最低放款利率 的英文怎麼說
中文拼音 [zuìdīfàngkuǎnlìlǜ]
最低放款利率
英文
mlr minimum lending rate-
Finally, banks receiving government deposits offer more favorable prime rates due to their lower costs
最後,有代理公庫存款的銀行會因其較低的資金成本而能提供較優惠的基本放款利率。For different types of banks, regional banks have the highest prime rates and new commercial banks have the lowest ones
以銀行類型區分,區域銀行在基本放款利率訂價上為最高、舊銀行次之,新銀行則最低。Another type of risk, called purchasing - power risk, is the risk that, due to an unexpectedly high inflation rate, the future interest payments, and the principal of the loan when finally repaid, will have less purchasing power than the lender anticipated at the time the loan was made
另一種類型的風險稱為購買能力風險,這是由意外的高通貨膨脹率所引起的風險,即最後還貸時的本金和利息的購買力比惜出者當初放款時所期望的購買力要低。The ? interest ? rate ? level ? and ? the ? interest ? rate ? structure ? unreasonable ? mainly ? display ? in : ? most ? recent ? several ? years ? because ? the ? government ? adopts ? the ? low ? interest ? rate ? policy, ? the ? interest ? rate ? level ? is ? in ? the ? historical ? most ? low ? point, ? saves ? the ? loan ? advantage ? difference ? unceasingly ? to ? reduce, ? the ? goal ? is ? the ? maintenance ? loose ? currency ? environment ? promotes ? the ? economy ? to ? grow, ? but ? individual ? deposit ? not ? only ? does ? not ? have ? massively ? to ? drain, ? on ? the ? contrary ? personally ? deposits ? 18 % ? speed ? fast ? growth ; ? these ? two ? years, ? and ? further ? because ? is ? the ? stock ? market, ? the ? fund ? rise, ? massively ? deposits ? the ? fund ? to ? flow ? to ? the ? stock ? market, ? this ? not ? only ? suppressed ? the ? commercial ? bank ? to ? provide ? the ? loan ? the ? impulse, ? moreover ? also ? caused ? the ? commercial ? bank ? to ? manage ? active ? the ? profit, ? the ? security ? and ? the ? fluidity ? comes ? under ? a ? more ? tremendous ? influence
利率水平和利率結構不合理主要表現在:前幾年由於政府採取低利率政策,利率水平處于歷史最低點,存貸款利差不斷縮小,目的是維持寬松貨幣環境以促進經濟增長,但是個人儲蓄不僅沒有大量流失,相反個人儲蓄18 %的速度快速增長;這兩年,又因為股市,基金的上漲,大量儲蓄資金流向股市,這不僅抑制了商業銀行發放貸款的沖動,而且還使商業銀行經營活動的盈利性、安全性和流動性受到較大影響。分享友人