放款政策 的英文怎麼說

中文拼音 [fàngkuǎnzhèngcè]
放款政策 英文
lending policy
  • 放 : releaseset freelet go
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 政 : 名詞1 （政治） politics; political affairs 2 （國家某一部門主管的業務） certain administrative as...
  • 策 : Ⅰ名詞1 （通「冊」 古代寫字用的竹片或木片） bamboo or wooden slips used for writing on in ancient ...
  • 放款 : make [grant] loans; loan; credit
  • 政策 : policy
  1. Under the opening economy condition, the exchange rate not only is a variable that affects the trade revenue and expenditure, but also becomes an important variable that affects macroeconomic policy of a country, international balances of payments, the domestic price level and the employment. exchange rate system influences monetary policy ultimate objective, and the currency supplies are not easy to control because that our country forces to complete a sale collects and the maintains exchange rate stably

    在開放經濟條件下，匯率不僅是影響貿易收支的變量，而且成為影響一國宏觀經濟政策、國際收支平衡、國內物價水平和就業的重要變量。匯率制度影響貨幣政策最終目標，而且由於強制結售匯制度和維持匯率的穩定造成了貨幣中介目標貨幣供給量的內生性增強，外匯占款成為貨幣供給的主要渠道，大量外匯占款還改變了貨幣供給結構和貨幣政策傳導過程，加大了貨幣政策的操作難度。
  2. This paper analyzes the institutional defects in view of the policy environment, the primary market of mbs, the secondary market of mbs, and offers countermeasures : first, setting up national housing mortgage management institution, second, enlarging the service scope of housing mortgage - backed loan, third, differential loaning, fourth, regularly issuing the pricing of housing construction ; fifth, normalizing the institutional investors

    從政策環境，抵鉀貨款一級市場，抵押貸款二級市場分析了中國房地產抵鉀證券化的制度缺陷，進而提出了對策措施： 1 ）成立國家住宅抵押管理機構； 2 ）擴大房地產抵押貨款范圍； 3 ）區別放貨； 4 ）國家定期公布房地產造價； 5 ）規范mbs機構投資者。
  3. Prudent lending policy, coupled with proper use of borrower s credit information could safeguard against over - extension of credit to those individuals who do not have sufficient repayment ability, " tang says

    審慎的放款政策，加上善用借款人的信貸資料，可避免向無足夠還款能力的個人提供過多信貸。
  4. As for the residential finance policy, government should function as the subject to set up the residential security system and should reinforce the reform of the residential finance, in addition to mortgage accumulation fund loans, the government should found low - rate or rate - free loans for those families with low or medium income, set up risk security mechanism for the policy - related residential mortgage loans to provide them with loan guaranty

    在住房金融政策方面，政府理應成為構建住房保障體系的主體。政府應進一步深化政策性住房金融改革，除住房公積金貸款以外，應建立直接面向中低收入家庭發放的低息或無息貸款，建立政策性住房抵押貸款風險擔保機制，為低收入家庭貸款提供擔保，增強其購房能力，促進住房保障制度的順利構建。
  5. In addition, it is the effective measure for promoting the development of consumption credit of china to transfer and dispel the risk of consumer credit by insurance and security, to construct collateral institution supported by the government, to exert market - oriented interest rate reform of consumer loans step by step, to claim the additional penalty interest rate for ahead - payment and to apply the scientific technology for managing the risk of the consumer credit

