通貨貸款 的英文怎麼說

中文拼音 [tōnghuòdàikuǎn]
通貨貸款 英文
currency loan
  • 通 : 通量詞（用於動作）
  • 貨 : Ⅰ名詞1. （貨幣; 錢） money 2. （貨物; 商品） goods; commodity 3. （指人, 罵人的話） 4. 動詞[書面語] （出賣） sell
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 通貨 : [經] currency; current money通貨貶值 depreciation of currency; 通貨回籠 recall currency; withdraw...
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  1. Another type of risk, called purchasing - power risk, is the risk that, due to an unexpectedly high inflation rate, the future interest payments, and the principal of the loan when finally repaid, will have less purchasing power than the lender anticipated at the time the loan was made

    另一種類型的風險稱為購買能力風險，這是由意外的高通貨膨脹率所引起的風險，即最後還貸時的本金和利息的購買力比惜出者當初放款時所期望的購買力要低。
  2. In 1970, the imf expanded its reserve base even further by creating special drawing rights ( sdrs ), which are credited to members and can be used within the imf to purchase hard currency

    在1970年，國際貨幣基金組織通過建立特別提款權（ sdrs ）大大進一步擴充了其儲備基數，這種特別提款權向成員國提供信貸，可以在國際貨幣基金組織內部購買堅挺貨幣。
  3. In order to pay for their trans - territory transactions, the natural and legal persons within territories of all amco members can directly obtain umems either by way of exchange for them at local banks and / or other financial institutions with domestic currencies at the rate determined by method stipulated in section 3 of article 5 of this treaty or borrowing from these banks and / or other financial institutions at the rate of interest thereof, or by way of exporting, or through any other proper channels

    各成員境內的法人和自然人，為滿足其跨境交易對「有眉目」的需要，可按本條約第五條第三款規定辦法確定的比率用本幣從當地銀行和（或）非銀行金融機構兌取，也可通過申請「有眉目」貸款、出口收入或其他正當渠道直接獲取「有眉目」即「貨幣兌換中介單位」 。
  4. This paper analyzes the state of effectiveness of the japan ' s monetary policy during deflation. the japan ' s monetary policy has stepped into liquidity trap. the " zero interest rate policy " ca n ' t increase investment and stimulate the economic growth

    本文分析了日本通貨緊縮時期的貨幣政策的效力狀況，日本貨幣政策已陷入流動性陷阱，零利率政策沒有增加銀行貸款和帶動投資，最終刺激日本經濟增長。
  5. We should attach more importance to following channels at present time : broaden monetary market function ; perfect stock mortgage loan ; develop investment institute ; explore investment banking business, including investment funds business channel, insurance business channel and security business channel ; make financial organization renovation. following policy suggestions should be applied : 1 ) perfect the policy environment ; 2 ) treat the problem rationally ; 3 ) implement financial mixed operation system in due time ; 4 ) foster financial market ; 5 ) enhance external supervision ; 6 ) deepen the construction of commercial banks ; 7 ) introduce bank capital into stock market in stages

    貨幣市場和資本市場的不協調發展使證券機構出現制度外與體制外融資或違規操作，必須在兩個市場間建立資金和信息對流的寬敞通道，在路徑設計上，當前應擴展同業拆借市場、國債回購市場等貨幣市場渠道功能;完善股票質押貸款，及時推出非券商股票質押貸款，並注重風險防範;大力發展養老基金、保險公司、信託基金等機構投資者，吸收銀行資金間接入市;拓展投資銀行業務，包括基金、保險業務渠道、券商業務渠道、公司業務渠道;設立證券金融公司或金融控股集團，進行組織制度創新。
  6. 3. feasibility analysis of mbs the paper introduces and explains the theory of mbs and analysis the feasibility of mbs in china from many aspects, such as system, laws, financial environment, the situation of housing markets, macroeconomic effect, etc. the reform of land - using system provides mbs system pre - requisite ; the interrelated laws offer the law guarantee for mbs ; the issue of " security act " indicates that the security market of china is being normalized, and the developing prospect of finance in china brings mbs effective support ; the dilemma between the surplus and the shortage of commercial housing gives mbs an important turning point ; the macroeconomic effect of mbs is that it accelerates the economy, reduces the pressure of currency inflation, dissolves the operating risks of finance organs and makes the finance system operate steadily

