自由銀行制度 的英文怎麼說

中文拼音 [zìyóuyínhángzhìdù]
自由銀行制度 英文
free banking
  • 自 : Ⅰ代詞（自己） self; oneself; one s own Ⅱ副詞（自然;當然） certainly; of course; naturally; willin...
  • 由 : causereason
  • 銀 : Ⅰ名詞1 （金屬元素） silver （ag） 2 （姓氏） a surname Ⅱ形容詞1 （跟貨幣有關的） relating to curr...
  • 行 : 行Ⅰ名詞1 （行列） line; row 2 （排行） seniority among brothers and sisters:你行幾? 我行三。where...
  • 制 : Ⅰ動詞1 （製造） make; manufacture 2 （擬訂; 規定） draw up; establish 3 （用強力約束; 限定; 管束...
  • 度 : 度動詞[書面語] （推測; 估計） surmise; estimate
  • 自由 : freedomliberty
  • 銀行 : bank
  1. Based on the analysis of commercial banks " current concept about fund management, this paper brings forward that fund management is the main - string in its operation, and that the concept of fund management, including security and profitability, is extended from current " forrying fund " to the management of the fund cost and fund risk the paper comprehensively discusses the principle of fund management, the management of fund costs, the tactics of management about fund liquidity, the measures of management about fund risks and how to solve the problems on interest risk in the period of frequent interest fluctuation. the paper puts forward ideas on how to improve the fund management. the security, liquidity and profitability of the fund, which are both contradictory and integrated with one another, are internal factors of fund management. fund liquidity is traditional core question. commercial banks face with a number of risks of witch credit risk is the greatest one because our country has adjusted interest rates 8 times since 1996, which covered a period of frequent interest fluctuation

    商業銀行面對許多風險，但最大風險是信用風險。由於我國自1996年以來已連續調整了8次利率，近幾年是利率波動頻繁時期，研究利率的敏感性問題顯得特別重要。要改善資金管理，提高商業銀行的經營水平，就要建立資金管理是商業銀行經營主線的理念，對資金要統一規劃和管理；要改革銀行的體制，建立現代企業制度和法人治理結構，在體制上為資金管理提供有利的運行平臺；增加改善資金流動性管理所需的貨幣政策工具，擴大資金調控手段；打破貨幣市場的僵化局面，為資金管理創造有利的宏觀環境；續續優化負債結構和負債載體設計；增強資金信用風險規避和化解的措施；通過銀行資源整合，努力尋找資金的安全投放渠道，最終完成經營模式由傳統型向現代型的轉變。
  2. Therefore, how to improve and function the state - owed commercial banks is of primary importance in the course of building up the market regime. the paper starts with the history of the development and the basic connotations and principles of assets operation as well as the evolution of the theories of assets operation of commercial banks. then we proceed on more detailed analyses assets operation of commercial banks in china

    本文首先回顧了商業銀行的發展史和商業銀行資產經營的基本內涵與原則，接著介紹了商業銀行資產經營理論的演變過程，然後針對我國商業銀行資產經營過程中進行了較為具體的實際分析，主要引用了相關的研究數據，由此得出我國商業銀行資產經營不善的原因一方面是外部宏觀體制上的約束，即銀行產權的國家所有制，另一方面在於國有商業銀行自身經營管理制度和技術的落後。
  3. It includes how to establish a sound institution of risk management and to better management principles ; how to develop a net technology with a independent intellectual property to ensure a safer net banking ; how to institute a social consultant agent and credibility system to reduce the risk to the bottom line ; how to strengthen the construction of the related laws to secure a fair just and order financial environment, how to strengthen banking supervision to secure a effective risk management ; how to enroll a highly q

    由於我國網路銀行風險管理存在諸多問題，影響著我國網路銀行的正常發展，為此筆者提出了自己對加強網路銀行風險管理的一些想法，主要包括建立健全風險管理組織機構和完善管理規章制度；發展先進的具有自主知識產權的網路技術，全面提高網路安全性能；建立健全社會資信咨詢機構和信用制度，最大限度降低信用風險；加強法制建設營造公平、公正、有序的網路金融環境；加強銀行監管，確保網路銀行風險管理外部監督的有效性；努力建立一支高素質復合型的網路銀行經營與管理人才隊伍。
  4. Based on the innovation theories, the article introduces into the theoretical study of the commercial banking innovation such economic and natural science theories as trading expenses, game theory, system transformation and the theory of evolution. from the standing point of optimizing resources distribution, the article argues and proves that the development of commercial banks are connected with and promoted by several subjective and objective factors, but the dominant factor in the substantial breakthrough of commercial banks lies in innovation

    文章以創新理論為基點，將交易費用、博弈論、制度變遷，以及進化論等經濟和自然科學理論引入商業銀行創新的理論分析研究之中，並以優化資源配置為角度，論證了商業銀行發展是由多種主客觀因素維系和推動的，而引起商業銀行質的飛躍的主導因素是創新。
  5. Firstly the dissertation takes the evolution procedure as the clue to compare the bank governance modes of two countries, and considers that they show obviously convergence during evolution relative to normal corporate governance modes of each country, but their bank governance should also maintain the basic characteristics of their traditional corporate governance modes due to the stability of culture, convention and law environment, and the effectiveness of bank governance modes depends on the institution environment

    首先，論文以銀行治理模式的演變歷程為線索，對兩國銀行治理模式進行比較，認為相對各自國家的普通公司治理模式來說，兩國銀行治理模式在演變過程中表現出更為明顯的趨同性，但是由於文化、習俗和法律等制度環境的穩定性，兩國銀行治理仍將保持顯著的傳統公司治理模式的基本特徵，而銀行治理模式的有效性依賴于制度環境。
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