提款和借款 的英文怎麼說

中文拼音 [dīkuǎnhéjièkuǎn]
提款和借款 英文
withdrawal and borrowing
  • 提 : 提動詞（垂手拿著） carry （in one's hand with the arm down）
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 和 : 和動詞（在粉狀物中加液體攪拌或揉弄使有黏性） mix （powder） with water, etc. : 和點兒灰泥 prepare some plaster
  • 借 : 動詞1 （借進） borrow 2 （借出） lend 3 （假託） use as a pretext 4 （憑借; 趁著） make use of; t...
  • 提款 : draw money; withdraw deposit; withdraw money from a bank; drawings提款權 drawn right; 提款通知 ad...
  1. This dissertation can be divided into three parts as following : focusing on institutional risk control, this dissertation demonstrated the effect of institutional risk on dis " objects by analyzing the relationship between deposit insurance and financial development, financial stability and market discipline, in light of foreign or native primary theory and empirical results of dis. in virtue of statistical method and with the theory of game, this dissertation explored the cause the institutional risk such as moral risk and adverse selection, on the basis of which discussed the approach of controlling institutional risk and proper deposit insurance pattern. because deposit insurance assessment is the core of institutional risk control, this dissertation introduced and discussed deeply the passive casualty - insurance model, the option - pricing model, the game - theory - based pricing model, and reasonable pricing interval, and put forward the hierarchical pricing strategy of dis on the balance of information confiscatory and risk - based - assessment necessity

    本文以存款保險制度風險控制為中心，在借鑒國內外關于存款保險制度的基本理論和實證的基礎上，通過分析存款保險與金融發展、金融穩定和市場懲戒等方面的關系，論證了存款保險制度風險對存款保險制度目標的影響；並藉助統計學的方法，運用信息博弈論的觀點，從主要制度參與者? ?投保機構和存款保險機構? ?的效用函數出發，對存款保險所引發的道德風險和逆向選擇等制度風險的成因進行深入的剖析，探討有效控制制度風險的途徑和制度參數的安排模式；由於存款保險定價是制度風險管理的核心問題，本文還專門對意外存款保險消極模型、存款保險的期權定價模型、基於信息經濟學的存款保險定價模型以及合理定價區間等定價模式進行深入分析和詳細評述，闡述各種定價思路的局限性和可能運用的空間，通過權衡信息的充分性和風險定價的必要性，提出存款保險制度的層次性定價策略。
  2. Whereas " build - operate - transfer ", called bot mode, has been successfully adopted in some foundation fields, such as public traffic, electric power, etc. this article is based on the study of yishui sewage treatment plant application of bot some constructive and valuable recommendations presented may be helpful to other foundations and environmental fields. this article has analyzed the feasibility of yishui sewage treatment plant application of bot, then made a blue print which include construct project item company project financing project, running project and the analyse of benefits to society and economy. the pivotal portion - concessionary agreement, is also studied in this article

    在借鑒國外城市基礎設施bot模式和國內電廠、高速公路等建設項目bot模式的基礎上，總結國內部分採用準bot模式建設污水處理廠的經驗，根據國家目前的環境政策和法律、法規要求和沂水縣社會經濟發展狀況，運用了經濟學、技術經濟學及管理學的一般原理，對沂水縣城市污水處理廠採用bot模式建設進行了方案設計和分析，包括項目建設方案、項目公司組建方案、融資方案、運行方案、項目經濟效益分析及項目各參與方的經濟效益分析等內容，並對項目關鍵? ?特許權協議的有關內容進行了研究，在特許權協議中，對在實際工作中難以確定的收費價格、發票、付款等具體內容提出了解決思路和辦法。
  3. This essay focuses its study and comparison on the tendering system of international financial organization, raises the necessity of foreign loan tendering system, considering the existing tendering situation in fields of capital construction, mechanical equipment, imported electrical and mechanical equipment, government purchasing and foreign loan purchasing, and gives constructive views in tendering and bidding procedure of project construction agencies and construction supply enterprises, so as to improve the construction level of the foreign loan projects in our country, increase the bidding ability of our enterprises for participating international projects, and promote the establishment and improvement of the tendering and bidding management system in our country after learning from tendering purchasing system abroad

