負債管理理論 的英文怎麼說
中文拼音 [fùzhàiguǎnlǐlǐlún]
負債管理理論
英文
liability management theory- 負 : Ⅰ名詞1 (負擔) burden; load 2 (虧損) loss 3 (失敗) defeat Ⅱ動詞1 [書面語] (背) carry on th...
- 債 : 名詞(欠別人的錢) debt; loan
- 管 : Ⅰ名詞1 (管子) pipe; tube 2 (吹奏的樂器) wind musical instrument 3 (形狀似管的電器件) valve;...
- 理 : Ⅰ名詞1 (物質組織的條紋) texture; grain (in wood skin etc ) 2 (道理;事理) reason; logic; tru...
- 論 : 論名詞(記錄孔子及其門徒的言行的「論語」) the analects of confucius
- 負債 : 1. (欠人錢財) be in debt; incur debts 2. (資產負債表的一方) liabilities
- 管理 : manage; run; administer; supervise; rule; administration; management; regulation
- 理論 : theory
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According to reality situation hi bank of china mudanjiang branch, the author goes step further to detail and perfect the alrm ' s index within the rule of the central bank and bank of china head office. from secondary banks point of view, the author applies system theory, cybernetics and linear programming theory to establish a set of the index system of the alrm of bank of china mudanjiang branch. the author refers to strengthen and perfect the internal control institution and preventative measure of risk and establish alrm ' s integrated evaluation model and examinatorial method
論文從二級分行的角度,應用系統理論、控制論和線性規劃理論,建立了一套適合中國銀行牡丹江市分行資產負債比例管理的指標體系,提出了加強和完善中國銀行牡丹江市分行資產負債比例管理的內部監控制度和風險防範措施,建立了該行資產負債比例管理綜合評價模型及考核辦法,並對其組織機構的設計及指標的管理提出了相應建議,初步形成了一套資產負債比例管理的組織、指標管理和評價考核體系,從而使中國銀行牡丹江市分行能夠更好的管理本行的資產和負債,創造更大的效益,增強其競爭能力。Currently, only very few people deal with the study on the management theory of life assurance assets and liabilities
目前,我國還很少有人從事壽險業資產負債管理理論的研究。On the establishment of administrative system for assets - liability of modern commercial bank
論建立現代商業銀行資產負債管理體制The dissertation focuses on the theory & mechanism research on life insurers ’ integrated risk management ( irm ). based on the realistic contexts and theoretical foundations of irm, the paper tentatively establishes the theoretical frameworks of value - based irm and sets up an irm model & its extended model with a step - by - step risk integration system including capital risk integration, asset - liability risk integration, strategic & business risk integration, risk management & risk management culture integration. the paper is organized in preface ( contexts analysis ), irm theoretical framework & irm model establishment ( chapter 1 - 3 ), and the model ’ s practical execution ( chapter 4 - 7 )
論文基於壽險公司整合性風險管理構架進行理論與運行研究,以公司整合性風險管理產生的背景(導論)為起點,以經濟金融理論、財務理論、風險社會與風險文化理論為理論基礎(第一章) ,建立了基於價值創造的公司整合性風險管理理論體系(第二章) ,建構壽險公司整合性風險管理模型(第三章) ,並對所建模型進行擴展運用,形成了資本風險的整合管理、資產負債風險的整合管理、戰略風險與經營風險的整合管理、風險管理與風險管理文化的整合管理(第四章至第七章)的遞階式風險整合管理體系。Bank of china mudanjiang branch was regarded as researched object in thesis. based on the relevant theory of the alrm, the author emphasizes the importance and gradualness of strengthening it
本文以中國銀行牡丹江市分行為研究對象,在探討資產負債比例管理相關理論的基礎上,強調了我國商業銀行加強資產負債比例管理的重要性和漸進性。The method of asset / liability management is the core of modern insurance management and the epitome of modern finance theory and management technology
資產負債管理是現代保險經營管理的核心,是現代金融理論和管理技術的集大成者。However, once we take all - sided and impersonal view over the housing finance, we will definitely realize the conflict between the high speed and the low efficiency of it. in this paper, it ' s analyzed that there ' re five factors affecting the efficiency of housing finance, based on the basic situation of china as a developing country and according to some related theories of the western economics. the first one is the dual - track interest rate which presumes that price of housing credit financing is under the control of government to a certain extent, and the rest is open
