融資和儲蓄 的英文怎麼說

中文拼音 [róngzīhéchǔxù]
融資和儲蓄 英文
finance and saving
  • 融 : Ⅰ動詞1 （融化） melt; thaw 2 （融合; 調和） blend; fuse; be in harmony Ⅱ形容詞[書面語]1 （長遠; ...
  • 資 : Ⅰ名詞1 （錢財; 費用） money; wealth; expenses 2 （資質） intelligence; endowment 3 （資格） quali...
  • 和 : 和動詞（在粉狀物中加液體攪拌或揉弄使有黏性） mix （powder） with water, etc. : 和點兒灰泥 prepare some plaster
  • 儲 : Ⅰ動詞（儲藏; 存放） store up; save; keep [have] in reserve Ⅱ名詞1. （繼承人） heir 2. （姓氏） a surname
  • 蓄 : 動詞1. （儲存; 積蓄） store up; save up 2. （留著而不剃掉） grow 3. （心裏藏著） entertain （ideas）; harbour
  • 融資 : finance
  1. But compared with the bloomy commodity market, the capital market of china has big trouble in managing social resource efficiently, especially the securities market. it results in the risk concentration on the bank system which was on the key points of reform and impacts the social construction

    嚴重限制了其社會直接融資和配置資源功能的發揮，造成社會大量資源形成儲蓄和游資，一方面將風險積聚于正處于改革攻堅階段的銀行系統，另一方面對社會建設和產業發展形成較大沖擊。
  2. Because along with the liberalization of china ’ s capital account, once the economic developing speed slows down, capital account and current account ’ s surpluses reverse to deficits, the appreciation expect of renminbi will be changed. at the same time, the high quota savings in china ’ s banks will also bring us inflation pressure, inapparent currency substitution may be turn into visible currency substitution. also, the great deal of currency substitution inclining may convert into real currency substitution because of the vulnerable financial system

    但另一方面，它又離我們那麼近，因為隨著中國資本賬戶開放的逐漸深入，一旦我國經濟不能保持高速發展，資本賬戶和經常賬戶雙順差現象出現逆轉，人民幣升值的預期將被改變，而我國高額的人民幣儲蓄也將給我國帶來通脹壓力，隱性的貨幣替代將有轉為顯性貨幣替代的可能，由於金融體系脆弱性所造成的大量貨幣替代傾向也很可能轉化為真實的貨幣替代。
  3. Unless saving and investment are done in kind, a financial intermediary must link saver and investor.

    除非儲蓄和投資以實物進行，否則必須有金融媒介把儲蓄者和投資者聯系起來。
  4. This thesis discusses the influences of interest rate on investment and output from the macro level and analyses the behavior of financial enterprises from the micro level. as the result, it is not certain that the controlled interest rate would depress economy growth and the liberalized interest rate would improve efficiency

    本文從宏觀和微觀的角度分別入手，分析了利率水平對于儲蓄、投資量的影響及金融企業在不同利率水平下的經濟行為，發現管制並不必然影響增長，市場化也未必提高效率。
  5. Based on the analysis of financial assets, savings, debt, income and expenditure, etc. in family finance with its essence as a starting point, the paper tells the common rule in family financial activity and social financial activity and further explains the characteristics of chinese family finance and the problems that lie in it, after which the author puts forward relevant measure to solve it and gives us his opinions

    摘要本文從家庭金融的本質出發，通過對家庭金融中的金融資產、儲蓄、負債、收入和支出等方面的分析，闡述家庭內部金融活動和參與社會金融活動的一般規律，進一步說明中國家庭金融的特點和出現的問題，並提出相應措施和看法。
  6. This paper gives illustrations in details on the meaning, scale and functions of private financial investments on the basis of admitting the major status of household in financial investments, and tries to focus on the private financial invesment of chongqing inhabitants, do some research on the nature and character, resources and arrangments, total amount and stucture of chongqing private financial invesments