    本文主要研究和對比國際金融組織的招標制度，結合我國在基本建設項目、機械成套設備、進口機電設備、政府采購、國外貸款采購等領域的招標投標現狀，提出研究國外貸款招投標制度的必要性並結合實際工作經歷，為我國項目建設單位和貨物與工程供應企業在招標投標環節提出建設性意見。以期提高我國利用國外貸款項目的建設水平，提高我國的企業參與國際工程投標能力，並借鑒國外招標采購制度，加快我國招投標管理體制的建立和完善。
  4. Legal services on finance : conduct the overall planning and statement on bank loan projects ; supply the legal services concerned on bank loan ; act as the legal adviser for the government owned commercial banks, joint stock commercial banks, city commercial banks and investment banks ; draft, review, amend the contract on banking ; participate in the negotiation, testimony and maintenance of the non lawsuit monetary items ; examine the standing of the borrowers ; conduct the lawsuit and arbitration on the disputes on letter of credit, deposit receipt, entrust loan, capital call market, bank bill

    金融法律業務：辦理銀行貸款項目的整體策劃和申報，提供與銀行貸款有關的法律服務，擔任國有商業銀行、股份制商業銀行、城市商業銀行及投資銀行的法律顧問，起草、審查、修改銀行業務合同，參與非訴訟金融項目談判、見證和保全，審查借款人資信，代理信用證、存單、委託貸款、資金拆借、銀行票據糾紛訴訟、仲裁。
  5. This paper expounds the written form of b / l, the conditions for the arbitration clause of the charter party to be incorporated into the bills of lading under charter party, the binding force of the b / l arbitration clause thus incorporated for the third party b / l holders. it also probes into ways to determine the legal effects of the b / l arbitration clauses under certain special circumstances. based on the discussions, some legislative suggestions are put forward in the hope that they will be of some help for the maritime judicature and arbitral practice in china

    本文比較詳細地論述了班輪提單中的仲裁條款以及併入租船合同下簽發的提單中的仲裁條款的書面形式、提單併入條款的有效條件、對第三人的約束力，以及在倒簽、預借提單、偽造提單和無正本提單放貨等幾種特殊情況下提單仲裁條款的效力問題，對提單仲裁條款的法律適用問題進行了有益的探討，並在此基礎上提出了修改我國《仲裁法》的幾點立法建議，以期對我國海事司法及仲裁實踐起到一定的借鑒參考作用。
  6. Short term borrowings, deposits from customers ( advance de - posits ) and accrued expenses shall be accounted for separate ? ly

    短期借款、預收貨款（預收定金）和預提費用等，應當分別核算。
  7. And like other plumbing problems, this could have severe consequences, because when banks pay more to borrow they pass the cost on to consumers and companies

    和其他管道問題一樣，導致的後果可能很嚴重，因為當拆入資金成本提高時，銀行會將成本轉嫁給消費者和借款公司。
  8. Personal credit institution results in lowering the transaction cost of consumer credit, and provides the commercial banks for developing consumer credit with the institution condition for assessing the borrowers, exerting credit monitor and controlling the risk of the consumer credit through the sharing mechanism of the personal credit information and the punishing mechanism of it to the defaulter

    個人信用制度的作用在於降低消費信貸交易成本，並通過個人信用信息共享機制和對違約者的懲戒機制，為商業銀行發展消費信貸提供評估借款人、實施信貸監管和控制消費信貸風險的制度基礎。
  9. China announced at the end of april a 0. 27 percentage point hike in the benchmark one - year loan interest rate to raise the borrowing cost as part of its effort to curb an investment binge and prevent economic overheating

