有問題貸款 的英文怎麼說

中文拼音 [yǒuwèntídàikuǎn]
有問題貸款 英文
troubled loan
  • 有 : 有副詞[書面語] （表示整數之外再加零數）: 30 有 5 thirty-five; 10 有 5年 fifteen years
  • 問 : Ⅰ動詞1 （請人解答） ask; inquire 2 （詢問; 慰問） question; ask about [after]; inquire about [aft...
  • 題 : Ⅰ名詞1. （題目） subject; title; topic; problem 2. （姓氏） a surname Ⅱ動詞（寫上） inscribe; write
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 問題 : 1 （需回答的題目） question; problem 2 （需研究解決的矛盾等） problem; matter 3 （事故或意外） tr...
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  1. Through analyzing the credit risk in private business sector running by two commercial banks in daqing, we can find that the operation risk is higher than the credit risk of loanee, and it can enlarge credit risk to a great degree

    針對此情況，本文用案例分析指出個人信貸業務產生的風險不僅僅是借款人的信用問題，更主要的是商業銀行的內部因素導致的，即操作風險。健全的內部控制機制和良好的公司治理結構可以有效的控制操作風險的發生。
  2. Bank bumiputra malaysia berhad bbmb, suspecting its hong kong subsidiary, bumiputra malaysia finance limited bmfl, of having improperly approved loans, initiates an internal investigation and sends an internal auditor to hong kong to inspect the bmfl books

    馬來西亞國營裕民銀行裕民銀行懷疑其附屬公司裕民財務有限公司裕民財務在港批核貸款的程序出現問題，開始進行內部調查，委派內部核數師到港查核賬目。
  3. Neither the bank, its associates, nor any of their directors, officers or employees, shall be liable to the customer for any expenses, loss or damage suffered by or occasioned to the customer by reason of any action taken or omitted to be taken by any one or all of the bank, its associates, their directors, officers, employees or agents pursuant to these conditions or in connection therewith other than as a result of the fraud, wilful default or negligence of the bank, its associates, their directors, officers, employees or agents ; the bank s failure in good faith to honour any stop - payment instructions given by the customer ; the presentation to the bank of any cheque or other payment order which is post - dated ; the bank failing to honour any draft drawn on it by the customer, but the bank shall immediately return such draft to the customer through the normal channels giving the reason for the dishonour ; any loss, damage, destruction or misdelivery of or to the securities howsoever caused unless the same shall result from the negligence of, or theft by, the bank or its associates or any of their directors, officers or employees, in which event the extent of the liability of the bank shall be limited to the market value of such securities at the date of discovery of the loss and even if the bank has been advised of the possibility of such loss or damage ; unauthorised use or forging of any authorised signature as a result of the negligence, wilful default or fraud of the customer ; subject to condition 5. 5, any act or omission, or insolvency of, any person not associated with the bank including, without limitation, a third party nominee or depositary ; viii the collection or deposit or crediting to the custodian accounts of invalid, fraudulent or forged securities or any entry in the custodian accounts which may be made in connection therewith ; any malfunction of, or error in the transmission of information caused by, any electrical or mechanical machine or system or any interception of communication facilities, abnormal operating conditions, labour difficulties, acts of god, or any similar or dissimilar causes beyond the reasonable control of the bank and notwithstanding paragraph, the error, failure, negligence, act or omission of any other person, system, institution or payment infrastructure

    本行其聯系人士其各董事高級人員或雇員均毋須向客戶因以下理由而使客戶蒙受或產生之任何開支損失或虧損負責： i本行其聯系人士其董事高級人員雇員或代理人根據此等條件採取或遺漏採取有關之行動，但由於本行其聯系人士其董事高級人員雇員或代理人之欺詐行為故意失責或疏忽所造成者除外ii本行本真誠地未能依約替客戶執行止付指示iii向本行提交任何遠期支票或其他付款指示iv本行未能兌現由客戶開出之匯票，但本行將立即透過正常渠道將該匯票退回客戶，並解釋拒付之理由v無論如何導致之任何證券之損失損毀毀壞或錯誤交付除非上述各項乃因本行或其聯系人士或其任何董事高級人員或雇員之疏忽或盜竊所引致，而在該等情況下，本行的責任將只限於在發現損失當日該等證券之市值，以及即使本行已獲知該等賠償之可能性vi因客戶之疏忽故意失責或欺詐行為而導致的任何偽造授權簽名或不獲授權使用該簽名vii在第5 . 5 a條之規限下，與本行無關者之任何行動或遺漏或無償債能力包括但不限於第三者代名人或寄存處viii代收或存入或貸存於保管人賬戶的無效偽造或假冒證券或在保管人賬戶記入可能與此有關之賬項ix任何電子機械或系統失靈或因該等機件或系統產生的資料傳送錯誤或任何通訊設施之終斷不正常操作情況勞工問題天災或非本行所能合理控制之任何類似或非類似原因及x盡管有第ix項，任何其他人系統機構或付款設施的錯誤故障疏忽行動或遺漏。
  4. E ) lack of foresight on finance lease scheme, which causes irrational tenor structure and imbalanced annual outflow of rental payments, results in funding costly. to solve aforesaid problems, thesis finds out the following principles for optimizing ca ' s aircraft finance : a ) determining the volume and currencies of ca ' s cross - border aircraft finance based on the annual outflow of foreign debt repayments and annual net inflow of foreign exchange, so are the dominated currencies in debt. b ) enlarging the portion of borrowings at floating interest rate in ca ' s whole foreign debt

