授信貸款 的英文怎麼說
中文拼音 [shòuxìndàikuǎn]
授信貸款
英文
credit extension loan-
Giving a letter is the capital that points to client of orgnaization of finance of commercial bank xiang fei to be offerred directly, perhaps be to the client in concerned economy activity the compensation that arises possibly, assurance that pays responsibility to make, include financing of loan, trade, bill financing, financing to rent, overdraw, the business inside the watch such as each money advanced for sb to be paid back later, and bill accept, open a l / c, defend case, reserve confirmed, bond issues l / c, letter of credit assure, loan assures, the business outside the watch such as the loan commitment with the asset sale that has recourse, irrevocable untapped
授信是指商業銀行向非金融機構客戶直接提供的資金，或者對客戶在有關經濟活動中可能產生的賠償、支付責任做出的保證，包括貸款、貿易融資、票據融資、融資租賃、透支、各項墊款等表內業務，以及票據承兌、開出信用證、保函、備用信用證、信用證保兌、債券發行擔保、借款擔保、有追索權的資產銷售、未使用的不可撤消的貸款承諾等表外業務。Chinese banking begin and try and set up as far back as 1996 " award letter, examine loan separate, hierarchical examination and approval, responsibility clearly demarcated in unison " award letter management system, introduced customer ' s credit rating system and loan risk categorized system again later, make loan authorize system and customer award letter management method in unison, pursue customer award letter manage in unison all - sided
中國銀行業早在1996年就開始嘗試建立「統一授信、審貸分離、分級審批、責任分明」的授信管理體制，后來又引進了客戶信用評級體系和貸款風險分類制度，制定了貸款授權制度和客戶統一授信管理辦法，正在全面推行客戶統一授信管理。The expanding for floating range of credit interest and the risk of bank ' s credit business
貸款利率浮動區間擴大與銀行授信業務風險性研究A former senior credit manager of a bank, wanted by the icac, voluntarily returned from canada to hong kong to face bribery charges in relation to a 460 million letters of credit scam
一名銀行前高級授信經理，涉嫌收受利益，批出約四億六千萬港元信用狀貸款，被廉政公署通緝多年，疑犯其後同意免卻引渡程序，自願由加拿大回港接受起訴。A former senior credit manager of a bank was sentenced to seven years and nine months imprisonment for bribery and fraud in relation to the granting of over hk 490 million letters of credit facilities after a jury returned a guilty verdict
一名銀行前高級授信經理，在職時收受利益，並詐騙銀行以批出逾四億九千萬港元信用狀貸款予客戶，被陪審團裁定罪名成立，被判入獄七年九個月。Inquiry can be made through the personal credit information database only with the authorization in writing by the person involved when personal loan application or credit card application is being reviewed, offer of guarantee by an individual assessed, or personal loan or credit card monitored for credit risks on a continued basis
建立個人信用信息基礎數據庫既要實現商業銀行之間信息共享，方便群眾借貸，防範信貸風險；又要保護個人隱私和信息安全，只能經當事人書面授權，在審核個人貸款、信用卡申請或審核是否接受個人作為擔保人等個人信貸業務，以及對已發放的個人貸款及信用卡進行信用風險跟蹤管理，才能查詢個人信用信息基礎數據庫。If the cardholder s current balance exceeds the cardholder s credit limit, the bank will charge an excess limit fee of hkd130. -
如持卡人現結欠之款項總額超過持卡人獲授予化信用貸款限額，本銀行會徵收超出信用額費用港幣一百三十元。Credit extension loan
授信貸款If the cardholder s current balance exceeds the cardholder s credit limit, the bank will charge an excess credit limit fee of hkd130
如持卡人現結欠之款項總額超過持卡人獲授予之信貸限額，本銀行會徵收超出信用額費用港幣一百三十元。The letter is awarded to include loan commitment outside the watch, assure, accept of l / c, bill
表外授信包括貸款承諾、保證、信用證、票據承兌等。The letter is awarded to include financing of loan, project, trade financing, discount inside the watch, overdraw, protect manage, short - term loan and counter - purchase etc ; the letter is awarded to include loan commitment outside the watch, assure, accept of l / c, bill
