背對背貸款 的英文怎麼說
中文拼音 [bēiduìbēidàikuǎn]
背對背貸款
英文
back-to-back loan- 背 : 背動詞1. (用脊背馱) carry on the back 2. (擔負) bear; shoulder
- 對 : Ⅰ動詞1 (回答) answer; reply 2 (對待; 對付) treat; cope with; counter 3 (朝; 向; 面對) be tr...
- 貸 : loan
- 款 : Ⅰ形容詞1 (誠懇) sincere 2 [書面語] (緩; 慢) leisurely; slow Ⅱ動詞1 (招待; 款待) receive wit...
- 背對背 : back to back背對背二極體 back-to-back diode
- 貸款 : 1. (借錢給需要用錢者) provide [grant] a loan; make an advance to; extend credit to2. (貸給的款項) loan; credit
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Banks may also choose to repackage part of their mortgage portfolios into back - to - back mortgage - backed securities with the hkmc providing a guarantee on timely repayment to remove the credit risk of the securitised portfolios
銀行亦可選擇將其部分按揭貸款組合重新包裝,成為背對背按揭證券,並由按揭證券公司提供按時還款擔保,以消除證券化組合的信貸風險。However, with the impact of housing loan guarantee, and gradual opening of chinese financial market, renovating residential mortgage loan insurance is imperative under the situation. deep study is done on residential mortgage loan insurance by this thesis, and there are four sections : the first section expatiates background and significance of the study on residential mortgage loan insurance, makes a clean definition of this insurance, points out that precondition of residential mortgage loan insurance is existence of risks, and sets force functions of residential mortgage loan insurance
在此背景下,本論文對個人住房抵押貸款保險進行了深入研究,全文分為四個部分:第一部分闡釋了個人住房抵押貸款保險研究的背景及其意義,指出風險的存在是個人住房抵押貸款保險存在的前提,對個人住房抵押貸款保險進行了定義,闡述了個人住房抵押貸款保險的基本職能及派生職能,並指出了住房置業擔保與個人住房抵押貸款保險之間的區別與聯系。After systematic study of these current solutions, the author has found out some deficiency in these solutions, among which the biggest one is that the solution provider tends to separate the some frameworks of mbs from the concrete factors and circumstances that back the framework. and then the isolated framework h as b een p ut i nto t he n ew rmbs s olution t o c hina w ithout more attention to circumstance and factors the framework depends on. these deficient solutions will mislead the operation of rmbs in china
經過系統的學習與研究,作者發現現有的一些方案存在著一定的不足,最大的問題是將國外住房抵押貸款證券化的某種框架與支撐這些框架協調運行的背後因素相割離,然後將這些已被孤立的架框簡單地移植國內,成為其方案的模式框架,這種方案顯然會對我國住房抵押貸款證券化的開展不利。Therefore, this article takes the transformation of the joint management system as a clue, and elaborates separately by the progressives way about these questions : the development of the joint management system in the present situation and the issues of preserv ? tion and abolishment ; the issue of guarantee clause in the joint management ; the understanding of the behavior " what is the joint management nominally, was actually loan " in jurisprudence ; the issues of the behavior " what is the joint management nominally, was actually loan " in the regulations, which involves reciprocal loans between enterprises, in order to have a profound understandings about the dimensions of transformation of the joint management system and involved legal issues
為此,本文以聯營制度的變革為線索,以遞進的方式對聯營制度發展現狀及存廢問題;聯營中的保底條款問題;明為聯營實為借貸行為在法理上的理解問題; 「明為聯營,實為借貸」規定中涉及的企業間互相借貸問題分別予以論述,以求對聯營及其所涉及法律問題在制度變革層面上有一個較深刻的認識。一、本文引言部分簡要地敘述了本文所要研究的聯營和保底條款及企業間借貸問題的研究背景、研究現狀和研究意義,以明確本文的研究方向及學術價值。First, the introduction of this article partially briefs the research background ? the research situation at present and the research significance which this article has needed to study about issues of the guarantee clause and reciprocal loans between enterprises, as to clarify the research direction and the academic value. second, the outline of the first chapter of the joint management system, mainly takes the history of a development of the joint management system as the background, states the origin and the historical function of the joint management system, and compares the joint management system with the modern law system of the joint management system as to analyze the malpractice and issues of preservation
二、本文第一章聯營制度概述,主要是以聯營制度發展的歷史為背景,考察聯營制度的成因及歷史作用,並將聯營制度與現代法律制度相比較對聯營制度的弊端及聯營存廢問題予以剖析,明確聯營三種類型在現代法律制度體系中的歸屬問題,從而解決在聯營糾紛中適用法律的困惑,為本文關于保底條款問題及企業借貸問題的論述進行鋪墊。This document discuss the question about how to choose the loan client for the bank. on the basis of the research of the bank ' s loaning decision, we design the optimal loan rule so that the bank can ues it to choose the best loan client
