按揭財產 的英文怎麼說

中文拼音 [ànjiēcáichǎn]
按揭財產 英文
mortgaged property
  • 按 : Ⅰ動詞1 （用手或手指壓） press; push down 2 （壓住; 擱下） leave aside; shelve 3 （抑制） restrain...
  • 揭 : Ⅰ動詞1 （把粘在別的物體上的片狀物取下） tear off; take off 2 （把蓋在上面的或遮擋的東西拿起） unc...
  • 財 : 名詞（金錢和物資的總稱） wealth; property; valuables
  • 產 : Ⅰ動詞1 （人或動物的幼體從母體中分離出來） give birth to; be delivered of; breed 2 （創造財富; 生...
  • 按揭 : installment
  • 財產 : property; assets; estate
  1. This article consists of five parts as following : mortgage of uncompleted building was originated from the common law and the law of hong kong, so the paper probes into its meaning - the transformation of the specific property right ; when the debtor fails to perform his duty, the creditor can obtain the title determinately ; the debtor enjoys the right of redeeming the collateral security through fulfilling his debt, the creditor has the obligation of returning the property at the same time. secondly, the author summaries its essential feature on the practice of the real estate mortgage hi the mainland of china - the target of the mortgage is a kind of expective interest ; the mortgage is a kind of guarantee which is settled through making over the interests in expectancy ; the risk of the mortgaged uncompleted building should be borne by the realty company instead of the mortgagor ; the phase of the mortgage ; mortgage is realized in a particular way. thirdly, on the basis of analyzing the legal nexus that is involved, the paper points out that the legal ne xus of the mortgage is just between the mortgagor and the mortgagee

    樓花按揭作為一種擔保方式起源於英美法上的mortgage ，所以本文第一部分首先探討了mortgage在英美法上的含義：特定財產權利的轉移；在債務人不履行債務時，債權人可以確定地取得所有權；債務人享有通過履行債務而贖回擔保物的權利，同時債權人負有交還財產的義務。其次，就我國的樓花按揭實踐總結了其基本特徵：樓花按揭涉及兩個合同三方當事人；樓花按揭的標的是一種期待性利益；樓花按揭是通過轉讓物業權益而設定的一種擔保方式；預售樓花滅失的風險應有開發商承擔；樓花按揭的階段性；樓花按揭實現方式的特殊性。最後，分析了樓花按揭所牽涉的各個法律關系，認為真正的樓花按揭法律關系只是購房人與銀行之間的按揭貸款關系，按揭當事人只有購房人（按揭人）與銀行。
  2. Where certificate of payment or of exemption cannot be issued within a reasonable period of time, e. g. due to tracing of life time gifts, protracted negotiations on valuation of land or shares or where interest in a pre - deceased s estate is involved, the executor administrator can apply to the commissioner for provisional clearance papers upon production of satisfactory guarantee bank guarantee, equitable mortgage of properties, deposit of quoted shares, transfers of bank account balances as payment on account, etc. the executor administrator can then proceed with the application for the grant without delay

    如本署未能于合理時間內發出繳付遺產稅證明書或豁免遺產稅證明書，例如：由於須追查死者生前的饋贈就土地或股票估值進行長時間的協商或涉及已故者生前的財產權益問題而引致延誤，如遺囑執行人遺產管理人能提供充足的保證銀行保證書衡平法上的物業按揭上市股票押存銀行戶口轉帳付稅等，可向遺產稅署署長申請臨時遺產稅清妥證明書，並可隨即進行申請辦理遺囑認證書，無須延誤。
  3. Where certificate of payment or of exemption cannot be issued within a reasonable period of time, e. g. due to tracing of life time gifts, protracted negotiations on valuation of land or shares or where interest in a pre - deceased s estate is involved, the executoradministrator can apply to the commissioner for provisional clearance papers upon production of satisfactory guarantee ( bank guarantee, equitable mortgage of properties, deposit of quoted shares, transfers of bank account balances as payment on account, etc. ). the executoradministrator can then proceed with the application for the grant without delay

    如本署未能于合理時間內發出繳付遺產稅證明書或豁免遺產稅證明書，例如：由於須追查死者生前的饋贈、就土地或股票估值進行長時間的協商、或涉及已故者生前的財產權益問題而引致延誤，如遺囑執行人遺產管理人能提供充足的保證（銀行保證書、衡平法上的物業按揭、上市股票押存、銀行戶口轉帳付稅等） ，可向遺產稅署署長申請臨時遺產稅清妥證明書，並可隨即進行申請辦理遺囑認證書，無須延誤。
  4. Iii home loan interest paid on bank overdraft account is tax deductible if the money borrowed is directly used for acquisition of his dwelling and the overdraft facility is secured by a mortgage charge over the dwelling or any other property in hong kong

    Iii如所借取的款項是直接用於購買其住宅，並以該住宅或任何其他香港財產作按揭或押記，就銀行透支帳戶繳付的居所貸款利息可在計算稅項時獲得扣除。
  5. The debtor whose property is subject to the mortgage is called the mortgagor

