消費信貸 的英文怎麼說
中文拼音 [xiāobìxìndài]
消費信貸
英文
consumer credit services-
The rapid development of the housing financial transaction with the commercial bank housing consumption credit as its representative greatly enhances the consumers ’ purchasing house payment ability, and housing consumption credit has been the major means to purchase their houses
從借款方、貸款方、開發商等外部環境分析了影響住房消費信貸的因素，包括居民收入因素、住房價格因素、貸款利率因素、貸款手續因素、消費意識因素、產品服務因素、政策環境因素等方面。Meanwhile the improved algorithm to solve the problems of bp as slow constringency and the trap of regional minimum. finally the thesis detailedly describes the design of neural network of bp
如汽車消費和住房消費市場的啟動和繁榮就為個人消費信貸業務中的消費貸款開辟了廣闊的空間。Measures in developing consumer credit in our country
我國發展消費信貸的對策探討Thoughts on how to develop consumer credit businesses
發展個人消費信貸業務的思考Some reflections and suggestions on consumer credit
關于消費信貸的幾點思考和建議Thinking about the commercial banks ' consumer credit
對商業銀行發展消費信貸的思考Research on the ration of consumer credit and its elimination
消費信貸配給及其消除Consumer credit, household debt service and consumption
消費信貸家庭還款負擔與消費Pondering on enlarging china ' s personal consumer credit
關于擴大我國個人消費信貸的思考There are there ways to get the authority of the operating saloon car, such as cooperate, purchase and so on. the next step is to make settlement of the commodities purchasing and after - sales services, constructing market channels by directly investment, multiple shop, participate investment or holding company to increase the sales volume. under the idea " think more for you, let you live better ", the project provide a comprehensive loan to the consumers for estate, auto, and house electronic machines
本文就如何獲取小轎車經營權提出了合作和收購等叄種方法，對進貨渠道、售後服務等汽車經營問題給予了具體的解決方案；以公司獨立投資、連鎖店、參股和控股形式搭建營銷網路，促使汽車銷售量的擴大；在置信「為您想得更多，讓您住得更好」的經營理念下，提出綜合消費信貸，將住房、汽車、裝修和家電信貸消費融為一體，並為置信公司的住房和汽車聯動銷售設計了兩套方案。Reflexions and suggestions on current development of consumer credit in china
對當前我國發展消費信貸的思考及建議Chapter 2 : development of theories and practice of consumer credit chapter 3 : development and problems in domestic consumer credit business chapter 4 : solutions to the consumer credit business in china consumer credit substantially alters the ideology and operation model of commercial banks in china, and we are looking forward to the growth of domestic commercial banks into internationally competitive modern banks
第二章：消費信貸理論和實踐的發展。第三章：我國消費信貸的發展及存在的問題第四章：借鑒國際經驗發展我國消費信貸的對策消費信貸是商業銀行經營理念與經營方式的一個重大變革，我們期待著國內商業銀行真正成為具有國際競爭優勢的現代銀行。Moreover, theoretical studies of risk - avoiding in consumer credit have never gone hand in hand with those of banks " marketing, thus, it is necessary to have the two questions com bined in one theoretical study, probing on and proving the close relationship between them. in the meanwhile, marketing mechanisms and organizational structures should be built in a way coordinated with risk control and fit for consumer credit business of the commercial banks
在對于消費信貸營銷與風險控制之間協調關系的理論證明基礎上，筆者在對我國商業銀行信貸組織結構分析后，嘗試在商業銀行消費信貸宏觀管理層面設計較為理想的與風險控制協調的消費信貸整體市場營銷機制結構，並結合設計圖，進一步討論在開展消費信貸業務中營銷策略與風險控制的協調方式與結合點。This paper compares the development circumstances and status between foreign and domestic consumer credit business, introduces relevant foreign experience and puts forward suggestions and solutions in the followings including : improving the domestic circumstances, strengthening the analysis and marketing of the consumer credit market, building individual credit system, improving efficiency with better service, and controlling credit risks
本文通過比較分析國內外消費信貸的發展環境、發展狀況，借鑒國外相關經驗，從改善國內消費信貸開展的環境；加強對消費信貸市場的研究分析和營銷工作；加強個人信用制度建設；發揮科技優勢，提高工作效率，提供優質服務；防範和轉移消費信貸風險等方面提出了若干發展我國消費信貸的建議和措施。Consumer credit code of australia provides references to the consumer credit legislation of our country in protecting of consumer benefits, improving consumer credit business, guaranteeing the consumer credit contract, as well as relationship among consumer credit business, consumption provider and consumer
我國消費信用立法還很薄弱，澳大利亞《消費信貸法案》中特別體現保障消費者利益的立法精神，有利於信用經營者生存和發展的特別安排、消費信貸合同的擔保與保證。A model for risk control and avoiding should also be designed in a fashion favorable for marketing, helping to solve this practically significant problem by balancing the double goals well. the goals of market expansion and of risk control, instead of receiving separate care, have to be taken into a balanced consideration in the theoretical analysis of consumer credit business. only by so doing can roots of risks be gripped
最後，在設計出與風險控制相協調的消費信貸營銷機制的基礎上，筆者從消費信貸業務實務操作的微觀層面出發，針對控制消費信貸風險，在借鑒西方發達國家大型商業銀行的信用評估模型基礎上，嘗試設計適用於我國的消費信貸信用評估模型，最後從政府的角度討論營造有利於消費信貸發展的外部環境問題。The main ways to improve the household consumption rate and enlarge household consumption expenditure are that : improving the final consumption expenditure, making the investment rate lower ; raising residents " income, especially that of low - income groups, among which the rural household constitute the largest one in china ; building an extensive more complete social protection system, giving full play to the government ' s function in adjusting the income reallocation ; restoring the enterprises to meet the needs of consumption upgrading ; further advancing the consumption crediting and make consumer - friendly environment, eliminating the policies restricting consumption
為了提高居民消費率，擴大居民消費需求，主要對策有：提高最終消費率，改變投資率過高的局面；從整體上提高居民收入，千方百計增加低收入者尤其是人數最為眾多的廣大農民的收入，提高居民消費能力；建立、健全社會保障體系，強化國家調節收入分配的職能；合理調整產業結構，促進消費結構升級；進一步發展消費信貸；改善消費環境，廢除限制消費的政策、措施。How to develop the consumption credit business in domestic - owned bank
中資銀行如何開展消費信貸業務The four major reasons can be concluded as following, the first is the lack of individual credit system ; the second is the low reputation of individual credit ; the third reason is the huge enterprise operation risk caused by distemperedness of market rules ; and the fourth one is the low anti - risk ability of chinese commercial bank
但是，由於我國個人信用制度的缺失、個人信用度低下、市場規則不健全導致的企業經營風險過大（尤其是房地產業）以及我國商業銀行本身抗風險能力不足等原因，使銀行在消費信貸業務上面臨著極大的風險。From the mortgage loan of real estate to the development of the market of consumer credit, from bank trade improvement management to enterprise, extend financing channels, show the advantage of asset securitization invariably
從房地產抵押貸款到消費信貸市場的發展，從銀行業改善經營管理到企業拓展融資渠道，無不顯示資產證券化的優勢。分享友人