    三、我國住房抵押證券化的可行性分析本文從住房抵押貨款證券化（ mbs ）的理論分析入手，結合我國住房抵押貸款的發展狀況，分別從制度、法律保障、金融環境、住房市場現狀、宏觀經濟效應等幾方面論述了mbs在我國的可行性：土地使用制度改革為實施mbs提供了制度前提；配套法律制度為實施mbs提供了法律保障； 《證券法》的正式出臺，標志著我國證券市場走向規范，我國良好的金融業發展前景為mbs提供了有效的支持；現階段住房市場的有效供給與有效需求雙重約束的矛盾存在，為證券化實施提供了重要契機； mbs的宏觀經濟效應在於拉動國內需求，促進經濟增長，減輕通貨膨脹壓力，化解金融機構經營風險，保持金融體系穩定運行。
  7. Until this year the yen ' s weakness was easy to explain : since 2001 the bank of japan ( boj ) had been printing loads of money in order to defeat deflation

    很容易解釋到去年為止日元的疲軟的原因：日自從2001年以來，日本銀行為了防止通貨緊縮，加大了貨幣貸款的數量。
  8. Through the establishment of var and vecm model and the analyzing of granger causality relationship both long time and short time, the stability of model, impulse response function and etc. we conclude that there is not any monetary indicator that has significant influence both in long term and short term ; if we choose interest rate as the monetary indicator, we will have long term influence but long lag time as well ; but if we select loan as the monetary indicator the performance will at verse, the short time influence while the short lag interval

    通過建立對商品房銷售額、上海住宅銷售價格指數與各貨幣政策中介目標的var模型與vecm模型，分析變量間的長期與短期granger因果關系，模型穩定性與脈沖相應函數等，本文認為在房地產市場中不存在長期和短期都有效的某一貨幣政策中介目標;以利率為中介目標則滯后時間較長但影響力持續時間也較長;以貸款為中介目標則滯后時間較短但影響力持續時間也較短。
  9. Personal real estate loan is a financial product that was brought in during the transformation from the welfare housing allotment system tomagnetization of housing allotment. this product refers to the loan made by the credit giver to the credit receiver for purchasing personal common real estate

    個人住房貸款是我國福利分房制度向住房分配貨幣化轉變過程中引入的一種金融產品，它是指貸款人向借款人發放的用於購買自用普通住房的貸款。
  10. After 1989, the increase of demand slowed down and facing the complexion of low degree of industrial concentration of product market and financial strain of medi um and small - sized enterprises caused by the circulating trap of " credit squeeze - - - bad loan ", the advantageous enterprises " " wallow in money ", specifically, those listed companies that could finance from the stock market, began to take predatory pricing strategy in succession and tried to enlarge market share and obtain high return by squeezing medium and small - sized enterprises out of the market after 1998, the vicious circle of deflation and " credit grudging " of banks in product and credit markets, overcapacity, the difficulty of retreating of loss - incurring enterprises in some industries from the market for institutional reasons and over - competition in some industries, led to the incessant decrease of enterprises " global income, persistent increase of rate of debts and constant rise of ratio of bad assets of banks, which further intensified the vicious circle of deflation and " credit grudging " of banks