    並立足重慶市，以重慶市居民的金融投資行為研究為基礎，認識重慶市居民金融投資的性質和特性、來源和去向、總量和結構，並對重慶市居民儲蓄投資轉化過程中的相關問題進行了思考，研究了重慶市居民金融投資與經濟增長之間的關系， 。
  7. Through comparing and researching the international housing finance pattern and considering china ' s reality, the article puts forward that china should select the housing finance pattern that housing securitization is the principal part, and housing provident fund and housing deposit develop together. mortgage bank bonds is an important and new - type housing securitization

    本文通過對國際住房金融融資模式進行比較研究，結合我國國情，提出我國應構建「以住房證券化為主體，住房公積金制度和住房儲蓄制度并行發展」一體兩翼的住房金融融資模式，抵押銀行債券作為住宅金融住房證券化創新的重要品種。
  8. The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items

    儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。
  9. By analysing of the endogenous growth model, the paper gives the reason why financial development lags economic growth in this region : low income, low saving ratio, low roe and vile credit environment

    通過對內生增長模型的分析，得出該區域金融發展滯后的主要原因是低收入、低儲蓄率、低資本產出效率和惡劣的信用環境。
  10. The finance industry can meet the capital demands of new - type industrialization through invert the social deposits and idle funds into investments efficiently. the fast - cheap and variegated financial service and the advanced facilities and technology of the financial institutions will also supply more convenient conditions to the new - type industrialization

    金融業能夠有效地將社會儲蓄和閑散資金轉化為投資以滿足新型工業化對資金的需求，金融機構提供的方便快捷而成本低廉的多樣化現代金融服務、先進設施和技術等都為促進新型工業化的發展提供了有利的條件。
  11. In general, these studies are primarily based on the theories of financial restraint and financial deepening initiated by r. i. mckinnon and e. s. shaw, either stressing the urgency of china ’ s interest rate liberalization, its international experience, target orientation, mode selection, sequencing, conditional creation, risk control and the transformation of the monetary policy conduction mechanism, or such problems as the effect of reform on each economic party, positive examination of the real interest rate, savings mobilization, investment quality, relativity between the variables in economic growth as well as the interest rate sensibility in economic sectors of different ownerships

    總的看來，這些研究基本上以麥金農和肖所開創的金融抑制?金融深化理論為依據，或是側重於討論我國利率市場化改革的必要性迫切性、國際經驗、目標定位、模式選擇、次序安排、條件創造、風險控制以及貨幣政策傳導機制的改造等問題，或是側重於分析改革對各個經濟行為主體的影響，再者就是實證考察實際利率、儲蓄動員、投資質量、經濟增長各個變量之間的相關性和不同所有制經濟部門的利率敏感性。
  12. The result shows that, under the condition of perfect competition, if bank ' s costs of providing transaction services for customers are sufficiently small, then a small tax on deposits interest income does not affect the choice of depositors ( or investors ) between deposits and direct investment ; a business tax on bank loan interest income leads to tax incidence, thus raises loan rates and induces entrepreneurs to switch from bank loan to direct financing ; a tax on bank ' s income also raises the loan interest rate, and hence reduces the demand of loans

    研究結果表明，在完全競爭條件下，當銀行為客戶提供的交易服務成本很低時，以較低的稅率對儲蓄利息開征利息所得稅不會影響儲戶（或投資者）在儲蓄和直接投資之間的選擇；對銀行貸款利息收入開征營業稅，則會引起稅收轉嫁，提高貸款利息率，使部分企業選擇直接融資方式而不是從銀行貸款；銀行業所得稅也會提高貸款利率，減少貸款需求量。
  13. The paper indicates that the ba1ance of the rura1 deposits, savings deposits, loans, agricu1tura1 loans, tves 1oans increase very quick1y and considerab1y since 1978. savings deposits are the main source of the rura1 deposits. the rura1 financia1

    實證分析表明，農村金融機構存款、儲蓄存款、貸款等絕對量增長非常快，儲蓄資金是農村金融機構存款的主要來源；近年來農村信用社在農村貸款總量，特別是在農業貸款和鄉鎮企業貸款中占很大比重。
  14. International financial intermediation consists of channelling international surplus funds, from the savings of governments and people, into investments, through the banking system, the debt and equity markets, and their derivative products

    所謂國際金融中介活動，就是將國際間有餘的資金，如政府儲備和私人儲蓄等，透過銀行體系債券及股票市場以及有關的衍生產品，中轉至投資項目。
  15. By analyzing the channels of china ' s s - i financial transformation mechanism at present, we can see that there are some barriers in s - i financial transformation mechanism : asymmetrical structure between finance and economy, the reform of state - owned bank, unreliable trust, the unbalance and disorder of capital market and weak effect of interest rate policy etc.

