超額保險合同 的英文怎麼說
中文拼音 [chāoébǎoxiǎngětóng]
超額保險合同
英文
over insurance contract- 超 : Ⅰ動詞1 (越過; 高出) exceed; surpass; overtake 2 (在某個范圍以外; 不受限制) transcend; go beyo...
- 額 : 名詞1 (額頭) forehead:寬額 a broad forehead2 (牌匾) a horizontal tablet 3 (規定的數目) a sp...
- 保 : Ⅰ動詞1 (保衛; 保護) defend; protect 2 (保持) keep; preserve; maintain in good condition 3 (...
- 險 : Ⅰ名詞1 (險惡不容易通過的地方) a place difficult of access; narrow pass; defile 2 (危險) dange...
- 合 : 合量詞(容量單位) ge, a unit of dry measure for grain (=1 decilitre)
- 超額 : above the quota; overfulfil the quota
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If the amount of the actual expenses exceeds the basic sum assured as stated in the rider, then the payment of the excess part will be the liability of the beneficiary for the death benefit or the insured ' s legal heir
倘若實際費用超過本附加合同的基本保險金額,則超出部分的費用由身故保險金受益人或被保險人的法定繼承人負責支付。In property insurance contract, the conception of insurance interest is helpful to ascertain loss margin, prevent excess insurance, and forbid unjust enrichment
在財產保險合同中,還有確定損失額度,防止超額保險,禁止不當得利等功能。Article 14 as for a excess of loss reinsurance or any other non - proportional reinsurance contract, the cedant shall, according to the provisions of the reinsurance contract, calculate and determine the premium to be ceded out, and record it into the profits and losses of the current period
第十四條對于超額賠款再保險等非比例再保險合同,再保險分出人應當根據再保險合同的約定,計算確定分出保費,計入當期損益。Excessive forehead reinsurance is the insurance limit that defines him accept insurance first by original underwriter, take the specified amount oneself namely, exceed when insurance wu when its take the specified amount oneself and producing excessive specified number, basis of this excessive forehead reinsurance of reinsurance contract deal out person, the scale that reinsurance person agrees according to both sides, the compensate of the insurance amount that computation separates business each sums, insurance premium and apportion pays insurance gold amount
溢額再保險是由原保險人先確定自己承保的保險限額,即自留額,當保險業務超出其自留額而產生溢額時,就將這個溢額根據再保險合同分給再保險人,再保險人根據雙方約定的比例,計算每一筆分入業務的保險金額、保險費以及分攤的賠付保險金數額。Where the assured is over - insured by double insurance, such insurer is bound, as between himself and the other insurers, to contribute ratably to the loss in proportion to the amount for which he is liable under his contract
在被保險人因重復保險而造成超額保險之場合,各保險人相互之間有義務按其合同負責的數額比例分攤損失。Visible, of the insurance bid that the insurance amount that person agrees in insurance contract does not make person insurance contract value, unless underwriter demarcate or the highest insurance amount of contract of insurance of legal provision person, policy - holder can drop the person insurance that defends any amount, and the is sure above quota problem in won ' t happening to be sure like belongings
可見,人身保險合同中約定的保險金額不構成人身保險合同的保險標的的價值,除非保險人限定或者法律規定人身保險合同的最高保險金額,投保人可以投保任何金額的人身保險,而不會發生像財產保險中的超額保險的問題。After policy - holder undertakes repetition is sure, although each are sure, the insurance amount in the contract does not exceed insurance bid insurance value, but of the insurance mark as a result of each insurance contracts identical, the insurance amount accumulative total of each insurance contracts rises, its summation can exceed insurance value, form be sure above quota
投保人進行重復保險后,雖然每一個保險合同中的保險金額不超過保險標的的保險價值,但由於各個保險合同的保險標的都相同,各個保險合同的保險金額累計起來,其總和就會超過保險價值,形成超額保險。Loss compensation principle is to show the insurance contract that amending a gender is medium, when insurance accident happening causes insurance symptom or when insurant loss, the underwriter gives the compensation of insurant number, cannot exceed the pecuniary loss that insurant place suffers
損失補償原則是指在補償性的保險合同中,當保險事故發生造成保險標的或被保險人損失時,保險人給予被保險人的賠償數額,不能超過被保險人所遭受的經濟損失。As for the reasonable and necessary expenses for the medical treatment hereto occurred during the period of insurance as well as the expenses for hospitalization medical expenses ( including the bed fee ( limited to rmb100 yuan per day ), expenses for medicine, nursing fee ( limited to rmb100 yuan per day ), treatment, laboratory test and examination, special examination and treatment, ambulance and operation ) which is occurred during the period of insurance and extended into one month after the expiration of the insurance agreement, if the insured is hospitalized for any disease ( including sars ) or accidental injury, this company shall be liable for the amount of insurance compensation exceeding rmb60, 000 yuan but limited to rmb400, 000 yuan
被保險人因疾病(含sars )或意外傷害住院治療而導致的在保險期間發生的合理且必要的醫療費用以及在保險期間內發生並延續至保險合同到期日後一個月內的合理且必要的住院醫療費用(包括床位費(限額100元/天) 、藥費治療費、護理費、護工費(限額100元/天) 、檢查檢驗費、特殊檢查治療費、救護車費和手術費) ,在累計超過起付線(人民幣6萬元)時,本公司對起付線以上至封頂線(人民幣40萬元)的部分按100 %給付住院醫療保險金。An insurance contract shall expressly provide the object of the insurance, the exact location ( or the means of transport and voyage ), the insured amount, the insured liability, the excluded liability, the method of paying compensation and insurance premiums, the beginning and end of the insured term and other similar terms
保險合同中,應明確規定保險標的、座落地點(或運輸工具及航超) 、保險余額、保險責任、除外責任、賠償辦法、保險費繳付辦法以及保險起迄期限等條款。分享友人