    針對以上存在主要問題，本文進一步提出了優化飛機融資的總體構想，包括：根據其每年的外匯流入總量及幣種構成確定國航合理的飛機境外融資規模應與負債幣種；在利率結構方面，擴大浮動利率在整個國航外債中的比重，選擇適當時機將部分固定利率貸款轉換為浮動利率貸款；在飛機引進多元化方面，通過與飛機製造廠商、出租公司飛機互換的方式優化機隊構成，結合提前中止現有飛機租賃就能夠起到優化債務結構和機隊構成的事半功倍的效果，以及在未來飛機融資中優先使用經營性租賃等。
  5. According to studying the necessity of contract fraud crime, the " contract " which is used to defraud the opposite party, the concept and feature of contract fraud crime, the criminal component of contract fraud crime, the difference between contract fraud crime and civil fraudulent acting contract fraud crime and fraud crime contract fraud crime and loan fraud crime, and punishment of contract fraud crime, the article holds the opinion : as a new crime, the subjective element of contract fraud crime shall be for the purpose of illegal possession and the object of the crime is complicate object. the violated objects should include the property and illegal interest of the opposite party

    本文通過對新刑法設立合同詐騙罪之必要，合同詐騙罪之「合同」 ，合同詐騙罪之概念、特點，合同詐騙罪之犯罪構成，合同詐騙與民事欺詐、詐騙罪、貸款詐騙罪的界限以及對合同詐騙罪的處罰等問題的探討，認為合同詐騙罪作為新刑法增設的罪名，主觀方面應當要求「以非法佔有為目的」 ，合同詐騙罪侵犯的是復雜客體，侵犯的對象的范圍應擴大到「對方當事人財物及財產上的不法利益」 。
  6. In order to research further the legal essence of the performance guarantee insurance for automobile consuming loan, the study should, on the basis of clearly defined features, explore deeper into factors such as the subject, the object, the relationship between rights and obligations, and so on

    本文在介紹和歸納已有研究成果的基礎上，以保險法的基本原則為理論主線，結合歸納、分類和比較等研究方法對汽車消費貸款履約保證保險的性質、合同要素和若干實務問題進行研究。
  7. Based on the current situation of chinese housing mortgage loan insurance, a comprehensive system of housing mortgage loan insurance, which caters for the different consumers " demands for insurance, is put forward by the author. this system includes : housing mortgage loan insurance institution of government credit guarantee for the denizens of humble income and general income ; commercial housing mortgage loan insurance institution of having diversiform insurance fashions for the denizens of general income and booming income ; and bonding institution of government credit guarantee for promoting housing mortgage loan to securitization

    在分析了我國已有住房抵押貸款保險情況（我國住房抵押貸款保險業務已初具規模，但仍存在不少問題；已有的住房抵押貸款保險的品種單一，覆蓋面很窄；現行的住房抵押貸款保險在實際操作中存在許多誤區）的前提下，筆者提出針對不同消費者建立多種保險方式的住房抵押貸款保險體系，包括：為中低收入居民服務的政策性住房抵押貸款保險機構、為中等偏上及高收入居民服務具有多種險種的商業性保險機構和為促進住房抵押貸款證券化的政策性保險機構。
  8. " there are many factors contributing to the rising level of bankruptcy, which has significant social as well as economic impacts. we do not regard the proposal for greater sharing of credit data as a cure for this problem but believe that credit information transparency benefits both credit providers and borrowers in facilitating an efficient credit environment and promoting a responsible lending and borrowing relationship

    鄧爾邦表示：破產個案上升的成因很多，並有顯著的社會及經濟影響。我們並不認為擴大共用信貸資料的建議能夠解決這個問題，但卻相信信貸資料的透明度有助建立一個有效率的信貸環境及負責任的借貸關系，對信貸提供者及借款人都有益處。
  9. Through investigation in shenzhen, we found that there are some problems in sme credit guarantee : banks are very strict with mortgage assets. only buildings and right of land use can be mortgaged, the other assets cannot be mortgaged for loan. sme have a little scope ; have small quantity assets and lack of valid fixed assets, which affect the mortgage and guarantee capacity for sme

    通過對深圳市中小企業的調查發現，中小企業信用保證存在以下問題：銀行對抵押資產要求過于嚴格，要求企業以房地產、土地使用權等作抵押，其他資產無法辦理抵押貸款；中小企業規模小、資產數量少，企業缺乏有效的固定資產，從而影響了企業的抵押擔保能力；中小企業自身財務制度、信用建設不足；中小企業難以獲得外部機構或其他企業的擔保等。
  10. If so, the amount of poor - quality lending will one day become so large that the problems can no longer be hidden