    作為遏止盲目投資和防止經濟過熱的措施之一，國家在4月底宣布將一年期貸款利率調高0 . 27個百分點以提高借款成本。
  10. By research into the related rules of wto, the paper draws the conclusion of the element requests to our tax - policy in order to meet the needs of the rules of wto, on the basis of which it comments on the new policies of tax preference for western development and suggests, by consulting foreign practices, a series of tax - policies matching the rules of wto, including reconstructing the tax superiority in west, offering the loose tax climate for talent, starting to impose a tax on environment protection and etc. finally, to deal with the problems appeared during the execution of tax - policies, this paper emphasizes the importance of tax - management, and makes some suggestions on how to enhance tax - management

    本文通過對wto相關條款的研究，總結出wto規則對我國稅收政策的基本要求，在此基礎上對已出臺的西部開發稅收優惠政策進行了評價，並參考和借鑒國外經驗，提出了一組適應wto要求的西部開發稅收政策。其中包括重新構建西部稅收優勢；為人才到西部創業創造寬松的稅收環境；改變股票交易印花稅的納稅地點和收入分享辦法；開征「西部開發稅」等配套稅種；開征「環境保護稅」 ，把保護生態效益和外向型經發展有機結合起來。同時，賦予西部地方政府一定的稅收立法權。
  11. Issuing to village the policy subsidying the small sum in interest an agricultural loan a valid path for always is academic circles with poor population in generally accepted the village of solution in government in all levels, promoting village developping, from current see theoretically, the small sum of the certain scope inside subsidying the interest lends money of issue, will promote the agriculture and the development of the village, increase poor and homely income in village level, but the small sum subsidying the loan of interest is can increase the income level of the peasant household, lend money a problem for increasing accepting together native average in circumstance increasing accepting sum comparing, result how, this is this text wanting resolving, this text pass to the inquisition of the loan peasant household, in collecting large quantity one hand material of foundation, is all each county downtown to is investigated the data proceeded to gather, statisticsing the contrast circumstance that loan an income change the circumstance and increase with native average the sum, the loan sum that will be investigated the peasant household, invest the realm proceeded the contrast, and borrow funds with the region not door of that year income increment the sum proceeded the comparison. use the different from lengthways the method research that compare investment in fixed amount realm, different loan sum, not the environmental loan in area in county door increases to accept sum and its correlations. come to explain the public finance subsidy the small sum in interest an agricultural loan an influence for to peasant household income, analyzing the small sum in policy an agricultural loan an influence for to increasing accepting the factor, discussing the policy stick the small sum in interest an agricultural loan a shortage for of policy blemish and managing top, combining domestic and international policy of now of combination an agricultural loan a policy for of policy with managing way, to small sum in policy in our country an agricultural loan style establishment and manage the mode put forward a little bit personal views, the writer thinks that develop the policy an agricultural loan a root for of a farming using is a financial environment of village to push forward financial system in village reform to reform with political setup, improve village finance serve, create a competition, norm, subsidying the interest the loan the solution limitedly not farmer of letter funds need problem

    向農村發放政策性貼息小額支農貸款一直是學術界和各級政府比較公認的解決農村貧困人口，促進農村發展的有效途徑，從現有的理論上看，一定范圍內的小額貼息貸款的發放，會促進農業和農村的發展，提高農村貧困家庭的收入水平，而小額貼息貸款是不是能夠提高農戶的收入水平，貸款戶的增收情況同當地的平均增收額比較，效果怎樣，這是本文所要解決的問題，本文通過對貸款農戶的調查，在收集大量第一手材料的基礎上，將各縣市區所有被調查數據進行了匯總，統計出貸款戶收入變化情況以及與當地的平均增長額的對比情況，將被調查農戶的貸款額，投資領域進行了對比，並與當地非借款戶的當年收入增加額進行了比較。用定量比較和縱向比較的方法研究不同投資領域、不同貸款額、不縣域環境的貸款戶增收額及其相互關系。來說明財政貼息小額支農貸款對農戶收入的影響，分析政策性小額支農貸款對增收的影響因素，論述政策性貼息小額支農貸款的政策性缺陷及管理上的不足，並結合當今國內外政策性支農貸款的政策和管理方式，對我國政策性小額支農貸款的政策制定及管理模式提出了個人的一些見解，筆者認為發揮政策支農貸款的支農作用的根本是推進農村金融體制改革和政治體制改革，改善農村金融服務，創造一個競爭、規范的農村金融環境，有限的貼息貸款解決不了農民的信貸資金需求問題。
  12. Article 3 syndicated loan means a loan or facility either in the local or foreign currency that is extended to the borrower through an agent at the prescribed time and proportion by two or more banks on the same terms and pursuant to the same loan agreement

