資產抵償 的英文怎麼說

中文拼音 [zīchǎndǐcháng]
資產抵償 英文
asset cover
  • 資 : Ⅰ名詞1 （錢財; 費用） money; wealth; expenses 2 （資質） intelligence; endowment 3 （資格） quali...
  • 產 : Ⅰ動詞1 （人或動物的幼體從母體中分離出來） give birth to; be delivered of; breed 2 （創造財富; 生...
  • 抵 : 動詞[書面語]1. （拍） strike2. （打擊） beat3. （拋擲） throw
  • 償 : 動詞1. （歸還; 抵補） repay; compensate for 2. （滿足） meet; fulfil
  • 資產 : 1. （財產） property; means 2. （資金） capital fund; capital3. [經] （資金的運用情況） assets
  1. Commerciality individual housing borrows money ( mortgage loan namely ) compare loan of housing accumulation fund to want to the demand bearing of borrower comfortable a lot of, have the effective and resident status, natural person that has capacity of completely civil action to want to satisfy following condition to be able to apply for only : the profession that has stability, income and repay ability ; the capital fund that the bank is approbated serves as guaranty or impawn ; the unit of put on sale that buys housing with place signed the contract that buy a house or book of the intent that buy a house

    商業性個人住房貸款（即按揭貸款）對借款人的要求相比住房公積金貸款要寬松許多，具有有效居留身份、有完全民事行為能力的自然人只要滿足下列條件即可申請：有穩定的職業、收入和償還能力；有銀行認可的資產作為抵押或質押；與所購住房的發售單位簽訂了購房合同或購房意向書。
  2. A few appropriated part of the funds and invested them in municipal infrastructure lacking commercial value, plunging them into severe financial difficulties and disabling them to repay the principal and interest on their loan to the creditor banks or financial organizations. as a result, the borrower and lender came into commercial dispute, with some of the borrowers even declaring bankruptcy

    但有些公司透過地方政府的擔保，或者以土地抵押形式，在香港依法向海外金融機構取得貸款，少數公司更將部分資金挪用於缺乏商業價值的市政建設上，最終因為經營不善和其它原因，陷入財政困難，無法依期向債權銀行或金融機構償還本息，產生商業糾紛，有些更宣布清盤。
  3. As banking supervisor i am glad to see an improvement in the asset quality of banks, in that the deficiency in the value of the security of their mortgage loans has been reducing

    作為銀行監管機構，金管局很高興見到銀行的資產質素有所改善，按揭貸款抵押品價值不足以抵償未償還貸款額的情況有所緩和。
  4. There are a number of funds that are being met with high redemptions because they are exposed to the sub - prime markets

    有大量的基金出現了大量的資產償清，因為他們很容易受到次級抵押市場的影響。
  5. When a person is unable to repay hisher debts, heshe can file a bankruptcy petition against himselfherself with the court

    當一個人無力償債項，達到資不抵債的地步，可自行向法院自行提交破產呈請。
  6. In barter, goods are exchanged for goods, and in private compensation, assets against assets.

    在易貨貿易中，商品與商品進行交換；在私人賠償中，以資產抵付資產。
  7. The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items

    儲蓄期限一般較短，而按揭貸款的還款期限較長，銀行長期資產與短期負債不匹配，就不能化解未來不確定性帶來的風險；二是資產的流動性和期限呈反方向變動，期限越長，流動性越低，住房抵押貸款本身的特性決定了其流動性較差，因此目前各銀行都嚴格限制貸款期限；三是風險大，由於按揭貸款是期限很長的債權資產，銀行面臨的利率風險就很大；另外，當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時，就會發生信用風險，而銀行以金融產品為主要業務，即使收回抵押物，但如何處置不良資產仍是諸多銀行頭痛的問題。
  8. The model of this paper explores the links between the following factors and the credit rationing in china. the change of banks " attitude to credit risk may lead to credit rationing ; banks give much more emphasis on the trade cost and the payable value of collateral, which may give rise to credit rationing ; the decreasing of asset price during economic stagnation produces credit rationing ; the bias of banks " objective function from the maximization of profit and the transformation of the function relating to the reform of the financial system cause credit rationing ; if different parts of the whole markets are not integrated, the credit in the part with low capital return ratio will be rationed. during economic recession, banks tend to ration the credit in the high - risk market ; the removing of interest ceiling will narrow down the interest spread of deposit and credit at least during a period, which may strengthen credit rationing ; meanwhile, the vulnerable borrowers, including small and middle - sized enterprises, will get more credit from banks even though they have to pay a higher interest rate

