按揭物業 的英文怎麼說

中文拼音 [ànjiēwùyè]
按揭物業 英文
mortgaged property
  • 按 : Ⅰ動詞1 （用手或手指壓） press; push down 2 （壓住; 擱下） leave aside; shelve 3 （抑制） restrain...
  • 揭 : Ⅰ動詞1 （把粘在別的物體上的片狀物取下） tear off; take off 2 （把蓋在上面的或遮擋的東西拿起） unc...
  • 物 : 名詞1 （東西） thing; matter; object 2 （指自己以外的人或與己相對的環境） other people; the outsi...
  • 業 : Ⅰ名詞1 （行業） line of business; trade; industry 2 （職業） occupation; profession; employment; ...
  • 按揭 : installment
  • 物業 : agreement premise
  1. This article consists of five parts as following : mortgage of uncompleted building was originated from the common law and the law of hong kong, so the paper probes into its meaning - the transformation of the specific property right ; when the debtor fails to perform his duty, the creditor can obtain the title determinately ; the debtor enjoys the right of redeeming the collateral security through fulfilling his debt, the creditor has the obligation of returning the property at the same time. secondly, the author summaries its essential feature on the practice of the real estate mortgage hi the mainland of china - the target of the mortgage is a kind of expective interest ; the mortgage is a kind of guarantee which is settled through making over the interests in expectancy ; the risk of the mortgaged uncompleted building should be borne by the realty company instead of the mortgagor ; the phase of the mortgage ; mortgage is realized in a particular way. thirdly, on the basis of analyzing the legal nexus that is involved, the paper points out that the legal ne xus of the mortgage is just between the mortgagor and the mortgagee

    樓花按揭作為一種擔保方式起源於英美法上的mortgage ，所以本文第一部分首先探討了mortgage在英美法上的含義：特定財產權利的轉移；在債務人不履行債務時，債權人可以確定地取得所有權；債務人享有通過履行債務而贖回擔保物的權利，同時債權人負有交還財產的義務。其次，就我國的樓花按揭實踐總結了其基本特徵：樓花按揭涉及兩個合同三方當事人；樓花按揭的標的是一種期待性利益；樓花按揭是通過轉讓物業權益而設定的一種擔保方式；預售樓花滅失的風險應有開發商承擔；樓花按揭的階段性；樓花按揭實現方式的特殊性。最後，分析了樓花按揭所牽涉的各個法律關系，認為真正的樓花按揭法律關系只是購房人與銀行之間的按揭貸款關系，按揭當事人只有購房人（按揭人）與銀行。
  2. A quantity surveyor was sentenced to 100 hours of community service for inflating the purchase of a property to obtain a larger mortgage loan from a bank

    一名工料測量師誇大物業買價，以便向銀行取得較高的按揭貸款額，被判須履行一百小時社會服務。
  3. A guide to property tax deduction for mortgage interests and allowances ; holdover of provisional property tax stamp duty

    物業稅簡介二扣除物業按揭貸款利息和免稅額申請緩繳暫繳物業稅
  4. Where certificate of payment or of exemption cannot be issued within a reasonable period of time, e. g. due to tracing of life time gifts, protracted negotiations on valuation of land or shares or where interest in a pre - deceased s estate is involved, the executor administrator can apply to the commissioner for provisional clearance papers upon production of satisfactory guarantee bank guarantee, equitable mortgage of properties, deposit of quoted shares, transfers of bank account balances as payment on account, etc. the executor administrator can then proceed with the application for the grant without delay

    如本署未能于合理時間內發出繳付遺產稅證明書或豁免遺產稅證明書，例如：由於須追查死者生前的饋贈就土地或股票估值進行長時間的協商或涉及已故者生前的財產權益問題而引致延誤，如遺囑執行人遺產管理人能提供充足的保證銀行保證書衡平法上的物業按揭上市股票押存銀行戶口轉帳付稅等，可向遺產稅署署長申請臨時遺產稅清妥證明書，並可隨即進行申請辦理遺囑認證書，無須延誤。
  5. Where certificate of payment or of exemption cannot be issued within a reasonable period of time, e. g. due to tracing of life time gifts, protracted negotiations on valuation of land or shares or where interest in a pre - deceased s estate is involved, the executoradministrator can apply to the commissioner for provisional clearance papers upon production of satisfactory guarantee ( bank guarantee, equitable mortgage of properties, deposit of quoted shares, transfers of bank account balances as payment on account, etc. ). the executoradministrator can then proceed with the application for the grant without delay

    如本署未能于合理時間內發出繳付遺產稅證明書或豁免遺產稅證明書，例如：由於須追查死者生前的饋贈、就土地或股票估值進行長時間的協商、或涉及已故者生前的財產權益問題而引致延誤，如遺囑執行人遺產管理人能提供充足的保證（銀行保證書、衡平法上的物業按揭、上市股票押存、銀行戶口轉帳付稅等） ，可向遺產稅署署長申請臨時遺產稅清妥證明書，並可隨即進行申請辦理遺囑認證書，無須延誤。
  6. This is another cross - border wealth management service following the launch of " phone banking roaming service " last month. hong kong owners of shenzhen properties can instruct icbc asia in hong kong to settle monthly installment payments for mortgages handled by icbc shenzhen branch

