Based on the analysis of commercial banks " current concept about fund management, this paper brings forward that fund management is the main - string in its operation, and that the concept of fund management, including security and profitability, is extended from current " forrying fund " to the management of the fund cost and fund risk the paper comprehensively discusses the principle of fund management, the management of fund costs, the tactics of management about fund liquidity, the measures of management about fund risks and how to solve the problems on interest risk in the period of frequent interest fluctuation. the paper puts forward ideas on how to improve the fund management. the security, liquidity and profitability of the fund, which are both contradictory and integrated with one another, are internal factors of fund management. fund liquidity is traditional core question. commercial banks face with a number of risks of witch credit risk is the greatest one because our country has adjusted interest rates 8 times since 1996, which covered a period of frequent interest fluctuation
商業銀行面對許多風險，但最大風險是信用風險。由於我國自1996年以來已連續調整了8次
利率，近幾年是
利率
波動頻繁時期，研究
利率的敏感性問題顯得特別重要。要改善資金管理，提高商業銀行的經營水平，就要建立資金管理是商業銀行經營主線的理念，對資金要統一規劃和管理；要改革銀行的體制，建立現代企業制度和法人治理結構，在體制上為資金管理提供有
利的運行平臺；增加改善資金流動性管理所需的貨幣政策工具，擴大資金調控手段；打破貨幣市場的僵化局面，為資金管理創造有
利的宏觀環境；續續優化負債結構和負債載體設計；增強資金信用風險規避和化解的措施；通過銀行資源整合，
努力尋找資金的安全投放渠道，最終完成經營模式由傳統型向現代型的轉變。
One reason is that the commercial banks are trying to reduce the volatility of their earnings, not increase it
原因之一是目前商業銀行正
努力減少盈
利的
波動性，而不是一味地增加盈
利額。
We hold the 40 advanced italian arrow - shaft looms and a 180 printing and dyeing producing line, and we successfully developed the special fabric as followed : flame retardant, flameproof and heat - insulation series, anti - static series, oil resistance and water repellency series, acid and basic resistance series, radiation protection series, dustproof and soil release series, anti - bacteria and odor proof series, without formaldehyde and permanent press series, etc. the features and technical index of our products have reached or exceeded national standard, and that these all have been tested, authenticated and certificated by the national supervising and inspecting center for labour protection articles and shaanxi supervising and inspecting center for textiles quality
在經營常規面料的基礎上，
努力致力於新產品的研發推廣和應用，公司以控股形式擁有義大
利劍桿織布機40臺， 180印染加工生產線一條，現已開發出：阻燃防火隔熱系列抗靜電系列抗油拒水系列防酸堿系列防電磁
波輻射系列防塵易去污系列抗菌防臭系列無甲醛免燙系列等。產品的性能指標均已達到或優于國家標準，並由國家勞動保護用品監督檢驗中心和陜西省紡織品質量監督檢驗中心測試鑒定認可。
If all goes well, this month ' s meeting in baghdad, and a second one planned at a more senior level for april, could blossom into a “ contact group ” of the sort that proved fairly helpful in bosnia during the balkan wars
如果進展順
利，這個月在巴格達的會議，和計劃四月舉行第二次更高級別的會談，就如同在巴爾干戰爭中
波斯尼亞受到的有目共矚的幫助一樣，可看作「合作團體」共同
努力的範例。
Empoli equalised with an equally spectacular effort when ighli vannucchi ' s free - kick was played back to the edge of the area for a stunning luca saudati volley
恩
波利憑借一個精彩的進球扳平了，萬
努奇開出自由球，球被打回禁區邊緣，紹達蒂精彩轟門。
Cobolli gigli also spoke about the transfer market in general which will see juventus searching for quality players this summer to build a strong side for next year ' s serie a campaign
科波利?吉利也大體上談論了轉會市場上的情況，可以預見尤文圖斯正在搜尋一些有能力的球員，這個夏天他們將會為下賽季回到甲級聯賽而重建一支強大的球隊而努力。
