貸款投資組合 的英文怎麼說

中文拼音 [dàikuǎntóuzīzǔgě]
貸款投資組合 英文
loan portfolio
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 資 : Ⅰ名詞1 （錢財; 費用） money; wealth; expenses 2 （資質） intelligence; endowment 3 （資格） quali...
  • 組 : Ⅰ名詞1 （由不多的人員組成的單位） group 2 （姓氏） a surname Ⅱ動詞（組織） organize; form Ⅲ量詞（...
  • 合 : 合量詞（容量單位） ge, a unit of dry measure for grain （=1 decilitre）
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  • 組合 : 1 （組織成為整體） make up; compose; constitute 2 （組織起來的整體） association; combination3 [...
  1. Government investment and loan portfolios

    政府的投資及貸款組合
  2. Its no. 1 project is financed by a spanish governmental blend loan with the main equipment supplied by spain. the total investment for phase l project of 2350mw coal firing utility units amounts to 4, 997 million rmb yuan, including foreign funds equivalent to 3, 079 million rmb yuan and 1, 918 million rmb yuan in domestic funds

    一期工程2350mw燃煤發電機組，是利用西班牙政府混合貸款，並由西班牙提供主要設備的外資項目，工程總投資49 . 97億元人民幣，其中外資30 . 79億元，內資19 . 18億元。
  3. At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds

    本文首先分析了個人住房貸款制度基本要素，即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題，並對中外製度作了比較，建立了個人信用評分評級體系和信用評估模型，並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究；其次，分析了影響國債價格走勢的因素，討論了公積金國債的投資技巧和策略，並建立了基於理論的國債投資組合模型；接下來，根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用，並就此作了總量平衡模型，對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測，運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型；最後，探析了住房資金風險的內在原因和風險類型，從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。
  4. Practicing this regime requires certain pre - conditions such as the scale of mortgage loans, a brisk stock market, a huge group of investors as well as a number of intermediary service institutions including credit rating corporations, insurance companies, law firms and accounting firms. in china, the securitization of housing - mortgaged loans has become heatedly discused topic recently. in our country, initiate innovations are needed for the market potentiality of real estate, explosive expand in house requirement, further improvement in house market and to develop and reinforce the housing finance, and so mortgage - backed securities provided a ideal tool for resolving the problem for those

    所謂房地產抵押貸款證券化，就是將房地產抵押貸款債權轉化為房地產抵押證券的過程，具體而言，也就是金融機構將其持有的若干房地產抵押貸款依其期限、利率、還款方式進行匯集重組，形成一系列房地產抵押貸款資產池（資產組合） ，再將該組合出售給從事抵押貸款證券化業務的特殊目的機構（ spv ） ，通過擔保機構擔保實現信用升級后，經信用評級機構評級，由證券承銷商將信用級別較高（通常為aaa或aa級）的抵押貸款支持債券出售給投資者的一種證券化模式。
  5. Apart from the appointments as legal advisers in the governmental institutions, companies and enterprises, the law office mainly deals with the legal consultancy and service in the spheres such as the international trade, international direct investment and financing, bank loans and l / c business, project contracting, real estate, international ocean transportation, trade marks and unfair competitions and so on ; provides assistance in the study, drafting, examination, revision and negotiations of all sorts of contracts, agreements, articles of association and other legal documents, grand ' s legal opinions, assists in resolving disputes ; and serves as agents for clients to arbitration and litigations

    除受聘擔任政府機構、公司、企業的法律顧問外，主要辦理國際貿易、境外直接投資和融資、銀行貸款和信用證業務、工程承包、房地產開發、國際海上運輸、商標和不正當競爭、公司組織等方面的法律咨詢服務；在上述方面協助研究、草擬、審定、談判各類合同、協議、章程及其他法律文件，出具法律意見書；協助調解解決爭議；代理訴訟和仲裁。
  6. Avoid high - risk investments, high - interest loan or heavy gambling behaviors. do not re - mortgage the house for loan or turn it into a gift to anyone

    要避免高風險的投資組合高息貸款或經常賭博，更別將養老的住所或積蓄作財務擔保或饋贈親友等。
  7. A weighted average of the maturities of the bonds in a portfolio, taking into account all mortgage prepayments, puts, and adjustable coupons

    風險投資組合中的加權平均償還期，考慮到所有提前償付的抵押貸款、賣權和可調整債券。
  8. However, in order for china to do securitization, we still need to solve the following problems : the lacking of enough matching laws and credit insurance and guarantee, for example, a necessary legal and regulatory framework that allows for the clear separation of assets into the spy, and clarifying the taxation issues related to asset transfers, which will determine whether the securitization vehicle is tax neutral or not

