按揭借款 的英文怎麼說

中文拼音 [ànjiējièkuǎn]
按揭借款 英文
mortgage facility
  • 按 : Ⅰ動詞1 （用手或手指壓） press; push down 2 （壓住; 擱下） leave aside; shelve 3 （抑制） restrain...
  • 揭 : Ⅰ動詞1 （把粘在別的物體上的片狀物取下） tear off; take off 2 （把蓋在上面的或遮擋的東西拿起） unc...
  • 借 : 動詞1 （借進） borrow 2 （借出） lend 3 （假託） use as a pretext 4 （憑借; 趁著） make use of; t...
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 按揭 : installment
  1. Commerciality individual housing borrows money ( mortgage loan namely ) compare loan of housing accumulation fund to want to the demand bearing of borrower comfortable a lot of, have the effective and resident status, natural person that has capacity of completely civil action to want to satisfy following condition to be able to apply for only : the profession that has stability, income and repay ability ; the capital fund that the bank is approbated serves as guaranty or impawn ; the unit of put on sale that buys housing with place signed the contract that buy a house or book of the intent that buy a house

    商業性個人住房貸款（即按揭貸款）對借款人的要求相比住房公積金貸款要寬松許多，具有有效居留身份、有完全民事行為能力的自然人只要滿足下列條件即可申請：有穩定的職業、收入和償還能力；有銀行認可的資產作為抵押或質押；與所購住房的發售單位簽訂了購房合同或購房意向書。
  2. The dwelling was acquired 4 years ago with a mortgage loan borrowed by them jointly from a bank which is repayable by monthly instalments over a 10 - year period

    該住宅於4年前購買並由他們聯名向銀行借取按揭貸款以支付購樓的款項。該筆貸款按月分期償還為期10年。
  3. A civil servant who joins the government s home finance scheme, home purchase scheme or housing loan scheme obtains a downpayment loan from the government in addition to the mortgage loan from the bank

    某公務員參加政府的居所資助計劃自置居所資助計劃或購屋貸款計劃，除了向銀行借取按揭貸款外，並向政府取得首期貸款。
  4. The occupying borrower mortgagors income must be more than or at least equal to the monthly mortgage instalment payment

    佔用物業的借款人抵押人的收入必須超過或至少相等於每月的按揭供款額。
  5. Owing largely to increases in collateral values together with continued loan repayments, the estimated unsecured portion of the negative equity rmls declined to about hk 7 billion from hk 8 billion at end - june

    主要由於抵押品價值增加及借款人繼續還款，估計負資產住宅按揭貸款的無抵押部分由月底的億港元，降至約億港元。
  6. Personal housing re - mortgage loan means a business that the borrower having handled a personal housing loan at icbc needs to transfer house property right and mortgage loan to any other person and engages icbc to continue to handle the procedures of loan transfer during the period of repayment for sale ， donation ， inheritance of the purchased housing and other reasons

    個人住房轉按揭貸款是指已在工行辦理個人住房貸款的借款人在還款期間，由於所購房屋出售、贈與、繼承等原因，房屋產權和按揭借款需同時轉讓給他人，並由工行為其續做貸款轉移手續的業務。
  7. The hkmcs underwriting standards for mortgage insurance are quite stringent, focussing on the ability of borrowers to service their mortgages

    對于所承保的按揭貸款，香港按揭證券有限公司有一套嚴謹及注重評估借款人實際還款能力的審批準則。
  8. Benefiting from the upturn of the economy which helped strengthen repayment ability, the value of delinquent negative equity rmls decreased. as a result, the three - month delinquency ratio of negative equity rmls

    經濟復甦令借款人還款能力增加，因此負資產住宅按揭貸款拖欠額減少，拖欠個月以上的負資產住宅按揭貸款的比率
  9. Households with zero income and / or zero mortgage payment and loan repayment by household members ( i. e. with mortgage payment and loan repayment by non - household members only ) are excluded in the calculation

    收入金額和或住戶成員的按揭供款及借貸還款為零（即只由非家庭住戶成員支付的按揭供款及借貸還款）的住戶都不包括在計算之內。
  10. From the perspective of the mortgage lenders, it is unlikely that they would exercise the right to call for immediate repayment if the mortgage is being serviced properly i. e. there is no event of default

