貸款違約 的英文怎麼說

中文拼音 [dàikuǎnwéiyāo]
貸款違約 英文
loan defaults
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 違 : 動詞1. （不遵照; 不依從） disobey; defy; violate 2. （離別） part; leave; be separated
  • 約 : 約動詞[口語] （用秤稱） weigh
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  • 違約 : 1 （違反條約、契約） break a contract; violate a treaty 2 （失約） break one s promise; break off...
  1. Literatures indicate that logit model, logistic model, probit model, mlr, cluster model, option model, proportion risk model, and discriminant analysis are the main effective methods and models when researching the determinants of residential mortgage default risk

    通過梳理文獻發現， logit模型、 logistic模型、 probit模型、多元線性回歸、聚類模型、期權模型和比例風險模型、判別分析是研究個人住房抵押貸款違約風險影響因素時採用的主要方法和模型。
  2. If usurer break a contact, the bank has authority to control a house

    假如貸款人違約，銀行有權收走房屋。
  3. Historically, tougher bank attitudes have been associated with changes in the default rate for corporate bonds

    歷史上，銀行收緊貸款政策通常是由於公司債券違約率上升引致。
  4. Research on pricing strategy of household appliances chain corporation

    銀行不良貸款違約損失率結構特徵研究
  5. In addition, the interest rate payable on the loan, default interest rate and other late charges etc. for which the guarantor may become liable are clearly set out in the schedule to the model guarantee form for his ease of reference

    此外，標準擔保書附件亦清楚列明擔保人可能須負責償還的就貸款應支付的利率違約利率及其他過期費用等，方便擔保人參考。
  6. Default risk on house mortgage loans and risk preventive measures

    住房按揭貸款違約風險及其防範機制
  7. Rational housing mortgage default amp; amp; its precautious measures

    住房抵押貸款理性違約風險及其規避
  8. The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items

    儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。
  9. Examples include breach of contract, negligence that causes injury to another person, or failure to repay a loan

    訴訟因由的例子包括違反合約、因疏忽而引致他人受傷或未能償還貸款。
  10. Valuing credit risk in residential mortgage loans

    住房貸款違約風險定量分析初探
  11. At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds

    本文首先分析了個人住房貸款制度基本要素，即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題，並對中外製度作了比較，建立了個人信用評分評級體系和信用評估模型，並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究；其次，分析了影響國債價格走勢的因素，討論了公積金國債的投資技巧和策略，並建立了基於理論的國債投資組合模型；接下來，根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用，並就此作了總量平衡模型，對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測，運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型；最後，探析了住房資金風險的內在原因和風險類型，從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。
  12. In reference with the major earlier symptoms and index of agreement violation of loan put forward by bosnian a. roger, and combining the basic elements that influence credit risk forewarning of commercial banks, some key indexes have been selected to establish the prediction model of single loan credit risk. the model may serve as reference in the practice of controlling credit risk of commercial banks

    參考bosmana . roger提出的預測貸款違約主要先期跡象和指標，綜合影響商業銀行信用風險預警基本因素，遴選出一些關鍵指標建立銀行單筆貸款信用風險的預測模型，這個模型在商業銀行控制信用風險的實際操作中具有一定的參考價值。
  13. Impact of interest rate change on risk of default in mortgage loan

    淺析利率調整對住房抵押貸款違約風險的影響
  14. An analysis with game theory on problem of contract - break of state - aided tuition loans

    國家助學貸款違約問題的博弈分析
  15. In his weekly radio address, the president focus on economic proposals meant to ease u. s mortgage defaults which has destructed worldwide financial markets

    在他每周的廣播講話中，總統將主要話題集中在經濟提案上，意欲想緩解已擾亂世界金融市場的美國房屋抵押貸款違約危機。
  16. In his weekly radio address, the president focused on economic ( proposals ) meant to ease u. s. mortgate defaults, which have disrupted worldwide financial markets

    在他每周的廣播講話中，總統將主要話題集中在經濟提案上，意欲想緩解已擾亂世界金融市場的美國房屋抵押貸款違約危機。
  17. The summaries of these models, methods, and the consequent empirical analysis framework provide a methodology foundation for researching residential mortgage default risk in our country

    這些模型和方法的總結以及實證研究框架的得出為我國開展個人住房抵押貸款違約風險實證研究提供了方法論基礎。
  18. Correspondingly, scholars of these countries have carried on a lot of theoretic and empirical researches to probe into residential mortgage default risk, and achievements in those researches are very abundant

    相應的，這些國家的學者對個人住房抵押貸款違約風險問題也進行了大量的理論與實證探討，研究成果十分豐實。
  19. The company is in default on its loan agreement

    該公司違反其貸款合約。
  20. Based on the literature review this study classifies the variables in four dimensions : borrower characteristics dimension, loan characteristics dimension, property characteristics dimension and regional characteristics dimension. 19 variables such as borrower ’ s age, loan - to - value etc enter these four dimensions. using the statistics software spss10. 0, this study conducts descriptive statistics, factor analysis, discriminant analysis and logistic regression

    結合國內外研究經驗以及樣本數據，本文從借款人特徵、貸款特徵、房產特徵、區域特徵四個維度，選取了性別、年齡、貸款金額、貸款價值比、住房總價值、房價指數等19個變量，利用spss10 . 0統計軟體中的描述性統計、因子分析、判別分析、邏輯斯蒂回歸分析對個人住房抵押貸款違約風險的影響因素進行了實證分析，並在分析中區分了實質性違約和逾期。
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