最低貸款利率 的英文怎麼說

中文拼音 [zuìdīdàikuǎnlìlǜ]
最低貸款利率 英文
ministry of labor and social welfare
  • 最 : 副詞（表示某種屬性超過所有同類的人或事物） most; best; worst; first; very; least; above all; -est
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 率 : 率名詞（比值） rate; ratio; proportion
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  1. Mlr minimum lending rate

    最低貸款利率
  2. The basic of bringing the money rate in the market into play is that the action of the commercial banks has to reflect the scale and composition of the currency supply in the market through high or low rate of deposit - loan

    商業銀行是資金運行的中心，市場利率發揮作用的基礎是商業銀行的行為必須通過存貸款利率高低反映出市場資金供求的規模和結構。沒有商業銀行制度的根本改革，市場利率的運行就沒有最重要的主體。
  3. Another reason the more important is that employees receive a special low interest rate on loans, usually one percent below prime rate.

    另一個原因更重要，就是職工可享受特殊的貸款利息率，較之最優惠利息率一般還要低去百分之一。
  4. Banks rely on the interest spread for 85 - 90 % of their profits, so the continued squeezing of the spread, along with the ten minimum reserve hikes this year, should have two impacts : it will put serious pressure on bank profitability next year, and it will create strong incentives for bankers to lengthen loan maturities

    銀行有85 - 90 %的收益是依賴于利率差額的，繼續擠壓差額並同時於今年提高十點最低準備金率，會產生兩個沖擊：給明年銀行收益能力增加巨大壓力，並且會極大的刺激銀行延長貸款期。
  5. The model of this paper explores the links between the following factors and the credit rationing in china. the change of banks " attitude to credit risk may lead to credit rationing ; banks give much more emphasis on the trade cost and the payable value of collateral, which may give rise to credit rationing ; the decreasing of asset price during economic stagnation produces credit rationing ; the bias of banks " objective function from the maximization of profit and the transformation of the function relating to the reform of the financial system cause credit rationing ; if different parts of the whole markets are not integrated, the credit in the part with low capital return ratio will be rationed. during economic recession, banks tend to ration the credit in the high - risk market ; the removing of interest ceiling will narrow down the interest spread of deposit and credit at least during a period, which may strengthen credit rationing ; meanwhile, the vulnerable borrowers, including small and middle - sized enterprises, will get more credit from banks even though they have to pay a higher interest rate

    論文的模型探討了下列因素和中國信貸配給現象之間的聯系：商業銀行對信貸風險的態度變化，在辨別和控制信貸風險上開始投入大量的成本，這一過程會導致信貸配給；商業銀行對與法治環境相關的交易成本和抵押品清償價值的日漸關注會導致信貸配給；宏觀經濟緊縮時期資產價格下降會導致信貸配給；商業銀行經營目標函數偏離利潤最大化，近幾年金融業改革過程使商業銀行目標函數發生變化，這一變化過程可能導致信貸配給；在市場分化的條件下，收益水平低的市場會遭受信貸配給；在經濟下滑時期，商業銀行尤其會對高風險市場配給信貸；利率市場化使商業銀行的存貸利差至少在一段時間內縮窄，利差縮窄可能加重信貸配給的程度：在利率市場化條件下，弱勢借款者，包括中小企業，遭受信貸配給的程度可能得到緩解，但支付的貸款利率水平將會升高。
  6. The first is simply for it to be repaid by the borrower. the reduced mortgage loan then becomes fully secured and so the bank is more willing to charge the lower, prevailing market interest rate

    最簡單的是借款人償還該部分的貸款，貸款額減少，按揭便變為有十足抵押，銀行自然會比較樂意將按揭利率調低至目前的市場利率。
  7. If we fail to repay the loan facility to you when due, we undertake to pay ( i ) an interest ( in addition to the agree interest, if any ) up to 2 % per annum, at the sole discretion of the bank, and ( ii ) a penalty equal to nt300 or such other lower amount on a daily basis

    若本公司逾期償還貴行貸款，本公司同意貴行得在原定利息之外（僅適用予以有約定利息之情形） ，自行決定加收最高達年利率2 %之逾期利率，貴行並得按日向本公司收取相當于獲利低於新臺幣三百元整之違約金
  8. " the increasing proportion of loans in negative equity being priced at below prime reflects the fact that the banks have been willing to refinance or restructure loans for homeowners in negative equity.