    透過此項服務，港人可在香港的中國工商銀行亞洲任何一間分行，直接申請辦理代交經由中國工商銀行深圳市分行承辦的深圳物業按揭供款，開拓深圳樓按香港還款的直接渠道。
  7. It is expected that a good grading will be conducive to improving the property value and transactions of the properties concerned, and will attract more favourable mortgage or insurance terms

    良好的評級相信會有利樓價和增加物業成交機會，而有關樓宇亦可獲得更優惠的按揭或保險條款。
  8. The occupying borrower mortgagors income must be more than or at least equal to the monthly mortgage instalment payment

    佔用物業的借款人抵押人的收入必須超過或至少相等於每月的按揭供款額。
  9. Fourthly, such creative packages involving only a nominal down payment may encourage speculation in residential property. the dynamics of the property market are a complex subject

    第四，由於這類嶄新的按揭計劃只要求借款人提供極小數目的首期，因此可能會助長住宅物業炒風。
  10. The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items

    儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。
  11. The owner - occupancy requirement, which is important in ensuring a low default rate, will be strictly enforced

    按揭證券公司將嚴格執行物業自住的規定，從而減低脫期供款之風險。
  12. Hong kong monthly digest of statistics, hong kong property review - monthly supplement, residential mortgage survey

    香港統計月刊香港物業報告每月補編住宅按揭統計調查
  13. This was anticipated when we made the recommendation at the end of january for banks to tighten the loan to value ratio for more expensive properties, " said mr carse

    我們在一月底建議銀行收緊貴價物業的按揭成數時，已預計會出現有關情況。
  14. " in view of the buoyancy of the residential property market and new flats offered to the market in early january, we expect the growth of residential mortgage loans will continue to rise quite rapidly in january, " said mr carse

    簡達恆說：由於不少貸款申請在審批中，故預期住宅物業按揭貸款在二月份會繼續迅速增長。我們在一月底建議銀行收緊貴價物業的按揭成數時，已預計會出現有關情況。
  15. The figures derived from the survey relate only to rmls provided by authorized institutions on the basis of first mortgages and which the reporting institution knows to be in negative equity i. e. the outstanding loan amount with the reporting institution exceeds the current market value of the mortgaged property. not included in these figures are some 67, 600 rmls associated with government - funded co - financing schemes and another 29, 920 rmls associated with private sector co - financing schemes

    調查所得數字僅涉及銀行提供並已知道為負資產的一按貸款即欠受訪機構的未償還貸款額超過按揭物業的當前市值，當中並不包括約67 ， 600宗涉及政府資助二按計劃的住宅按揭貸款及29 ， 920宗涉及由私營機構提供二按的住宅按揭貸款。
  16. The figures derived from the survey relate only to rmls provided by authorized institutions on the basis of first mortgages and which the reporting institution knows to be in negative equity i. e. the outstanding loan amount with the reporting institution exceeds the current market value of the mortgaged property. not included in these figures are some 65, 170 rmls associated with government - funded co - financing schemes and another 27, 480 rmls associated with private sector co - financing schemes

    調查所得數字僅涉及銀行提供並已知道為負資產的一按貸款即欠受訪機構的未償還貸款額超過按揭物業的當前市值，當中並不包括約65 ， 170宗涉及政府資助二按計劃的住宅按揭貸款及27 ， 480宗涉及由私營機構提供二按的住宅按揭貸款。
  17. The figures derived from the survey relate only to rmls provided by authorized institutions on the basis of first mortgages and which the reporting institution knows to be in negative equity i. e. the outstanding loan amount with the reporting institution exceeds the current market value of the mortgaged property

    調查所得數字僅涉及銀行提供並已知道為負資產的一按貸款即欠受訪機構的未償還貸款額超過按揭物業的當前市值，當中並不包括涉及二按，而連同二按計算屬于負資產貸款的住宅按揭貸款。
  18. The figures derived from the survey relate only to rmls provided by authorized institutions on the basis of first mortgages and which the reporting institution knows to be in negative equity i. e. the outstanding loan amount with the reporting institution exceeds the current market value of the mortgaged property. not included in these figures are some rmls associated with co - financing schemes which would be in negative equity if taking into account the second mortgage

    調查所得數字僅涉及銀行提供並已知道為負資產的一按貸款即欠受訪機構的未償還貸款額超過按揭物業的當前市值，當中並不包括涉及二按，而連同二按計算屬于負資產貸款的住宅按揭貸款。
  19. The number of mortgage loans in negative equity ( i. e. where a mortgaged property is worth less than the level of the outstanding mortgage loan from an ai ) remained an issue of concern

    ，負資產按揭貸款（即按揭物業市值低於未償還的認可機構按揭貸款）數目仍然受到關注。
  20. When you have selected a suitable property and are ready to enter into a tenancy, you should check the land records of the property to verify the identity of the owner and find out if the property has been mortgaged to a bank or other financial institution

    Http : / / www . eaa . org . hk / search / ch _ index . html已按揭物業當你找到合適的物業並考慮承租，你應該先查閱該物業的土地紀錄，以核實有關的業主身份，以及查明該物業是否已按揭予銀行或其他財務機構。
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