有保貸款 的英文怎麼說
中文拼音 [yǒubǎodàikuǎn]
有保貸款
英文
lend money on security- 有 : 有副詞[書面語] (表示整數之外再加零數): 30 有 5 thirty-five; 10 有 5年 fifteen years
- 保 : Ⅰ動詞1 (保衛; 保護) defend; protect 2 (保持) keep; preserve; maintain in good condition 3 (...
- 貸 : loan
- 款 : Ⅰ形容詞1 (誠懇) sincere 2 [書面語] (緩; 慢) leisurely; slow Ⅱ動詞1 (招待; 款待) receive wit...
- 貸款 : 1. (借錢給需要用錢者) provide [grant] a loan; make an advance to; extend credit to2. (貸給的款項) loan; credit
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This article consists of five parts as following : mortgage of uncompleted building was originated from the common law and the law of hong kong, so the paper probes into its meaning - the transformation of the specific property right ; when the debtor fails to perform his duty, the creditor can obtain the title determinately ; the debtor enjoys the right of redeeming the collateral security through fulfilling his debt, the creditor has the obligation of returning the property at the same time. secondly, the author summaries its essential feature on the practice of the real estate mortgage hi the mainland of china - the target of the mortgage is a kind of expective interest ; the mortgage is a kind of guarantee which is settled through making over the interests in expectancy ; the risk of the mortgaged uncompleted building should be borne by the realty company instead of the mortgagor ; the phase of the mortgage ; mortgage is realized in a particular way. thirdly, on the basis of analyzing the legal nexus that is involved, the paper points out that the legal ne xus of the mortgage is just between the mortgagor and the mortgagee
樓花按揭作為一種擔保方式起源於英美法上的mortgage ,所以本文第一部分首先探討了mortgage在英美法上的含義:特定財產權利的轉移;在債務人不履行債務時,債權人可以確定地取得所有權;債務人享有通過履行債務而贖回擔保物的權利,同時債權人負有交還財產的義務。其次,就我國的樓花按揭實踐總結了其基本特徵:樓花按揭涉及兩個合同三方當事人;樓花按揭的標的是一種期待性利益;樓花按揭是通過轉讓物業權益而設定的一種擔保方式;預售樓花滅失的風險應有開發商承擔;樓花按揭的階段性;樓花按揭實現方式的特殊性。最後,分析了樓花按揭所牽涉的各個法律關系,認為真正的樓花按揭法律關系只是購房人與銀行之間的按揭貸款關系,按揭當事人只有購房人(按揭人)與銀行。In three full years he never once convened a meeting of the load board.
在整整3年內,他從來沒有召開過一次貸款保證委員會的會議。First of all, with dominant state - owned property right and ownership ' s misplacement and non - transference, state - owned commercial banks are long - term protected by the government, suffering from low efficiency and serious diseconomy in scale
因國有商業銀行長期受政府保護,效率低下,存在嚴重的規模不經濟,無法完全實現其法人財產權,不能形成有效的內部治理結構;二是高比例的不良貸款率。Some still can ask to make loan earnest money
有的還會要求交貸款保證金。At first, this thesis analyzes sorts of residential mortgage risks, brings forward some methods of risk control, points out that insurance is the most effective way to transfer the risks of residential mortgage, and introduces some insurances on residential mortgage in domestic financial market and abroad, expounds particularly the successful experience of usa where the business insurance agents, fha and va provide full ensurance for the loans of bank to disperse default risk, thus promotes the prosperity of real estate finance
本論文首先從分析住房抵押貸款的風險種類入手,提出了多種風險處理措施,指出住房抵押貸款風險最有效的轉移措施是保險,並介紹了國內外現行住房抵押貸款有關保險,詳細闡述了美國的成功經驗:通過商業保險公司、 fha 、 va等機構對銀行放款提供全方位保障,化解來自借款人不能償付貸款的風險,促使整個房地產金融活躍起來。Exist at present assure means has beijing housing loan to assure the joint liability that the center offers assures to assure ( the following abbreviation assures the center assures ), and other assure means ( guaranty assures, impawn assures, joint liability assures to assure, guaranty safe, guaranty joint liability assures to wait )
目前存在的擔保方式有北京市住房貸款擔保中心提供的連帶責任保證擔保(以下簡稱擔保中心擔保) ,和其他擔保方式(抵押擔保、質押擔保、連帶責任保證擔保、抵押保險、抵押連帶責任保證等) 。We attach special significance to as many cis countries participating in the work on humanitarian problems as possible and would welcome joining the agreements on the council and fund by all the commonwealth partners. active cooperation with the cis member states in these bodies and joint work on their timely and complete material - technical, financial and organizational support will serve to strengthen the commonwealth and deepen further the existing comprehensive interaction among our countries and peoples. as before, cooperation is actively evolving with our cis partners in combating terrorism and other manifestations of extremism, crime, illegal migration and illicit drug trafficking or to be more precise - narco - aggression
雙方高度評價近年來兩國經貿合作的積極勢頭,並指出,應擴大貿易規模,通過提高高新技術、機械製造、電子產品和其他高附加值商品在貿易中的份額來改善貿易商品結構,使之平衡發展;為兩國商品、服務和投資進入對方市場創造有利條件,加強包括建立合資企業、生產性合作和轉讓技術等形式的經濟技術與投資合作;完善貿易服務體系,包括加強在銀行結算、貸款擔保、保險領域的合作,加強兩國在經貿領域的法律和行政管理等工作,使貿易制度符合國際標準;加強兩國邊境和地方間合作以及中小企業之間的聯系。And the system efficiently separates the business of mortgage lending from the ultimate investors ? such as pension funds and insurers ? who supply the funds by purchasing the mortgage - backed bonds