    其財產被按揭抵押的債務人被稱為抵押人
  6. Secondly, the author researched on the main body, content and object in the mortgage of the real estate industry of china, and concluded that the object in mortgage is not the house property, but the expectant to the ownership of the mortgage target, it is a property rights

    其次，研究了我國房地產按揭法律關系的主體，內容和客體，認為按揭法律關系的客體不是房產（物） ，而是對按揭標的物的所有權的期待權，是一種財產權益。
  7. " notwithstanding the interest rate environment and property market conditions, the hkmc achieved another year of solid financial results after the record high set in 2004, " said the hon. henry tang, chairman of the board of directors of the hkmc

    按揭證券公司董事局主席唐英年先生在年報中表示：毋礙于利率環境及地產市道，按揭證券公司繼二零零四年業績創新高后，于本年度的財務業績仍然取得穩健的表現。
  8. As a new security means for loan, it has broken the limit of the traditional real guarantee thoery, and initiated a new real guarantee means by which real estate company can raise a loan from banks easier, banks reduce his financial risk and house consumer be available to buy house ahead schedule

    二十世紀九十年代以來，樓花按揭在內地廣泛流行，作為一種新型的融資擔保方式，它突破了傳統物權擔保僅以現有財產為標的的限制，開創了以預購商品房的房產期待權為擔保標的新模式。
  9. If the loan is used for acquisition of his dwelling and is secured by a mortgage charge over the dwelling or over any other property in hong kong for example, a second charge on the property in favour of the financial secretary incorporated, the loan interest paid thereon is tax deductible - section 26e definition of " home loan "

    如有關貸款是用於購買其住宅，並以該住宅或任何其他香港財產作按揭押記例如以財政司立案法團為受惠人就該物業所作的第二押記取得，所繳付的貸款利息可在計算稅項時獲得扣除。
  10. I believe this is the most positive way the reserves can be put to use and, from the perspective of hong kong s overall economic interest, this is obviously the best investment. streamlining government structure strictly speaking, the value of government assets far exceeds the $ 400 billion reserves it has accumulated over the years, because potential income can be derived from the development and sales of government properties, from the government s huge investments in the airport, railways and mortgage companies, and also from the

    嚴格而言，政府資產遠超過累積的財政儲備四千多億，其他如產業管理處現在不停地發展和出售的房地產，政府在機場、鐵路、按揭公司等已作出了的龐大投資，多項以營運基金形式運作的公營部門，都是可變為財富的工具，政府如何管理這些投資，以提高它們的增值能力，也是本人素來關注的問題。
  11. With competition sharply reducing the margins on residential mortgage lending, and little loan demand from the corporate sector, banks turned increasingly to other types of consumer lending, such as credit card business, personal loans and wealth management products to provide some asset growth and broaden income sources

    競爭令住宅按揭貸款息差大幅收窄，與此同時，商業機構的貸款需求疲弱，因此銀行都轉向推廣其他類型的消費貸款業務，例如信用卡業務、個人貸款及財富管理產品，以爭取資產增長及擴闊收入來源。
  12. In the hkma briefing to the legislative council financial affairs panel on 6 may i spent some time explaining our policy in respect of mortgages in negative equity - where the outstanding borrowing is greater than the value of the property

    日金管局向立法會財經事務委員會簡報其工作概況時，我解釋了金管局對負資產按揭貸款即未償還貸款額超過物業當前市值的政策。
  13. They are also helpful to those still repairing their balance sheets, including those servicing negative equity mortgages

    低利率有利於經濟復甦，亦可協助人們改善財務狀況，包括負資產按揭的人士。
  14. The last time i briefed the legislative council financial affairs panel on the work of the hkma, i drew attention to the small increase just then recorded in the number of negative - equity mortgages on the books of licensed banks in the third quarter of 2005

    我上次向立法會財經事務委員會簡報金管局的工作時曾指出，持牌銀行在2005年第3季的負資產按揭貸款宗數剛錄得輕微上升。
  15. At present, these financial risks are mainly reflected in ( i ) market risks in several areas where the real estate market appears overheated ; ( ii ) financial risks due to the high debt level of property developers ; ( iii ) moral hazard reflected in felonies involved in mortgage borrowings ; ( iv ) operational risks in bank credit lending especially by local branch offices ; ( v ) credit risks on land developers, and ( vi ) legal and regulatory risks on property lending

    當前房地產金融風險集中表現為：一是部分地區房地產市場過熱存在市場風險；二是房地產開發企業高負債經營隱含財務風險；三是「假按揭」凸顯道德風險；四是基層銀行發放房地產貸款存在操作風險；五是土地開發貸款有較大信用風險；六是房地產貸款法律風險加大。
  16. D introduced the home owner mortgage enhancement home pilot programme to help relieve the financial burden of homeowners in negative equity and to provide a tool for banks to hedge the risk of mortgages in negative equity

    推出負資產按揭保險試驗計劃，協助負資產業主減輕財務壓力，同時為銀行提供一項對沖負資產按揭貸款風險的工具
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