    如在改革開放初期，在產品市場需求旺盛和信貸市場預算軟約束的情況下，各類企業的最優決策就是採用高負債、高擴張的「負債的有限責任效應」策略來搶占市場並獲得高回報； 1989年以後，需求增速開始放緩，面臨產品市場產業集中度較低和信貸市場「信貸緊縮-不良貸款」循環陷阱導致的中小企業資金緊張的局面， 「錢袋鼓鼓」的優勢企業（尤其是那些可以通過股票市場融通資金的上市公司）紛紛採用掠奪性定價策略，試圖通過把中小企業擠出市場來擴大市場份額並獲得高收益； 1998年以後，產品市場和信貸市場形成了通貨緊縮和銀行「惜貸」惡性循環的狀況。產品市場上部分行業生產能力嚴重過剩，且由於體制等原因導致虧損企業無法退出，因此這些行業中出現了過度競爭的現象，企業總體收益的不斷下滑、負債率不斷提高以及銀行不良資產率的持續上升，又進一步加強了通貨緊縮和銀行「惜貸」的惡性循環。
  11. With the establishment of a special kind of organization - - spy ( special purpose vehicle ), bonds can be issued to the public, and then the fund corrected in this way is to be used to buy the housing - mortgaged loans granted by the banks and the capital and interests of the issued bonds will be paid back with the borrowers " payment for the loan capital and interests

    證券化最早的形式是融資證券化，即資金需求者通過在資本市場和貨幣市場上發行證券向投資者籌資的直接融資方式，這種融資證券化形成了目前傳統的證券市場。后來，隨著金融市場大量不動產抵押貸款、汽車抵押貸款、消費貸款和信用卡業務的發展，金融存款機構的資金來源不能滿足房地產抵押貸款等業務的需要。
  12. Adviser normally invests the fund ' s assets primarily in interests in senior floating rate loans but may also in revolving credit lines, other types of floating rate debt securities, and money market instruments

    投資顧問通常主要把基金資產投入到一些優先浮息貸款，但也不免在循環信貸額以及其他類型的浮動利率債務證券和貨幣工具上做出相應的投資。
  13. The thesis adopts the vector error correct model and makes the price equation referring to corbo and mcnelis ' s half - open economy model, choosing the relevant variables like money supply, loaning rate, etc. the conclusion put forward by this thesis is : exchange rate and price - level have long - term reverse alteration tendency, so the policy of not devaluing exchange rate ( the nominal effective exchange rate appreciating ) is really one of factors influencing price falling

    然後參照corbo和mcnelis的半開放經濟模型設定了價格方程，選取相關變量如貨幣供給量、貸款利率等進入模型。通過研究人民幣名義有效匯率與定基比消費物價指數之間的協整關系，發現匯率與物價水平存在著長期的均衡關系，進而研究了匯率因素在通貨緊縮形成的過程中起到的作用。
  14. The large amount capital inflow can cause the currency and the credit expansion, the inflation pressure, exchange rate appreciation as well as worsen the international payment balance account ; looked from the financial angle that, the capital class joins a society the initiation loan unrest, causes the stock market and the real estate market excessively prosperity

    從宏觀經濟角度來看，巨額的外資流入會引起貨幣和信用的擴張，通貨膨脹壓力增加，實際匯率升值以及國際收支中經常賬戶的惡化;從金融角度來看，資本流入會引發貸款風潮，導致證券市場和不動產市場的過度繁榮。
  15. " how to design the new mortgage products corresponding with chinese conditions ? " is the main thread of this study. centralizing on it, the author makes the systematic design for chinese mortgage instruments from four aspects including borrowers " risk bearablity, life - span theory, tendency of flexible payment and dodge inflation risk

    筆者以「如何設計符合本國國情的新型住房抵押貸款方式」為論文主線，從貸款客戶風險承受能力、生命周期理論、靈活還款趨勢、規避通貨膨脹風險等四個方面對我國住房抵押貸款進行了一個全方位的設計。
  16. Last month, the central bank made an explicit reference to its concern about inflation when it lifted the one - year lending rate by 0. 27 percentage point to 6. 84 %

    中國央行上個月將1年期貸款利率上調27個基點至6 . 84 %時就曾明確表露了其對通貨膨脹形勢的擔憂。
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