日本金融改革 的英文怎麼說

中文拼音 [rìběnjīnrónggǎigé]
日本金融改革 英文
japanese big bang
  • 日 : Ⅰ名詞1 （太陽） sun 2 （白天） daytime; day 3 （一晝夜; 天） day 4 （泛指某一段時間） time 5 （日...
  • 本 : i 名詞1 （草木的莖或根）stem or root of plants 2 （事物的根源）foundation; origin; basis 3 （本錢...
  • 金 : Ⅰ名詞1 （金屬） metals 2 （錢） money 3 （古時金屬制的打擊樂器） ancient metal percussion instrum...
  • 融 : Ⅰ動詞1 （融化） melt; thaw 2 （融合; 調和） blend; fuse; be in harmony Ⅱ形容詞[書面語]1 （長遠; ...
  • 改 : Ⅰ動詞1 （改變） change; transform 2 （修改） revise; alter; modify 3 （改正） rectify; correct 4 ...
  • 革 : 革形容詞[書面語] （危急） critical; dangerous
  • 日本 : Japan
  • 金融 : finance; banking金融比率 financial ratios; 金融呆滯 financial stringency; 金融改革 financial refo...
  • 改革 : reform; reformation
  1. This paper tries to unfold in theory and practice on the base of japanese and korean policy finance example. furth ermore, it tried to analyze chinese policy finance problem, then suggest a kind of train of thought for the reform and development in china

    本文以日本、韓國政策金融案例為背景，在理論與現實上進行展開，進而分析我國政策金融存在的問題，循序漸進地提出了改革與發展的思路。
  2. By the end of 2002, of the many influential financial research bodies and credit rating agencies that delived a series of research reports on the chinese banking system, goldman sachs poited out in its research report in dec. 2002 that the bank insolvency such as the one experienced by the south east asian countries during the financial crisis did not pose so big a threat to the chinese banking system as the collapsing banking system of janpan caused by the absence of the much needed total finacial reform. this lack of reform has seriously inhabited the recovery and the growth of the japanese economy

    在2002年底，全球不少有影響的金融研究機構，評級機構不約而同地發表了對中國銀行體系的一系列研究報告，其中高盛公司在其2002年12月的研究報告中指出，中國的銀行體系最值得擔心的倒不是類似東南亞金融危機中其國家銀行業所出現的摧枯拉朽般的倒閉風潮，最擔心的倒是像日本的金融體系一樣，因為遲遲不推出徹底的金融改革，不僅使得銀行體系一蹶不振，而且還嚴重製約了日本經濟的復甦與增長潛力的發揮。
  3. The model of this paper explores the links between the following factors and the credit rationing in china. the change of banks " attitude to credit risk may lead to credit rationing ; banks give much more emphasis on the trade cost and the payable value of collateral, which may give rise to credit rationing ; the decreasing of asset price during economic stagnation produces credit rationing ; the bias of banks " objective function from the maximization of profit and the transformation of the function relating to the reform of the financial system cause credit rationing ; if different parts of the whole markets are not integrated, the credit in the part with low capital return ratio will be rationed. during economic recession, banks tend to ration the credit in the high - risk market ; the removing of interest ceiling will narrow down the interest spread of deposit and credit at least during a period, which may strengthen credit rationing ; meanwhile, the vulnerable borrowers, including small and middle - sized enterprises, will get more credit from banks even though they have to pay a higher interest rate

    論文的模型探討了下列因素和中國信貸配給現象之間的聯系：商業銀行對信貸風險的態度變化，在辨別和控制信貸風險上開始投入大量的成本，這一過程會導致信貸配給；商業銀行對與法治環境相關的交易成本和抵押品清償價值的日漸關注會導致信貸配給；宏觀經濟緊縮時期資產價格下降會導致信貸配給；商業銀行經營目標函數偏離利潤最大化，近幾年金融業改革過程使商業銀行目標函數發生變化，這一變化過程可能導致信貸配給；在市場分化的條件下，收益水平低的市場會遭受信貸配給；在經濟下滑時期，商業銀行尤其會對高風險市場配給信貸；利率市場化使商業銀行的存貸利差至少在一段時間內縮窄，利差縮窄可能加重信貸配給的程度：在利率市場化條件下，弱勢借款者，包括中小企業，遭受信貸配給的程度可能得到緩解，但支付的貸款利率水平將會升高。
  4. A comment and references of the reform of japan ' s financial system

    日本金融體制改革評價與借鑒
  5. The government hopes the reform will increase competition in the financial services sector

    日本政府希望這項改革可以增進金融服務行業的競爭。
  6. The economic reform and open door policy in the mainland has not only provided an enormous production hinterland and market outlet for hong kong s manufacturers, but has also created abundant business opportunities for a wide range of service activities. these activities include specifically freight and passenger transport, travel and tourism, telecommunications, banking, insurance, real estate, and professional services such as financial, legal, accounting and consultancy services

