貸款擔保品 的英文怎麼說

中文拼音 [dàikuǎndānbǎopǐn]
貸款擔保品 英文
security for a loan
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 擔 : 擔動詞1. （用肩膀挑） carry on a shoulder pole 2. （擔負; 承當） take on; undertake
  • 保 : Ⅰ動詞1 （保衛; 保護） defend; protect 2 （保持） keep; preserve; maintain in good condition 3 （...
  • 品 : Ⅰ名詞1 （物品） article; product 2 （等級; 品級） grade; class; rank 3 （品質） character; qualit...
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  • 擔保品 : : securities
  • 擔保 : warrant; guarantee; go bail for; vouch for; ensure; assure; assurance; bail; surety
  1. We attach special significance to as many cis countries participating in the work on humanitarian problems as possible and would welcome joining the agreements on the council and fund by all the commonwealth partners. active cooperation with the cis member states in these bodies and joint work on their timely and complete material - technical, financial and organizational support will serve to strengthen the commonwealth and deepen further the existing comprehensive interaction among our countries and peoples. as before, cooperation is actively evolving with our cis partners in combating terrorism and other manifestations of extremism, crime, illegal migration and illicit drug trafficking or to be more precise - narco - aggression

    雙方高度評價近年來兩國經貿合作的積極勢頭，並指出，應擴大貿易規模，通過提高高新技術、機械製造、電子產品和其他高附加值商品在貿易中的份額來改善貿易商品結構，使之平衡發展；為兩國商品、服務和投資進入對方市場創造有利條件，加強包括建立合資企業、生產性合作和轉讓技術等形式的經濟技術與投資合作；完善貿易服務體系，包括加強在銀行結算、貸款擔保、保險領域的合作，加強兩國在經貿領域的法律和行政管理等工作，使貿易制度符合國際標準；加強兩國邊境和地方間合作以及中小企業之間的聯系。
  2. Now there is a large body of academic and industry research on the establishment of mortgage - backed securities ( mbs ) market, much of which involves introduction of various types of mbs such as mortgage pass - through securities ( mpts ), mortgage pay - through bonds ( mptbs ), mortgage - backed bonds ( mbbs ), collateralized mortgage obligations ( cmos ) and so on

    目前，學術界和本行業實踐者們對我國發展mbs市場這一課題進行了廣泛的研究，其中，很大一部分研究是圍繞住房抵押貸款支持證券的品種設計展開的，這些品種包括過手證券、轉付證券、抵押貸款支持債券以及抵押擔保證券（ cmos ）等。
  3. It allows the very poor, who don ' t qualify for traditional loans, to borrow as little as a few dollars without collateral

    他首創微額貸款的觀念，讓無法取得傳統貸款的赤貧階級，可以借幾美元貸款，無須任何抵押擔保品。
  4. The loan officer said the bank would need some security for such a loan

    信貸員說銀行借款需要提供擔保品。
  5. Notes issued under this programme not only benefit from the hkmc guarantee but are also fully mortgage - backed, so represent a significant product diversification within this market. as dao heng markets

    根據這個計劃發行的債券不僅得到按揭證券公司的擔保，而且是完全由按揭貸款作為抵押，代表市場在產品多元化發展方面邁出重要一步。
  6. This section begins with the analysis of the cash flow of the two most elementary products - mortgage pass through securities ( mpt ) and collateralized mortgage obligations ( cmo ), and describes the difference between the function mechanism and the ability of resisting risk. then, based on the above analysis, this article tries to invent an new cmo product which goes by the name of adjustable amortization mortgage ( aam ) and can effectively counteract the extension risk when interest rate goes up. at the same time, this article also indicate some problem which should pay special attention to in practical application and put forward some corresponding market promotion strategy

