政策性住房 的英文怎麼說

中文拼音 [zhèngcèxìngzhùfáng]
政策性住房 英文
policy-related house policy-based house
  • 政 : 名詞1 （政治） politics; political affairs 2 （國家某一部門主管的業務） certain administrative as...
  • 策 : Ⅰ名詞1 （通「冊」 古代寫字用的竹片或木片） bamboo or wooden slips used for writing on in ancient ...
  • 性 : Ⅰ名詞1 （性格） nature; character; disposition 2 （性能; 性質） property; quality 3 （性別） sex ...
  • 住 : Ⅰ動詞1 （居住; 住宿） live; lodge; reside; accommodate; stay 2 （停住; 歇下） stop; cease; knock ...
  • 房 : Ⅰ名詞1 （房子） house 2 （房間） room 3 （結構和作用像房子的東西） a house like structure 4 （指...
  • 政策性 : policy政策性補貼 subsidies granted for policy considerations; 政策性虧損 losses permitted by poli...
  • 政策 : policy
  1. Hypothecate institution is non - bank fiance institution, personal house mortgage loan hypothecation institutions incept the pbc, ministry of construct and ministry of finance, our country ' s hypothecation system can divided into two parts : the policied hypothecation system and the business. the double hypothecation mechanism is bulied for separate risk

    在對擔保機構為非銀行金融機構定性的框架下，提出個人住房貸款擔保機構接受人民銀行、建設部、財政部共同監管，擔保機構為全國性、區域性的組織結構，針對不同消費群體分為政策性擔保體系和商業性擔保體系；建立了旨在分散風險的再擔保機制。
  2. Based on the current situation of chinese housing mortgage loan insurance, a comprehensive system of housing mortgage loan insurance, which caters for the different consumers " demands for insurance, is put forward by the author. this system includes : housing mortgage loan insurance institution of government credit guarantee for the denizens of humble income and general income ; commercial housing mortgage loan insurance institution of having diversiform insurance fashions for the denizens of general income and booming income ; and bonding institution of government credit guarantee for promoting housing mortgage loan to securitization

    在分析了我國已有住房抵押貸款保險情況（我國住房抵押貸款保險業務已初具規模，但仍存在不少問題；已有的住房抵押貸款保險的品種單一，覆蓋面很窄；現行的住房抵押貸款保險在實際操作中存在許多誤區）的前提下，筆者提出針對不同消費者建立多種保險方式的住房抵押貸款保險體系，包括：為中低收入居民服務的政策性住房抵押貸款保險機構、為中等偏上及高收入居民服務具有多種險種的商業性保險機構和為促進住房抵押貸款證券化的政策性保險機構。
  3. The rational development of the development of real estate industry of new era are as follows : removal of obstacle of insurance capital ' s entry into real estate industry, increase of exchange rate elasticity and more foreign capital ' s entry into real estate market, improvement of inequilibrium between real estate ' s value increment and stock market, and the ensuring house supply through establishment of individual credit system

    新時期房地產業步入理性發展的相關動力有：保險資金投資房地產業的政策障礙已掃除；匯率彈性增強，使外資更多地進入房地產市場；改變房地產增量與存量市場不平衡狀態；建立個人信用體系，加快保障性住房供應。
  4. However, once we take all - sided and impersonal view over the housing finance, we will definitely realize the conflict between the high speed and the low efficiency of it. in this paper, it ' s analyzed that there ' re five factors affecting the efficiency of housing finance, based on the basic situation of china as a developing country and according to some related theories of the western economics. the first one is the dual - track interest rate which presumes that price of housing credit financing is under the control of government to a certain extent, and the rest is open

    因此，本文從我國作為一個發展中國家? ?這一基本國情出發，以西方經濟學中有關理論為依據，分析影響我國住房金融效率的因素主要包括：利率雙軌，即一部分住房信貸資金價格受到政府的管制，而另一部分住房信貸資金價格則是開放的；住房金融機構產權不清，特別是政策性住房金融機構產權不清而導致金融創新動力不足，金融工具品種單一，不能滿足居民需求多樣化的要求；住房信貸中由於較高的交易費用，而使內耗偏高、效率降低；住房金融機構不健全，既不存在真正的住房金融機構又缺乏相應的擔保機構；此外，住房金融中融資機制不完備，長期信貸資金來源不足與資產負債的期限結構不匹配也是影響住房金融效率的一個主要因素。
  5. First, the paper has analyzed the chengdu ’ s housing market situation from the supplies and demand angle, analyzed the chengdu ’ s inhabitant ' s housing purchasing power from the inhabitant ' s revenue and expenditure, deposit and the quantity of durable consumable by inhabitant, and has promulgated the supplies and the demand contradiction ; next, the paper has carried on the discussion to the present chengdu ' s house price, the house price rise reason is : inappropriate supplies structure, increasing commodity apartment cost, unbalanced housing supply and demand, purchase the house for investing, policy strength ; once more, the paper give some proposal to the government to control the real estate market, the government should adjust the housing and land supply structure, control of the passive housing demand