表內授信包括貸款、項目融資、貿易融資、貼現、透支、保理、拆借和回購等；表外授信包括貸款承諾、保證、信用證、票據承兌等。Hong kong, april 18, 2004 - industrial and commercial bank of china asia limited " icbc asia ", sehk : 0349 announced that the bank was assigned first time credit ratings by moody s investors service. icbc asia received a2 prime - 1 long - term short - term deposit ratings and d bank financial strength rating bfsr
中國工商銀行亞洲有限公司工銀亞洲香港交易所： 0349宣布剛獲國際評級機構穆迪投資首次給予信貸評級，工銀亞洲之長期及短期存款分別獲授a2prime - 1評級，展望穩定，另獲d級銀行財務實力評級，展望正面。The bank will also issue a personal identification number ( pin ) to the cardholder for the purpose of obtaining cash advances from the designated atm networks andor, subject to the bank s approval, performing transactions by electronic means at designated atms or point of sale terminals. the use of the atm facilities is subject to the bank s terms and conditions governing the use of atm cards, a copy of which is available upon request
本銀行亦授予持卡人一私人密碼，供其于指定之自動櫃員機網路作現金貸款，及或經本銀行同意后，持卡人可安排以其信用卡于指定之自動櫃員機或一般銷售點終端機進行電子交易，而應用此等自動櫃員機服務將受到本銀行之自動櫃員機卡使用規則約束，此條款可於隨時向本銀行索閱。Thus, it is significant to decrease the bad credit, improve the credit management and enhance the risk control
因此，減少不良貸款，改進授信管理，加強風險控制就成了重中之重。Article 3 syndicated loan means a loan or facility either in the local or foreign currency that is extended to the borrower through an agent at the prescribed time and proportion by two or more banks on the same terms and pursuant to the same loan agreement
第三條銀團貸款是指由兩家或兩家以上銀行基於相同貸款條件，依據同一貸款協議，按約定時間和比例，通過代理行向借款人提供的本外幣貸款或授信業務。The training on business management for small enterprises is intended to cope with the difficulties and challenges encountered by farmers in running their small enterprises, focusing on how to select the business products or services, how to identify the ways of making business, how to calculate the business expenditures, and on how to estimate the sales profits
小企業經營管理教學模塊主要內容是幫助農牧民掌握有關產品及服務定位經營方式計算經營成本和利潤等方面的知識。小額信貸教學模塊主要是傳授給農牧民一些貸款政策申請貸款程序和利息計算等知識。Today ' s banking industry pays special attention to the expected income of the potential borrower. most banks discarded the commercial loan theory that once dominated the banking theory in the history. they make personal loans to consumers based on the theory of the expected income of loan
消費信貸是拉動經濟快速增長的銀行產品，今天的銀行業特別注重潛在借款者的未來或者說預期的收入，大都拋棄了歷史上在銀行業理論中曾占壟斷地位商業貸款理論，大多數銀行根據貸款的預期收入理論對消費者貸款實行個人授信，這種新的消費方式使銀行豐富了貸款種類，本文主要涉及個人住房貸款以及個人汽車貸款。Article 19 the lead arranger shall conduct due diligence on the borrower or the finance project before the advance of the loan in accordance with the requirements under the guidelines on commercial banks ' due diligence in the credit granting to small enterprises, and based on the results of the due diligence conduct initial negotiations with the borrower in connection with, among other things, the propose, facility, interest rate, term, form of guarantee, conditions for drawdown, repayment method and related expenses of the loan, and prepare a memorandum for the syndicated loan based on such information
第十九條牽頭行應按照《商業銀行授信工作盡職指引》的要求，對借款人或貸款項目進行貸前盡職調查，並在此基礎上與借款人進行前期談判，商談貸款的用途、額度、利率、期限、擔保形式、提款條件、還款方式和相關費用等，並據此編制銀團貸款信息備忘錄。Various monetary instruments should be used to regulate liquidity and to strictly control the size of loans and frequency of credit extension, so as to better regulate domestic demand and balance international payments, said the conference
會議稱，應該應用各種貨幣手段來控制流動性，嚴格控制貸款的規模，和授信的頻率，以此來更好的調節國內需求，平衡國際收支。分享友人