貸款業務量 的英文怎麼說

中文拼音 [dàikuǎnyèwùliáng]
貸款業務量 英文
loan portfolios
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 業 : Ⅰ名詞1 （行業） line of business; trade; industry 2 （職業） occupation; profession; employment; ...
  • 務 : Ⅰ名詞1 （事情） affair; business 2 （姓氏） a surname Ⅱ動詞1 （從事; 致力） be engaged in; devote...
  • 量 : 量動1. （度量） measure 2. （估量） estimate; size up
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  • 業務 : vocational work; professional work; business; service; traffic; transaction
  1. A quantity surveyor was sentenced to 100 hours of community service for inflating the purchase of a property to obtain a larger mortgage loan from a bank

    一名工料測量師誇大物業買價，以便向銀行取得較高的按揭貸款額，被判須履行一百小時社會服務。
  2. China vanke, known for sound management - - by chinese corporate standards - - has been able to use its financial strength to push ahead with development plans, while local competitors have grappled with tighter bank lending

    以中國企業的標準來衡量，萬科的管理是相當不錯的，該公司一直能夠憑借自身的財務實力來推動房地產建設項目的進行，不像中國其他房地產公司那樣一味依靠銀行貸款。
  3. Being resipansible for technology guality of this unit, i have arganized and completed or then 10 great consultative projects in meteluvgical industing including feasible research repart and preliminary design of dan yang ring - type sintering plant loaned from world bank. designed no. 6 semi - contiuars rolling mill line of shagang group ; nangang group steel making plant water treatinent system, feasible research report and preliminarg design of nangang group no. 3 continuous casting machiue and hebei wwan iron making co. 24m2 rinn - tgpe sintering plant, as chief - disigner, none argamizing working drawing disign far it

    作為本單位技術質量負責人，近年來組織了完成了10餘項較大規模的冶多工程咨詢任務，其中包括世行貸款的丹陽環燒工程可研和初步設計；擔負港沙鋼集團六軋車間半連軋生產線設計；南鋼集團煉鋼廠水處理系統完善；南鋼集團煉鋼廠矩形櫃連鑄可研及初步設計；河北武安市鐵業公司24m ^ 2環燒工程擔任總設計師，完成了初步設計，正組織開展施工圖設計。
  4. Through investigation in shenzhen, we found that there are some problems in sme credit guarantee : banks are very strict with mortgage assets. only buildings and right of land use can be mortgaged, the other assets cannot be mortgaged for loan. sme have a little scope ; have small quantity assets and lack of valid fixed assets, which affect the mortgage and guarantee capacity for sme

    通過對深圳市中小企業的調查發現，中小企業信用保證存在以下問題：銀行對抵押資產要求過于嚴格，要求企業以房地產、土地使用權等作抵押，其他資產無法辦理抵押貸款；中小企業規模小、資產數量少，企業缺乏有效的固定資產，從而影響了企業的抵押擔保能力；中小企業自身財務制度、信用建設不足；中小企業難以獲得外部機構或其他企業的擔保等。
  5. On the analysis of financial affairs in classifying loans risk, bank has large of finance report forms samples. it can make correct judge by calculating various rates and comparing them with other enterprise. so the bank has the numerical model knowledge and the instantial swatch knowledge

    在貸款風險分類的財務因素分析時，銀行有著較充足的各行各業的財務報表的樣本實例，可以通過計算的各種比率結果及與同行業的比較而對借款人作出正確的判斷，因此它具有模型數量性知識和實例樣本性知識。
  6. But with the unceasing development of the housing loan total quantity and with the character of expensive value, the deadline long, the poor liquidity, the strong policy - type, as well as the housing loan business development time is not long in our country at present, the housing loan insurance, two levels of markets growth will be seriously insufficient, the commercial banks lack the risk disperser and the shift mechanism situation, they will cause the housing loan risk to accumulate day by day in the commercial bank and appear gradually

