股份制銀行 的英文怎麼說
中文拼音 [gǔbīnzhìyínháng]
股份制銀行
英文
joint-equity banks- 股 : Ⅰ名詞1 (大腿) thigh; haunches 2 (機關、企業、團體中的組織單位) section of an office or enterp...
- 制 : Ⅰ動詞1 (製造) make; manufacture 2 (擬訂; 規定) draw up; establish 3 (用強力約束; 限定; 管束...
- 銀 : Ⅰ名詞1 (金屬元素) silver (ag) 2 (姓氏) a surname Ⅱ形容詞1 (跟貨幣有關的) relating to curr...
- 行 : 行Ⅰ名詞1 (行列) line; row 2 (排行) seniority among brothers and sisters:你行幾? 我行三。where...
- 股份 : share; stock; interest; allotment
- 銀行 : bank
-
Since being purchase share of the local commercial bank such as shanghai bank and nanjing commercial bank etc, until now development to purchase share of the largest countries bank, again turns object to share - holding bank such as huaxia bank and bohai bank etc, even interest in the reform of credit cooperation bank
其中,外國金融機構參股國內銀行的范圍與路線圖正在不斷擴大。從早先主要是參股地方商業銀行如上海銀行和南京商業銀行等,擴展到參股國有商業銀行,現在又把視線轉向股份制銀行如華夏銀行和渤海銀行等,甚至對農信社改制也興趣盎然。However, only with enough earning power, can the four state commercial banks get enough strength to compete with those domestic joint - stock banks and foreign banks. also with strong earning power, the four banks can attain enough profits to complement banks " capital and ensure the banks " safe operation
然而只有具備了較強的盈利能力,四大銀行才能具備與其他股份制銀行、外資銀行競爭的實力,才能有足夠的利潤不斷補充資本金,提高資本充足率,保證銀行的經營安全,同時盡快核銷歷史遺留的壞賬,降低不良貸款率,輕裝上陣。The result shows : all kinds of technical efficiencies of china ' s commercial banks are not well ; the efficiencies of joint - stock commercial banks are better than those of the commercial banks owned by the state ; technical efficiencies of interest income and non - interest income have positive influence on the overall technical efficiency of gross income of china ' s commercial banks ; the proportion of non - interest income to gross income has negative influence on the overall technical efficiency of gross income of china ' s commercial banks
研究表明:中國商業銀行各類收入的技術效率狀況不佳;股份制銀行的各類收入效率水平均高於國有銀行;單項收入效率對中國商業銀行的總收入綜合效率具有正向影響;非利息收入占總收入比重對國有銀行的總收入綜合效率具有負向影響。According to the obtained information source, this paper has carried out a research on efficiency of 19 typical sample banks, including 4 state - owned banks, 9 new stock - holding - system banks and 6 city commercial banks. data envelopment analysis ( dea ) method is applied to calculate the efficiency value of every bank firstly, and then calculate efficiency value of every kind of bank according to different types
根據資料來源的可得性,本文選擇了具有代表性的19家樣本銀行進行了效率研究,其中國有獨資銀行4家,新興股份制銀行9家,城市商業銀行6家,運用數據包絡分析方法( dea )方法先計算每家銀行的效率值,再分類計算各類銀行的效率值。Contrast analysis of the state - run bank and shareholding - system bank
國有銀行與股份制銀行的對比分析First, the overall profitability of state - owned banks is markedly lower than the joint - stock banks
首先,國有銀行的總體盈利能力明顯低於股份制銀行。Among all the factors influencing the management and development of commercial banks, property institution is one of the most basic ones
在市場經濟條件下,股份制銀行的產權結構能最大限度地適應市場經濟發展。The asset structure, operation competence and earning power have positive correlation coefficient with bank efficiency, while rate of expanse to asset and the state ownership have negative coefficient
結果表明,資產結構、經營能力、盈利能力與銀行效率正相關,資產費用率、所有權的國有性質與銀行效率負相關。國有銀行資產規模與效率負相關,股份制銀行資產規模與效率正相關。The city commercial banks in china are regional bank corporations, developed by the urban credit cooperations. due to the small sizes, the city commercial banks have flexibility that those large nationwide commercial banks do not own
我國的城市商業銀行屬于地方性的股份制銀行,脫胎于各城市的原城市信用社,其自身規模較小,具有大的、全國性的商業銀行所不具備的彈性和靈活性。Firstly put is the presence followed by comments on so many defects. afterwards, comparison is made between scb and top foreign banks, which indicates that reform is necessary to deal with fierce competition after china ' s entry into the wto
接著將四大國有銀行與國內股份制銀行及國際大銀行做出一番比較,說明在現行治理結構缺陷的影響下,我國國有商業銀行總體競爭力不足,改革己勢在必行。Most banks have concerns of talents ' turnover and unstable talents teams ; furthermore, in terms of the challenges from foreign - invested banks and equity - joint banks, serious talents outflows occur in those long - history - and - large scale national banks
很多銀行都面臨著核心人才被挖,人才隊伍不穩定的局面,尤其是那些歷史較長、規模較大的國有商業銀行在外資銀行、股份制銀行的挑戰之下人才流失情況更為嚴重。The estimation result shows that the efficiency of the whole banking increases gradually and fluctuates at the same time. the efficiency of state - owned banks is lower than that of shareholder - owned banks, which is in coordination with the performance of each kind of banks