    根據對當前我國儲蓄?投資轉化金融機制的渠道分析，可以看出當前存在的主要轉化障礙有:金融結構與經濟結構不對稱、國有商業銀行改革不到位、市場信用障礙、資本市場發展失衡與不規范和利率政策傳導不暢等。
  16. Part three : it mainly expounds the change and evolution of the savings to investment mechanism and then analyzes the different characteristics under different savings to investment mechanisms. one of the mechanisms is the " government fiscal oriented " transforming mechanism under traditional planning - oriented system, another one is the " state - owned banks oriented " transforming mechanism during transforming period. what ' s

    第三部分：主要闡述我國儲蓄? ?投資轉化機制的變遷與發展，分析了不同機制下儲蓄? ?投資轉化的不同特點，分別表現為傳統計劃體制下的「政府財政主導型」儲蓄? ?投資轉化機制和轉軌時期的「國有銀行主導型」儲蓄? ?投資轉化機制，並提出了市場經濟體制下的「金融市場主導型」儲蓄? ?投資轉化機制的構建思路。
  17. However, with the economic development, changes in people ' s financial assets structure have taken place, which include not only the savings deposit in bank and negotiable securities, but also the ever increasing insurance purchasing

    但隨著經濟的發展，居民金融資產結構發生了變化，不再僅僅包括銀行儲蓄存款和有價證券，而且選擇購買保險的越來越多。
  18. Such defects may unfavorably effect many aspects of economy such as investment efficiency, investors, government and listed company etc. the causes may be explained as follows : ( 1 ) the unsoundness of the market economy, ( 2 ) the imperfection of security market system ( 3 ) the irrationality of the present governance structure of securities investment fund ( 4 ) errors in guiding principles ( 5 ) insufficiency of government supervision

    2 、證券投資基金不規范對資本市場和投資者及其他市場主體者的不利影響： （ 1 ）使投資效率降低。不利於證券投資基金改善投資結構、金融結構，不利於儲蓄向投資轉化，降低了資本市場競爭性，從而降低資本市場配置資源的效率。 （ 2 ）對投資者的影響。
  19. With the coming up and development of capitalist production relationship, the modern national debt system came up and developed in the end of fcudai society. most classical economists showed negative attitude to nationall debt and deficit. this viewpoint is not only related to their focus of economics ' but also related to the liberal philosophy thought they believed ? the core view of the classical economics is the say ’ s law of supply createsits own demand and market mechanism can automatically adjust to full employment equilibrium

    國債對經濟增長的影響主要表現在國債對資本形成的兩個重要因素? ?儲蓄和投資的影響上。在財政范疇內，國債對稅收的平滑作用保證儲蓄的穩定增長，而國債資金為政府投資籌集資金來源，則直接擴大投資的供給;在金融范疇內， 』國債市場是「剩餘儲蓄」轉化為投資的主要渠道。
  20. But from middle of 90 " s, the financing institution savings deposit increases increasingly, and abundant capital accumulates in bank and ca n ' t develop its capital function. how to use capital and how to find an appropriate way to use capital in promoting chongqing high - tech industry development is important. this paper thinks that developing chongqing venture capital is a kind of valid way

    重慶每年的科研成果和專利授權量眾多，但真正轉化為生產力並應用於生產中的比較少，究其主要原因就是投資不足，而重慶自90年代中期，金融機構儲蓄存款日益增多，大量的資金沉積在銀行等金融機構中不能發揮其資本的作用，能否找到合適的途徑使其在促進重慶高新技術產業發展上發揮作用，本文認為發展創業投資是一種有效方式。
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