經營杠桿率 的英文怎麼說
中文拼音 [jīngyínggānggǎnlǜ]
經營杠桿率
英文
operating gearing-
Commercial banks are a kind of unique enterprise, which have the characters of fund concentrated, high risk, and high leverage. these characters make financial management play a core role in bank management
商業銀行是經營貨幣的特殊商業企業，具有資金密集、高風險、高杠桿率等特性，這些特性決定了財務管理在商業銀行經營管理中處于核心的地位。In 1998, citibank and travelers group merged into citigroup, which then became a financial holding company providing all kinds of financial services through its subsidiaries. the " financial services act of 1999 " repeals the " glass - steagall act " prohibitions on banks affiliating with securities firms, permitting holding companies to engage in securities underwriting and dealing, without limitation, as well as sponsoring and distributing mutual funds. it creates a framework that will permit the banking, securities, and insurance industries to compete more efficiently and effectively while improving consumer access to financial services, protecting investors, and ensuring a safe and sound banking system
首先，金融控股公司由於佔有金融資源過大，所以面臨的系統風險的危害是非常大的；其次，金融控股公司的各子公司之間進行關聯交易，使得集團內各子公司的經營狀況相互影響，這就增大了金融控股公司的內幕交易和利益沖突的風險；第三，金融控股公司以外來資本撥付給子公司的資本金，在總公司和子公司的資產負債表中都同時反映出來，這可能會使整個集團的實際財務杠桿比率過高，影響到集團的金融安全。
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