金融保險收入 的英文怎麼說
中文拼音 [jīnróngbǎoxiǎnshōurù]
金融保險收入
英文
banking and insurance income- 金 : Ⅰ名詞1 (金屬) metals 2 (錢) money 3 (古時金屬制的打擊樂器) ancient metal percussion instrum...
- 融 : Ⅰ動詞1 (融化) melt; thaw 2 (融合; 調和) blend; fuse; be in harmony Ⅱ形容詞[書面語]1 (長遠; ...
- 保 : Ⅰ動詞1 (保衛; 保護) defend; protect 2 (保持) keep; preserve; maintain in good condition 3 (...
- 險 : Ⅰ名詞1 (險惡不容易通過的地方) a place difficult of access; narrow pass; defile 2 (危險) dange...
- 收 : Ⅰ動詞1 (把攤開的或分散的事物聚集、合攏) put away; take in 2 (收取) collect 3 (收割) harvest...
- 入 : Ⅰ動詞1 (進來或進去) enter 2 (參加) join; be admitted into; become a member of 3 (合乎) conf...
- 金融 : finance; banking金融比率 financial ratios; 金融呆滯 financial stringency; 金融改革 financial refo...
- 收入 : 1 (收進來的錢) income; revenue; receipts; gainings; earning; gross; proceeds; takings 2 (收進...
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In the angle of interest rate risk management, the thesis advanced that the interest rate risk embedded in the financial instruments can be identificated and measured by market value analysis, and the risk can be controlled in sufferable extent of bank by some technology instruments, which will assure the bank will get stable income in the fluctuated market environment
論文從利率風險管理的角度出發,提出利用市值分析對銀行金融工具中所隱藏的利率風險加以鑒別和測量,並通過一定的技術工具將風險控制在銀行可承受的范圍之內,從而確保銀行在波動的市場環境中獲得穩定的收入。The generali group the generali group is one of the most significant participants in the global insurance and financial products market. the group is leader in italy and assicurazioni generali, founded in 1831 in trieste, is the group s parent and principal operating company
忠利集團作為世界最大保險集團之一,其旗下的100多家保險及金融實體遍布全球50多個國家, 2003年公司營業收入達496億歐元,在財富雜志2004年公布的全球500強企業最新排名中列第29位。1 ) if bank capital are forbidden thoroughly to get into stock market, it will bring low profit on monetary market, constrict the development of capital market and affect the transmission of monetary policy ; 2 ) vice versa, allowing bank capital to flow into stock market too early may also lead to unfavorable effects, such as endangering financial stability, disturbing financial order and constraining the development of economy
( 1 )限制銀行資金入市,造成了貨幣市場收益率低下,商業銀行、保險公司在貨幣市場上融出資金基本無利可圖,只好通過各種途徑違規進入股市;使資本市場失去資金支持,不僅造成市場流動性不足,還因缺乏基準利率參照而難以形成合理的定價機制,制約了資本市場的發展;影響貨幣政策的傳導,貨幣市場與資本市場的關聯性低,貨幣政策信號受阻,傳導路徑相對單一,貨幣政策效應的時滯加大。We should attach more importance to following channels at present time : broaden monetary market function ; perfect stock mortgage loan ; develop investment institute ; explore investment banking business, including investment funds business channel, insurance business channel and security business channel ; make financial organization renovation. following policy suggestions should be applied : 1 ) perfect the policy environment ; 2 ) treat the problem rationally ; 3 ) implement financial mixed operation system in due time ; 4 ) foster financial market ; 5 ) enhance external supervision ; 6 ) deepen the construction of commercial banks ; 7 ) introduce bank capital into stock market in stages
貨幣市場和資本市場的不協調發展使證券機構出現制度外與體制外融資或違規操作,必須在兩個市場間建立資金和信息對流的寬敞通道,在路徑設計上,當前應擴展同業拆借市場、國債回購市場等貨幣市場渠道功能;完善股票質押貸款,及時推出非券商股票質押貸款,並注重風險防範;大力發展養老基金、保險公司、信託基金等機構投資者,吸收銀行資金間接入市;拓展投資銀行業務,包括基金、保險業務渠道、券商業務渠道、公司業務渠道;設立證券金融公司或金融控股集團,進行組織制度創新。From the viewpoint of the interactive relationship between modern pension scheme and productivity, this paper observed the function and prospect of occupational pensions in china within a background consisting of population structure, labor productivity, and finance environment, utilized simulation and scenario analysis in actuarial models to estimate and analyze the effect of occupational pensions in the replacement rate of urban retired employees, then pointed out the magnification effect of occupational pensions in increasing the replacement rate and the higher efficiency in improving retirement income of urban retired employees. it also predicted the size expectation of occupational pensions during 2002 - 2010 in china, described the function of occupational pensions in developing the capital market and improving the labor productivity, especially emphasized the higher probability of occupational pensions to play the role of institutional investors compared with basic pension. in short, this paper proved the positive meaning of developing occupational pensions from micro - level and macro - level respectively, and brought forward corresponding policy suggestions