    本篇論文首先從供給和需求角度分析了成都住房市場現狀，從居民收支、儲蓄和耐用品擁有量分析了成都居民的住房購買力，並揭示了當前成都住房市場上存在的供給與需求間的矛盾;其次，論文對成都的房價進行了探討，論述了成都房價歷史和現狀，結合居民收入，論文認為成都房價雖高，但還在居民承受范圍內;然後，論文分析了成都住房價格上漲的原因，認為市場供應結構不合理、商品房成本增加、住房供求總量失衡、投資性購房增長過快、政策力量等因素造成了房價的上漲;再次，論文對政府宏觀調控房地產市場提出了幾點建議，認為政府應該調整和改善住房供應結構、加大土地供應調控力度和控制被動性住房需求來穩定房價。
  6. Policy - related house, policy - based house

    政策性住房
  7. As main source of political house fund, the house accumulation fund ( haf ) is a building the key of house transform and house guarantee system

    住房公積金作為政策性住房資金的主要來源，是房改的中心環節和住房保障體系的中堅。
  8. Our housing finance development must rely on government. government may adopt indirect patterns to support the innovation of housing

    住房公積金制度是我國政策性住房金融的重要組成部分，當前的住房公積金制度存在眾多問題，應對其進行系列創新。
  9. Low rent housing is another kind of housing with special policy, after the economical housing policy, pushed by the chinese government to provide housing for the low income families

    摘要廉租住房是我國繼經濟適用住房之後，政府推出的又一種政策性住房。
  10. It also analyzes in detail the current situation and problems in policy - related residential credit business, residential accumulation fund and the housing mortgage loans

    對政策性住房信貸業務、住房公積金和商業性的個人住房抵押貸款的現狀、問題進行較為詳細的分析。
  11. Finally, it presents strategic suggestions to achieve such transformation, including speeding up the founding of policy housing banks, advancing the process of the commercializing transformation and listing of the former specialized state - owned banks, and developing and perfecting housing co - ops

    最後，本文提出了建立這種房地產金融模式的政策性建議，包括加快組建政策性住房銀行，推進專業銀行商業化改造與上市的進程，以及發展並完善住房合作社，等等。
  12. On the base of foregoing studies, chapter 5 puts forward the countermeasures to improve present affordable housing policy integrated with the situation of our country and foreign experiences of resolving public housing problems. that is to clearly define the orientation of affordable housing, to improve the supply mode and regulate housing construction, to establish strict supervision system and constitute reasonable housing allotment measures, to develop housing finance that serves the policy to promote construction and consumption of affordable housing, to establish dynamic adjustment mechanism of the policy, and so on

    第五章在前文的研究基礎上，結合我國的國情和國外解決公共住房問題的經驗，有針對性地提出完善我國經濟適用住房政策的對策，包括明確經濟適用住房的定位；改善供應模式、規范開發建設；建立嚴格的監管制度、制定合理的分配辦法；充分發揮政策性住房金融的促進支持作用；建立政策的動態調整機制。
  13. There are five viewpoints as follows : firstly, the successful practice of personal housing mortgage loan requires consummate housing mortgage loan market system and participation of housing mortgage loan insurance guarantee agencies supported by government. secondly, it needs related rules and laws for guarantee thirdly, it should make varies ways of paying back to adjust to different families who has different incomes, hobbies and age structure. fourthly, the government should put more emphasis on the low and medium income families for their housing purchase loan

    即個人購房抵押貸款的成功運作需要有完善的住房抵押貸款市場體系和政府支持的購房抵押貸款保險擔保機構的參與；要有相關法規作保障；抵押貸款還貸方式的設定應靈活多樣，以適應不同收入、不同偏好、不同年齡家庭對抵押貸款的需求；政府應重點支持中低收入家庭購房貸款；個人購房抵押貸款不僅有賴于商業性金融機構的參與，而且也要有政府成立政策性住房金融的支持。
  14. As for the residential finance policy, government should function as the subject to set up the residential security system and should reinforce the reform of the residential finance, in addition to mortgage accumulation fund loans, the government should found low - rate or rate - free loans for those families with low or medium income, set up risk security mechanism for the policy - related residential mortgage loans to provide them with loan guaranty