因此,本文從我國作為一個發展中國家? ?這一基本國情出發,以西方經濟學中有關理論為依據,分析影響我國住房金融效率的因素主要包括:利率雙軌,即一部分住房信貸資金價格受到政府的管制,而另一部分住房信貸資金價格則是開放的;住房金融機構產權不清,特別是政策性住房金融機構產權不清而導致金融創新動力不足,金融工具品種單一,不能滿足居民需求多樣化的要求;住房信貸中由於較高的交易費用,而使內耗偏高、效率降低;住房金融機構不健全,既不存在真正的住房金融機構又缺乏相應的擔保機構;此外,住房金融中融資機制不完備,長期信貸資金來源不足與資產負債的期限結構不匹配也是影響住房金融效率的一個主要因素。The paper point out that the most important risk is the redeem risk in the management of the open - ended fund, so the fund manager can reply on the management of redeem risk to the liquidity risk. according to the specialty management in the liquidity risk of the open - ended fund, there are three aspects : the first is that the fund holder structure problem ; the second is the restriction of the fund investment object and the problem assets assignment
然後利用我國開放式基金的數據,通過granger因果關系檢驗得出了股票指數對開放式基金贖回風險有顯著影響的結論;由此構建出開放式基金的贖回資金量函數和流入資金量函數,並且得出相應的留存現金的決策模型和應對贖回風險的策略,並指出基金經理可以通過資產和負債兩個角度來對開放式基金進行流動性風險的管理。On the management of asset debt ration to enterprises
試論對企業實行資產負債比例管理At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds
本文首先分析了個人住房貸款制度基本要素,即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題,並對中外製度作了比較,建立了個人信用評分評級體系和信用評估模型,並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究;其次,分析了影響國債價格走勢的因素,討論了公積金國債的投資技巧和策略,並建立了基於理論的國債投資組合模型;接下來,根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用,並就此作了總量平衡模型,對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測,運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型;最後,探析了住房資金風險的內在原因和風險類型,從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。In the first two parts, the thesis conducts comparison and ordering of financial indicators respectively for four types of institutional units in accordance with their functional classification, in addition to analyzing and describing their general conditions. in the last part, the thesis uses index analysis method, selects the analysis indicators representing respectively the financial conditions of each institution on the basis of the different financial management characteristics of the four types of institutions, in order to form different evaluation models. through calculation, it evaluates the general financial conditions of each institutions with quantitative standards
在收支分析和資產負債分析部分,論文除對總體情況分析描述外,重點按照職能分類對四類事業單位的各項財務指標分別進行了比較和排序;在綜合分析部分,論文採用了指數分析法,根據四類單位不同的財務管理特點,分別選取了可以代表每類單位財務狀況的分析指標,形成不同的評價模型,通過計算,從量化標準上對各單位的綜合財務狀況進行了評價。But since the interest rate has always been set by the state up to now, the determination of price ( interest rate ) of asset & liability products and the control & management of interest rate risk has been a weak link for domestic finance field both of academy and practice
但是由於我國到目前為止一直實行的是官定利率,因此生息資產和付息負債價格(利率)的確定、利率風險的控制和管理一直是我國金融理論界和實務界的一個薄弱環節。On the basis of introducing the foreign advanced management experiences and theories, this paper attempts to, from theory to practice, research and find into approaches to perfect the alm of the state - owned commercial banks. the first part of this paper offers a deeper research on the definition, content, principles, means, purposes and strategy of the alm. certainly, it is also essential to forecast the development tendency of alm
要借鑒國外先進理論經驗,首先要了解國外經營管理理論和先進經驗,本文上半部分首先從西方商業銀行理論發展入手,論述商業銀行資產負債管理理論的定義、內容、原則和方法,然後分析現代西方商業銀行的發展趨勢、資產負債管理的目標和策略,風險控制等,全面介紹了西方商業銀行的先進的資產負債管理經驗。Nowadays, the theory of management on assets and liabilities has gained all - around effect among those large commercial banks in the developed countries, furthermore, along with the deep going researches, to make quantitative analysis on the risks by introducing finance - engineering to reach the target of controlling risks more painstakingly and more effectively has become the general trends of the theory of control of operating risks
風險控制理論在西方國家經過多年的發展,已日臻成熟。現在資產負債管理理論已在發達國家的各大商業銀行得到全面實施,並且,隨著研究的深入,引入金融工程學對風險進行量化分析,從而達到更細致有效地控制風險的目的,已是風險控制理論發展的大趨勢。Introducing risk - profit theory, portfolio theory and modern investment management theory, includes property - debt management theory, portfolio management theory and invest risk management theory. and analyzing the insurance portfolio. the second section studies on the insurance portfolio abroad and their features, summarizes their successful experience