    還可以通過保險和證券化來轉移和分散消費信貸風險，通過建立政府支持的住房貸款擔保機構，放開消費信貸利率，對提前償還加收罰息等等方式來控制或分散消費信貸風險，並用科學的方法管理消費信貸風險。這些方法都是中國促進消費信貸發展的有力措施。 j . p . morgan和合作機構開發的「信用度量術」 ? ? var方法可以在消費信貸貸前、貸中和貸后的管理決策中得到應用。
  6. Issuing to village the policy subsidying the small sum in interest an agricultural loan a valid path for always is academic circles with poor population in generally accepted the village of solution in government in all levels, promoting village developping, from current see theoretically, the small sum of the certain scope inside subsidying the interest lends money of issue, will promote the agriculture and the development of the village, increase poor and homely income in village level, but the small sum subsidying the loan of interest is can increase the income level of the peasant household, lend money a problem for increasing accepting together native average in circumstance increasing accepting sum comparing, result how, this is this text wanting resolving, this text pass to the inquisition of the loan peasant household, in collecting large quantity one hand material of foundation, is all each county downtown to is investigated the data proceeded to gather, statisticsing the contrast circumstance that loan an income change the circumstance and increase with native average the sum, the loan sum that will be investigated the peasant household, invest the realm proceeded the contrast, and borrow funds with the region not door of that year income increment the sum proceeded the comparison. use the different from lengthways the method research that compare investment in fixed amount realm, different loan sum, not the environmental loan in area in county door increases to accept sum and its correlations. come to explain the public finance subsidy the small sum in interest an agricultural loan an influence for to peasant household income, analyzing the small sum in policy an agricultural loan an influence for to increasing accepting the factor, discussing the policy stick the small sum in interest an agricultural loan a shortage for of policy blemish and managing top, combining domestic and international policy of now of combination an agricultural loan a policy for of policy with managing way, to small sum in policy in our country an agricultural loan style establishment and manage the mode put forward a little bit personal views, the writer thinks that develop the policy an agricultural loan a root for of a farming using is a financial environment of village to push forward financial system in village reform to reform with political setup, improve village finance serve, create a competition, norm, subsidying the interest the loan the solution limitedly not farmer of letter funds need problem

    向農村發放政策性貼息小額支農貸款一直是學術界和各級政府比較公認的解決農村貧困人口，促進農村發展的有效途徑，從現有的理論上看，一定范圍內的小額貼息貸款的發放，會促進農業和農村的發展，提高農村貧困家庭的收入水平，而小額貼息貸款是不是能夠提高農戶的收入水平，貸款戶的增收情況同當地的平均增收額比較，效果怎樣，這是本文所要解決的問題，本文通過對貸款農戶的調查，在收集大量第一手材料的基礎上，將各縣市區所有被調查數據進行了匯總，統計出貸款戶收入變化情況以及與當地的平均增長額的對比情況，將被調查農戶的貸款額，投資領域進行了對比，並與當地非借款戶的當年收入增加額進行了比較。用定量比較和縱向比較的方法研究不同投資領域、不同貸款額、不縣域環境的貸款戶增收額及其相互關系。來說明財政貼息小額支農貸款對農戶收入的影響，分析政策性小額支農貸款對增收的影響因素，論述政策性貼息小額支農貸款的政策性缺陷及管理上的不足，並結合當今國內外政策性支農貸款的政策和管理方式，對我國政策性小額支農貸款的政策制定及管理模式提出了個人的一些見解，筆者認為發揮政策支農貸款的支農作用的根本是推進農村金融體制改革和政治體制改革，改善農村金融服務，創造一個競爭、規范的農村金融環境，有限的貼息貸款解決不了農民的信貸資金需求問題。
  7. On the supply side, the banks we consulted told us that they have long relaxed their lending policy, following closely, without too much time lag, the improvement seen in economic prospects, and as the pressure of bad debts and credit risks on their capital bases faded

    在供應方面，受訪銀行表示緊接經濟前景改善，以及壞帳與信貸風險對資本基礎造成的壓力減退，它們已隨即開始放寬貸款政策。同時，自
  8. On the other hand, china has opened up its domestic market long before implementing its wto commitments, and will have to open up to foreign agricultural products furthermore. in order to imp rove agricultural production efficiency and the disposition of natural resources, and to give play to agricultural comparative advantages, while insuring domestic grain production and avoid foreign high quality and low cost food competition, china will continue to take crucial steps to adjust its domestic support measurements and trade policies complying with the wto rules, and to make efforts to achieve favorable provisions of trade rules in the new round of wto agricultural negotiations

    另一方面，為履行入世承諾，中國需要逐步開放國內市場，在此情況下，如何在發揮農業生產比較優勢、提高農業資源效率的同時，充分利用wto農業協議的有關規則，制定相應的農業國內支持政策和農產品貿易政策，確保國內糧食生產不受進口價廉質優農產品的沖擊，並在新一輪wto談判中致力於達成有利於確保國內糧食安全的有關協議條款，也具有高度的挑戰性。
  9. The reversal in policy will give the lenders the flexibility to “ purchase or securitise, over the next six months, up to $ 20bn or more of subprime mortgages ”, a us regulator said