    第三條銀團貸款是指由兩家或兩家以上銀行基於相同貸款條件，依據同一貸款協議，按約定時間和比例，通過代理行向借款人提供的本外幣貸款或授信業務。
  13. However, the investment banks hi china have many service defects, which makes them bear the features of " primary investment banks ". the defects are : the key services such as the services concerning merger and acquisition are not adequate, they are short of experience with respect to the instruction and evaluation of the corporate development strategy. so they have no way to give consultation to corporate about the correlation and conformity of the acquisition and that whether the added profit and cash debit are higher than the cost of the merger and acquisition

    然而，目前我國投資銀行還存在較大的業務缺陷，呈現「淺度投資銀行」特徵，收購兼并等投資銀行核心業務不足，國內投資銀行對于企業的發展戰略和評估缺乏相關經驗，企業關心的並購雙方戰略相關性與整合力以及並購后能否產生高於收購成本的新增加利潤和償還借款的現金收入，這些投資銀行都無法提供咨詢服務。
  14. Based on the correct analysis of the cashflow for investment project feasibility study ' s financial evaluation, and the thought on investment project financial evaluation ' s cashflow statement being an income statement according to cash basis, the author found some untrue which exist in the guideline of investment project feasibility study and the report example for investment project feasibility study, and created a restructure method to counter their financial cashflow statement, financial cashflow statement on equity capital, and statement of financial cashflow on a specific investors " investment. restructure method ' s main principle and context are : the selling tax of vat should not be included in the sales revenue, vat should not be listed as a decrease to calculate earnings ; working capital, vat, and loan principal should not be listed as cash outflow

    基於正確分析現金流量是投資項目可行性研究財務評價的前提，投資項目財務評價現金流量表是收付實現制下的利潤表的思想，本文針對《投資項目可行性研究指南（試用版） 》和《投資項目可行性研究報告編寫範例》中可研財務評價存在的不當之處，對其運用的項目財務現金流量表、資本金財務現金流量表、中方投資財務現金流量表及外方投資財務現金流量表等報表的現金流量要素，提出了重新構造方法，主要原則和內容包括，銷售收入（營業收入）中不應含有增值稅銷項稅；增值稅不能列作收入的減項以計算利潤；流動資金、增值稅、借款本金不能列作現金流出。
  15. Accordingly, place produces the analytic personage of research center of 3 class market to think in, from its the loan time limit of set and reimbursement means and month offer the characteristic with little, high interest to be able to see, " the balloon is borrowed " the person that do not suit all rooms to borrow, accord with the following the crowd of 4 features can consider to choose " the balloon borrows " : it is to consider short - term room to borrow, have ahead of schedule the person buy a house of reimbursement demand ; 2 it is to anticipate future is shorter fixed number of year ( the 10 years longest ) in oneself capital actual strength can have bigger rise or the person buy a house that later period will have big fund to enter zhang ; 3 it is loan period repays only less month is offerred, use the others money to other investment channel, invest strategic eye and the house property investor that dare to assume a risk with obtaining what invest redound higher to have ; the 4 house property consumer that are estate of the good - paying in applying to