    但隨著住房貸款總量的不斷增加和住房貸款本身數額大、期限長、流動性差、政策性強等特點，以及在我國目前住房貸款業務發展時間還不長，住房貸款保險、二級市場發育嚴重不足，商業銀行缺乏風險分散和轉移機制的情況下，使得住房貸款的風險在商業銀行中日益積累和逐步顯現出來。
  7. The result shows that, under the condition of perfect competition, if bank ' s costs of providing transaction services for customers are sufficiently small, then a small tax on deposits interest income does not affect the choice of depositors ( or investors ) between deposits and direct investment ; a business tax on bank loan interest income leads to tax incidence, thus raises loan rates and induces entrepreneurs to switch from bank loan to direct financing ; a tax on bank ' s income also raises the loan interest rate, and hence reduces the demand of loans

    研究結果表明，在完全競爭條件下，當銀行為客戶提供的交易服務成本很低時，以較低的稅率對儲蓄利息開征利息所得稅不會影響儲戶（或投資者）在儲蓄和直接投資之間的選擇；對銀行貸款利息收入開征營業稅，則會引起稅收轉嫁，提高貸款利息率，使部分企業選擇直接融資方式而不是從銀行貸款；銀行業所得稅也會提高貸款利率，減少貸款需求量。
  8. It uses factor analysis method and dualistic relative comparative method to account the ability place of a loan enterprise in its industry, which can confirm the station in its industry better. by using time series model to forecast an enterprise ' s cash flow in the future, we can measure the repayment ability of an enterprise. by using logit model to account the probability of default for a loan enterprise, we can estimate the possibility of its default

    運用因子分析法和二元相對比較法計算貸款企業在本行業中的財務能力排名，更好地確定其在本行業中的地位；運用時間序列模型預測企業未來的現金流量，從而測度貸款企業未來的還款能力；運用logit模型計算貸款企業的違約概率，估計其違約的可能性；從貸款企業的行業風險、經營風險、管理風險、借款人還款意願等方面對貸款企業的非財務因素進行分析。
  9. Issuing to village the policy subsidying the small sum in interest an agricultural loan a valid path for always is academic circles with poor population in generally accepted the village of solution in government in all levels, promoting village developping, from current see theoretically, the small sum of the certain scope inside subsidying the interest lends money of issue, will promote the agriculture and the development of the village, increase poor and homely income in village level, but the small sum subsidying the loan of interest is can increase the income level of the peasant household, lend money a problem for increasing accepting together native average in circumstance increasing accepting sum comparing, result how, this is this text wanting resolving, this text pass to the inquisition of the loan peasant household, in collecting large quantity one hand material of foundation, is all each county downtown to is investigated the data proceeded to gather, statisticsing the contrast circumstance that loan an income change the circumstance and increase with native average the sum, the loan sum that will be investigated the peasant household, invest the realm proceeded the contrast, and borrow funds with the region not door of that year income increment the sum proceeded the comparison. use the different from lengthways the method research that compare investment in fixed amount realm, different loan sum, not the environmental loan in area in county door increases to accept sum and its correlations. come to explain the public finance subsidy the small sum in interest an agricultural loan an influence for to peasant household income, analyzing the small sum in policy an agricultural loan an influence for to increasing accepting the factor, discussing the policy stick the small sum in interest an agricultural loan a shortage for of policy blemish and managing top, combining domestic and international policy of now of combination an agricultural loan a policy for of policy with managing way, to small sum in policy in our country an agricultural loan style establishment and manage the mode put forward a little bit personal views, the writer thinks that develop the policy an agricultural loan a root for of a farming using is a financial environment of village to push forward financial system in village reform to reform with political setup, improve village finance serve, create a competition, norm, subsidying the interest the loan the solution limitedly not farmer of letter funds need problem

