拖欠貸款率 的英文怎麼說
中文拼音 [tuōqiàndàikuǎnlǜ]
拖欠貸款率
英文
delinquent-loan ratio- 拖 : 動詞1 (拉著物體使移動) pull; drag; draw; haul 2 (用拖把擦洗) mop 3 (在身後耷拉著) trail 4 ...
- 欠 : 動詞1 (睏倦時張口出氣) yawn 2 (身體一部分稍微向上移動) raise slightly (a part of the body) ...
- 貸 : loan
- 款 : Ⅰ形容詞1 (誠懇) sincere 2 [書面語] (緩; 慢) leisurely; slow Ⅱ動詞1 (招待; 款待) receive wit...
- 率 : 率名詞(比值) rate; ratio; proportion
- 拖欠 : be behind in payment; be in arrears; be back; tardy; default
- 貸款 : 1. (借錢給需要用錢者) provide [grant] a loan; make an advance to; extend credit to2. (貸給的款項) loan; credit
-
Loan delinquency ratios for residential mortgages
住宅按揭貸款拖欠比率Joseph yam on mortgage delinquency ratios
任志剛談按揭貸款拖欠比率The increase in the delinquency ratio also needs to be kept in view.
此外,銀行也要密切留意貸款拖欠比率上升的情況。This is related to the possible, larger mortgage loan write - offs during these months
拖欠比率回落,可能與這幾個月來比較大幅的按揭貸款撇帳有關。However, the improvement in the loan delinquency ratio over the last few months has been maintained
然而,過去幾個月貸款拖欠比率有所改善的情況持續。" it is also encouraging that the combined ratio of delinquent and rescheduled loans remained stable.
拖欠貸款及經重組貸款的合併比率保持穩定,亦是令人鼓舞的消息。The good news is that high default rates may be less painful in places whose sub - prime problem sits atop an economic boom
好消息是,在次級債務問題甚於經濟繁榮問題的地方,高拖欠貸款比率的創傷可能不是那麼嚴重。" the improvement in the combined ratio of delinquent and rescheduled loans is encouraging, although the operating environment remains difficult, " said mr david carse, deputy chief executive of the hkma
金管局副總裁簡達恆說:盡管銀行業經營環境仍然困難,拖欠貸款及經重組貸款合併比率有所改善,實在令人鼓舞。" the mortgage delinquency ratio continued to improve. this can largely be explained by repayments of overdue loans and more rescheduling requests accommodated by the banks as reflected by the rise in the rescheduled loan ratio, " said mr david carse, deputy chief executive of the hkma
金管局副總裁簡達恆說:按揭拖欠比率持續改善,主要原因是拖欠貸款獲得償還,以及銀行接受更多重組貸款的要求,其中後者可從經重組貸款比率上升的情況中反映。And these mounting delinquencies, in turn, have prompted banks to tighten lending standards, keeping people who have maxed out their cards from finding new sources of credit
而越來越高的拖欠率又反過來促使銀行提高了借款標準,令已經刷爆了信用卡的人無法找到新的信貸來源。Mr. joseph yam, deputy chairman of the hkmc added, " the owner - occupancy requirement, which is important in ensuring that the programme will only benefit genuine homebuyers and a low default rate, will be strictly enforced by the hkmc
按揭證券公司副主席任志剛表示:按揭保險計劃的業主自住規定,可以確保這個計劃只會令真正的置業人士受惠,而且亦可使貸款拖欠率維持偏低。" while it is too soon to say that a revival is underway, the series of interest rate cuts appears to be having some positive effect on banks mortgage loan portfolios, " said mr david carse, deputy chief executive of the hkma. " new lending has been picking up a little and there have also been signs of improvement in the delinquency ratio.
金管局副總裁簡達恆說:現在談銀行按揭貸款業務正重上升軌未免言之過早,但近期一連串減息似乎對這類業務產生了一些正面作用,不但新批出貸款略有增加,貸款拖欠比率也有改善的跡象。Benefiting from the upturn of the economy which helped strengthen repayment ability, the value of delinquent negative equity rmls decreased. as a result, the three - month delinquency ratio of negative equity rmls
經濟復甦令借款人還款能力增加,因此負資產住宅按揭貸款拖欠額減少,拖欠個月以上的負資產住宅按揭貸款的比率" while the fall in the delinquency ratio was largely due to write - offs made by some banks before the year - end, there also appeared to be a slow - down in the increase of overdue loans " said mr. david carse, deputy chief executive of the hkma
金管局副總裁簡達恆說:雖然月份按揭貸款拖欠比率下降,主要是因為部分銀行在年底前進行撇帳,但是逾期貸款的增加速度似乎也有所放緩。Moreover, the loan delinquency ratio continues to creep up. this also needs to be kept in view.
此外,按揭貸款拖欠比率持續攀升的情況,我們亦須密切注視。" at the same time, the mortgage delinquency ratio has continued to show a small but steady improvement.
與此同時,銀行的按揭貸款拖欠比率亦繼續穩步改善。The hkma will also monitor carefully the trend of the delinquency ratio for the residential mortgage portfolio
金管局亦會審慎監察住宅按揭貸款拖欠比率的發展趨勢。In line with the improving economic conditions, the three - month delinquency ratio of negative equity rmls
隨經濟環境改善,拖欠個月以上的負資產住宅按揭貸款比率In this paper, we primary study two contents : 1 ) the effect of the changes of both the loan interest rate and the defaulting probability of the entrepreneur on the expected profits of the banks when the entrepreneur pursues opportunity benefit under asymmetric information. 2 ) the effect of the change of the loan interest rate on the average successful probability of the project of the entrepreneur when the entrepreneur have multi - continuous projects under asymmetric information
摘要主要研究兩個方面的內容: 1 )不對稱信息條件下,當企業追求機會利益時,貸款利率和企業拖欠還款概率的變化對銀行期望利潤的影響; 2 )當企業具有多個連續投資項目時,在不對稱信息條件下,貸款利率的變化對企業項目平均成功概率的影響。This is, i think, attributable partly to the fortitude with which homeowners in negative equity have borne the problem, and partly to the willingness of most banks to restructure loans in cases of difficulty
不過,我要指出目前按揭貸款的拖欠還款比率仍然位於低位,我相信這是因為負資產業主都能堅忍地承擔這個問題,以及大部分銀行都願意為面對困難的借款人重組貸款。分享友人