    如果這樣的話，不良貸款的不斷增加，總有一天會讓問題無處藏身。
  11. The problems and difficulties in the non - public sectors of the forest in shaoxing included lack of knowledge and loose external environment, difficulties in financing and loan provision, restriction of farmers ' independent rights to operate the timber production by cutting quota, living trees being unable to be mortgaged as assets, small operating scale, low management level, and incomplete service systems

    摘要紹興市非公有制林業目前存在的問題和困難有：認識不足，缺乏寬松的外部環境；融資貸款難；採伐限額管理制約著林農的木材生產經營自主權；活立木難以作為資產抵鉀；經營規模小，管理水平低，服務體系仍不健全等。
  12. Establish " credit guarantee fund for medium and small enterprises in jiangxi ", solving the medium and small enterprises " problems such as the difficulty in loan, in financing and the inadequate registered capital. provincial government should gradually arrange some mature stock enterprises to be listed or listed through purchasing some listed companies, achieving the direct financing, further change the operating strategy of the. state - owned banks, supporting the development of medium and small enterprise

    設立「江西省中小企業信用擔保資金」 ，切實解決中小企業貸款難、融資難、企業注冊資本不足以及擔保等問題；應該有步驟地安排一些條件成熟的股份制中小企業上市或「買殼」上市、借「殼」上市，實現直接融資；進一步轉變國有銀行經營戰略，支持中小企業的發展。
  13. As early as 1982, bbmb headquarters was suspicious about its hong kong subsidiary s credit - approval procedures. the bank therefore dispatched an internal auditor from its kuala lumpur headquarters to act as assistant general manager supervising bmfl accounting and credit matters, and with an unspoken task to examine bmfl s books from the inside. at the same time, bbmb also issued an order to bmfl halting any further loans to the carrian group of companies without prior headquarters approval

    早於1982年，總公司裕民銀行已開始懷疑其附屬公司在港批核貸款的程序出現問題，遂從吉隆坡總部調派一名內部核數師來港任助理總經理，負責管理會計及貸款等事宜，從而暗中進行內部調查，審核賬目同時亦飭令裕民財務在未獲總公司批準，不得再向佳寧及有關的公司貸款。
  14. But currently our country " s financing system is entangled with the following problems : 1 ) the resources of fund supply are monopolized by the bank loans ; 2 ) the big four state - owned banks provide too few loans to msfs ; 3 ) the allotment of loans between different msfs is unbalanced mostly at state - owned msfs advantage ; 4 ) the financing funds from the internal and external firms are disproportioned and the ratio of debt to asset is too high ; 5 ) the capital market is almost closed to msfs and they have no qualification of bond issuance

    而在我國目前的融資體制下，特許加盟企業存在著如下融資問題:資金供給渠道單一，主要是銀行貸款為主的間接融資:大型商業銀行對中小企業貸款份額較小:信貸融資在不同所有制中小企業之間的配置不均衡，銀行貸款偏重於國有和集體企業;企業內源融資渠道不暢，來自企業留存利潤部分的融資比例不高;直接來源的有效資金供給不足，尚沒有為中小企業服務的正規資本市場，中小企業發行債券受到限制。
  15. Before the systematic reform of the financial institutions, many enterprises had n ' t repaid the loan to the financial institutions, and many of then have n ' t repaid it even after the systematic reform, and the problem loans maintained the former state. some enterprises want to escape the loans during the systematic reform of the financial institutions, this caused the problem loan of the financial institutions increases continuously

    目前，金融機構的問題貸款已成痼疾，惡意、懸空、逃廢、拖欠，甚至拒不償還金融債務的現象屢見不鮮，有相當一部分企業在改制前存在拖欠金融機構貸款行為，改制后對金融債務沒有落實，維護原狀，甚至個別企業借改制之機逃廢債務，致使金融機構的問題貸款不斷增長。
  16. With the low level of interest rates and actions taken by banks proactively to manage their problem loans, their average

    由於利率低企及銀行採取主動管理有問題貸款，年內平均
  17. Quarterly surveys were conducted of a group of active lenders and two taxi associations regarding the licence value, income level of taxi operators, and problem loan level

    金管局就牌照市值、的士商入息水平及有問題貸款水平等資料向活躍于這類貸款業務的認可機構及兩個的士業界組織進行季度調查。
  18. All problem loan ratios of the retail banks declined, returning to their pre - asian financial crisis levels

    零售銀行所有問題貸款比率下降至亞洲金融危機前的水平。
  19. In case of problem loan accounts ( special mention or others ), more frequent inspection, on monthly or quarterly, as the case may be, should be done, in order to have close monitoring

    對有問題的貸款帳戶（特別提及或其他） ，檢查應更加頻繁，為了更加密切地進行監測，可以每個月或每季度檢查一次，視情況而定。
  20. Current loans : a $ 300, 000 fixed - rate loan payable at $ 1, 995 per month at an interest rate of 7 percent. the mortgage can be assumed with no qualifying

    目前貸款：貸款30萬，固定貸款利率7 % ，每月還款1995美元。抵押沒有問題。
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