貸款展期 的英文怎麼說
中文拼音 [dàikuǎnzhǎnqī]
貸款展期
英文
renewal of a loan-
First, this section resorts various valuation model and hold that it would be better to classify the valuation into traditional method, binominal tree method and option - adjusted spread method. according to the sequence, this article introduce three valuation model respectively and point out which aspect these method improves on in different phases and their applicable conditions
本章對有關抵押貸款證券的定價方法進行了系統的歸納與整理,認為主要存在三種定價方法,分別為傳統定價方法、二項樹定價模型和期權調整價差定價模型,並按照定價方法的發展順序分別予以介紹,同時指出了不同階段定價方法的改進之處和各自的適用條件。Subsequent to the year under review, the group resolved to issue a three - year unsecured fixed rate loan note up to an aggregate amount of us 10 million, enabling the group to raise long - term capital for its future business expansion
于回顧年度后,集團議決發行一筆總額1 , 000萬美元,為期三年的無抵押定息貸款票據,籌集長期資金以資集團日後擴展業務之用。Warrantee insurance was introduced into china in 1990 ’ s from abroad. as the typical warrantee insurance productions, installment warrantee insurance, auto consuming loan warrantee insurance, and real assets consuming loan warrantee insurance developed gradually in our country
保證保險是上個世紀九十年代從國外引入的制度,其後在我國逐漸發展,並以分期付款保證保險、購房貸款保證保險和購車貸款保證保險為典型。As to the reforms of international monetary system, the authors argues that the most two urgent things are to strengthen mechanism of the risk supervision by the bank for international settlements ( bis ) and to reform the function of lender of last resorts by international monetary found ( imf )
此外,考慮到國際短期資本流動風險的全球性和區域性特徵,本章還論述了國際貨幣體系改革的方向和亞太區域貨幣合作的進展的情況。對于國際貨幣體系改革,本文從務實的角度出發,認為應該強化國際清算銀行的風險監督機制和改革國際貨幣基金最後貸款人功能。Everton will repay the developer in instalments
愛華頓將以分期付款方式向發展商償還貸款。Rmb deposit and loan interest rate float block expands gradually, and progressively move towards marketization day by day. part iii : on the basis of using the experience and lessons of the change of interest rate in other countries for reference in course of the interest rate marketization, it is believed that there should be a course of raising up slightly in the interest rate in the early stage. but the market fluctuations it causes will not be too much ; according to actual operation result and a medium or long term of the reform, foreign currency interest rate has already drawn close to international interest rate competence progressively ; viewed from a short time, rmb loan interest rate total competence will tend towards dropping, some loan interest rate may rise ; the interest rate of the deposit will raise up unilaterally
總體而言,發展中國家的存貸利差要高於發達國家;第二部分:在總結前幾年利率改革包括市場化改革的基礎上,認為,迄今為止,我國利率市場化改革的程度總體上還比較低:同業拆借利率、貨幣市場債券回購利率、現券交易利率、外幣貸款利率、大額外幣存款利率等已完全市場化或基本市場化,人民幣存貸款利率的浮動區間已逐漸擴大,並已漸進的方式日益走向市場化;第三部分:在借鑒境外利率市場化過程中利率變動的經驗教訓的基礎上,認為在我國利率市場化的初期,利率應該有一小幅上揚的過程,但是其造成的市場波動應該不會太大;從改革的實際運作結果和中長期來看,外幣利率已經逐步的向國際利率水平靠攏;從短期來看,人民幣貸款利率總水平將趨于下降,部分貸款利率有可能上升,存款利率將會單邊上揚。Article 7 in issuing loans, commercial banks should made reliable checks on the creditibility of the borrowers, and provide the loans on guarantee to ensure timely recovery of the loans
第七條商業銀行開展信貸業務,應當嚴格審查借款人的資信,實行擔保,保障按期收回貸款。The study shows four major problems existed in individual housing loan. 1 ) supply constraints of individual housing loan. fund sources are highly dependent on commercial banks while large fund idles in the society ; house accumulation fund contributed by the borrowers has not reached a reasonably big ratio of house purchase ; and housing loan businesses of less assortments, smaller amount, and shorter terms, worsen the fund supply
研究表明,當前我國個人住房消費信貸發展中存在著許多問題,主要包括:第一、個人住房消費信貸資金存在供應約束,從資金來源上看主要集中於商業銀行,未充分調動起社會閑散資金,公積金繳存比例小;從貸款方式來看,貸款品種單一,實貸額度小、期限較短。Starting from this issue, the article " developments in the banking sector " has been expanded with the addition of a substantial number of trend - illustrating charts, a new item on china exposures, data on consolidated capital adequacy ratio for all locally incorporated authorized institutions, and a table of key performance indicators of the banking sector
此外,由今期開始,銀行業的發展概況一文加入了大量趨勢說明圖表有關中國貸款的新增部分所有本地注冊認可機構綜合資本充足比率的數據,以及銀行業的主要表現指標一覽表。To meet the increasingly sophisticated commercial development and business needs of medium - sized enterprises, belgian bank provides a broad spectrum of tailor - made financial solutions which include trade finance services, diamond trade finance, hedging treasury products, factoring, hire purchaseleasing and syndicated loans
華比銀行的商務中心致力為商貿發展及業務需求日漸增加的中小型企業提供一系列度身訂造的理財方案,包括貿易融資、鉆石貿易信貸、對沖產品、出口保險服務、分期貸款及銀團貸款等。To meet the increasingly sophisticated commercial development and business needs of medium - sized enterprises, belgian bank provides a broad spectrum of tailor - made financial solutions which include trade finance services, diamond trade finance, hedging treasury products, factoring, hire purchase leasing and syndicated loans
