金銀價值 的英文怎麼說
中文拼音 [jīnyínjiàzhí]
金銀價值
英文
bullion value- 金 : Ⅰ名詞1 (金屬) metals 2 (錢) money 3 (古時金屬制的打擊樂器) ancient metal percussion instrum...
- 銀 : Ⅰ名詞1 (金屬元素) silver (ag) 2 (姓氏) a surname Ⅱ形容詞1 (跟貨幣有關的) relating to curr...
- 價 : 名詞1. (價格) price 2. (價值) value 3. [化學] (化合價) valence
- 金銀 : gold and silver金銀邊 orris; 金銀編帶 cordons; 金銀錠 dore; 金銀合金 electrum; 金銀復本位制 gold ...
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The innovation strategy against financial disintermediation is an integrated system composed of value chain and value triangle innovation, financial products and service innovation, demand strategy innovation and customer developing strategy innovation
綜合上述觀點,為了應對脫媒,商業銀行應該採取的創新對策是一個完整的體系,由價值鏈價值三角創新,金融產品、服務創新,需求戰略創新、客戶開發戰略創新四個方面所構成。Silver can be raised by law to a parity with gold in value.
銀可由法律提高到和金同等的價值。To make marketing gambit innovation on that base, the post - savings bank should exploit new financial product priority at intermediary service, personal credit service and particular deposit account service, take advantage of the new internet channel to founded net bank, make internal maketing and customer value management for upraise competitive capability and service level, make alliance strategic to meet the polytropic customer demand
在此前提下開展營銷策略創新,要注重從中間業務、個人信貸和特色存款業務方面開發新的金融產品;利用網際網路技術提供的新渠道開辦網上銀行;為提高競爭能力和服務水平進行內部營銷和顧客價值管理;為適應顧客需求的多樣化而進行戰略聯盟。The proportion between the values of gold and silver money was not fixed by any public law or proclamation.
金幣和銀幣價值的比例,不由法律或公告規定。The experience of the banking sector as a whole was however less favourable as branches and subsidiaries of foreign banks marked down the value of holdings of regional debt securities and increased their provisions against loans to regional borrowers
可是,整體銀行業形勢卻較遜色,原因是外資銀行分行及附屬公司均須為所持亞洲債券減記賬面價值,以及為亞洲區內貸款增撥準備金。In our country, the middle & small sized firms are confronted with more financing handicaps than the foreign small businesses are mainly in deficient credit with their assets, the fewer assets for mortgage and difficult in mortgage, oweing to underdevelopment of financial system, absence of credit grade evaluation, distortion of finance policy, bankrupt of some small businesses, and a series of problems
豐田、福特、微軟、科思等世界著名公司的發展,均以企業家在中小企業中的創業為發展的起點。在我國,由於金融體系不發達、商業銀行缺乏評估信貸價值的技術、政府金融政策存在扭曲、中小企業資信較差、倒閉比率較高等一系列問題,中小企業面臨著更多的融資困難。A few appropriated part of the funds and invested them in municipal infrastructure lacking commercial value, plunging them into severe financial difficulties and disabling them to repay the principal and interest on their loan to the creditor banks or financial organizations. as a result, the borrower and lender came into commercial dispute, with some of the borrowers even declaring bankruptcy
但有些公司透過地方政府的擔保,或者以土地抵押形式,在香港依法向海外金融機構取得貸款,少數公司更將部分資金挪用於缺乏商業價值的市政建設上,最終因為經營不善和其它原因,陷入財政困難,無法依期向債權銀行或金融機構償還本息,產生商業糾紛,有些更宣布清盤。Asset prices - particularly financial asset prices - may fall sharply under the influence of high interest rates, eroding the collateral value of bank loans
在高利率影響下,資產價格,特別是金融資產價格可能會急挫,令銀行貸款的抵押品價值大減。As banking supervisor i am glad to see an improvement in the asset quality of banks, in that the deficiency in the value of the security of their mortgage loans has been reducing
作為銀行監管機構,金管局很高興見到銀行的資產質素有所改善,按揭貸款抵押品價值不足以抵償未償還貸款額的情況有所緩和。The studies show that, the less collateral value the entrepreneur provides is, the higher credit risk to the bank is and the larger risk of adverse selection is ; the more collateral value the entrepreneur provides is, the lower credit risk to the bank is and the smaller risk of adverse selection is
研究結果表明,如果企業提供的抵押品價值越少,銀行信貸資金所面臨的風險越大,逆向選擇風險增大;如果企業提供的抵押品價值越多,銀行信貸資金所面臨的風險越小,逆向選擇風險減少。With four - fifths of japanese lending ultimately related to property, americans were incredulous that banks had been foolish enough to lend against collateral for which the value could go down as up ; in the united states, they said, banks lent against cash flow, the best gauge of a borrower ' s ability to repay a debt
因為日本的借貸行為中五分之四是基於資產的,美國人就懷疑說,日本銀行太過愚蠢,依據抵押資產的價值放貸,然而其價格可升亦可降;在美國,他們聲稱,銀行是依據現金流放貸,是翻譯借款人還款能力的最佳指標。If the enterprise changes the present property to be insufficient to pay off the due debt, it is very difficult obtains the loan from the bank or other units again, very difficult to obtain the preferential benefit again from supplier there which buys on credit. thus affects the enterprise to loan the fund directly, affects the normal production and the management. therefore analyze the debt paying ability has extremely important realistic value
