遞加信用狀 的英文怎麼說
中文拼音 [dìjiāxìnyòngzhuàng]
遞加信用狀
英文
cumulative credit-
On the one hand, bank crisis will be handed on by credit chain, causing financial crisis ; on the other hand, though financial crisis is not caused by bank, bank crisis usually follows and deteriorates financial crisis and influences the whole country ' s financial system. to ensure the safe financial system, commercial bank must solve the problem of credit position. but, since asymmetric information exists extensively, how to decide credit position, in other word, what the foundation of credit position is still influencing bank ' s development
一方面,銀行危機往往會通過信用鏈條迅速傳遞,誘發金融危機;另一方面,即便金融危機不是由銀行直接引發,但銀行業危機通常會接踵而至並帶來或加深金融領域的危機,由此可見,商業銀行經營狀況直接影響到整個國家金融體系的安危,要保證我國金融安全,首先必須解決我國商業銀行信貸定位問題,但是在信息不對稱廣泛存在的情況下,商業銀行如何進行信貸定位,換言之,商業銀行以什麼依據進行信貸定位依然是困擾我國商業銀行發展的重要因素。
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