有利息的借貸 的英文怎麼說
中文拼音 [yǒulìxīdejièdài]
有利息的借貸
英文
loan bears interest-
" while the easing in funding costs has helped to reduce the impact on lending margins, banks should assess carefully the implications for their profitability should funding costs rise
雖然銀行借貸成本下調有助減低貸款息差受到的影響，但銀行仍須小心評估借貸成本一旦上升對其盈利可能構成的影響。Which is why they have coined the word caprice to describe those non - commercial affairs in which they indulge from time to time as a relief, an excuse or as a consolation. such women are like money - lenders who fleece large numbers of people, and think they can make amends by lending twenty francs one day to some poor devil who is starving to death, without asking him to pay interest or requiring him to sign a receipt
她們把那些不在做生意范圍之內的愛情叫做逢場作戲，她們經常會有一些這樣的愛情，她們把這種愛情當作消遣，當作借口，當作安慰，就好像那些放高利貸的人，他們盤剝了成千的人，有一天他借了二十個法郎給一個快要餓死的窮人，沒有要他付利息，沒有逼著他寫借據，就自以為罪已經贖清了。Indeed, he and others including myself have argued that such rates may even be efficient today in many poor parts of the world
。巴德漢和其他學者（包括我自己在內）還指出：高利息借貸在今天世界上的許多貧窮地區也具有「效益性」Enquiries revealed that the two arrestees were staff of a legitimate financial company in north point. they would approach the debtors again and offer loans at excessive interest rate from 360 per cent to 613 per cent per annum on their own capacity when the debtors failed to repay the legitimate loans
調查顯示該兩名被捕男子為北角一所合法財務公司的職員，假如有借貸人未能依期還款，他們會利用私人名義以年息高達三百六十厘至六百一十三厘的利率向借貸人再貸出款項。Financial assets and liabilities which are traded in an active market are valued in the accounts at market value at the balance sheet date. fixed deposits, certificates of deposit, interest - bearing fiscal reserves account, placements by other statutory bodies and other borrowings are valued according to a price matrix of discounted cash flows using year end interest rates for discounting
在活躍?場買賣的金融資產及負債均在資產負債表日期以?值入帳。定期存款、存款證、有息財政儲備帳項、其他法定組織的存款及其他借貸均已按照貼現現金流量的價格矩陣估值，並按年終利率進行貼現。Accordingly, place produces the analytic personage of research center of 3 class market to think in, from its the loan time limit of set and reimbursement means and month offer the characteristic with little, high interest to be able to see, " the balloon is borrowed " the person that do not suit all rooms to borrow, accord with the following the crowd of 4 features can consider to choose " the balloon borrows " : it is to consider short - term room to borrow, have ahead of schedule the person buy a house of reimbursement demand ; 2 it is to anticipate future is shorter fixed number of year ( the 10 years longest ) in oneself capital actual strength can have bigger rise or the person buy a house that later period will have big fund to enter zhang ; 3 it is loan period repays only less month is offerred, use the others money to other investment channel, invest strategic eye and the house property investor that dare to assume a risk with obtaining what invest redound higher to have ; the 4 house property consumer that are estate of the good - paying in applying to