    本章首先通過對兩種最基本的抵押證券? ?抵押貸款傳遞證券（ mpt ）和抵押擔保證券（ cmo ）現金流量變化的分析，研究其運行機制和防禦風險的功能差異，接著在以上分析的基礎上，文章嘗試提出了一種能夠有效化解利率上升環境中延期風險的新型證券品種? ?可調整分期付款額的抵押擔保證券（ adjustableamortizationmortgage ，簡稱為aam ）的設想，但同時也指出了這種抵押擔保證券在實際應用中應該特別注意之處，並提出了相應的市場推廣策略。
  7. First, the author reviewed the related literature of asset securitization, explained the connotation and the economical significance of asset securitization from many angles, analyzed several essential technologies of asset securitization through using the enterprise financing theory, the financial theory, the system economic theory and the law of averages, constructed a flow chart to analyze the structure and the flow of the operation of asset securitization ; then the author analyses the overseas development tendency as well as the overseas concrete procedure of non - performing loans securitization, proposed several enlightenment ; once more, the author analyzed our country ’ s feasibility of npls, then elaborated emphatically the operation thought of npls of our country commercial bank : regarding the establishment of spv, thought that it most suit the our country current national condition current through pouring the capital to adopt company spv the pattern in our country by the national property management company, and elaborated how to construct and manage the property pond, put forward many kinds of ways of credit enhance for non - performing loans, thought it is the best choice that the product of npls is designed for cmo, the senior bond adopts the public issue, the secondary bond adopt private issue

    首先，本文回顧了資產證券化研究的相關文獻，從多個角度闡釋了資產證券化的內涵和經濟意義，運用企業融資理論、金融理論、制度經濟學理論和大數定律剖析了資產證券化的幾項關鍵技術，構建了一個資產證券化流程圖來分析資產證券化運作的結構與流程;接著通過分析國外不良貸款證券化發展趨勢以及具體做法，提出了幾點啟示;再次，分析了我國不良貸款證券化的可行性，然後著重論述我國商業銀行不良貸款證券化的運作思路:對于spv的設立，認為在我國由國家資產管理公司注資採取公司型spv的模式最適合我國當前的國情;並論述了資產池的構建與管理;提出了對不良貸款進行信用增級的多種方式;認為將不良貸款證券化產品設計為抵押擔保債券，高級債券採取公開發行，次級債券採取私募發行是最佳選擇。
  8. Loan officers are particularly sensitive to the marketability of the collateral, which is regarded as a secondary sources of repayment when primary cash flows are insufficient to meet the borrowers ' obligations

    信貸員特別關注擔保品的適銷性，當借款人的主要現金流量不足以償還其債務時，擔保品就成為償還貸款的第二資金來源。
  9. The definition of consumer credit means in order to stimulate consumption and improve consumer ' s living level, the financial institution provide consumer the credit for the given commodities " using the consumer ' s future income as a guarantee

    消費信貸是以刺激消費、提高居民生活水平為目的，用居民未來收入作擔保，由金融機構向消費者提供的以特定商品為對象的貸款。
  10. Secured loans involve the pledge of specific collateral, which may consist of a variety of assets such as real estate, warehouse receipts, accounts receivable, plants and equipment, trust receipts, negotiable bills of lading, stocks, bonds, and other form of property

    抵押貸款中規定了特定的擔保品可作為抵押，可作為抵押的擔保品包括各種資產，如不動產、錢單、應收款項、廠房和設備、信託收據、可轉讓的提單、股票、債券以及其他形式的資產等。
  11. The credit committee shall inquire into the character and financial position of each applicant for a loan and his sureties, if any, to ascertain his ability to repay fully and promptly the obligations incurred by them, and to determine whether the loan sought is for a provident or productive purpose, and will be of probable benefit to the borrower

    貸款委員會必須調查各申請人之品格及經濟情況，如有擔保人，則亦應一併調查以確保申請人能依期償還全部債項。貸款委員會須確定該筆貸款系作為應付不時之需或供作生?用途，並可使借款人獲益。
  12. Although security does not assure that the loan will repaid, it does reduce the risk, because the bank becomes a preferred creditor in the event of liquidation, and takes procedure over general creditors in the liquidation of any assets pledged to the bank as collateral

