?特別是那些持有高風險高收益債券的投資者，將會因此受損。
  14. Discussion on risk of personal housing mortgage and the prevention

    論個人住房抵押貸款的風險及防範
  15. Rational housing mortgage default amp; amp; its precautious measures

    住房抵押貸款理性違約風險及其規避
  16. Analysis on the risks and prevention of house mortgage loan securitisation

    住房抵押貸款證券化的風險與防範分析
  17. Because of non - systemic information, we should escape the moral risk by proper contract, they design many programs of the bank - firm restitution ; the role that the bank exercised on the firm is completed by debt constraint, and the bank influences the government construction of the firm by debt rights. the bank directly gives capital support to firms, and analyses the firms " ability of returning debt, and the bonding value, and make the load - decision

    主要研究在信息不對稱情況下，如何通過完善契約來防範道德風險；銀企債務重組的設計；銀行對企業治理的作用的實現方案，即通過債權影響公司的治理結構，直接插手評價企業的經營狀況、投資決策、償債能力，以及分析企業的抵押價值並以之作為放貸決策的前提。
  18. To impose a " re - pledging limit " for addressing pooling risk

    就轉按抵押品的價值設立上限，以處理匯集風險；
  19. So it caused considerable surprise on august 23rd when bank of china, one of the country ' s biggest lenders, revealed that it held a $ 9. 6 billion exposure to securities backed by american subprime mortgages ? albeit most of them highly rated

    所以，當中國最大的貸款機構之一，中國銀行在8月23日公布其持有96億美元的美國次級抵押風險債券時，引起震驚?盡管大部分是高收益債券。
  20. Mortgage - backed are commonly seen as a low risk and high earnings type of loan among the credit assets of commercial banks as a certain amount of interest and principle can be recovered each month that makes cash flow stable and that there is comparatively low risks in issuing these types of loans to individuals that use the houses they are paying off in installments as a loan guarantees

    在商業銀行的信貸資產中，住房抵押貸款通常被視為一種風險小、收益高的貸款品種，一則每月可穩定收回一定金額的本息，現金流穩定；二則以個人按揭購買的住房為抵押，風險較低。
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