因此，中原地產三級市場研究中心的分析人士認為，從其設定的貸款期限和還款方式以及月供少、利息高的特點可以看出， 「氣球貸」並不適合所有的房貸者，符合以下4個特徵的人群可以考慮選用「氣球貸」 ：一是考慮短期房貸，並有提前還款需求的購房者；二是預期未來較短年限（最長10年）中自己的資金實力會有較大提高或後期將有大額資金進賬的購房者；三是借款期僅償還較少月供，將其餘款項運用至其他投資渠道，以獲得更高投資回報的具有投資戰略眼光和敢於承擔風險的房產投資者；四是適用於中高收入階層的房產消費者。Finally, it came up with a focus ? he counterplan hold by the government and the enterprise to the it ( especially computer ) : the government should seize the advantaged moment at present, make correct strategies of development, enforce macroscopic leading and controlling, consolidate government support, take a further step in settling and satisfying the strategies, ensure the important point of the development, give a government inclination, and make favorable terms in investment, credit, tax, technology importing, foreign capital utilization, etc ; the enterprise should produce a better investment environment for human resource, learn and use the rule in a flexible way, adjust the structure of property, set an innovation system of enterprise technology, enforce the development of its information management, try to strengthen the international competing power of the enterprise
最後，重點提出了我國it產業（主要是計算機行業）在政府方面和企業方面的對策：一、政府方面要把握當前的有利時機，制定正確的發展戰略；加強宏觀調控；加大政府扶持；進一步制定和完善it產業的發展戰略；確定發展重點，給予政策傾斜；在投資、信貸、稅收、引進技術、利用外資等方面給予優惠。二、企業方面要優化人力資源投資環境；學活游戲規則；調整產業結構；創建企業技術創新體系；加強企業信息化管理建設；努力增強企業國際競爭力。同時，筆者一方面通過國內幾個大型企業的成功個案，介紹了it企業現行的幾種做法；另一方面還借鑒了國外幾個it產業發達國家的發展經驗，從總體規劃和企業內部兩個部分提出了我國it產業今後的發展戰略。If a borrower cannot repay the guaranteed loan on time, the commercial bank which issues the loan has the right to ask the guarantor to repay the principal and interest of the loan or enjoy the priority of repayment by security in accordance with law
借款人到期不歸還擔保貸款的，商業銀行依法享有要求保證人歸還貸款本金和利息或者就該擔保物優先受償的權利。Proponents of the so - called new agrarian economics - people such as pranab k. bardhan, for example - have argued persuasively that the high rural interest rates endemic in many parts of the world in times past may have been efficient rather than exploitative in light of the high information and transactions costs, risks, market failures, and moral hazards in such areas
例如，包括普拉那博巴德漢在內的所謂「新土地經濟學」支持者有力地指出：如果將世界上許多地區的高信息成本、高交易成本、高風險、高度市場失敗幾率以及高度道義危害等諸種因素進行通盤考慮，高利息借貸過去在這些地區不時地盛行可能更具有「效益性」 、而非「剝削性」Borrowing enterprises will take advantage of asymmetric information for their own benefit and pass the risks to banks, causing a great deal of bad loans in banks. one of the reasons that caused bad debts for banks is the imperfect corporate governance
在銀企關系中，借款方對自身信息的擁有量總是大於貸款方，借款企業會利用信息優勢為自己謀取利益而把風險轉嫁給銀行，導致的結果是銀行大量不良貸款的產生。Half year before the default was found, the default probability has high relevance with asset solvency and receivable turnover, profit earning capability and cash flow. high discriminate ratio was achieved in the models ’ actual testing
因此，企業有可能將有利於自己而不利於銀行的虛假信息傳遞給銀行，銀行則不可能完全觀察企業的行為和根據雙方的風險類型而簽訂有效的借貸合同。Group company borrows all to borrow fund to bank interconnected system, use to subordinate enterprise again, it is ok that the fund that subordinate company pays a group the company uses interest sum takes charge, all without exception registers capital more than the limitation of 50 %
集團企業向銀行統借統貸資金，再給下屬企業使用，下屬企業支付給集團公司的資金使用利息是否可以全額進費用，有無不超過注冊資本50 %的限制But the public benefit fund does not have the mandate of lending loan and charging interest which will be the key element of eco - fund to be sustainable and achieve its goal
但是，公益基金沒有借貸和獲取利息的委託權，而這項委託權是生態基金可持續發展和取得其既定目標的關鍵要素。Where the “ notional ” interest exceeds the cost of the debit items no charge is made, although no interest is credited to the account
盡管賬戶上沒有貸記利息，但凡是「名義上」的利率超過借記項目的費用，就不收取費用。Financial capital is decreased when yield loan interest is being received in the value, accountant processing is : borrow : deposit a person of same business to borrow : receivable accrual excuse me : does goal of these 3 families handle above debit side what is distinguished
金融資產減值中收到發放的貸款利息時，會計處理為：借：存放同業貸：應收利息請問：以上借方這三個科目的運用有什麼區別？分享友人