次級抵押信貸 的英文怎麼說

中文拼音 [cìjídǐyāxìndài]
次級抵押信貸 英文
junior financing
  • 次 : Ⅰ名詞1 （次序; 等第） order; sequence 2 [書面語] （出外遠行時停留的處所） stopping place on a jou...
  • 級 : Ⅰ名詞1 （等級） level; rank; grade 2 （年級） any of the yearly divisions of a school course; gra...
  • 抵 : 動詞[書面語]1. （拍） strike2. （打擊） beat3. （拋擲） throw
  • 押 : Ⅰ動詞1 （把財物交給對方作為保證） give as security; mortgage; pawn; pledge 2 （扣留） detain; tak...
  • 貸 : loan
  • 次級 : secondary
  • 抵押 : mortgage; hold in pledge; hypothecate; pledge; impawn; collateralize; collateral; pawn
  1. Credit crunch, a liquidity squeeze, a subprime meltdown ? the shape - shifting menace that has vexed the world in 2007 has been all these things

    起先是信貸市場動蕩，然後是流動性不足，最後演變成次級抵押貸款危機? ?這就是2007年令世界焦頭爛額的東西。
  2. Credit rating agencies are now recognizing that investments based on subprime home loans are risker ( riskier ) than investors have thought

    信用評級機構正意識到次優抵押房屋貸款的投資風險遠大於投資者的想象。
  3. B multi - class mbs with credit - enhancement provided through segmentation of the issue into senior and junior tranches, or reserve fund over - collateralisation arrangements

    B透過把按揭證券分為優先及次級證券的方式或以儲備基金超額抵押安排提供信貸保障措施的多級制按揭證券。
  4. At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds

    本文首先分析了個人住房貸款制度基本要素，即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題，並對中外製度作了比較，建立了個人信用評分評級體系和信用評估模型，並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究；其次，分析了影響國債價格走勢的因素，討論了公積金國債的投資技巧和策略，並建立了基於理論的國債投資組合模型；接下來，根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用，並就此作了總量平衡模型，對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測，運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型；最後，探析了住房資金風險的內在原因和風險類型，從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。
  5. First, the author reviewed the related literature of asset securitization, explained the connotation and the economical significance of asset securitization from many angles, analyzed several essential technologies of asset securitization through using the enterprise financing theory, the financial theory, the system economic theory and the law of averages, constructed a flow chart to analyze the structure and the flow of the operation of asset securitization ; then the author analyses the overseas development tendency as well as the overseas concrete procedure of non - performing loans securitization, proposed several enlightenment ; once more, the author analyzed our country ’ s feasibility of npls, then elaborated emphatically the operation thought of npls of our country commercial bank : regarding the establishment of spv, thought that it most suit the our country current national condition current through pouring the capital to adopt company spv the pattern in our country by the national property management company, and elaborated how to construct and manage the property pond, put forward many kinds of ways of credit enhance for non - performing loans, thought it is the best choice that the product of npls is designed for cmo, the senior bond adopts the public issue, the secondary bond adopt private issue

    首先，本文回顧了資產證券化研究的相關文獻，從多個角度闡釋了資產證券化的內涵和經濟意義，運用企業融資理論、金融理論、制度經濟學理論和大數定律剖析了資產證券化的幾項關鍵技術，構建了一個資產證券化流程圖來分析資產證券化運作的結構與流程;接著通過分析國外不良貸款證券化發展趨勢以及具體做法，提出了幾點啟示;再次，分析了我國不良貸款證券化的可行性，然後著重論述我國商業銀行不良貸款證券化的運作思路:對于spv的設立，認為在我國由國家資產管理公司注資採取公司型spv的模式最適合我國當前的國情;並論述了資產池的構建與管理;提出了對不良貸款進行信用增級的多種方式;認為將不良貸款證券化產品設計為抵押擔保債券，高級債券採取公開發行，次級債券採取私募發行是最佳選擇。
  6. The second product is in the form of multi - class mbs with credit - enhancement provided through segmentation of the issue into senior and junior tranches commonly known as collateralized mortgage obligation or cmo, over - collateralization or reserve fund arrangements

    第二類是多級別按揭證券信貸增方法包括拆分證券為高級及次級通稱為抵押按揭權責，預留資金，超額抵押及上述組合等。
  7. Almost 200, 000 finance professionals around the world lost their jobs in 2007 ? triple the average of the previous two years ? as the subprime mortgage and structured credit markets collapsed

    由於次級抵押貸款和結構性信貸市場崩盤， 2007年全球近20萬名金融專業人士丟掉了工作? ?相當于過去兩年平均水平的三倍。
  8. As banks globally grapple with souring investments tied to u. s. subprime mortgages, europe ' s banks have added to the problems for investors because they differ in how they value their credit exposure

    就在全球銀行業深陷美國次級抵押貸款的泥潭之際，由於歐洲各銀行對自身信用風險的評價方式各不相同，這使投資者平添了更多困擾。
  9. Confidence in subprime - related mortgage products continues to fall

    但是次級抵押貸款的信賴度仍然在下降。
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