我們以商業銀行在貸款決策中遇到的客戶選擇為背景,通過設計貸款決策的最優停止規則,使得商業銀行能夠根據這種決策規則選擇出」最好」的貸款對象(客戶) ,從而使得銀行在盈利性、流動性、安全性方面的目標得以實現。In this article, we will compare different banking institutions, study an extensive literature on relationship lending, then explain the theory in the frame of neo - institutional economics systematically and with modeling demonstration. after specifying the costs, benefits and net - profit transfers, we will analyze the banks and firms " characteristics and surrounding factors subject to the participation and incentive constrains, finally draw our conclusion that : lending behaviors between banks and firms are diverse and always affected by the two parts " bargaining power, social environment or their cognition to the relation. we comment that smes and banks develop relationship lending which is prone to satisfy the participation and incentive constrains, and that relationship lending should be a feasible way of smes " financing
本文將通過對各國銀企關系制度進行比較,就關系貸款命題對文獻進行廣泛調研,在新制度經濟學的分析框架下進行系統規范的理論闡述和模型證明,列舉關系貸款的預期收益、成本內容,對凈剩餘的租金轉移進行分析,在此基礎上研究使關系貸款滿足參與約束與激勵相容約束的銀行和企業特徵、制度環境因素,得出結論:各國市場環境下,銀行與企業之間的關系型融資有不同的表現形式,信貸行為受到銀企雙方談判地位、主觀認識的影響以及社會信用、經濟條件、制度背景等客觀環境的制約;中小企業和中小銀行之間的關系貸款安排易於滿足合約雙方的參與約束和激勵相容約束,不失為中小企業融資的一條可行途徑。The case part, mainly centering on the loan of international finance organization managed by office for world bank projects guangdong provincial finance bureau, through introducing the primary international finance organization and their loaning background information, the growing history of the office for world bank projects guangdong provincial finance bureau, the process that the administration of the loan of international finance organization in guangdong experienced from confusion to unification, the status of guangdong international finance organization and the confronting new surroundings, brings forward that guangdong province has to strengthen the administration of the loan from multi - aspect and avoid the deterioration of indebtedness problem
案例部分以廣東省世界銀行貸款業務辦公室管理的國際金融組織貸款為主線,介紹了世界主要的國際金融組織及其貸款背景資料,廣東省世界銀行貸款業務辦公室成長的歷史,國際金融組織貸款在廣東的管理由混亂到一統天下的過程,廣東國際金融組織貸款的現狀及面臨的新環境,提出廣東省需要從多方面加強對這些貸款的管理,才可以避免債務問題的加深。This back - to - back structure allows banks to effectively ' re - package ' their mortgage assets into a more liquid asset and maintain the majority of the cash flow if they hold the mbs in their own investment portfolio
按揭證券的背對背結構,讓銀行有效地"重新包裝"按揭貸款,成為流動性更高的資產;另外,銀行如果在投資組合中繼續持有按揭證券,更可保留大部分現金流量。For the banks involved, the back - to - back structure allows them to keep a substantial portion of the cashflow from mortgages while reducing the credit risk and capital cost and substantially improving the quality of their mortgage assets
對參與銀行來說,背對背結構讓它們在保留來自按揭貸款的大部分現金收入之餘,又能減低信貸風險和資本成本,以及大為提高其按揭資產質素。This text is under the circumstances that the country is issuing the macro adjustment and control policy background of the real estate constantly, main urban area buy with the south commercial residential building personal characteristic and demand situation in the commercial residential building of consumer carry on investigation of market in nanjing to three year such as will, analyze in influencing consumer ' s house - purchase factor, until macroscopic make policy, realtor commercial residential building confirm location and loan of commercial bank offer reliable basis for government
本文是在國家不斷出臺房地產宏觀調控政策背景下,對意願三年內在南京主城區以南購買商品住宅消費者的個人特徵及對商品住宅的需求情況進行市場調研,對影響消費者購房因素進行分析,以便為政府宏觀決策、房地產商商品住宅的正確定位以及商業銀行的貸款提供可靠依據。The merged charges of university make people be aware of more and more education is a kind of investment, and would like to invest education, at the same time, international community and every locality area is in the aspects of university student subsidizing of positive revolves to also affect the our country, the state student - aided loan policy under this kind of background out set
高校並軌收費使人們越來越意識到教育是一種投資,並且願意投資于教育,同時世界各國和各地區在大學生資助方面的良性運轉也影響著我國,國家助學貸款政策就在這種背景下出臺。國家助學貸款政策的出臺有力地支持和促進了教育的改革和發展,且能夠為銀行開拓新市場、擴大業務、提高企業形象,帶來經濟和社會的雙重效益,對一個國家的發展具有一種潛在的、長遠的效益。Under this circumstance, this thesis studies innovation in china ' s residential mortgage insurance programs in order to improve the healthy development of housing finance
在這樣的背景下,本論文對我國住房抵押貸款保險進行了創新研究,以促進我國住房金融的健康發展。分享友人