擔保與抵押 的英文怎麼說
中文拼音 [dānbǎoyǔdǐyā]
擔保與抵押
英文
warranties and guarantees- 擔 : 擔動詞1. (用肩膀挑) carry on a shoulder pole 2. (擔負; 承當) take on; undertake
- 保 : Ⅰ動詞1 (保衛; 保護) defend; protect 2 (保持) keep; preserve; maintain in good condition 3 (...
- 抵 : 動詞[書面語]1. (拍) strike2. (打擊) beat3. (拋擲) throw
- 押 : Ⅰ動詞1 (把財物交給對方作為保證) give as security; mortgage; pawn; pledge 2 (扣留) detain; tak...
- 擔保 : warrant; guarantee; go bail for; vouch for; ensure; assure; assurance; bail; surety
- 抵押 : mortgage; hold in pledge; hypothecate; pledge; impawn; collateralize; collateral; pawn
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Legal affairs on real estate : participate in the design and selection on the real estate investment planning ; participate in the establishment of real estate company ; act as the legal adviser of the real estate company ; assist conducting the transfer out, assignment and mortgage of the right to use the land ; participate in the assignment of real estate project ; participate in the pre - sell, marketing of the real estate, mortgage loan, building leasing ; supply the legal services on real property management
房地產法律業務:參與房地產投資方案的設計和選擇,參與房地產項目公司的設立,擔任房地產公司的法律顧問,協助辦理土地使用權的出讓、轉讓和抵押,參與房地產項目的轉讓,參與房地產預售、銷售、抵押擔保貸款、樓宇租賃,提供物業管理法律服務。From surveying the advance - booking of our country ' s commercial housing, analyzing the mortgage in hong kong ' s law, researching the present situation and perspective of our country ' s mortgage practice, studying specially the discrimination between mortgage and charge as well as pledge, the author deduces that guarantee object of advance - booking of commercial housing is the reversionary right, and the advance - booking of commercial housing should be classified into the cessionary guarantee system in expectation of benefit to the legislation of our country ' s property right law
本文從對我國商品房預售概述和香港法上的按揭分析、從我國按揭實務現狀及問題透視的研究、從按揭與抵押、質押的區別作了專門的研究,認為商品房預售按揭的擔保標的物是期待權、商品房預售按揭應歸于讓與擔保制度范疇的結論,以期對我國物權法的立法有所裨益。So - called exceptions such as retention of title, proprietary security, mortgage of movable property and especially the consignation in notion make me convinced that the publicity principle is not flawless at least in terms of movable property
所有權保留、讓與擔保和動產抵押,尤其是觀念交付等所謂例外現象的存在,令我相信,公示原則至少在動產上並非無懈可擊。The fourth section deals with the sequence of payment among different types of exemption rights. it is argued that different types of exemption rights, based on the security interest of the same quality, the earlier the registration or the effective date of contracts is, the earlier paid ; regarding the exemption rights of different quality, the preconsideration shall be satisfied before other security interests, with lien satisfied before hypothecation or mortgage ; where the lawfully registered hypothecation and mortgage coexist, the sequence of their establishment is the sequence of their payment ; where they are established at the same time, they shall be paid in proportion to the security credits respectively ; where unregistered hypothecation and mortgage coexist, the mortgagee shall be paid first
第四部分別除權之間的清償順序,文章認為,同一性質的擔保物權構成的別除權之間,原則上按登記或合同生效時間的先後確定清償順序;不同性質的別除權之間,優先權優先於其他擔保物權,留置權優先於抵押權和質權;法定登記的抵押權與質權並存,按照設定的先後順序受償,同時設定者,按照各自擔保的債權比例受償;未經登記的抵押權與質權並存,質權人優先受償。However, with the impact of housing loan guarantee, and gradual opening of chinese financial market, renovating residential mortgage loan insurance is imperative under the situation. deep study is done on residential mortgage loan insurance by this thesis, and there are four sections : the first section expatiates background and significance of the study on residential mortgage loan insurance, makes a clean definition of this insurance, points out that precondition of residential mortgage loan insurance is existence of risks, and sets force functions of residential mortgage loan insurance