    雖然抵押並不保證貸款必將得到償還，但它能夠減少風險，這是因為對以擔保品形式抵押給銀行的任何資產，銀行可優先於一般的債權人得到清償，成為清償中的優先債權人。
  13. The author concludes the article by putting forward the following innovative measures in the field of private wealth management services : ( 1 ) spreading the knowledge about wealth management at home, ( 2 ) modifying and improving the ranking criteria regarding customers, ( 3 ) rendering the long - existing wealth management services as original and appealing as possible, and ( 4 ) accepting derivative loans as a form of guarantee

    在文章的最後，提出了發展國內理財教育、改進服務對象定位標準、加大老齡化理財產品創新力度和衍生貸款擔保功能這四種個人理財業務發展的創新建議。
  14. The mortgage - backed system is the basic system arrangement that applied in the real estate field to avoid credit risk. mbs is a special form of real estate securitization, it is based on mortgage - backed of real estate and the initial credit side take their owned real estate or through special medium organization, by the assurance of certain credit organization, issue certain valued stocks, to be purchased by investor

    房地產抵押貸款證券化是房地產證券化的一種特殊形式，它是在房地產抵押貸款的基礎上，抵押權人（初始貸款人）將已擁有的房地產抵押品（抵押權）或中介機構從初始貸款人那裡購買抵押貸款（抵押權） ，通過特信機構的擔保，發行相應額值的有價證券，供投資者購買的過程。
  15. Hypothecation agreement allows a brokerage to use securities in an account as collateral when providing loans. must be signed when opening a margin account

    擔保契約協議當提供貸款時允許經紀公司將賬戶內的證券作為抵押品。必須在開設空白賬戶時簽署。
  16. Through a mathmatic model the thesis proves it is information asymmetry between banks and sme that produces the financing probem, so it radically explain the reasonability of credit guarantee organiazation ( cgo ) which supplies the public product and is designed as supporting policy for sme. the major characteristic of cgo is high riskly, therefore, how to control the risk is the core of this study. as for individual applying sme, the key of risk control is to set up a series of evaluating programe

    論文通過信息經濟學的信貸配給模型來解釋中小企業貸款難的主要原因? ?銀行與中小企業之間存在嚴重的信息不對稱，提出解決這種信息不對稱的一種有效手段是建立信用擔保機構，因而從根本上解釋了中小企業信用擔保機構存在的合理性，然後利用經濟學的原理闡述了擔保服務具有準公共產品的特徵，把信用擔保機構定位為政府扶持中小企業的政策性措施。
  17. It analyses the existing problems in emphases basis, financial indexes choosing, gage restriction and risks evaluation in the procedure of present project risk making - policy of commercial banks, and establish loan project risk policy making mechanism based on monte karlo model, to make policy through calculation

    分析了我國商業銀行目前項目風險決策在決策依據重點、財務指標選擇、擔保品約束和風險估計各方面存在的問題，建立了以蒙特卡羅模擬為基礎的貸款項目風險決策，通過計算得出貸款預期損失率進行決策。
  18. Mortgage of property under construction of commercial housing, derived from hong kong of china, is a kind of financial houses, prevailing in developed nations and regions. it is guaranteed with buildings being and. to be built, and can be purchased on mortgage loans from banks

    商品房樓花按揭制度源自中國香港，是世界發達國家和地區流行的一種以在建或將建的商品房作為擔保物，以取得銀行按揭貸款的融資購樓模式。
  19. He used his house as a collateral for the loan

    他用房子作這筆貸款的擔保品。
  20. Without collateral, mr. thomas wasn ' t able to get a loan

    由於沒擔保品，托馬斯先生的貸款辦不下來。
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