資本額比率 的英文怎麼說
中文拼音 [zīběnébǐlǜ]
資本額比率
英文
capital ratio- 資 : Ⅰ名詞1 (錢財; 費用) money; wealth; expenses 2 (資質) intelligence; endowment 3 (資格) quali...
- 本 : i 名詞1 (草木的莖或根)stem or root of plants 2 (事物的根源)foundation; origin; basis 3 (本錢...
- 額 : 名詞1 (額頭) forehead:寬額 a broad forehead2 (牌匾) a horizontal tablet 3 (規定的數目) a sp...
- 比 : Ⅰ動詞1 (比較; 較量高下、 長短、距離、好壞等) compare; compete; contrast; match; emulate 2 (比...
- 率 : 率名詞(比值) rate; ratio; proportion
- 資本額 : amount of capital
- 資本 : 1 (經營工商業的本錢) capital 2 (牟取利益的憑借) what is capitalized on; sth used to one s own...
- 比率 : ratio; proportion; rate比率計 ratio meter
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Bilateral netting under the capital adequacy framework
資本充足比率制度下的雙邊凈額結算The maximum amount which shall be available to the customer for borrowing under the secured overdraft facility is based on the lending ratio according to the type of assets placed with the bank
在資產備用透支安排下,可借予客戶之最高款額乃根據在本行之資產種類的相關借貸比率計算。There are no accumulated loss in the most recent fiscal year, and the ratios of business profits and pre - tax profit to year - end paid - in capital are no less than 3 percent
三、最近一個會計年度決算無累積虧損,且營業利益及稅前純益占年度決算實收資本額比率達百分之三以上。The consumption - wealth ratio, the mean growth rate of economic and the portfolio shares were derived by using stochastic optimization method
通過隨機最優化方法,確定了均衡狀態下的消費財富比,期望經濟增長率以及貨幣資本的份額。From the second to the fifth chapter such problems concerning state - owned property right are illustrated respectively as its definition, valuation and price fixing and capital sources of undertaking party and the disposal and use of transfer income. problems are raised with regard to the process of current property right system diversity in state - owned enterprises, such as the disagreement to the definition of state - owned property right, no standard of evaluation, imperfection of price fixing system and relative confusion of transfer income disposal and use. what ' s more, new solutions are offered : the probe into state - owned property right definition " changsha model " is confirmed positively ; two specific ways of quantification - - " the method of average growth rate of state - owned property right " and " the method of average cost of labor in market " ; the concept " present value of earnings " is applied to the property evaluation of receivable accounts, finished goods, invisible assets and so on ; the unjust in price fixing of state - owned property right can be avoided by improving property valuation methods, perfecting capital market especially property right trading market and bettering information publishing system ; as to the guarantee problem of human resources financial contribution, an original key is offered
第一章運用產權理論對國企產權多元化改革進行經濟學分析;第二章至第五章主要圍繞國有產權的界定問題、評估問題、定價問題、承接方的資金來源問題、轉讓收入的處置運用問題分別進行闡述,指出了當前國企產權多元化過程中存在著國有產權界定不統一、評估不規范、定價機制不完善、處置運用相對混亂等諸多問題,並提出新的解決思路:肯定國有產權界定「長沙模式」的積極探索意義,提出量化職工創造剩餘價值的「國有資產平均增長率法」和「平均市場勞動成本法」 ;將「收益現值」概念運用到對應收賬款、產成品、無形資產等資產評估之中;應從完善資產評估方法、完善資本市場特別是產權交易市場和健全信息公開機制三個方面來解決國有產權定價不公問題;就人力資本出資的擔保問題提出實際債務承擔額(比例)應小於名義出資額(比例)的新思路,並認為人力資本市場上的交易價格應包括絕對出資額和相對出資額兩部分。At first, this thesis analyzed some essential elements about the system of personal houe loan and make the compare to chinese and foreign system, and established the system of personal credit evaluate ; the second, the thesis discusses the investment technique and strategy of national debt in the provident fund, and established the model about how to invest the national debt ; the third, the thesis build the forecast model about fund collecting and drawing, and make use of the combination invest theories to build model of individual loan and national debt ; at last, the thesis analyses the risk ' s inside reason of house funds with the risk type, and to give out the related suggestion to funds risk. mechanism. the thesis research show me how to make use of that some models and methods in the process of haf management and make me deeply understand the house funds