    一位美國監管人士表示，這一政策轉向將賦予抵押貸款發放機構更大的靈活度，允許其「在未來6個月中，購買或證券化高達200億美元甚至更多的次級抵押貸款」 。
  10. To start with, there could be policy loans directed by the government at various levels

    首先，政策貸款是按各級政府的指示發放的。
  11. 7. during the fourth quarter, domestic credit slowed sharply in an environment of higher interest rates and more cautious bank lending policy

    由於利率高企，以及銀行採取更為審慎的貸款政策，所以本地信貸在第四季顯著放緩。
  12. In order to solve the problem of credit stinting in the loan operation of commercial banks in our country, we should borrow the experience of the american government to build the second class market, etc. we should jump out of the thinking inertia only in the risk to find the countermeasure, and encourage the lenders to lend according to the bank interest combined with guarantee measures

    要解決這一問題，應借鑒美國聯邦政府運用擔保、建立學生貸款二級市場和支付特別津貼等財政性激勵手段，解決放貸資金風險性大、流動性差和獲利困難等問題的經驗，跳出只在「風險性」上尋找對策的思維定勢，圍繞貸方利率並結合擔保等手段激勵貸方放貸。
  13. At present, the rural finance meets all kinds of problems. the rural finance organization exist limitation, the state commercial banks withdraw their rural embranchment ; the agricultural development bank cut its policy service to sustain agriculture ; the post savings be allowed take deposits and unable to crediting ; the rural credit cooperatives " assets is poor, leaning to non - agricultrue, and so on

    目前我國農村金融存在著種種問題：農村金融組織不完善，國有商業銀行撤併縣以下基層機構；農業發展銀行削減了政策性支農業務；郵政儲蓄只從農村吸收存款而無發放貸款的職能；農村信用社資產質量差，非農化傾向嚴重等。
  14. In the active finance system and credit manipulate mode, the real estate finance organizations have to face the risk of credit, the risk of interest rate, the risk of fluidity and the risk in the policy and laws. the risk cannot be released via the active system, so the finance organizations have not so much promptings to enlarge the load for the housing

    在現行的金融體制及信貸操作方式下，房地產金融機構面臨的信用風險、利率風險、流動性風險和政策法律方面的風險難以通過有效的機制和適當的途徑加以釋放，使得這些金融機構缺乏擴大發放住房貸款的制度激勵。
  15. The ? interest ? rate ? level ? and ? the ? interest ? rate ? structure ? unreasonable ? mainly ? display ? in : ? most ? recent ? several ? years ? because ? the ? government ? adopts ? the ? low ? interest ? rate ? policy, ? the ? interest ? rate ? level ? is ? in ? the ? historical ? most ? low ? point, ? saves ? the ? loan ? advantage ? difference ? unceasingly ? to ? reduce, ? the ? goal ? is ? the ? maintenance ? loose ? currency ? environment ? promotes ? the ? economy ? to ? grow, ? but ? individual ? deposit ? not ? only ? does ? not ? have ? massively ? to ? drain, ? on ? the ? contrary ? personally ? deposits ? 18 % ? speed ? fast ? growth ; ? these ? two ? years, ? and ? further ? because ? is ? the ? stock ? market, ? the ? fund ? rise, ? massively ? deposits ? the ? fund ? to ? flow ? to ? the ? stock ? market, ? this ? not ? only ? suppressed ? the ? commercial ? bank ? to ? provide ? the ? loan ? the ? impulse, ? moreover ? also ? caused ? the ? commercial ? bank ? to ? manage ? active ? the ? profit, ? the ? security ? and ? the ? fluidity ? comes ? under ? a ? more ? tremendous ? influence

    利率水平和利率結構不合理主要表現在：前幾年由於政府採取低利率政策，利率水平處于歷史最低點，存貸款利差不斷縮小，目的是維持寬松貨幣環境以促進經濟增長，但是個人儲蓄不僅沒有大量流失，相反個人儲蓄18 %的速度快速增長；這兩年，又因為股市，基金的上漲，大量儲蓄資金流向股市，這不僅抑制了商業銀行發放貸款的沖動，而且還使商業銀行經營活動的盈利性、安全性和流動性受到較大影響。
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