邊際貸款人 的英文怎麼說
中文拼音 [biānjìdàikuǎnrén]
邊際貸款人
英文
marginal lender- 邊 : 邊Ⅰ名詞1 （幾何圖形上夾成角的直線或圍成多邊形的線段） side; section 2 （邊緣） edge; margin; oute...
- 際 : Ⅰ名詞1 （靠邊的或分界的地方） border; boundary; edge 2 （里邊; 中間） inside 3 （彼此之間） betwe...
- 貸 : loan
- 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
- 邊際 : （邊界; 邊緣） limit; bound; boundary
- 貸款人 : accommodator
- 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
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Rmb deposit and loan interest rate float block expands gradually, and progressively move towards marketization day by day. part iii : on the basis of using the experience and lessons of the change of interest rate in other countries for reference in course of the interest rate marketization, it is believed that there should be a course of raising up slightly in the interest rate in the early stage. but the market fluctuations it causes will not be too much ; according to actual operation result and a medium or long term of the reform, foreign currency interest rate has already drawn close to international interest rate competence progressively ; viewed from a short time, rmb loan interest rate total competence will tend towards dropping, some loan interest rate may rise ; the interest rate of the deposit will raise up unilaterally
總體而言，發展中國家的存貸利差要高於發達國家；第二部分：在總結前幾年利率改革包括市場化改革的基礎上，認為，迄今為止，我國利率市場化改革的程度總體上還比較低：同業拆借利率、貨幣市場債券回購利率、現券交易利率、外幣貸款利率、大額外幣存款利率等已完全市場化或基本市場化，人民幣存貸款利率的浮動區間已逐漸擴大，並已漸進的方式日益走向市場化；第三部分：在借鑒境外利率市場化過程中利率變動的經驗教訓的基礎上，認為在我國利率市場化的初期，利率應該有一小幅上揚的過程，但是其造成的市場波動應該不會太大；從改革的實際運作結果和中長期來看，外幣利率已經逐步的向國際利率水平靠攏；從短期來看，人民幣貸款利率總水平將趨于下降，部分貸款利率有可能上升，存款利率將會單邊上揚。Thirdly, portfolio risk policy making of smes " loan. through analyzing the limitation of portfolio risk policy making mechanism of restricting personal loan quota in theory and actual operation it advances analyzing marginal risk of newly increased loan combining the former research conclusion
分析了我國通過限制單個借款人最大借款限額來進行組合風險決策在理論和實際操作上的缺陷，結合我國前人研究成果提出建立分析新增貸款的邊際風險來進行中小企業貸款組合風險決策。
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