本文立足於現代社會養老保險制度與生產力之間的互動關系這一視角,把對我國企業年金作用與發展空間的考察置於包括人口結構、勞動生產率、金融環境等諸多因素的經濟大背景下,在精算模型中運用模擬( simulation )和情景分析方法,對企業年金對我國退休職工養老保險收入替代率的影響進行了定量分析和預測,指出了企業年金在提高退休職工收入替代率方面的放大作用,以及比基本養老保險在提高退休職工收入方面的更高效率;並對我國企業年金2002年- 2010年的預計發展規模做了預測,闡述了企業年金對我國發展資本市場和提高勞動生產率的意義,著重指出了企業年金較之基本養老保險基金充當資本市場機構投資者的更大可能性。There are five viewpoints as follows : firstly, the successful practice of personal housing mortgage loan requires consummate housing mortgage loan market system and participation of housing mortgage loan insurance guarantee agencies supported by government. secondly, it needs related rules and laws for guarantee thirdly, it should make varies ways of paying back to adjust to different families who has different incomes, hobbies and age structure. fourthly, the government should put more emphasis on the low and medium income families for their housing purchase loan
即個人購房抵押貸款的成功運作需要有完善的住房抵押貸款市場體系和政府支持的購房抵押貸款保險擔保機構的參與;要有相關法規作保障;抵押貸款還貸方式的設定應靈活多樣,以適應不同收入、不同偏好、不同年齡家庭對抵押貸款的需求;政府應重點支持中低收入家庭購房貸款;個人購房抵押貸款不僅有賴于商業性金融機構的參與,而且也要有政府成立政策性住房金融的支持。As for the residential finance policy, government should function as the subject to set up the residential security system and should reinforce the reform of the residential finance, in addition to mortgage accumulation fund loans, the government should found low - rate or rate - free loans for those families with low or medium income, set up risk security mechanism for the policy - related residential mortgage loans to provide them with loan guaranty
在住房金融政策方面,政府理應成為構建住房保障體系的主體。政府應進一步深化政策性住房金融改革,除住房公積金貸款以外,應建立直接面向中低收入家庭發放的低息或無息貸款,建立政策性住房抵押貸款風險擔保機制,為低收入家庭貸款提供擔保,增強其購房能力,促進住房保障制度的順利構建。The bancassurance is not developed as good as expected in macau during the period of time until the financial crisis arose in 1997. being struck in the reducing sources of banking income, banks had to search for the two ones, especially cooperation with the between banks and insurance companies began to be regards as one of the major economic strategies in the banking field nowadays that should be developed repidly. by exploring the developing motives of running insurance business in the banks, their running formats as well as the practical examples of insurance business in the european banks
澳門銀行保險雖已存在一段的時間,然而它的發展並不顯著,直到發生了97年亞洲金融危機,在銀行業收入來源萎縮的困境下,銀行不得不尋找新的收入來源,尤其在非利息收入方面,同時也要提升自身的競爭力,從而加強了與保險公司合作,在既有的分行網路中較為積極銷售保險產品,因此銀保合作才開始被視為當今銀行業中要加緊開發的重要經營戰略之一。Rccs should actively use features of rural financial market, overcome the difficulties such as scattered agricultural funds demander, low income of peasants, small loans unit, high risk in agricultural production, continuously improve profit levels while maintaining services for rural area, agriculture and peasantry
農村信用社應積極利用農村金融市場的特點,在保持為三農服務的基礎上不斷提高盈利水平。克服農村金融市場所面臨的農業貸款需求者居住分散,收入較低,單位貸款規模小,農業生產風險較大等困難。" each of our core businesses continue to perform well, with good income growth in most insurance categories and strong sales growth in our north american wealth management businesses, " said peter rubenovitch, executive vice president and chief financial officer, manulife financial
宏利金融有限公司行政副總裁兼首席財務總監peter rubenovitch表示:宏利每項核心業務均持續表現理想,主要是大部分保險業務均有出色的收入增長,與及北美的理財業務營業額增長強勁。( 2 ) low and low - middle income developing countries " industrial productivity is higher than that of developed countries at the same historical period, but as to the productivity of the service sector and trade, transportation, communication and finance, the former is lower than the latter
