貸款人來源 的英文怎麼說

中文拼音 [dàikuǎnrénlāiyuán]
貸款人來源 英文
lender
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 來 : 來動詞1 （從別的地方到說話人所在的地方） come; arrive 2 （發生; 來到） crop up; take place; come ...
  • 源 : 名詞1. （水流起頭的地方） source （of a river）; fountainhead 2. （來源） source; cause 3. （姓氏） a surname
  • 貸款人 : accommodator
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  • 來源 : 1. （事物所從來的地方） source; origin 2. （起源; 發生） originate; stem from
  1. The study shows four major problems existed in individual housing loan. 1 ) supply constraints of individual housing loan. fund sources are highly dependent on commercial banks while large fund idles in the society ; house accumulation fund contributed by the borrowers has not reached a reasonably big ratio of house purchase ; and housing loan businesses of less assortments, smaller amount, and shorter terms, worsen the fund supply

    研究表明，當前我國個人住房消費信貸發展中存在著許多問題，主要包括：第一、個人住房消費信貸資金存在供應約束，從資金來源上看主要集中於商業銀行，未充分調動起社會閑散資金，公積金繳存比例小；從貸款方式來看，貸款品種單一，實貸額度小、期限較短。
  2. The first part mainly introduces the law characteristics and law relations of personal living house mortgage loan, makes research and discussion for establishing the mortgage right and the effect of mortgage right of personal living house mortgage loan, in which, the special responsibility of the loan bank of the mortgage loan is primarily approached, introduces the developing situations of the personal living house mortgage loan of loan of our country, mainly analyses the risk and the source of risk of personal living house mortgage loan, points out that the risk of personal living house mortgage loan mainly comes from the credit risk of the house buyer, the risk to realize mortgage right and the risk to treat the mortgaged house

    第一部分，主要介紹了個人住房抵押貸款的法律特徵和法律關系；對個人住房抵押貸款的抵押權的設定、抵押權的效力進行了研究和論述，其中對抵押貸款中貸款銀行的特別責任進行了初步探討；介紹了我國個人住房抵押貸款的發展狀況，重點剖析了個人住房抵押貸款的風險、風險來源，指出個人住房抵押貸款的風險主要是來自購房者的信用風險、抵押權實現的風險、抵押房產處置的風險。
  3. At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds

    本文首先分析了個人住房貸款制度基本要素，即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題，並對中外製度作了比較，建立了個人信用評分評級體系和信用評估模型，並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究；其次，分析了影響國債價格走勢的因素，討論了公積金國債的投資技巧和策略，並建立了基於理論的國債投資組合模型；接下來，根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用，並就此作了總量平衡模型，對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測，運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型；最後，探析了住房資金風險的內在原因和風險類型，從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。
  4. And these mounting delinquencies, in turn, have prompted banks to tighten lending standards, keeping people who have maxed out their cards from finding new sources of credit

    而越來越高的拖欠率又反過來促使銀行提高了借款標準，令已經刷爆了信用卡的人無法找到新的信貸來源。
  5. Federal reserve data showed that federal home loan banks increased their loans to private sector banks and other mortgage lenders at a record annualised rate of $ 746bn during the third quarter as other sources of funding dried up

    美聯儲的一些數據顯示在其他資金來源已枯竭時，聯邦房貸銀行在第三季度給私人銀行和住房放款者的貸款每年增加7460億美元。
  6. Personal housing accumulation fund loan means a special housing consumption loan lent to any employee participating in the housing accumulation fund system taking the housing accumulation fund as its fund source, and orienting its use at purchasing, building, rebuilding, or overhauling its self - owned housing

    個人住房公積金貸款是指以住房公積金為資金來源，向參加住房公積金制度的職工發放的，定向用於購買、建造、翻建、大修自有住房的專項住房消費貸款。
  7. As the project loan was long term and subject to kinds of risks, it was safe for the loaner to note the uncertainties, and we suggested the loaner to take such methods as noting whther the investor can satisfy the foreign govenunent loan condition and extend the project ' s goods source from duty free goods to both duty free and duty paid goods, the investor ' s capacity to nm the harbo, the nearby wr ' s competition for the source of goods, and making sure the cash flow of the harbor will be used to pay the loan, and raising a mortgag on the project