本文首先分析了個人住房貸款制度基本要素,即貸款期限、貸款利率與抵押物價值的比例、政府在個人住房貸款市場中的作用、貸款違約情況下的處置措施、個人住房貸款的流動性問題,並對中外製度作了比較,建立了個人信用評分評級體系和信用評估模型,並以重慶市住房公積金為研究對象做出了住房資金個貸風險評估的實證研究;其次,分析了影響國債價格走勢的因素,討論了公積金國債的投資技巧和策略,並建立了基於理論的國債投資組合模型;接下來,根據資產負債管理理論中的資金總庫法和資金分配法分析了公積金總體資金項目的來源和運用,並就此作了總量平衡模型,對住房公積金季度累計歸集金額作了直線回歸和季節趨勢比率預測,運用投資組合理論建立了公積金個人貸款和國債投資組合的最優化模型;最後,探析了住房資金風險的內在原因和風險類型,從資金籌集風險、信貸回歸風險、保險機制、法律風險和政策風險五個方面為住房資金風險防範機制建設提出了相關建議。Under this circumstance, our treasury bond market exits lots of shortfalls which impede further development for this market. in this essay, combining with the experience in developing country " s experience, it analyses some challenges which confronted chinese bond market, such as liquidity in the interbank market has yet to be improved, duration in bond products are yet to be rational, a sound yield curve is yet to be take shape, the separation between exchange and interbank yet to be broken. in order to solving above issues, this essay suggests that it should develop market maker system to increase market liquidity ; manage balanced treasury bond ; issue short and long term treasury bond in proportion to improve duration and yield curve ; develop bond derivative products such as future trading, open style repurchasement, so it can provides tools for risk protection
但隨著我國經濟的快速發展,金融市場已今非昔比,中國成為了世貿組織的成員,中國資本市場要走向國際化,利率的市場化是大勢所趨,在此前提下,我國國債市場還存在著很多不足,越來越阻礙著國債市場的進一步發展,本文結合世界發達國家的先進經驗,剖析了我國國債市場存在的一些問題如:流動性有待改善、國債期限結構不合理、無法形成科學合理的益率曲線、交易所市場與銀行間市場割裂等,為解決這些問題,本文建議應發展做市商制度以提高市場流動性;實施國債余額管理,發行短期國債及長期國債,改善國債期限結構,以形成科學合理的收益率曲線;發展債券衍生金融創新工具如國債期貨交易、開放式回購等,為投資者提供避險工具等等。In chapter four " studying the questions about the affirmation and measurement of financing lease assets and debt ", the author, firstly, has studied the questions of the affirmation of financing lease assets and debt ; secondly, has explained the views of the positive and negative to whether the lease assets should be capitalized and whether the lease debt should be confirmed, the author has put forward her view : the financing lease should be capitalized ; and then the author has put forward a set of new method about choosing discount rates, meanwile, has proposed that our country should cancel 30 percent proportion regulations to strengthen the comparativity of the accounting information
第四章《融資租賃資產與負債的確認與計量問題研究》 ,先對融資租賃資產與負債的確認問題進行研究,針對租賃資產是否應資本化,租賃負債是否要確認,闡述了正反兩方面的觀點,並提出作者的觀點:融資租賃應予以資本化。接著通過對我國租賃會計準則中對最低租賃付款額折現時所選用的武漢理_卜大學碩士論文三種折現率進行分析,提出了一套新的折現率選擇方法,同時對融資租賃資產與負債計量問題研究,提出為了增強會計信息的可比性,我國租賃會計準則應取消30 %的比例規定。This article sets out the legal position on netting under hong kong law, the conditions under which the hkma will be prepared to recognise netting arrangements and the method of calculating the credit exposures on bilaterally netted transactions for capital adequacy purposes
本文列載在香港法律下凈額結算的法律地位,金融管理局會承認凈額結算安排的情況,以及就資本充足比率要求計算雙邊凈額結算交易的信貸風險的方法。In fact, the whole of hong kong has net external assets claims on non - residents less liabilities to non - residents equivalent to 210 per cent of gdp. this is by far the highest ratio in the world
事實上,香港整體的對外資產凈額對非居民債權減去對非居民負債相當于本地生產總值的210 % ,這是全球最高的比率。However, overseas banks which operate in branch form are not required to hold capital in hong kong and are thus not subject to capital ratio requirements or to capital - based limits on large exposures
但由於以分行形式經營的境外銀行毋須在香港持有資本,有關資本比率的規定和大額貸款的資本限制並不適用於該等銀行。Note : a ) share of final consumption expenditure and gross capital formation refers to the proportion of the increment of the three components of gdp to the increment of gdp
注: 1 .貢獻率指最終消費和資本形成總額的增量與支出法國內生產總值增量之比。Ttis paper wil1 give us an easy and opened way to evaiuae a channl stratgy in consumer goods marketing field by analyalng and combining the theories ofchannl and channl evaluaion. five indexes, naxnd as the growth rate, the comprehensive markehng shar, the average reward and investinent rate of accouns, the channel cost and the trade satisfacion are chosen to evaluae the whole channel strategy. ms five indexes are most importan to consumer goods indusny
