放貸 的英文怎麼說
中文拼音 [fàngdài]-
Granting loans goes to the heart of banking.
發放貸款是銀行的中心業務。And it summarizes the idiographic origins of these risks, and points out it should measure risks through respective and combined aspects
指出應該通過個別風險和組合風險兩方面來衡量銀行放貸給中小企業所承擔的風險大小。Mortgage lending is hardly the raciest business, but it has its moments
放貸抵押從來就不是最活躍的業務，但是現在它的好日子來了。Banks are running scared of credit losses and it remains to be seen whether they will expand their lending, or even pass all of the fed ' s cut on to their customers
各家銀行正在謹慎應對信貸損失，他們是否會增加放貸，甚至是否會把美聯儲的降息幅度如數轉嫁給他們的客戶，這一切仍有待觀察。The crimes of illegally granting loans include the crime of illegally granting loans to connections, illegally granting loans, and the crime of illegally using the funds absorbs from the clients instead of entering down into the account book as loans, which are all new crimes created by our criminal law
違法發放貸款犯罪包括違法向關系人發放貸款罪、違法發放貸款罪和用賬外客戶資金非法發放貸款罪，均是刑法新增設的罪名，對其進行探討和研究，具有極其重要的現實意義。Second, this paper demonstrates the four aspects of the crime of illegally granting loans to connections, illegally granting loans, and the crime of using the funds absorbs from the clients instead of entering down into the account book as loans respectively. the third part deals with the implementation of the criminal codes
接著分個罪逐一進行了詳細論述，明確了違法向關系人發放貸款罪、違法發放貸款罪和用賬外客戶資金非法拆借、發放貸款罪各自的構成要件及其特徵。Because of non - systemic information, we should escape the moral risk by proper contract, they design many programs of the bank - firm restitution ; the role that the bank exercised on the firm is completed by debt constraint, and the bank influences the government construction of the firm by debt rights. the bank directly gives capital support to firms, and analyses the firms " ability of returning debt, and the bonding value, and make the load - decision
主要研究在信息不對稱情況下，如何通過完善契約來防範道德風險；銀企債務重組的設計；銀行對企業治理的作用的實現方案，即通過債權影響公司的治理結構，直接插手評價企業的經營狀況、投資決策、償債能力，以及分析企業的抵押價值並以之作為放貸決策的前提。With four - fifths of japanese lending ultimately related to property, americans were incredulous that banks had been foolish enough to lend against collateral for which the value could go down as up ; in the united states, they said, banks lent against cash flow, the best gauge of a borrower ' s ability to repay a debt
因為日本的借貸行為中五分之四是基於資產的，美國人就懷疑說，日本銀行太過愚蠢，依據抵押資產的價值放貸，然而其價格可升亦可降；在美國，他們聲稱，銀行是依據現金流放貸，是翻譯借款人還款能力的最佳指標。Our country still has no the specialized financing institution to loan to the medium and small enterprises. in addition, after the commercial bank system reform, grass - roots bans have no enough right to loan to the medium and small enterprises ; alter practicing asset - debt comparison management, the comparison of saving and loan made from higher class to lower class. the gap of loan supply increased remarkably
從深層原因看：一是供應不足，我國尚無專門為中小企業貸款的金融機構，加之商業銀行體制改革后，權限上收，以中小企業為放貸對象的基層銀行有責無權，有心無力；實行資產負債比例管理后，逐級下達「存貸比例」 ，貸款供應缺口明顯加大。A moneylender serves you in the present tense, lends you in the conditional mood, keeps you in the subjunctive, and ruins you in the future
放貸者是以現在式為你服務，以條件式借你錢，讓你處于附屬性，而毀你于將來On the basis of primary analysis in economic theory of the reasons of shanxi merchants taking credit widely in business, the thesis using game theory which is a new method does some careful research. then it spreads out further to analyze the mechanism from idea and moral, the administrative measures and property right restrain. because of the excessive loan, especially the credit prombles of qing government " s, shanxi merchants declined rapidly. modem enterprises are a link in historic chains and their credit and development have the same causes and effects as shanxi merchants. the research into the success and failure of shanxi merchants has great practical significance and it can provide some beneficial enlightenments for the development of enterprises today
本文在運用經濟學理論對晉商在經營中廣泛採用信用的原因進行初步分析的基礎上，運用博弈論這一較新方法對其進行了細致的研究，進而從理念道德、管理措施和產權約束三個方面對其生成機制展開了深入探討。由於後期放貸過大等原因，尤其是清政府信用中的一系列問題，對晉商的衰敗起了推波助瀾的作用。現代企業是焊接在陳陳相因的歷史鏈條下的一環，其信用與發展之間有著與晉商基本相同的因果關系。Another key support for investment growth is the no lack of funding for the economy as a whole, despite all the exaggerated press talks on regulators “ giving orders to banks to stop lending ”
投資增長的另一個關鍵的支持，是盡管媒體風傳政府管理部門「命令銀行停止放貸」 ，宏觀經濟層面仍資金充裕。Lending standards have tightened, but surely have further to go
放貸標準已經收緊，但是肯定還沒有結束。The grade of credit of the medium and small enterprises is usually difficult to attain the standard of bank to issue the loan, and have no enough eligible assets for mortgage, guarantee of administration type is invalid
中小企業資信等級往往難以達到銀行放貸標準，辦理財產抵押又實力不足。行政式擔保無效，企業責任意識增強后，一般不願意替其他企業出具擔保。Innovate financial services and expand fund sources. improve market system and shun credit risks. guide housing consumption and better environment of credit loan
住房消費信貸資金流動性差，在缺乏貸款二級市場的情況下，貸款風險過于集中於商業銀行，造成銀行放貸的收益與風險不成正比，影響銀行放貸的積極性。In the past, banks used to concentrate on financing capital investment. credit risks were not diversified
以往，銀行貸款只局限在對生產領域的放貸，使得銀行的信貸風險過于集中。In the face of applying for the new high - tech enterprise of the borrowed money numerously, in order to guarantee the security and profitability of the loan, the business bank must investigate and analyze their credit state, then on the basis of choosing its credit grade, make loan, the loan time limit size, quantify of the loan, how much loan interest rate
面對眾多申請借款的高新技術企業，商業銀行為了確保貸款的安全性和盈利性，必須對它們的信用狀況進行調查和分析，然後在評出其信用等級的基礎上，作出是否發放貸款、貸款期限長短、貸款限額大小、貸款利率多少等信貸決策。The world bank only loans to those countries with good reputation and the loan should be given to those programs with higher financial rewards
世界銀行只對信譽良好的借款國發放貸款，貸款的項目應為實際經濟收益率高的項目。Mr ayres predicts that automated decision - making will soon see other professional jobs going the same way as that of the bank - loan officer, once well - paid and responsible and now a mere call - centre operative, paid peanuts to parrot the words a computer prompts
艾爾斯先生預計，自動化決策不久將目睹其他職業經歷放貸員一職發生的變化，曾經收入優厚、職責重大，現在只是一個呼叫中心的接線員，重復電腦提示的句子，報酬很低。The chief explanation for this is what economists have come to call " original sin ", by which they mean the reluctance of international capital markets to lend in the currencies of emerging economies
對這種現象的主要解釋是經濟學家所稱的「原罪」 ，其含義是，國際資本市場不情願用新興經濟國家的貨幣發放貸款。分享友人