有押貸款 的英文怎麼說

中文拼音 [yǒuyādàikuǎn]
有押貸款 英文
loan collateral security
  • 有 : 有副詞[書面語] （表示整數之外再加零數）: 30 有 5 thirty-five; 10 有 5年 fifteen years
  • 押 : Ⅰ動詞1 （把財物交給對方作為保證） give as security; mortgage; pawn; pledge 2 （扣留） detain; tak...
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  1. First, this section resorts various valuation model and hold that it would be better to classify the valuation into traditional method, binominal tree method and option - adjusted spread method. according to the sequence, this article introduce three valuation model respectively and point out which aspect these method improves on in different phases and their applicable conditions

    本章對有關抵押貸款證券的定價方法進行了系統的歸納與整理，認為主要存在三種定價方法，分別為傳統定價方法、二項樹定價模型和期權調整價差定價模型，並按照定價方法的發展順序分別予以介紹，同時指出了不同階段定價方法的改進之處和各自的適用條件。
  2. At first, this thesis analyzes sorts of residential mortgage risks, brings forward some methods of risk control, points out that insurance is the most effective way to transfer the risks of residential mortgage, and introduces some insurances on residential mortgage in domestic financial market and abroad, expounds particularly the successful experience of usa where the business insurance agents, fha and va provide full ensurance for the loans of bank to disperse default risk, thus promotes the prosperity of real estate finance

    本論文首先從分析住房抵押貸款的風險種類入手，提出了多種風險處理措施，指出住房抵押貸款風險最有效的轉移措施是保險，並介紹了國內外現行住房抵押貸款有關保險，詳細闡述了美國的成功經驗：通過商業保險公司、 fha 、 va等機構對銀行放款提供全方位保障，化解來自借款人不能償付貸款的風險，促使整個房地產金融活躍起來。
  3. Danish mortgage bonds certainly seem appealing to investors

    毫無疑問，丹麥的房產抵押貸款債券對投資者很有吸引力。
  4. Once the loan contract is signed, the interest payment is locked. so it is more advantageous to mortgager. in banking business, mortgage prepayment is usually regarded as a convention

    同浮動利率住房抵押貸款比較，固定利率住房抵押貸款對貸款人比較有利，一旦簽訂合同，在貸款期限內可以避免由利率上升帶來的貸款成本增長。
  5. And the system efficiently separates the business of mortgage lending from the ultimate investors ? such as pension funds and insurers ? who supply the funds by purchasing the mortgage - backed bonds

    該制度也有效地區隔了房產抵押貸款業務和購買抵押貸款支持債券的最終投資者- - - -比如養老基金和保險公司。
  6. However, the credit tightening that has come in the wake of the subprime crisis ? which saw banks write off billions in mortgage - backed bonds after low - end mortgage holders defaulted on their payments in response to higher interest rates ? is more of a concern

    但是，次貸危機后發生的信貸緊縮更加令人擔憂? ?在低端按揭貸款持有人因加息而拖欠還款后，銀行沖銷了數十億美元的抵押貸款債券。
  7. The government and the banking circles hope to raise the efficiency of the housing financing regime, improve the banks " asset quality and to diversify the risk, so as to promote the development of real. it is necessary and workable to applying the mortgage - backed securities to propel housing innovation, although what we are should be attention to the necessary mortgage environment and it ' s policy are not completely fostered

    由銀行等機構作為項目發起人，首先要分析自身對抵押貸款證券化的融資要求，然後通過對現有信貸資產進行清理、估算和核查，選擇一定數量的房地產抵押貸款作為證券化目標，並從資產負債表中剝離出來，將這些資產匯集組建資產池（即資產組合） ，作為證券化的基礎資產； （ 2 ）出售貸款組合，即「真實出售」 。
  8. Wells fargo still remains in far better shape than many of its peers because it sold most of the $ 2 trillion in home loans that it originated since 2001 and invested relatively little money in the mortgage - backed securities that are lumping other big banks with multibillion - dollar losses

    相對于其他同類銀行，富國銀行的狀況要好得多，他已經出售了大部分次級債，在2001年，他們曾經共持有2萬億美元的住房貸款，同時在抵押貸款證券中相比其他公司數以十億計的損失顯得非常小。
  9. As the finance lease plays a very important role in ca ' s aircraft finance, the thesis addresses very detailed comments on its concept and distinguishing criteria set out by mof. furthermore, the thesis describes the principles and structures of some aircraft finance facilities once or currently ca widely utilize including japanese leveraged lease ( " jll " ), eximbank or ecgd supported lease and mortgage loan in rmb which classified as tax - oriented lease, assets - backed finance lease and direct borrowing from bank, respectively