償債能力是企業償還到期債務的能力,如果企業變現資產不足以清償到期債務,就很難再從銀行或其他單位取得借款,很難再從供應商那裡取得賒購的優惠,從而直接影響企業籌借資金的能力,影響正常的生產和經營,因此對償債能力進行分析具有十分重要的現實價值。The model of this paper explores the links between the following factors and the credit rationing in china. the change of banks " attitude to credit risk may lead to credit rationing ; banks give much more emphasis on the trade cost and the payable value of collateral, which may give rise to credit rationing ; the decreasing of asset price during economic stagnation produces credit rationing ; the bias of banks " objective function from the maximization of profit and the transformation of the function relating to the reform of the financial system cause credit rationing ; if different parts of the whole markets are not integrated, the credit in the part with low capital return ratio will be rationed. during economic recession, banks tend to ration the credit in the high - risk market ; the removing of interest ceiling will narrow down the interest spread of deposit and credit at least during a period, which may strengthen credit rationing ; meanwhile, the vulnerable borrowers, including small and middle - sized enterprises, will get more credit from banks even though they have to pay a higher interest rate
論文的模型探討了下列因素和中國信貸配給現象之間的聯系:商業銀行對信貸風險的態度變化,在辨別和控制信貸風險上開始投入大量的成本,這一過程會導致信貸配給;商業銀行對與法治環境相關的交易成本和抵押品清償價值的日漸關注會導致信貸配給;宏觀經濟緊縮時期資產價格下降會導致信貸配給;商業銀行經營目標函數偏離利潤最大化,近幾年金融業改革過程使商業銀行目標函數發生變化,這一變化過程可能導致信貸配給;在市場分化的條件下,收益水平低的市場會遭受信貸配給;在經濟下滑時期,商業銀行尤其會對高風險市場配給信貸;利率市場化使商業銀行的存貸利差至少在一段時間內縮窄,利差縮窄可能加重信貸配給的程度:在利率市場化條件下,弱勢借款者,包括中小企業,遭受信貸配給的程度可能得到緩解,但支付的貸款利率水平將會升高。The interior risk control mechanism in commercial bank is the basis of banking supervision and stability of financial system. we should introduce modern instrument measuring financial risks : var ; take advantage of accurate and overall index measuring achievement : raroc ; form multilayer risk control mechanism with the nature of incentive compatibility constraint ; and boost each branch, each level of institution and each staff to concern bank ' s revenue and risk simultaneously
銀行內部風險控制機制是銀行監管和金融體系穩定的基礎,通過引入現代金融風險計量工具: var (在險價值) ,利用準確、全面的績效考核指標: raroc (風險調整資本收益率) ,在銀行內部構建起具有激勵相容約束性質的多層次風險控制機制,調動各類部門、各級機構、各個職員的既關心收益又關心風險的積極性。Considerable fluctuations in the value of silver against gold gave hong kong a variable, and often volatile, exchange relationship with the gold - based currencies, such as the pound sterling. this contributed to the severe financial and economic crisis that hit hong kong in the early 1890s
由於白銀兌黃金的價值異常波動,所以香港貨幣兌英鎊等其他金本位貨幣的匯價時有變動,而且波幅甚大,引發1890年代初香港發生嚴峻的金融和經濟危機。The precious stone globe is an exquisite art, which is made in proportion to different shape and distribution of every county. through thirfy intricate and elaborate handmade steps, it is made by nearly thirty kinds of natural precious stones. the eastern & western hemisphere equator, meridians and woof are respectively marked on the surface of the globe with gold lines and silver lines, and the names of all countries are signed in chinese of english. with pure cupric frame supporting it, it is such an elegant and valuable art. it represents high class of its owner as well as nobleness of successful people. in addition, it is a splendor gifts to your friends and adds more loyalty and high status to companies as well as families
本公司生產的寶石地球儀系列,是一項超精工藝藝術品,它是根據世界各國地形及海域分佈按其標準比例,採用近三十種天然寶石,經過近三十套復雜而精細的手工序組砌而成,並採用金屬金銀線標出各國家和地區的名稱,再配以設計精巧的純銅立體架製作而成,一種極富典雅風范,又具收藏價值的高級藝術品,它代表著擁有者之高尚品質,又意味著成功者之尊貴地位,更是高層人士之饋贈寶物,其作為公司及家庭之藝術陳列,更添皇室風采,氣派非凡。It is possible that their probate values were much lower than their actual market value : cash or near - cash, such as bank balances or stocks, were, on the other hand, invariably considered at full face value
他們的驗訖遺產值可能大大低於實際市場價,而另一方面,現金或準現金,如銀行結余或股票,總是以全額票面價值來衡量的。Their value dropped by 20 % in less than 2 weeks, the bank blamed difficulties in valuing its holdings in the sub prime market
兩周內,這些基金價值跌了近20 % ,銀行將此歸咎于對于次級貸款市場持有股份的價值跌落。Since 80 % of the credit was released by the state commercial bank, therefore here i would like to talk about some negative point of the state commercial bank on supporting those enterprises, such as the lessons we have taken and the pressure we will face, the comparision between the risk and benefit, the impact after the reform on credit management system, currently the credit sources will transfer to center city and famous enterprise
指出國有商業信貸資源向大中城市和大中優質企業轉移,是我國市場經濟發展和經濟結構不斷調整優化以及企業追求價值最大化的一種必然反映,符合金融滲透的一般規律,而主要問題在於國有商業銀行對于部分有市場、有效益,有信用的中小企業支持不夠;文章還分析了政府在中小企業融資過程的作用。Banks find that the collateral which they are holding against loans is depreciating. businesses find that real assets are worth less and cash flow may be slowing, but debts remain the same even though the interest cost of serving them may fall
業主發覺他們成為負資產一族,銀行發覺貸款抵押品不斷貶值,企業發覺有形資產價值下降現金流量放慢,但負債則沒有變動即使利息成本可能有所減少。分享友人