在此背景下,本論文對個人住房抵押貸款保險進行了深入研究,全文分為四個部分:第一部分闡釋了個人住房抵押貸款保險研究的背景及其意義,指出風險的存在是個人住房抵押貸款保險存在的前提,對個人住房抵押貸款保險進行了定義,闡述了個人住房抵押貸款保險的基本職能及派生職能,並指出了住房置業擔保與個人住房抵押貸款保險之間的區別與聯系。These are specialist funds, kept separate from their parent company ' s balance sheet, that invest in illiquid assets, such as securities backed by subprime mortgages
這種特別基金的資產負債表與母公司相分離,投資于低流動性資產,諸如次級抵押擔保債券。( in october, 2004, longrun purchased yunnan yanglinfeijiu wine factory, which has a history of 125 years, and promoted yanglinfeijiu wine, an old - branded wine that had been deeply loved by yunnan people for several generations, to the world market by the name of “ yunnan green wine ”, in order to establish a no. 1 brand of green wine in the world
2005年8月,龍潤集團用青春作抵押,打造普洱茶產業,與200多萬茶農建立了「企業茶農基地市場」的產業鏈,成立擔保公司,為茶農貸款擔保,為金融創新進行實踐,並與雲南農業大學合作創建了世界上第一所普洱茶學院和研究院。Between 21 october 1993 and 6 april 1995, the chens colluded with feng and chi to make use of a " changcheng card " issued to the couple by the bank to obtain a fraudulent overdraft of renminbi 427, 497, 230 from zhongshan branch of boc without the prerequisite loan application, guarantee or mortgage procedure
自1993年10月21日至1995年4月6日間,陳氏夫婦與馮、池兩人內外勾結,利用二陳在該行申領的長城卡,在沒有辦理任何正常的貸款申請、擔保、抵押等手續的情況下,採用惡性透支的手段,共同挪用了中行中山分行的資金共計人民幣42749 . 723萬元。The author believes the credit card business has shown new trends in the new century, such as to be electronic, individualized, internationalized and professional
顯然,信用卡貸款與其他銀行信貸業務的最大不同點在於,它不需要抵押擔保,是信用貸款。This paper, using the experience of the typical nation and region about housing mortgage securitization, joining together the realistic condition in our country, putting forward the strategy of developing housing mortgage securitization in our country now. the article is divided into four parts : part one : introduce the related theories about the housing mortgage securitization, including the content of housing mortgage securitization, the participants, concrete operation procedure, the financial tool, and point out the realistic meaning that our country promote. part two : analyze the background and the motive that world housing mortgage securitization, choose the typical model nation and region such as the united states, canada, hong kong to proceed the comparison, and get some experiences and apocalypses from it
文章分為四個部分:第一部分:首先對住房抵押貸款證券化的內涵、涉及的參與者、具體運作程序以及使用的金融工具等與住房抵押貸款證券化相關的理論進行了介紹,其中著重對抵押貸款傳遞證券、抵押貸款支持債券、抵押貸款轉付債券、抵押擔保證券等目前國外規模較大的四種住房抵押貸款證券進行了較詳細的介紹,然後指出我國目前推行住房抵押貸款證券化無論是從商業銀行和投資者等微觀主體的角度還是從住房產業和資本市場的發展等宏觀角度來看都具有非常重要的現實意義。Section i mainly probes into the questions of the conception, nature, characteristics of the mortgage and the classification and variety of mortgage as well. while in section ii, the paper particularly analyzes the questions of the acquiring approach of mortgage, the parties to the mortgage contract, the target objects of mortgage contract, the prescription and content of mortgage contract, mortgage registration, the organizations of mortgage registration, the procedures of mortgage registration, etc. and section iii mainly illustrates the questions of the scope of creditor ' s rights of mortgage guarantee, the scope of target objects connected with the effect of mortgage, the party ' s rights and obligations in mortgage affairs ; the relationship between mortgage and guarantee, the conflicts between mortgage and other real rights granted by way of security
第一部分主要就抵押權及抵押的概念、性質、特徵、抵押權的分類、種類等問題進行了探討;第二部分著重分析了抵押權的獲得方式、抵押合同的當事人、抵押合同的標的物、抵押合同的訂立、內容,抵押登記、抵押登記機關、抵押登記程序;第三部分闡述了抵押擔保的債權的范圍,抵押權效力所及的標的物的范圍,抵押關系中當事人的權利義務,抵押與保證的關系,抵押權與其他擔保物權的競合,抵押權的處分;第四部分探討了抵押權的實現條件,抵押權的實現途徑,抵押權的實現方式,抵押權實現的限制,抵押權的次序,抵押權的消滅;第五部分重點研究了權利抵押權、最高額抵押權中的若干問題。Obligee bank is unable to stop obligors from moving, concealing and illegal treating their properties because commercial banks ca n ' t save their own debt efficiently without the right of administrative punishment. the main reason is the principle of debt ' s relativity, which limits the efficiency of debt between the obligee and obligor