    本文首先回顧了國航飛機融資的歷史，對國航飛機融資中目前佔有重要地位的融資租賃的概念、判定依據以及國航使用最多的幾類飛機融資工具包括以日本杠桿租賃為代表的節稅租賃、出口信貸為代表的財務租賃以及人民幣抵押貸款等的原理、結構作了較為詳盡的論述。
  10. Because of the functions and the value, the share right pledge becomes more and more necessary and feasible in the flourishing market trade. especially, it is of much importance to accelerate the circulation of the funds and flourish the market that the shareholders get loans by. creating share right pledge

    由於股權質押所具有的功能價值，在市場交易日益發達的今天，其必要性和可行性也愈加顯現，尤其是股權所有人以其股權質押貸款，對于促進資金融通、繁榮市場具有重要意義。
  11. Should loan losses climb, investors in mortgage - backed securities will also get burnt, especially those holding the riskier, higher - yielding bonds

    如果貸款增長放緩，抵押貸款擔保證券的投資者? ?特別是那些持有高風險高收益債券的投資者，將會因此受損。
  12. Based on the current situation of chinese housing mortgage loan insurance, a comprehensive system of housing mortgage loan insurance, which caters for the different consumers " demands for insurance, is put forward by the author. this system includes : housing mortgage loan insurance institution of government credit guarantee for the denizens of humble income and general income ; commercial housing mortgage loan insurance institution of having diversiform insurance fashions for the denizens of general income and booming income ; and bonding institution of government credit guarantee for promoting housing mortgage loan to securitization

    在分析了我國已有住房抵押貸款保險情況（我國住房抵押貸款保險業務已初具規模，但仍存在不少問題；已有的住房抵押貸款保險的品種單一，覆蓋面很窄；現行的住房抵押貸款保險在實際操作中存在許多誤區）的前提下，筆者提出針對不同消費者建立多種保險方式的住房抵押貸款保險體系，包括：為中低收入居民服務的政策性住房抵押貸款保險機構、為中等偏上及高收入居民服務具有多種險種的商業性保險機構和為促進住房抵押貸款證券化的政策性保險機構。
  13. Basing on discussing the basic conception, we raised the universal meaning and operatin principals. through the analysis and comparition of the methods of mbs of developed countries, we summerized the identical points and differencies and then raised the inspiration for our country

    通過對國外發達國家住房抵押貸款證券化發展模式的分析、比較，得出其在發展住房抵押貸款證券化過程中的相同點與不同點，並提出對我國具有借鑒意義的啟示。
  14. America ' s residential mortgage market is huge

    美國有著龐大的住宅抵押貸款市場。
  15. These loans make up about 7 % of all mortgages

    這部分貸款占所有抵押貸款的7 % 。
  16. Through investigation in shenzhen, we found that there are some problems in sme credit guarantee : banks are very strict with mortgage assets. only buildings and right of land use can be mortgaged, the other assets cannot be mortgaged for loan. sme have a little scope ; have small quantity assets and lack of valid fixed assets, which affect the mortgage and guarantee capacity for sme

    通過對深圳市中小企業的調查發現，中小企業信用保證存在以下問題：銀行對抵押資產要求過于嚴格，要求企業以房地產、土地使用權等作抵押，其他資產無法辦理抵押貸款；中小企業規模小、資產數量少，企業缺乏有效的固定資產，從而影響了企業的抵押擔保能力；中小企業自身財務制度、信用建設不足；中小企業難以獲得外部機構或其他企業的擔保等。
  17. His plan were make it earlier for borrowas holding adjust rate mortgages to re - finance those loans to the government housing authority

    他的該方案可以使得借款人較容易地繼續持有可調息抵押貸款，並通過政府住房部門對這些貸款重新提供資金。
  18. Thousands of american homeowners have fallen behind ( on ) their mortgage payments because their adjustable rate mortgages have reset at higher interest rates

    成千上萬的美國有房者因可調息抵押貸款利率的重新調高而逾期了他們抵押貸款的支付。
  19. Analysts at goldman sachs reckon that, despite the large write - downs already announced by financial institutions, another $ 108 billion - worth of losses on subprime cdos have yet to surface ( see chart )

    高盛公司的分析家又計算得出，除財政機構已聲明的資產減值外，次級抵押貸款證券仍有價值1080億美元的損失（見圖表） 。
  20. What type of loan do you need

    無擔保貸款的貸款不需要你有任何反對質押貸款
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