    向農村發放政策性貼息小額支農貸款一直是學術界和各級政府比較公認的解決農村貧困人口，促進農村發展的有效途徑，從現有的理論上看，一定范圍內的小額貼息貸款的發放，會促進農業和農村的發展，提高農村貧困家庭的收入水平，而小額貼息貸款是不是能夠提高農戶的收入水平，貸款戶的增收情況同當地的平均增收額比較，效果怎樣，這是本文所要解決的問題，本文通過對貸款農戶的調查，在收集大量第一手材料的基礎上，將各縣市區所有被調查數據進行了匯總，統計出貸款戶收入變化情況以及與當地的平均增長額的對比情況，將被調查農戶的貸款額，投資領域進行了對比，並與當地非借款戶的當年收入增加額進行了比較。用定量比較和縱向比較的方法研究不同投資領域、不同貸款額、不縣域環境的貸款戶增收額及其相互關系。來說明財政貼息小額支農貸款對農戶收入的影響，分析政策性小額支農貸款對增收的影響因素，論述政策性貼息小額支農貸款的政策性缺陷及管理上的不足，並結合當今國內外政策性支農貸款的政策和管理方式，對我國政策性小額支農貸款的政策制定及管理模式提出了個人的一些見解，筆者認為發揮政策支農貸款的支農作用的根本是推進農村金融體制改革和政治體制改革，改善農村金融服務，創造一個競爭、規范的農村金融環境，有限的貼息貸款解決不了農民的信貸資金需求問題。
  10. So it is important to research how to manage the risk of consumption credit of commercial bank in our country. the construction of this paper as follows : chapter 1, general introduction of consumption credit and its current situation in our country ; chapter 2, analyze the type of the risks and the current risk situation in our country ; chapter 3, analyze the reason of causing the consumption credit risk ; chapter 4 and chapter 5, put forward the main thinking of manage the consumption credit risk, including standardize the internal management of commercial bank and establish a better social circumstance

    其主要原因一方面是由於消費信貸在我國起步較晚，各種規章及配套措施尚不健全，並且我國個人信用體系缺乏，消費者的信用意識薄弱，造成消費貸款中大量的違約情況產生，而由於失信者的違約成本很低，就進一步的惡化了消費信貸的環境;另一方面，商業銀行本身風險管理水平不高，內控制度不完善，導致對消費信貸風險管理的不到位，也是使商業銀行消費信貸業務風險加大的原因。
  11. Under the influence of positive interest difference between foreign currency with rmb and revaluing of rmb anticipatively, the domestic financing institutions increases the foreign currency debt and reduce the rmb loan, and the import and export scale increases significantly at the same time. these insult from significant increase of short - term foreign loan remains and discharge. and the government the system and method of management in foreign loan is not perfect, causing great latent risk of the foreign loan in our country

    隨著我國資本市場開放時間的臨近，境內外資金融機構在華業務迅速擴張，受到本外幣正利差和人民幣升值預期的影響，境內機構紛紛增加外幣負債，減少人民幣貸款，同時進出口規模大幅增長，導致短期外債余額和流量大幅上升，且政府在外債管理過程中管理體制和方法的不完善，導致我國外債存在較大的潛在風險，這些變化也導致了外債規模管理難度的增加。
  12. However, with the reforms of economy and financial system, many drawbacks of abc, especially on the credit business, had emerged and threatening its existence and development. due to its inferior management system and the outside factors, there are a lot of bad loans in abc ' s credit business and this has greatly affected abc ' s development

    農行信貸業務的操作、管理程序及其內控制度不夠完善，加上外部客觀因素的作用，導致了大量不良貸款的滋生、信貸資產質量低下、信貸結構失調，其體系內潛伏著極大的風險。
  13. This will have a boosting effect on hong kong s lending business to china, provided that hong kong can continue to improve its infrastructural framework and its regulatory regime so that the diversion effect is minimised

    若本港能不斷改善基礎設施及監管制度，以盡量減少轉移作用，本港銀行業將會因為內地銀行服務需求增加而受惠不少，有助刺激本港對內地的貸款業務。
  14. The third chapter, " the core business of modern investment banking ~ m & a consultancy ", highlights the characteristics, contents and development of m & a consultancy, proving the significance of modern investment banks " participation and coming to the conclusion that " m & a consultancy is the core business of modern investment banking ". the fourth chapter, " on the competitiveness of m & a consultancy ", discusses the industrial and enterprises " competitiveness of m & a consultancy

    首先，對傳統上從業務角度定義投資銀行的方法進行質疑，指出投資銀行的概念具有「業務」和「機構」的兩重性，並從投資銀行的本質特徵和獨特作用入手，將投資銀行業務定義為「區別于商業銀行的存貸款等間接金融業務的、實現資本市場上資本總量增加和存量調整的一系列收費的金融中介業務」 。
  15. In this thesis, we have made some academic creations : we have used some new ways to evaluate the instant value of forward loans and made the credit transferring matrix, so we can evaluate the credit risks precisely ; we have pointed out the concepts of liquidity gaps and interest gaps, so we can evaluate this two kinds of risks ; we have found some ways to evaluate the risks of foreign exchange forward contract and interest rate swaps ; we have used var to make a model to evaluate the risks existing in the bonds investments, so we make it possible to control the risks of investment risks