    盡管如此，負資產住宅按揭貸款未償還總額並沒有上升。負資產貸款的利率低於最優惠利率的比例不斷增加，反映銀行樂意為負資產業主轉按或重組貸款。
  9. Banks in hong kong lowered their best lending rates by 25 basis points on 8 november 2006. the savings and time deposit rates also decreased by 25 to 28 basis points

    香港銀行在月日調低最優惠貸款利率基點，儲蓄及定期存款利率亦下跌至基點。
  10. That is to be followed by legislation to raise the minimum wage from $ 5. 15 to $ 7. 25 an hour, boost embryonic stem - cell research, encourage the government to negotiate with drug companies for lower prices in the medicare prescription - drug plan, cut the interest rate on student loans, roll back tax subsidies for oil firms and expand incentives to save

    緊跟其後的議案有，將最低時薪從5 . 15美元提升到7 . 25美元，推動胚胎幹細胞研究，鼓勵政府部門和醫藥公司協商，以降低處方藥計劃[ 1 ]中的藥價，削減學生貸款利率，取消對于石油企業的稅收補助，以及擴大儲蓄動力等。
  11. A 25bp cut in the fed funds rate, possibly with a steeper cut to the higher discount rate, at which it lends to banks, looks the most likely prescription

    看起來，美聯儲最可能開具的藥方是：聯邦基金利率降低25個基點，並可能更大幅度降低其貸款給各銀行所依據的較高的貼現率。
  12. " the fact that half of the loans are being charged below blr may have reflected the increased competition in the residential mortgage market, under which banks are more willing to discuss mortgage terms with loan customers, " said mr choi

    蔡耀君說：半數的負資產按揭貸款按低於最優惠利率計息，可能是因為住宅按揭市場競爭日趨激烈，令銀行更願意與貸款客戶商討按揭條款。
  13. Margins therefore narrowed during the second half of 1997. the margin between blr and 1 - month hibor averaged 100 bp in the second half of 1997, down from 300 bp in the first half table 2

    這種情況導致息差於一九九七下半年收窄，最優惠貸款利率與一個月香港銀行同業拆息之間的差距平均為100個基點，較上半年300個基點為低表二。
  14. The average rate for a 30 - year, fixed mortgage fell last week, to 5. 53 percent, the lowest level in 14 months, according to freddie mac, the mortgage finance company

    根據聯邦住房貸款抵押公司的數據，上星期30年期的定期抵押貸款平均利率下降至5 . 53 % ，是十四個月的最低水平。
  15. " the ratio of mortgage loans granted at below the best lending rate rose significantly in march, reflecting that the mortgage price war among banks has become more acute. " said mr y. k. choi, acting deputy chief executive of the hkma

    金管局署理副總裁蔡耀君表示：月份以低於最優惠利率批出的按揭貸款比率大幅上升，顯示銀行間的按揭業務競爭已加劇。
  16. Tdc, a danish telecoms group, recently announced it was cutting the interest rate it agreed to pay to lenders just 12 months ago

    丹麥的電信集團tdc最近要求降低一個一年前簽訂的貸款合約的利率。
  17. The average contractual life of newly approved loans increased to 238 months, the longest since mid - 1998

    在新批出貸款中，利率以低於最優惠利率超過
  18. The average contractual life of newly approved loans increased further to 250 months from 248 months in february

    在新批出貸款中，利率以低於最優惠利率超過
  19. The ? interest ? rate ? level ? and ? the ? interest ? rate ? structure ? unreasonable ? mainly ? display ? in : ? most ? recent ? several ? years ? because ? the ? government ? adopts ? the ? low ? interest ? rate ? policy, ? the ? interest ? rate ? level ? is ? in ? the ? historical ? most ? low ? point, ? saves ? the ? loan ? advantage ? difference ? unceasingly ? to ? reduce, ? the ? goal ? is ? the ? maintenance ? loose ? currency ? environment ? promotes ? the ? economy ? to ? grow, ? but ? individual ? deposit ? not ? only ? does ? not ? have ? massively ? to ? drain, ? on ? the ? contrary ? personally ? deposits ? 18 % ? speed ? fast ? growth ; ? these ? two ? years, ? and ? further ? because ? is ? the ? stock ? market, ? the ? fund ? rise, ? massively ? deposits ? the ? fund ? to ? flow ? to ? the ? stock ? market, ? this ? not ? only ? suppressed ? the ? commercial ? bank ? to ? provide ? the ? loan ? the ? impulse, ? moreover ? also ? caused ? the ? commercial ? bank ? to ? manage ? active ? the ? profit, ? the ? security ? and ? the ? fluidity ? comes ? under ? a ? more ? tremendous ? influence

    利率水平和利率結構不合理主要表現在：前幾年由於政府採取低利率政策，利率水平處于歷史最低點，存貸款利差不斷縮小，目的是維持寬松貨幣環境以促進經濟增長，但是個人儲蓄不僅沒有大量流失，相反個人儲蓄18 %的速度快速增長；這兩年，又因為股市，基金的上漲，大量儲蓄資金流向股市，這不僅抑制了商業銀行發放貸款的沖動，而且還使商業銀行經營活動的盈利性、安全性和流動性受到較大影響。
  20. Because of ample liquidity in the interbank market, banks had cut their best lending rates and savings deposit rates despite a stable policy interest rate in the us

    盡管美國的政策利率保持穩定，但由於銀行同業市場流動資金充裕，銀行調低最優惠貸款利率及儲蓄存款利率。
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