    從按揭貸款人的角度來看，若借款人如期償還按揭貸款即沒有出現違約事件，則它們行使有關權利要求立即償還按揭貸款的機會不大。
  11. Some of the existing mortgage deeds contain both a repayment " on demand " clause as well as an " event of default " clause the happening of which will entitle the mortgage lender to demand the immediate repayment by the borrower of all money and liabilities due or owing by the borrower to the mortgage lender under the mortgage

    部分現有按揭契據載有按貸款人要求隨時償還條款，及違約事件條款，即一旦發生違約事件條款內所述事項，按揭貸款人即可要求借款人即時償還借款人在按揭貸款下欠按揭貸款人的所有款項及債項。
  12. Require the borrower through the lending bank to reduce the size of the mortgage and cancel the insurance

    透過貸款銀行要求借款人減少按揭貸款金額，並取消保險。
  13. In the latter case, the insurance premium will be bundled with the mortgage principal and repayment of the premium will form part of the monthly instalment to be paid by the borrowers to the approved sellers over the term of the mortgage

    借款人可選擇自行支付保險費，或由核準賣方代為墊支。若選擇墊支，保險費將與按揭貸款本金相加，由借款人根據按揭貸款期每月攤還。
  14. Residential mortgage survey results for january 1999 new mortgage lending dropped in january according to the hkma s monthly survey on residential mortgage lending

    香港金融管理局金管局最新的住宅按揭每月統計調查結果顯示，年月份新借出按揭貸款比上月減少。
  15. The new scheme will enable mortgage borrowers to lock in a predetermined rate that remains fixed during the designated period and be insulated from any future volatility in interest rates during the entire period

    5 . 60 %優惠定息按揭計劃可幫助按揭借款人鎖定整個有關期限內的按揭利率，確保不受將來的利率波動影響。
  16. Personal housing re - mortgage loan mea a busine that the borrower having handled a personal housing loan at icbc needs to tra fer house property right and mortgage loan to any other person and engages icbc to continue to handle the procedures of loan tra fer during the period of repayment for sale ， donation ， inheritance of the purchased housing and other reaso

    個人住房轉按揭貸款是指已在工行辦理個人住房貸款的借款人在還款期間，由於所購房屋出售、贈與、繼承等原因，房屋產權和按揭借款需同時轉讓給他人，並由工行為其續做貸款轉移手續的業務。
  17. Although these are very much different concerns, there is a common approach in the strategies adopted by all in addressing their respective concerns : this is to lessen the burden of the mortgagors in negative equity so that they will not default on their mortgage loans

    雖然大家關注的焦點不同，但所採取的策略都有一個共通點：減輕負資產按揭借款人的負擔，以免出現斷供的情況。
  18. I am therefore pleased to see that the hong kong mortgage corporation has last week come up with a market - driven solution that will help mortgage borrowers in negative equity to refinance at a lower mortgage rate and the banks to manage the credit risk of their mortgage portfolios

    因此，我很高興見到香港按揭證券有限公司在上星期推出一個市場主導的方案，以協助負資產按揭借款人按較低的利率轉按，及協助銀行管理其按揭組合的信貸風險。
  19. They have - far more perhaps than has been acknowledged - been both forbearing and constructive in their treatment of mortgage - holders facing difficulties ; in particular, they have responded positively to our recent measures to enable them to be more flexible in offering relief to homeowners in negative equity

    面對出現困難的按揭借款人，它們也能表現出寬容，並以具建設性的方法處理問題，特別是它們都積極回應金管局最近推出的措施，讓它們能靈活處理負資產業主轉按的個案。
  20. The arrangement will also benefit the participating bank and the hkmc. to the originating bank, it provides an extra source of steady fee income and an effective avenue for marketing banking products to mortgage borrowers. to the hkmc, it will help us to diversify our mortgage portfolio to include a good mix of floating and fixed rate mortgages.

    計劃亦可為參與銀行及按揭證券公司帶來裨益對參與銀行來說，將可提供穩定的費用收入及提供有效渠道向按揭借款人推廣其他銀行產品對按揭證券公司來說，可令其按揭貸款組合更多元化，進一步改善浮息及定息按揭的比率。
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