    內地的經濟改革及開放政策，不僅為本港的製造商提供龐大的生產腹地及市場，也為各種服務活動創造大量商機，特別是貨運與客運、旅遊、電訊、銀行、保險、地產，以及金融、法律、會計及顧問等專業服務。結果，自上世紀八十年代起，香港經濟日漸朝以服務業為主導的方向發展。
  7. Finance is the core of contemporary economy, and commercial banking is the principal part of finance system after china j oined the wto ， the biggest problem which commercial banks of our country encounter has been the problem of system risks therefore the research on managing and keeping away the commercial banking system risks of our country has great academic and practical significance by expatiating the basic theories of financial system which includes the theoretic analysis of four aspects ： financial organization financial market system financial supervision system and financial system innovation together with the characteristics of commercial banks of our country in the transitional period the paper analyzes the ~ eneration mechanism of the commercial banking system risks of our country the defnition and characteristics of system risks ， the behavior and the various factors of the commercial banking system risks one by one at the same time the main aspects of american and german commercial banks which include the type and appellation of commercial banks ， the exterior form of organization 。 the dealings management system the deposit insurance system and the development current of commercial banks ， are compared in addition ， the financial supervision systems of america ， british and japan are studied in detail based on the above analyzing combined with the situations in our country, the beneficial reference ’ and inspiration that we can draw are analyzed then it can be concluded that the origins from which the commercial banking system risks of our country derive exist in the peculiar property right system ， organization system ， capital system and juridical person system of our country, etc therefore to prevent and solve the commercial banking system risks of our country, we should begin with eliminating the system sources that result in risks and keep away the banking risks effectively by innovating the system in this paper, several precaution measurements are also proposed including accelerating decentralized regrouping of country, owned property, reforming the organization system of the commercial banks monopolized by the colintry, reforming and constructing capital system ， establishing modem iuridical person system of commercial banks ， and so on

    加入wto后，我國商業銀行所面臨的最大憂慮就是制度風險問題，因此，對我國商業銀行制度風險的管理和防範研究具有重大的理論和現實意義。本文通過對金融制度基本理論的明確闡述，它包括：金融組織理論分析、金融市場體系理論分析、金融監管制度理論分析和金融制度創新理論分析四個方面的內容；結合當前轉軌時期我國商業銀行的特點，逐一對我國商業銀行風險的生成機理、制度風險的涵義及特點、商業銀行制度風險表現以及商業銀行制度風險的各種因素進行了分析；同時還對美國、德國商業銀行制度的主要方面進行比較研究，包括商業銀行的類型和名稱、外部組織形式、業務經營制度、存款保險制度和商業銀行的發展趨勢；以及對美國、英國、日本三國的金融監管制度進行了較詳細的分析；並在此基礎上結合我國實際，分析了我國可從中得到的有益借鑒和啟示；根據以上分析，得出我國商業銀行制度風險產生的根源在於我國特有的產權制度、組織制度、資本制度和法人治理制度等。為了防範和化解我國商業銀行的制度風險必須從消除這種風險產生的制度基礎入手，通過制度創新來有效防範銀行風險，本文提出了若干相關防範措施，包括：加速國有產權的分散化重組、改革國有獨資商業銀行的組織制度、改革與建設資本制度和建立現代商業銀行法人治理制度等。
  8. Japanese big bang

    日本金融改革
  9. As the financial system reformation goes more further, the ccbs have no systematic advantages any more, meanwhile, the disadvantages like small - sized, weak bases, lack of capital and complex competition ability, especial the profit ability has became more and more obvious. according to the statistics offered by the china banking regulatory commission ( cbrc ), by the end of 2004. 11, the total assets of all the ccbs in china is 1. 9 trillion, and the equity is 693 billion. according to the five - category classification, the balance of non - performing loans ( npl ) is 9. 7 %, and the average capital adequacy ratio is 2. 7 %, while the average total assets is less than 0. 1 %, which is only 1 / 12 of american average level

    我國中小商業銀行的主力軍? ?城市商業銀行風風雨雨近十年，在過去的十年中，初步化解了多年積累的風險、在地方經濟發展中發揮了重要的作用;隨著金融體制改革的全面深化，城市商業銀行的體制、機制優勢逐漸與競爭對手同質化，規模小、底子薄、資本實力弱、綜合競爭能力差尤其是贏利能力弱的劣勢日益凸現，據銀行業監督管理委員會的統計，截止2005年11月，全國城市商業銀行資產總額為1 . 9萬億、所有權權益693億、按照貸款五級分類，不良貸款余額為1027億、平均不良貸款率為9 . 7 % 、平均資本充足率為2 . 7 % ，其中平均的總資產收益率不到0 . 1 %是美國平均水平的1 / 12 ，就是跟印度、馬來西亞等發展中國家比差距也不小，中小商業銀行的財務問題逐漸成為了其進一步發展的瓶頸，財務風險凸現，潛在的財務危機也日益加大。
  10. What should we do when we have to face the monetary system reform deadline ? we may obtain from the different country monetary system reform, under comparison we can choose the model country which has different significance for our country, such as the united states, england, japan and russian etc, as each nation ’ s interest rate marketable experienced a long period, so any opportunistic way will only cause failure ; besides, interest rate market ' s turning must pay attention to the order of sequence, following the sequence rule and advancing gradually, otherwise any unusual factor will bring the whole

    我們可以從不同國家金融體制改革入手，選擇比較有借鑒意義的國家，如美國、英國、日本和俄羅斯等國，通過分析其在改革過程中的得失，我可以看到任何一個國家的利率市場化都經歷了一個漫長的過程，任何投機取巧的做法只能導致改革的失敗;利率市場化一定要講究次序，要循序漸進的實行利率市場化，否則將會帶來整個社會的動蕩;利率市場化離不開金融監管機構的參與，必須融合政府和市場兩種力量才能取得利率市場化改革的成功，在改革模式上可以選擇自上而下、自下而上或者自下而上與自上而下相結合的改革路徑。
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