    本文在國內已有的相關課題的基礎上做出了一系列創新：通過對遠期貸款的當期估值以及對信用風險轉移矩陣的構建，實現了信用風險var值的測算；通過對流動性風險缺口與利率風險缺口的構建實現了對兩種風險的定量評估以及風險評級；通過對遠期外匯協議以及利率互換風險的評測，使表外業務的風險評估成為可能；用var方法測量了債券投資的風險，使商業銀行投資業務的風險程度得到了控制。
  16. The apbf can be characterized in eight aspects : policy - oriented operation, non - profitable target, specified domain, stability of economic resources, favorable charges, certainty of compensatory interest, complementary with commercial finance, specialty in regulation. under the guide of theoretical framework and with the comparison with foreign apbf institutions, we can explains the theoretical basis at large : ( l ) as a developing country, the saving level is low in rural area and capital for investment is scarce so that finances ca n ' t be allocated by market fully when the agriculture protect strategy is applied. the apbf institution supplys low - interest loan which is a selective credit supply method to avoid it ; ( 2 ) taking advantage of the function of the " adverse selection ", apbf can be developed to solve the problems such as scarcity of agriculture information, unsymmetrical information and scarcity of long - term capital

    總量方面，資金來源與其所承擔的任務所需資金之間存在著較大的缺口，也缺乏長期穩定的資金來源，資金來源渠道過于單一，籌資功能不健全，且在期限結構上存在突出矛盾；三是不良資產比例居高不下，危及農業政策性金融機構生存和發展的基礎，也潛伏著較大的金融風險；四是貸款業務范圍偏窄，功能發揮受限，嚴重缺乏用於農業基本建設、技術改造、林業、治沙以及農業科技改良等方面的中長期貸款，這與農業政策性金融增加農業投入、增強農業發展后勁、支持農村特別是貧困地區經濟發展的重任很不相稱；五是利益補償不足，弱化了農業政策性金融機構的自我積累能力；六是外部環境不佳。
  17. Securitization and investment in financial institutions, the impact of the wave of a growing number of companies to bypass commercial banks directly in the capital market to raise funds to enable these countries to the traditional commercial banking deposit and loan volume declined relative weight, the west bank from the wholesale banking business, the ability to obtain revenue decline

    在金融證券化和投資機構化浪潮的沖擊下，越來越多的企業公司繞過商業銀行直接在資本市場上籌措資金，使這些國家商業銀行的傳統存貸款業務量的相對比重下降，西方商業銀行從批發銀行業務中獲取收益的能力下降。
  18. Since g bank has begun its real - estate mortgage loan business, default amount is on the rise from time to time, and many financial bad debts has constrained the further development of the business. lacking credit monitoring system and credit risk control mechanism, g bank is in nascent stage without systematic managerial expertise

    G銀行自1998年開展個人住房按揭貸款業務以來，各類違約案例時有發生，違約貸款金額一直處在不斷攀升中，大量不良貸款的出現，極大地制約了g銀行該項業務的健康發展。
  19. This facility has provided banks with greater certainty on the amount of loans they could sell to the hkmc within the specified period, thus giving them assurance about the availability of liquidity and helping them to plan their new loan business more effectively

    這項安排使銀行提前確知在特定時間內可向該公司出售的貸款數量，因而更能掌握可用的流動資金，協助它們更有效地計劃新的貸款業務。
  20. Credit scoring uses quantitative measures to predict the risk of loans. for lenders in rich countries, scoring has been one of the most important sources of increased efficiency. lenders in rich countries, however, score potential borrowers based on comprehensive credit histories from credit bureau and on the experience and salary of the borrower in formal wage employment

    農戶小額信用貸款屬于個人消費貸款的范疇，在很多方面與信用卡消費有相似之處，例如都是面對廣大的個體放款、業務量大而單筆額度數量小、基於借款人的信譽放款不需要抵押擔保，等等。
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