該制度也有效地區隔了房產抵押貸款業務和購買抵押貸款支持債券的最終投資者- - - -比如養老基金和保險公司。Giving a letter is the capital that points to client of orgnaization of finance of commercial bank xiang fei to be offerred directly, perhaps be to the client in concerned economy activity the compensation that arises possibly, assurance that pays responsibility to make, include financing of loan, trade, bill financing, financing to rent, overdraw, the business inside the watch such as each money advanced for sb to be paid back later, and bill accept, open a l / c, defend case, reserve confirmed, bond issues l / c, letter of credit assure, loan assures, the business outside the watch such as the loan commitment with the asset sale that has recourse, irrevocable untapped
授信是指商業銀行向非金融機構客戶直接提供的資金,或者對客戶在有關經濟活動中可能產生的賠償、支付責任做出的保證,包括貸款、貿易融資、票據融資、融資租賃、透支、各項墊款等表內業務,以及票據承兌、開出信用證、保函、備用信用證、信用證保兌、債券發行擔保、借款擔保、有追索權的資產銷售、未使用的不可撤消的貸款承諾等表外業務。What type of loan do you need
無擔保貸款的貸款不需要你有任何反對質押貸款The sharp words aboard the plane, coming a week after president bush ' s tough remarks in washington, seemed calculated to put pressure on mr. shamir to agree to put off israel ' s request for the loan guarantees until next january
布希總統在華盛頓的強硬談話一個禮拜以後,在飛機上又有尖銳的言辭,似乎是經過考慮以後對沙米爾先生施壓,令其同意把以色列請求擔保貸款一事延遲到明年一月。Offering credit always carryies some risk that the longloan wherewill not be repaid
提供信用擔保一直以來都有著貸款不能還清的風險。( 2 ) listed companies illegal guarantee relatively magnitude, in these amount of external guarantee, the illegal guarantee have a relatively large proportion. ( 3 ) the situation of external guarantee ’ listed companies is not optimistic, especially those of the illegal guarantee ’ listed companies. ( 4 ) external guarantee ’ listed companies exist large financial risk, while those of the illegal guarantee ’ listed companies ’ financial risk is particularly prominent. ( 5 ) the capacity of listed companies ’ external guarantee is relatively weak, the illegal guarantee ’ listed companies are more obvious manifestations ; the amount of illegal guarantee account for a large proportion of the total amount of guarantee. ( 6 ) substantial amount of guarantees of loans concentrated in the companies with large risk, listed companies ’ illegal guarantees manifested with the form of affiliated transactions, and, illegal guarantees ’ listed companies existence concealing information, deliberate failure to fulfil the obligation of information disclosure
( 4 )對外擔保的上市公司存在比較大的財務風險,而那些違規擔保的上市公司的財務風險尤其突出。 ( 5 )違規擔保的上市公司對外擔保能力比較弱,越是違規的上市公司在這方面的表現越明顯;違規擔保總額在這些違規擔保的上市公司的擔保總額中佔有很大的比例。 ( 6 )大量的違規擔保貸款集中於風險比較大的公司之中;上市公司違規擔保以關聯交易的形式表現出來。All applications for loans and the reports of the credit committee thereon shall be filed in record and kept for not less than seven years
有關貸款文件所有貸款申請書及貸款委員會所作有關報告均須保存最少七年。If a borrower cannot repay the guaranteed loan on time, the commercial bank which issues the loan has the right to ask the guarantor to repay the principal and interest of the loan or enjoy the priority of repayment by security in accordance with law
借款人到期不歸還擔保貸款的,商業銀行依法享有要求保證人歸還貸款本金和利息或者就該擔保物優先受償的權利。In ensuring that credit goes to those who are creditworthy and have the ability to service their debts, and that risks are appropriately priced, the flow of fresh npls is minimised
若能確保貸款只會借予信貸質素良好及有能力還債的借款人,並按照風險水平釐定適當息率,產生新的不履行貸款的機會便會減少。The formal financial institutions will refuse to give loans to the poor because of the profit motive as they face the questions such as smaller amount of loans, larger risks, worse credit standing without mortgage, difficulty in the supervision over the use of the loans ( because of lacking related information of property and economy ) and high management and dealing cost
因為對窮人的貸款具有數額小、風險大、信譽差且無法提供擔保、貸款使用監測困難(缺乏相關的財產和經濟信息) 、管理和交易費用高等問題。正規金融機構由於它的趨利性,就會放棄對窮人的貸款。On the other hand, as the state - owned commercial banks were long affected by bad debts, they are unusually sensitive to the loan repayment speed while ignoring their profitability
另一方面,由於國有商業銀行由於長期以來受呆賬壞賬風險的影響,對貸款的回款速度異乎尋常的敏感,保證貸款安全成為凌駕于確保貸款收益之上的目標。Firstly, we make a simple introduction to the credit risk and its risk measuring criteria. and after deciding the measuring criteria, we study the transition of credit risk under guarantee
選擇違約概率為衡量標準,對貸款信用風險在有無擔保貸款方式下的信用風險遷移進行具體的分析、比較、論證。The insured shall carefully inspect and review all the contracts, documents, vouchers and certificates in connection with the impletmentation of the loan agreement, and when the insured comes to the awareness of any situation that may adversely effect or prevent the impletmentation of the loan agreement, the insured shall take prompt and timely remedial actions and shall notify the insurer of such situation and the results of the actions timely
被保方應當仔細驗看所有與貸款協議的執行有關的合同,文件,擔保函以及證件,當被保方意識到任何可能阻止對貸款協議的執行或對其不利的情況時,被保方應當採取及時措施,且應就該情況以及所採取措施的後果及時通知承保方。分享友人