債權銀行對債務人轉移、藏匿、私分財產或以抵押財產為他人擔保等方式損害金融債權的行為往往無能為力,究其原因,主要在於債的相對性原則將債的效力局限於債權人與債務人之間,債權人只能向債務人請求履行特定義務,不得對第三人產生影響。Where the value of the mortgaged property has declined, the mortgagee shall be entitled to demand that the mortgagor restore the original value of the mortgaged property or provide security corresponding to the amount of the lost value
抵押物價值減少時,抵押權人有權要求抵押人恢復抵押物的價值,或者提供與減少的價值相當的擔保。However, the system of personal property mortgage in china is not so perfect and still has a lot of defaults, such as the scope of targeted objects, the means of public summons, the precedence to be claimed when personal property mortgage co - exists with other real rights for security, and etc. this paper is based on the basic theory of personal property mortgage and composed of four main parts : patr 1 introduces the concept and features of the personal property mortgage, and indicates some differences on the above details among china and other countries and regions through the survey and research of relative laws
我國的動產抵押制度尚不完善,存在著諸多不足甚至缺陷,具體體現在標的物的范圍、公示方式的選擇、登記的對抗效力、多個抵押權並存時的受償順序、對抵押物受讓人的保護以及與其他擔保物權沖突時的處理等方面。本論文的研究方法是從動產抵押制度的基礎理論出發,運用比較法、法哲學、經濟分析和利益權衡等方法,針對性地對上述不足之處進行分析,提出具體意見。本文的研究由四部分組成。There are five viewpoints as follows : firstly, the successful practice of personal housing mortgage loan requires consummate housing mortgage loan market system and participation of housing mortgage loan insurance guarantee agencies supported by government. secondly, it needs related rules and laws for guarantee thirdly, it should make varies ways of paying back to adjust to different families who has different incomes, hobbies and age structure. fourthly, the government should put more emphasis on the low and medium income families for their housing purchase loan
即個人購房抵押貸款的成功運作需要有完善的住房抵押貸款市場體系和政府支持的購房抵押貸款保險擔保機構的參與;要有相關法規作保障;抵押貸款還貸方式的設定應靈活多樣,以適應不同收入、不同偏好、不同年齡家庭對抵押貸款的需求;政府應重點支持中低收入家庭購房貸款;個人購房抵押貸款不僅有賴于商業性金融機構的參與,而且也要有政府成立政策性住房金融的支持。Bonds or notes backed by loan paper or accounts receivable originated by banks, credit card companies, or other providers of credit ; not mortgages
由銀行、信用卡公司或者其他信用提供者的貸款協議或者應收帳款作為擔保基礎發行的債券或票據;它與抵押有所不同。In the counterplead right of prescription, that debtor fulfils obligation on his own will beyond prescriptive period of appeal should be regarded as that the new obligatory right and debt is founded and guarantor does n ' t continue the guaranty responsibility automatically. in the counterplead right of prior appeal, the stipulation of the twenty - fifth article of explanation of the supreme people ' s count that, if obligee of general guaranty appeals debtor and guarantor t
筆者認為,與抵押等物的擔保相比較,保證雖然存在著使債務落空的風險,但同時一也具有清償主體和保全財產擴大、成立手續簡便、經濟成本低且有利於社會資源的充分利用以及有利於整個社會信用體系的建立等諸多優點,因此必須站在保證擔保法律制度構建和完善的高度充分認識和看待保證人抗辯權制度的重要意義。Making mortgage as a core, basing on the jurisprudence of public jus in rem, considering related social policy, depending on circumstances of china ' s present legal system, in contact with related foreign legislations, the paper makes an analysis on the order among multiple mortgages, between mortgage and the other priority rights as they coexist
本文以抵押權為軸心,以物權公示法理和基於社會政策的考慮為線索,依託我國現行法制背景,結合國外相關立法,分析了抵押權與抵押權並存時、抵押權與其他擔保物權並存時、以及抵押權與相關優先權並存時的順位關系。Lmm is a kind of special mortgage that is used to secure the creditor ' s claims, which occur successively during a given period of time, and to the extent of the anticipated maximum amount that the mortgagee has priority in satisfying his claims
最高額抵押,是指抵押人與抵押權人協議,以抵押物在最高額限度內對一定范圍的不特定債權提供擔保的特殊抵押形式。作為商品經濟產物的最高額抵押制度具有其獨特的價值功能。The amount for which the property is insured should therefore represent not less than the cost, at the time of repair or replacement, of rebuilding all the property covered in the same materials, form, style and condition as when new
因此,針對抵押(物)的(擔保)金額將應不少於以下費用:使用與(抵押建築物)新建時相同的材料,根據(抵押建築物)新建時相同的形式、式樣、條件,去修復、置換以及重修所有相關被保護之財產所(發生的費用) 。分享友人