本文結合通路理論並借鑒通路績效評價理論,提出了消費品通路策略績效評價方法,它是一個開放式的系統,採用了消費品行業中非常重要的五個指標,它們是:成長率、綜合市場佔有率、經銷商投資報酬率、通路成本占銷售額比率以及顧客滿意度,還可根據製造商的期望加入其他指標,通過對這幾個指標在通路策略評價期末完成狀況與期初設定目標值的比較,將通路策略在評價期內的績效進行了完全的量化和分析。Then, this paper empirically tested the validation and predictive accuracy of different var risk management model in the domestic financial market. finally, with the analysis of modem financial risk management development trend and the current domestic financial risk management situation, this paper made a prospect for the application of this model in the construction of domestic financial risk management system. through the analysis, the main conclusions are as follows : ( l ) the traditional mean - variance model is the special example of the portfolio selection based on the var risk management model for the case that the returns of the portfolio are assumed to be normally distributed ; compared with the mean - variance model, the var risk management model is more comprehensive and accurate in the measurement of the portfolio risk, so based on the var model, the investors can allocate the asset more effectively. ( 2 ) the var risk management model can provide the timely and comprehensive risk information for the top risk manager, so it is very helpful to the improvement of total risk management efficiency. ( 3 ) based on the var model, the raroc performance valuation approach can reflect the real performance of the portfolio manager and provide the coherent standard for the allocation of risk limitation and the construction of the incentive compatibility constraint mechanism in the financial instiutions
通過研究分析,本文主要得出如下結論: ( 1 )傳統的markowitz均值? ?方差模型僅僅是在資產組合收益率正態分佈假設條件下基於var風險管理模型進行資產組合選擇的特例,與均值? ?方差模型中的方差風險度量方法相比, var風險管理模型能夠更全面、更貼切地衡量資產組合的風險,且基於此模型能夠更有效地進行資產配置決策; ( 2 ) var風險管理模型能夠滿足更高層次風險管理者對風險信息的需求,有助於整體風險管理效率的提高; ( 3 )基於var風險管理模型的raroc績效評價能夠反映資產組合管理人的真實業績,從而為金融機構風險限額的分配和激勵約束機制的制定提供統一的標準; ( 4 )國內證券市場資產組合收益率服從正態分佈的假設明顯不成立,實證檢驗表明基於資產組合收益率正態分佈假設條件下的方差? ?協方差模型對國內資產組合風險的預測存在較大的偏差,由於文中證明在收益率正態分佈假設條件下基於方差? ?協方差模型進行資產組合選擇的結果等價于markowitz的均值? ?方差模型,因此,均值? ?方差模型對國內資產組合風險的預測同樣會存在著較大的偏差,而半參數var風險管理模型則能夠取得較好的預測衡量效果; ( 5 ) var風險管理模型符合未來金融風險管理的發展趨勢,基於var風險管理模型建立內容提要風險限額內控體系、風險信息披露體系和業績評價體系,並進行金融監管,將有助於國內金融機構內部風險管理方法和外部監管技術跟上國際金融風險管理的發展潮流。Aging population will affect economics on many aspects, such as labour deficiencies, decrease in output efficiency, private savings decline and lack of capital. it can also play a negative role in trade and investment and will put significant upward pressure on total government spending stemming from increased demands for health care services and higher public pension payments
人口老齡化會造成勞動力缺乏;在某些行業造成生產效率的下降;導致儲蓄額下降,進而減少資本形成,影響貿易和投資;養老金數額比例隨之增大,醫療和保健開支增多,使財政承受越來越大的壓力。Another measure of the efficiency of investment is the incremental capital - output ratio ( icor ) : the investment needed to generate an additional unit of output, measured as annual investment divided by the annual increase in gdp
對投資效率的另一種衡量是投資產出增量比:即每增加一單位產出所需的資本量,以用年度投資額除以gdp的年增量來計算。As the financial system reformation goes more further, the ccbs have no systematic advantages any more, meanwhile, the disadvantages like small - sized, weak bases, lack of capital and complex competition ability, especial the profit ability has became more and more obvious. according to the statistics offered by the china banking regulatory commission ( cbrc ), by the end of 2004. 11, the total assets of all the ccbs in china is 1. 9 trillion, and the equity is 693 billion. according to the five - category classification, the balance of non - performing loans ( npl ) is 9. 7 %, and the average capital adequacy ratio is 2. 7 %, while the average total assets is less than 0. 1 %, which is only 1 / 12 of american average level
我國中小商業銀行的主力軍? ?城市商業銀行風風雨雨近十年,在過去的十年中,初步化解了多年積累的風險、在地方經濟發展中發揮了重要的作用;隨著金融體制改革的全面深化,城市商業銀行的體制、機制優勢逐漸與競爭對手同質化,規模小、底子薄、資本實力弱、綜合競爭能力差尤其是贏利能力弱的劣勢日益凸現,據銀行業監督管理委員會的統計,截止2005年11月,全國城市商業銀行資產總額為1 . 9萬億、所有權權益693億、按照貸款五級分類,不良貸款余額為1027億、平均不良貸款率為9 . 7 % 、平均資本充足率為2 . 7 % ,其中平均的總資產收益率不到0 . 1 %是美國平均水平的1 / 12 ,就是跟印度、馬來西亞等發展中國家比差距也不小,中小商業銀行的財務問題逐漸成為了其進一步發展的瓶頸,財務風險凸現,潛在的財務危機也日益加大。分享友人