介紹了風險-收益理論、資產組合理論以及現代投資理論中的資產負債管理理論、投資組合管理理論和投資風險管理理論在保險投資中的運用,分析了保險投資的組合情況。It systematically studes the microeconondc problem of retail bankin from the point view of macroecondrics, history and thcory for the first time. the visual ange is differen from the other acadeinic works on this topic. the dissehation probes the theory on fctail banking whie penwtg into the real - bill. theory, shiftability theory, the atiopated income thcory, otc, pod forward the five hindranes from retail banking table proposals on how chinese connnercial banks develop retail bankng and exoatiates on the marketin straegies, after investigating the social and economc background in which retail bw developed
本文的特色和新貢獻是:首次從宏觀的、歷史的、理論的角度出發,較系統地研究商業銀行零售業務這一微觀的問題,有不同於相關學術著作的新視角和體系;在深入研究真實票據理論、轉化能力理論、預期收入理論、負債管理理論和超貨幣供給理論等金融理論的基礎上,探索出零售業務產生和發展的理論基礎;通過對中外零售業務發展的經濟和社會條件的比較研究,提出中國商業銀行發展零售業務存在的五大障礙以及五個方面的政策選擇,並從營銷學角度對商業銀行零售業務的發展提出了營銷策略組合,闡述了逐步開展網上銀行零售業務的主張和思路Moreover, some of them become the baffling problems, such as the state - owned asset management system, the defining of property rights, the clearing of the relation between government and enterprise, the problem that the enterprise does things done by society, the high liability rate of soe etc. based on the relevant theory of institution economics, this paper mainly adopts the method of empirical analysis and comparative analysis to analyze these difficult problems
如國有資產的管理機制、產權的界定、政企關系的明確、企業辦社會的問題、國有企業的高負債率等,這些問題中所貫穿的一個根本問題,是如何處理政府與企業關系。本文主要利用制度經濟學的有關理論,採用實證分析方法和比較分析方法,分析我國國有企業改革過程中的這個難題。First, this text distinguishes the economic influence of the foreign loan with the negative effect and the positive effect, and explain the condition that develop the positive effect in foreign loan at the same time, to emphasize the necessity of foreign loan scale management. second, considering the contact of foreign capital with the foreign loan, and study of the foreign loan scale first is from the foreign capital scale, the text reviews and evaluates the main theories of valid scale of the foreign capital and foreign loan. third, analyze the reason, the positive and negative affect to economy of foreign loan, then summarize the foreign loan experience of representative korea and latin america. fourth, assure the condition to the valid foreign loan scale after the
本文首先從外債的正面效應和負面效應分別對外債對經濟的影響做出闡述,同時對發揮外債正面效應的條件做出說明,強調外債規模管理的必要性;其次考慮到外資和外債之間的聯系以及研究外債規模首先是從研究外資規模開始的,所以從外資和外債適度規模兩個方面對外債管理的內涵和主要理論成果進行回顧並進行評價;再次分析了我國引入外債的原因和外債引入對我國經濟發展的正反兩方面影響,同時對國際上外債規模管理具有代表性的韓國和拉美國家進行了經驗總結;接著通過對有效外債規模內涵的分析,確定滿足的條件,從理論和實際操作兩個方面建立有效外債規模模型,並進行分析,從而為有效外債規模的確定提出了新的思路;最後分別從長期、短期和實際操作三個方面對我國的有效外債規模管理提出建議,並且對長期、短期和實際操作模型中應遵守的事項做出總結。The forth part, the present problems and the factors of obstacles in the course of implementation of assets and liabilities management by proportion in the commercial banks of our country are expounded mainly
第四部分,主要闡述了我國商業銀行實施資產負債比例管理存在的問題及障礙因素。第五部分,作為全文的重點,著重論述了完善我國商業銀行資產負債比例管理的主要措施。It was text maximal point that that of that of handle enterprise competitive power theory, past dissection case, discuss government owned hotel operating management mechanism, thereby found possess generality stratification plane. both that of that of in the meanwhile, text at how handle commission manage or franchise rights transfer, utilize intangible assets predominance, bring along tangible assets wait hold true instrument cut government owned hotel on part how handle commission manage or franchise rights transfer, utilize intangible assets " predominance, bring along tangible assets wait hold true instrument cut government owned restaurant " charges on assets rate, kick on tradition operating management mode, did know clearly bold analyst and argumentation, possess definite innovation gender and use fo r reference value
本文運用企業競爭力理論,結合對湖南芙蓉賓館主、客觀因素的分析,通過湖南芙蓉賓館與目前省內的其它飯店(華天大酒店、紫東閣華天大酒店)的比較,提出了確立正確的經營理念、完善企業組織結構、盡早完成配套設施,調整營業收入的結構、完善人力資源體系,加強激勵機制、培育自己的「核心能力」 、進行資產重組和資本運營、利用無形資產的優勢,帶動有形資產以提高芙蓉賓館核心競爭力的研究對策。運用企業競爭力理論,通過解剖案例,探討國有飯店的經營管理機制,從而找到具有共性的層面,是本文最大的特點。與此同時,本文在如何運用委託經營或特許經營權轉讓、利用無形資產的優勢,帶動有形資產等有效手段降低國有飯店的資產負債率方面,跳出傳統經營管理模式,做了大膽的分析和論證,具有一定的創新性和借鑒價值。分享友人