    因此，中原地產三級市場研究中心的分析人士認為，從其設定的貸款期限和還款方式以及月供少、利息高的特點可以看出， 「氣球貸」並不適合所有的房貸者，符合以下4個特徵的人群可以考慮選用「氣球貸」 ：一是考慮短期房貸，並有提前還款需求的購房者；二是預期未來較短年限（最長10年）中自己的資金實力會有較大提高或後期將有大額資金進賬的購房者；三是借款期僅償還較少月供，將其餘款項運用至其他投資渠道，以獲得更高投資回報的具有投資戰略眼光和敢於承擔風險的房產投資者；四是適用於中高收入階層的房產消費者。
  16. Article 12 the facility agent shall be the bank that collects the funds and provide the loan to the borrower in the amount and in accordance with the schedule as defined by the relevant terms of the loan after the execution of the syndication agreement, and manages the fund of the syndicate as entrusted by the syndicate in accordance with its duties as provided in the syndication agreement

    第十二條銀團代理行是指銀團貸款協議簽訂后，按相關貸款條件確定的金額和進度歸集資金向借款人提供貸款，並接受銀團委託按銀團貸款協議規定的職責對銀團資金進行管理的銀行。
  17. Article 19 the lead arranger shall conduct due diligence on the borrower or the finance project before the advance of the loan in accordance with the requirements under the guidelines on commercial banks ' due diligence in the credit granting to small enterprises, and based on the results of the due diligence conduct initial negotiations with the borrower in connection with, among other things, the propose, facility, interest rate, term, form of guarantee, conditions for drawdown, repayment method and related expenses of the loan, and prepare a memorandum for the syndicated loan based on such information

    第十九條牽頭行應按照《商業銀行授信工作盡職指引》的要求，對借款人或貸款項目進行貸前盡職調查，並在此基礎上與借款人進行前期談判，商談貸款的用途、額度、利率、期限、擔保形式、提款條件、還款方式和相關費用等，並據此編制銀團貸款信息備忘錄。
  18. China ' s banking industry is transforming from relationship banking to price banking, which will lead banks to give more credit to the borrowers and projects with low risk and high return. as s result, the credit of vulnerable borrowers will be much more rationed. the relationship between banks and customers will be substituted with contract interests, and removing the interest cap can drive banks to compensate risk with higher interest only if the corporate governance of both banks and enterprises stays in a state of scientific check and balance

    論文探討了銀企關系、抵押品與信貸配給的關系，主要結論有：中國銀行業正在經歷從關系銀行業到價格銀行業的轉變，這一轉變將使銀行貸款向風險低、收益高的借款者或項目傾斜，弱勢借款者可能更加遭受信貸配給；只有當銀行和企業的公司治理結構都比較健全時，銀企關系才可能在很大程度上被交易合同中的利率變化所替代，也只有在這種情況下，利率市場化才能使銀行有可能用提高利率來補償貸款風險，從而一定程度降低信貸配給的程度；提高社會誠信環境，明晰產權並完善財產交易制度，有助於緩解信貸配給狀況。
  19. Thirdly, portfolio risk policy making of smes " loan. through analyzing the limitation of portfolio risk policy making mechanism of restricting personal loan quota in theory and actual operation it advances analyzing marginal risk of newly increased loan combining the former research conclusion

    分析了我國通過限制單個借款人最大借款限額來進行組合風險決策在理論和實際操作上的缺陷，結合我國前人研究成果提出建立分析新增貸款的邊際風險來進行中小企業貸款組合風險決策。
  20. The imf decision was taken following an agreement by potential participants in the nab on the terms and conditions under which they will be prepared to make loans to the imf when additional resources are needed to cope with exceptional situations which may impair or pose a threat to the stability of the international monetary system

    國際貨幣基金組織是在有意參與新借貸安排的國家和地區就有關的條款和條件達成協議后，才作出上述決定的。根據這些條款和條件，在國際貨幣基金組織需要額外資源，以應付可能會損害或威脅國際貨幣體系穩定的特殊情況下，該等國家和地區會向國際貨幣基金組織提供貸款。
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