    由於貸款期限長不確定因素多，為了有效控制風險，建議貸款人在做出貸款承諾前，要求投資方明確項目建設方案，提供未來碼頭經營方案或設想，並爭取將本項目的貨源范圍由保稅貨物擴大到非保稅貨物；此外貸款人碼頭項目貸款的調查報告可採取必要措施確保碼頭經營收入專項用於償還貸款，並考慮以碼頭在建工程設定抵押。
  8. Loan officers are particularly sensitive to the marketability of the collateral, which is regarded as a secondary sources of repayment when primary cash flows are insufficient to meet the borrowers ' obligations

    信貸員特別關注擔保品的適銷性，當借款人的主要現金流量不足以償還其債務時，擔保品就成為償還貸款的第二資金來源。
  9. From a micro - view in personal housing mortgage loan, the bank faces or will face the shortage and singleness of the fund, risk concentration, small size, short term and bad liquidation and so on

    從微觀上來看，目前銀行在個人住房抵押貸款問題上面臨或將要面臨資金來源不足、單一；風險集中；規模小、期限短；流動性差等困境。
  10. Determining certain interest rate and loan to value ratio ( ltv ) can make creditors mitigate credit risk, which comes from the price risk and liquidity risk of collateral in inventory pledge loan

    摘要存貨抵押貸款中，信用風險主要來源於抵押物價格和流動性風險，信貸人確定適當的利率和貸款價值比能夠有效緩釋信用風險。
  11. Commercial banks are the high - indebted firms, and most of the funds for loans are from the depositors. when crises arise, the banks do not have the right to request borrowers returning the borrowed funds before the expiration, but withdrawing deposits at any time is the depositors ’ right. so there can be no adequate preparation by banks to deal with bank embarrassment, commercial banks will burst - up in the short term

    商業銀行屬于高負債企業，而且用於貸款的資金大部分來源於存款人，當危機出現時，銀行沒有權利要求借款人在到期之前退還所借資金，但是存款人卻有權利在任何時間提取存款，這樣就有能造成銀行沒有足夠的準備用於應付擠兌，導致商業銀行在短期內破產。
  12. With competition sharply reducing the margins on residential mortgage lending, and little loan demand from the corporate sector, banks turned increasingly to other types of consumer lending, such as credit card business, personal loans and wealth management products to provide some asset growth and broaden income sources

    競爭令住宅按揭貸款息差大幅收窄，與此同時，商業機構的貸款需求疲弱，因此銀行都轉向推廣其他類型的消費貸款業務，例如信用卡業務、個人貸款及財富管理產品，以爭取資產增長及擴闊收入來源。
  13. 8 invoking the precedent of setting up special juridical - person funds for guaranteeing bank loans to small and medium - size businesses, taiwan ' s government should set up a similar credit - guarantee mechanism to facilitate the financing of performance - arts enterprises

    援專為中小企業信用融資而設定的財團法人中小企業信用保證基金的例子，創造表演藝術團隊信用貸款的融資機制，以活絡表演藝術產業資金來源。
  14. Project management is a discipline which has come from practices and must be improved gradually in practices. in this paper, taking world bank financed water conservancy project ( wcp ) as example, the author tries to analyze this project ' s running mode from the beginning, planning, implementing, controlling to final acceptance, assess the methods in the human resources management, purchase management, monitoring and evaluation management, planning management, supervising and controlling, and project running management, and at last comes up with some suggestions for present project management in china

    項目管理是一門來自於實踐並在實踐中不斷發展的學科，本文將以「利用世行貸款發展節水灌溉項目」為例，分析項目管理理論在實踐中的應用，對該項目的運作方式，包括從啟動、計劃、實施、控制、總結到驗收的全過程，以及項目在人力資源管理、監測與評價、采購管理、計劃管理、檢查與監督和項目運行管理等方面的作法進行分析，並結合我國的國情和項目管理發展現狀得出啟示和提出建議。
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