    在住房金融政策方面，政府理應成為構建住房保障體系的主體。政府應進一步深化政策性住房金融改革，除住房公積金貸款以外，應建立直接面向中低收入家庭發放的低息或無息貸款，建立政策性住房抵押貸款風險擔保機制，為低收入家庭貸款提供擔保，增強其購房能力，促進住房保障制度的順利構建。
  15. But with the unceasing development of the housing loan total quantity and with the character of expensive value, the deadline long, the poor liquidity, the strong policy - type, as well as the housing loan business development time is not long in our country at present, the housing loan insurance, two levels of markets growth will be seriously insufficient, the commercial banks lack the risk disperser and the shift mechanism situation, they will cause the housing loan risk to accumulate day by day in the commercial bank and appear gradually

    但隨著住房貸款總量的不斷增加和住房貸款本身數額大、期限長、流動性差、政策性強等特點，以及在我國目前住房貸款業務發展時間還不長，住房貸款保險、二級市場發育嚴重不足，商業銀行缺乏風險分散和轉移機制的情況下，使得住房貸款的風險在商業銀行中日益積累和逐步顯現出來。
  16. According to the current situation of housing banking development in china, the activities of personal real estate loans fall into three major forms : one of them is personal real estate loan supported by policy ; the other is commercial personal real estate loan

    從目前我國住房金融發展的實際情況來看，個人住房貸款業務主要有三種形式:其一是政策性個人住房貸款，其二是商業性個人住房貸款，其三是個人住房組合貸款。
  17. In this thesis, the author tries to explore how to build a feasible system of housing mortgage loan insurance, which accord with the situation of china, based on the domestic conditions and overseas experience. especially the housing mortgage loan insurance of government credit guarantee - bonding system is primarily discussed to build

    在本文中，筆者通過分析這些現狀以及借鑒國外經驗，試圖探索如何構建符合我國國情並切實可行的住房抵押貸款保險體系，特別是對政策性住房抵押貸款保險? ?擔保制度的建立進行了初步探討。
  18. From a long - term point of view, her choice is to strengthen a financing system of american style, whose characteristic is the first and secondary mortgage markets, to remold and normalize the accumulation fund system, and to support and encourage housing cooperation financing, eventually to transform the existing real estate finance organization system to a " one - body - two - wings " type, which has the market finance as its main component and the policy finance and cooperation finance as its supporting parts

    我國目前正處于多種房地產金融模式互相交叉共同發展的時期，從長遠看，我國的選擇應該是大力發展美國式的一、二級市場聯動的抵押貸款融資體系，改造和規范公積金制度，支持和鼓勵住房合作金融體系，最終形成「一體兩翼」式的，以市場金融為主，政策性金融與合作金融為輔的房地產金融系統。
  19. Furtherly, this paper puts forward that taking the chances of entry into wto to promote development, applying assets recombination to establish large - scale enterprise group, constructing applicable buildings to meet various demands of customers, strengthening the legal system to regulate the actions of intermediary companies, accelerate the innovation of financing technology to quicken the developing paces are the 7 key strategical measures for development in changsha ' s real estate industry

    提出了抓住入世機遇，促進房地產業發展；實施資產重組設，培育大型企業集團；加強管理，提高房地產業的投資效率；制定合理政策，把住宅產業培植成新的消費增長點；實施適應性建房，滿足住戶多層次需要；加強法制建設，規范中介行為；資產證券化的融資技術等長沙市房產業發展的七大戰略。
  20. Keep the housing accumulation fund safe, maintain value, increase in value and allot the increasing value reasonably, practice high interest of deposit and low interest of loan and the difference is subsidized by the government, the housing accumulation supervision commission, fiscal and audit branch of the government should supervise the collection of housing accumulation fund and its uses

    建立招標選擇儲存機構，或建立政策性的儲存機構；保證住房公積金安全、保值、增值和對增值收益應合理進行分配；對住房公積金實行高存低貸，其利息差額由政府補貼；住房公積金管理委員會、財政、審計等部門應對住房公積金的籌集，使用進行有效監督。
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