后一類服務業伴隨人均收入水平提高比重提升,表明第三產業內部結構演進的方向。第二,低收入、中低收入發展中國『家,工業、服務業、商業旅店運輸通訊金融保險類服務業的相對生產率分別明顯高於、低1二、低於發達國家歷史同期水平。Then according to the physical circumstances of consumption loan service faced by floor banks in china, twelve credit risk evaluation indexes are inducted directly toward the customer who will have the contract of credit risk loan. these twelve credit risk evaluation indexes include 5 continuous indexes : age, residential time, employment time, annual income, financial assets, and 7 discrete indexes : employment industry, educational qualifications, professional qualification, bank deposit, house case, means of communication, insurance case
其次,根據我國面向基層銀行消費信貸業務實際情況,歸納出了針對信用貸款客戶信用評估標準的十二個評估指標,包括年齡、居住年數、就業年數、年收入和金融資產五個連續性指標和就業產業、學歷、職級、銀行存款、住房情況、交通工具和保險情況七個離散指標。While there are so many problems that made trust and investment companies face lots of internal and external risks in real operation such as the immature market, the scarcity of government legislation and supervision, the management risks in the trust and investment companies and so on. all these need be solved by the trust and investment companies under the assistance of government department responsible for legislation and supervision. this article states from the real status of the trust industry, analyses the risk of it and brings forward the solutions from the following four angles : innovating trust production, such as npl trust, state - owned stock trust, leasing trust, mbo trust, esot, etc, perfecting the mechanism of risk control from var model and risk estimation, enhancing the cooperation with other financial institutions like banks, securities institutions, insurance companies and leasing companies, and strengthening the system of government legislation, supervision and self - restriction of trust and investment companies
本文從中國信託業的現狀出發,分析信託投資公司存在的問題,尤其是整頓后依然存在的問題,借鑒國外信託業的經驗,結合中國信託業的實際情況,從創新信託產品、健全信託投資公司風險控制機制、加強與其他金融機構合作和增強監管機制等角度進行探討,提出解決問題、加速信託機構健康發展的途徑:第一、根據目前我國信託業的規定,結合中國的經濟狀況,從處置國有不良資產、減持國有股、與金融租賃相結合、管理層收購、職工持股、銀行處理信貸資產、房地產、應收債權等領域創新信託產品;第二、引入國際上風險控制模型內控信託機構的風險,並採取信用評級的手段對信託投資公司和信託產品進行評級,從外部控制信託機構的風險;第三、提出信託投資公司應與銀行、證券、保險和租賃業相結合,在業務上相互補充,資源上共享,促進信託業的發展;第四、從完善信託立法、加強監管力度、健全信託投資公司個體自律和行業自律等方面完善信託的監管體系。With the new bilateral tax treaty between hong kong sar and belgium, which was signed on 10 december 2003, fbahk is expected to be able to enjoy a more favorable tax environment. mr zhu continued : " fortis is a leading financial services provider in europe with rich experience in banking, insurance and asset management. we welcome fortis as a shareholder and its representation on our board
朱琦先生補充道:富通集團是歐洲富有實力的綜合性金融集團之一,擁有銀行保險和資產管理方面的豐富經驗,收購華比富通銀行以及引入富通集團作為策略性股東並進入董事會,可建立起雙方的戰略合作,提高中國工商銀行亞洲的新產品開發和提供國際化服務的能力。Manulife financial corporation reported second quarter shareholders earnings up 23 per cent over the same period last year, reflecting the impact of the transfer of policies and assets from daihyaku mutual life insurance company of japan, business growth in hong kong, improved margins in individual insurance and individual wealth management businesses in canada and improved claims experience in the accident and health reinsurance line. " it was another quarter of significant accomplishment for our company
-宏利金融有限公司香港聯交所股份代號: 0945宣布,本年第二季股東盈利較去年同期上升百分之二十三,主要反映宏利金融收購日本第百生命保險商業會社后大量保單及資產移入,同時亦因為香港業務增長理想加拿大的個人保險及個人理財業務邊際溢利增加以及意外及醫療再保險業務理賠表現有所改善所致。To give full play to the financial gurantee companies ’ role and to achieve their legal status commensurate function needs to draw on the experience of foreign legislation, accelerate legislation, clear the legal position of the financial guarantee companies, and make clearly regulation in the financial guarantee company ' s industry access 、 funding 、 scope of business 、 institutional systems 、 risk diversification and control systems 、 industury ’ s self - discipline and external supervision 、 the financial guarantee company ’ s guarantee mechanism 、 security procedures and so on
為了充分發揮金融擔保公司的作用,使之實現與其法律地位相適應的功能,需要借鑒國外立法經驗,加快立法,明確金融擔保公司的法律定位,同時對金融擔保公司的行業準入、資金來源、業務范圍、機構體系、風險分散與控制制度、行業自律與外部監管等問題作出明確規定,對金融擔保公司擔保機制、擔保程序、收費標準等進行規范和管理。分享友人