    論文的模型探討了下列因素和中國信貸配給現象之間的聯系：商業銀行對信貸風險的態度變化，在辨別和控制信貸風險上開始投入大量的成本，這一過程會導致信貸配給；商業銀行對與法治環境相關的交易成本和抵押品清償價值的日漸關注會導致信貸配給；宏觀經濟緊縮時期資產價格下降會導致信貸配給；商業銀行經營目標函數偏離利潤最大化，近幾年金融業改革過程使商業銀行目標函數發生變化，這一變化過程可能導致信貸配給；在市場分化的條件下，收益水平低的市場會遭受信貸配給；在經濟下滑時期，商業銀行尤其會對高風險市場配給信貸；利率市場化使商業銀行的存貸利差至少在一段時間內縮窄，利差縮窄可能加重信貸配給的程度：在利率市場化條件下，弱勢借款者，包括中小企業，遭受信貸配給的程度可能得到緩解，但支付的貸款利率水平將會升高。
  9. Article 9 the term " deductible temporary difference " shall refer to temporary differences that will result in amounts that are deductible in the future when the carrying amount of the asset is recovered or the liability is settled

    第九條可抵扣暫時性差異，是指在確定未來收回資產或清償負債期間的應納稅所得額時，將導致產生可抵扣金額的暫時性差異。
  10. In the counterplead right of prescription, that debtor fulfils obligation on his own will beyond prescriptive period of appeal should be regarded as that the new obligatory right and debt is founded and guarantor does n ' t continue the guaranty responsibility automatically. in the counterplead right of prior appeal, the stipulation of the twenty - fifth article of explanation of the supreme people ' s count that, if obligee of general guaranty appeals debtor and guarantor t

    筆者認為，與抵押等物的擔保相比較，保證雖然存在著使債務落空的風險，但同時一也具有清償主體和保全財產擴大、成立手續簡便、經濟成本低且有利於社會資源的充分利用以及有利於整個社會信用體系的建立等諸多優點，因此必須站在保證擔保法律制度構建和完善的高度充分認識和看待保證人抗辯權制度的重要意義。
  11. Premiums and deposits decreased by cdn 19 million to cdn 394 million compared to the same quarter of 2001. funds under management decreased by cdn 1. 4 billion to cdn 13. 6 billion as at june 30, 2002, from cdn 15. 0 billion as at june 30, 2001, as increases from policyholder cash flows were more than offset by benefit payments, which included the impact of discontinued policy obligations assumed from daihyaku at the date of acquisition

    管理資產由二零零一年六月三十日的一百五十億加元下跌十四億加元至二零零二年六月三十日的一百三十六億加元，原因是保單持有人現金流量取得之增長被賠償款項完全抵銷，而其中包括于收購第百生命當日承擔終止保單之賠償款項。
  12. Premiums and deposits of cdn 409 million in the quarter remained relatively unchanged from 2001. funds under management decreased by cdn 1. 9 billion to cdn 13. 6 billion as at september 30, 2002, from cdn 15. 5 billion as at september 30, 2001, as increases from policyholder cash flows were more than offset by benefit payments, which included the impact of discontinued policy obligations assumed from daihyaku at the date of acquisition

    管理資產由二零零一年九月三十日的一百五十五億加元下跌十九億加元至二零零二年九月三十日的一百三十六億加元，原因是保單持有人現金流量取得之增長被賠償款項完全抵銷，其中包括于收購第百生命當日承擔終止保單之賠償款項。
  13. Although security does not assure that the loan will repaid, it does reduce the risk, because the bank becomes a preferred creditor in the event of liquidation, and takes procedure over general creditors in the liquidation of any assets pledged to the bank as collateral

    雖然抵押並不保證貸款必將得到償還，但它能夠減少風險，這是因為對以擔保品形式抵押給銀行的任何資產，銀行可優先於一般的債權人得到清償，成為清償中的優先債權人。
  14. According to present situation of mining safety in coal mines in gina, new measures are suggested, i. e. to reinforce the capital management in coal mines, to implement compensated utilization system of coal resources, to establish preferable taxation policy, to strengthen occupational injury insurance system, to raise the standard of pension for the disabled or for the family of the deceased, to pursue risk security system for the employer and to reform the safety training system in coal mines

    筆者結合我國煤礦安全生產的實際狀況，從加強煤礦企業資本管理制度、實行煤炭資源有償使用制度、建立稅收優惠政策、強化煤礦安全保險制度、提高職工傷亡撫恤標準、推行煤礦負責人安全風險抵押金制度和實施煤炭行業人才培養體系改革等方面，提出了煤礦安全生產長效機制建設的新舉措。
  15. Retail investors holding these notes will not take the prepayment risk arising from the early and unscheduled prepayment of the underlying mortgage loans

    持有此等零售債券的一般投資者，將毋須承受因從抵押按揭貸款產生的提早償還貸款的風險。
  16. It has a fast pay feature as it will, in the first six years, absorb all the excess repayment and prepayment of the whole of the underlying mortgage pool for the issue. it caters for institutional investors who are prepared to take a higher prepayment risk in return for a higher investment yield

    這組別債券具快速還款特點，在首六年吸納所有從抵押按揭貸款所產生的剩餘分期供款及提早還款，因而迎合願意承受較高的提早償還貸款風險去換取較高投資收益的機構投資者。
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