華比銀行的商務中心致力為商貿發展及業務需求日漸增加的中小型企業提供一系列度身訂造的理財方案,包括貿易融資鉆石貿易信貸對沖產品出口保險服務分期貸款及銀團貸款等。But with the unceasing development of the housing loan total quantity and with the character of expensive value, the deadline long, the poor liquidity, the strong policy - type, as well as the housing loan business development time is not long in our country at present, the housing loan insurance, two levels of markets growth will be seriously insufficient, the commercial banks lack the risk disperser and the shift mechanism situation, they will cause the housing loan risk to accumulate day by day in the commercial bank and appear gradually
但隨著住房貸款總量的不斷增加和住房貸款本身數額大、期限長、流動性差、政策性強等特點,以及在我國目前住房貸款業務發展時間還不長,住房貸款保險、二級市場發育嚴重不足,商業銀行缺乏風險分散和轉移機制的情況下,使得住房貸款的風險在商業銀行中日益積累和逐步顯現出來。During the year, the hkma continued to collect regular information on exposure to share margin loans from a number of institutions active in this business
年內,金管局繼續向多家積極從事股票?展貸款業務的機構定期收集有關的資料。As the result of the innovation to traditional irregular credit modes and general credit modes of formal financial institutions, microfinance possesses innovative nature in financial system, financial product and organizational system, etc. for a long time, rural financial market has developed slowly in our country, the contradiction between financial supply and demand is very outstanding, the governmental subsidized loans program for the poor has not been operated effectively, therefore it can not improve the rural financial situation once and for all
小額信貸作為對傳統的非正規信貸方式和正規金融機構通常的信貸方式進行創新的結果,其創新性表現在金融制度、金融產品和組織制度等方面。長期以來,我國農村金融市場發育遲緩,信貸資金供求矛盾突出,政府扶貧貼息貸款運行效率不高,難以從根本上改變農村金融狀況,迫切需要進行農村金融創新,以適應農村經濟進一步發展的要求。In the chapter 2, on the basis of combining the development practice of loan security, the article analyzes the main problems existing along the development of loan security in china : vain security, unsatisfied security, fault security. it also gives deep exposition to the concrete manifestation of these problems and identifies there are much contradiction between the law theory and financial practice. in the chapter 3, through analyzing the problems existing in loan security, the writer thinks what is necessary for china to develop loan security is to change and improve legal protection system for loan security and suggests some solutions to the existing problems : a ) to change and improve the law system
在結合商業銀行貸款擔保的發展實踐的基礎上,分析了目前中國商業銀行貸款擔保發展存在的瑕疵:無效擔保、擔保落空、虛假擔保;深入的論述了這些問題的具體表現;剖析了產生這些問題的法律原因和社會原因,認為就商業銀行貸款擔保法律制度本身來看,無論從法律法規制定的技術水平,還是從法律法規本身反映的金融法律實踐的要求,都不能滿足我們今天的發展要求;而且長期的計劃經濟的金融體制下所形成的制度和觀念與滲透著法治精神的現代金融體制也存在著很多不相包容的地方。Since financial reforms were brought out in china 20 years ago, the state - owned commercial banks have a expansion in financial assets and liabilities during this period. with the sharp increase of financial assets gross, the domestic banks are encountering a series of difficulties, such as high ratio of default loans, the slower turnover ratio of funds, the lower profitability, and the weak ability of self - development
金融改革二十年來,國有獨資商業銀行金融資產與負債總量經歷了一個迅猛的擴張期,在量的擴張背後也存在深層次的問題,特別是國有獨資商業銀行不良貸款比率較高、資金周轉速度減慢、經濟效益下降、自我發展能力不足等問題。On one hand, these reforms are caused by market and economic adjustment, on the other hand, it is also the initiative exploration of the administration structure but the exploration is unsuccessful, the corresponding results include that the financial burden is heavy, and bank and the listed companies sacrifice medium and small investor ' s interests etc. because the listed company only regards security market of our country as the place to use the fund free at first, there is no comparativity between utilizing bond financing, bank loan, and other channels to raise enterprise development funds and stock financing
從上世紀80年代初期以前的財政資金供給到銀行信貸資金的供給,再到利用資本市場進行股票及債券等融資方式的出現,這些改革一方面是市場以及經濟環境的變化引起的迫不得已的調整,另一方面也是企業(或主管部門)為了提高企業效率,完善企業內部治理結構的主動探索。但從結果上來看,這些探索並不成功,相應的出現了財政負擔過重,銀行不良資產過多以及上市公司犧牲中小投資者利益,在市場上「圈錢」等現象。由於上市公司最初僅僅是把我國的證券市場當作獲取免費使用資金的場所,利用債券融資、銀行貸款等渠道籌措企業發展資金和股票融資沒有可比性。By concealing the fact that the purchasers were exempted from paying the full purchase price and some of the instalment repayments and that the beneficial title to the premises were passed back to the developers by way of declaration of trust, the arrested persons provided fraudulent information and successfully obtained a total of $ 20 million mortgage loans from five banks
他們以虛假資料向銀行申請貸款,並隱瞞在購買這些單位時,獲得豁免付足全數售價和部份分期付款,以及透過信託聲明書將這些單位的利益擁有權交回發展商等資料,其後成功獲得五間銀行貸款合共二千萬元。The procurement of this new facility is in line with our policy of lengthening our debt maturity profile and procuring substantial committed facilities on standby for future business expansion in hong kong and china
新貸款將可讓新地延長債項還款期,及持有充裕的后備貸款額作日後在本港及內地的業務擴展之用,貫徹新地一向穩健的財務策略。The centre for responsible lending, a consumer group, says that many borrowers routinely roll over their loans
一個消費者團體,負責任借貸中心稱,許多借款者都會例行將貸款展期。分享友人