估算的結果表明,我國銀行業的整體效率呈波動上升的趨勢,國有銀行效率低於股份制銀行,這與對國有銀行和股份制銀行經營業績的考察是一致的。From table 1 shows that the assets of state - owned banks profitability less than one third of the joint - stock banks, joint - stock banks capital profitability less than a quarter of that number four bank assets and capital although large, but less than quality, efficient utilization of assets, profits inadequate
從表1來看,國有銀行的資產利潤率不到股份制銀行的三分之一,資本利潤率還不到股份制銀行的四分之一,說明四大銀行的資產和資本數量雖然大,但是質量卻比較差,資產利用效率過低,盈利水平不足。For the reform practice of china ’ s bank regulation, on one hand, state - owned monopoly causes low efficiency ; on the other hand, the effect of regulation on stock - system bank or private bank differs greatly, due to difference in analytical objects, which causes much contradiction in regulation revolution
對于中國銀行規制改革實踐來說,一方面,國有壟斷會帶來低效率;另一方面,對股份制銀行或民營銀行規制的效果也因分析對象的不同而呈現出較大的差異,從而使規制改革選擇表現出某種矛盾性。In the article, i mainly analyzed the earning power ratios of four state banks with financial analysis method. referring to dupont financial analysis system and four state banks " financial data and main earning power ratios in 1998 - 2002, 1 analyzed the current status of their eaming power and those related factors, such as earning level of main business, structures of income and assets, operation fee management. then by comparison with other domestic stock banks and world ten top banks in tier one capital, assets, pre - tax profits, cost / income ratio and pre - tax profit per employee, i found that the four banks had advantages in scale and strength, but lagged far behind other banks
本文主要採用財務分析的方法,在對四大國有獨資商業銀行近幾年總體的盈利指標進行分析后,借鑒杜邦財務分析體系,分別對四大銀行1998 - 2002年的財務數據和主要盈利能力指標進行趨勢分析,從主營業務的盈利水平、收入結構、資產結構、費用控制等方面分析了四大銀行盈利能力的現狀及其影響因素,並且通過與國內股份制銀行、世界十大銀行資本、資產規模、利潤、收益率、人均利潤等指標的比較,分析四大銀行的盈利能力在國內和國際銀行業中所處的水平,找出存在的差距。Since putting in the market 1996, the sale spreads all over the area such as all countrywide province and hong kong, hamster, southeast asia, it is china construction bank head office is successive 3 years cashier machines and tools is purchased be seleted an unit, bank of 16 4 big state - owned commercial banks, share - holding system all has " fly across a company " the product is serving
1996年投放市場以來,銷售遍布全國所有省份以及香港、東歐、東南亞等區域,是中國建設銀行總行連續三年出納機具采購入圍單位,四大國有商業銀行、十六家股份制銀行均有「飛越公司」產品在服務。Firstly, the author suggests that bank privatization is the privatization of the whole banking system, including the introduction of the strategic investors to the commercial banks, the formation of the joint - equity banks with the investment of state - owned capital and private capital and the banks all invested by private capital. secondly, the author reviews the definition of the financial safety
首先界定本文所探討的銀行民營化是整個銀行體系的民營化,即在銀行體系中引入民間資本和海外資本,包括國有銀行引進戰略投資者、國有資本和私人資本共同注資設立股份制銀行以及全部由民間資本投資設立的銀行。Along with joint - stock bank is growing up and foreign capital bank is entrancing, nationalized commercial bank is facing to double pressures of both loss of market and person of ability, so that, strengthening internal administrative ability and enhancing entire market competitive power is a key of facing the challenge to nationalized commercial bank modern human resource management is regarded as a kind of strategies and paid more attention by corporation
隨著股份制銀行的紛紛崛起和外資銀行的進入,國有商業銀行面臨著市場與人才流失的雙重壓力。為此,加強內部管理,提高整體的市場競爭力是國有商業銀行迎接此次挑戰的關鍵。現代人力資源管理已被提到戰略的高度,為越來越多的企業所重視。Though the stated owned banks take the monopoly position, the capacity of gaining profits and the merit are obviously lower than other stock banks and foreign banks. the small stock banks although have been established more latter, they have the strong capacity of gaining profits, and their efficiency is much higher than the state owned banks
國有商業銀行盡管在國內銀行業居於壟斷地位,但其獲利能力和經營績效明顯低於國內其它股份制銀行和外資銀行;股份制銀行雖然成立較晚、規模較小,但具有較強的盈利能力,經營效率遠高於國有商業銀行。The thorough innovation of property and the foundation of commercialised governance are essential for scb to go on the market. we find that almost all the big banks in the world have been gone on the market. as their property institutions have not been innovated thoroughly, the profit earning capacity of the listed banks in china ca n ' t stand long
通過對國內外商業銀行的上市情況進行歷史和現實的考察,我們發現:國際上的大銀行幾乎全都是上市銀行,國外國有商業銀行許多都是股份制銀行,國有銀行的上市大大提高了他們的規模和國際競爭力;國內上市的股份制商業銀行上市后盈利能力不能持久,關鍵在於沒有進行徹底的產權改革,沒有建立真正的現代公司治理結構。分享友人