    Spv聘請信用評級機構對貸款組合的信用風險進行信用評級，以揭示證券的投資風險及信用水平，作為擬定發行證券的定價和證券結構設計的依據； （ 4 ）發行貸款抵押證券； （ 5 ）資產管理與回收資產收益。通過上述的運行機制，使需要資金的發起銀行事先獲取資金，以對新項目進行投資或發放新的貸款； （ 6 ）還本付息。
  9. This back - to - back structure allows banks to effectively ' re - package ' their mortgage assets into a more liquid asset and maintain the majority of the cash flow if they hold the mbs in their own investment portfolio

    按揭證券的背對背結構，讓銀行有效地"重新包裝"按揭貸款，成為流動性更高的資產；另外，銀行如果在投資組合中繼續持有按揭證券，更可保留大部分現金流量。
  10. In order to solve the conflict of supply and demand, firstly, this particle discusses the characters of the national budget investment the emission of stock, attracting foreign capital and invest direct, domestic banks " loan, international financial organizations and foreign governments " loan, and the emission of bond, the bot mode and other financing manners. also, the particle analyses the resources of each financing manner and characters concretely. then, it analyses the scale, cost, construction and manner of highways " raising project, and it emphasizes banks " loan domestic and overseas, the emission of stock and bond, the attornment of highway ' s charge rights, the capital cost of bot financing manner, and uses the model to calc ulate the compositive capital cost, then build the worst ( in the worst environment hypothetically ) and the best scheme ( in the best environment hypothetically ) accordingly, after the comparison, we can obtain the status of the project ' s net cash flux, the debt ' s endurance capability, income and a series of data in any possible state, so that to get the optimized scheme and prepare for the scientific decision

    為了解決資金的供需矛盾，本文首先論述了國家預算內投資、發行股票、吸收國外資本直接投資、國內銀行貸款、國際金融組織和外國政府貸款、發行債券、 bot方式等融資渠道的特點，具體分析了各融資方式的資金來源渠道及它們的特點；接著分析了公路項目籌資的規模、成本、結構和方式，重點分析國內外銀行貸款、發行股票和債券、轉讓公路收費權、 bot融資方式資金成本，用模型的方式具體計算綜合資金成本，建立相應的最差方案（在假設的最差條件下）和最佳方案（在假設的最好條件下）與之進行比較，獲取在各種可能條件下的項目凈現金流量狀況、債務承受能力和收益情況等一系列數據，確定整體最優方案，為科學決策做準備。
  11. The second privilege is that you will learn current financial analysis from our expert as follows : the retur of each deposit combinatio the comparison between various kinds of loan interests payment and deposit retur analysis of stock investment retur and risk analysis of bonds investment retur and risk the move in foreign exchange rate, etc

    第二個好處是隨時得到我行專業人士的有關金融分析服務，如各種存款組合的收益；各種貸款的利息支付與存款收益的比較；股票投資收益與風險分析；債券投資收益與風險分析及外匯匯率趨勢分析等等。
  12. Other developments in 2006 included the development of a blueprint for the financial development of hong kong that was adopted as part of the report by the focus group on financial services set up by the chief executives economic summit on chinas 11th five - year plan and the development of hong kong ; the completion of the administrative work and legal process necessary to implement the basel ii requirements in hong kong on 1 january 2007 ; the launching of the deposit protection scheme ; further expansion of renminbi business in hong kong ; and international credit rating agencies upgrading hong kongs sovereign ratings to aa, the highest they have ever been

    年的其他發展包括：制訂香港金融發展藍本，並納入香港特區行政長官舉辦十一五與香港發展經濟高峰會的金融服務專題小組提交的報告完成在香港實施資本協定二所需的行政工作與法律程序，以配合在年月日實施有關的要求存款保障計劃投入運作進一步擴大香港人民幣業務以及香港的主權債務評級獲國際信貸評級機構調升至，是香港歷來獲得的最高評級。
  13. It has a fast pay feature as it will, in the first six years, absorb all the excess repayment and prepayment of the whole of the underlying mortgage pool for the issue. it caters for institutional investors who are prepared to take a higher prepayment risk in return for a higher investment yield

    這組別債券具快速還款特點，在首六年吸納所有從抵押按揭貸款所產生的剩餘分期供款及提早還款，因而迎合願意承受較高的提早償還貸款風險去換取較高投資收益的機構投資者。
  14. The fifth section discusses the probable investment ways in our country. analyzing the profit and risk of insurance investment in our country recent years. it establishes insurance portfolio model, calculates the proper proportion at different expecting profit

    第五部分即第六章，研究了適合我國的可能的投資方式，有債券、股票、不動產、貸款等，並對我國近年保險投資收益和風險進行了分析研究，通過建立保險資金投資組合模型，進行實證分析，確定在不同預期收益下合適的投資比例。
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