銀行信貸資金 的英文怎麼說

中文拼音 [yínhángxìndàijīn]
銀行信貸資金 英文
bank credit capital
  • : Ⅰ名詞1 (金屬元素) silver (ag) 2 (姓氏) a surname Ⅱ形容詞1 (跟貨幣有關的) relating to curr...
  • : 行Ⅰ名詞1 (行列) line; row 2 (排行) seniority among brothers and sisters:你行幾? 我行三。where...
  • : loan
  • : Ⅰ名詞1 (錢財; 費用) money; wealth; expenses 2 (資質) intelligence; endowment 3 (資格) quali...
  • : Ⅰ名詞1 (金屬) metals 2 (錢) money 3 (古時金屬制的打擊樂器) ancient metal percussion instrum...
  • 銀行 : bank
  • 資金 : fund; capital
  1. Thirdly, some investors peculate bank credit capital that results in a damage of the state behalf

    開發商對消費者進欺詐的違法違規為,損害消費者利益。挪用銀行信貸資金,損害國家利益。
  2. The banking capital and insurance capital also have access to the security market in some way and to some size. in practice, the way by which banking credit capital enters the stock market is n ' t fully lawful. in 2000, the size of china ' s banking credit money that entered the stock market amounts to 450 - 600 billion yuan

    在實踐中,我國銀行信貸資金進人股市的路徑並不完全合法, 2000年我國銀行信貸資金進入股市的規模達到4500 6000億元,這些銀行信貸資金大規模地進入(大部分是違法進入)股市,在一定程度上影響了我國股市的穩定,從這個角度也看出我國實混業經營的條件並不成熟。
  3. Commercial financing is used as public financing, mistakes in enterprise operation, and mistakes of commercial banks themselves, all these factors make the nonperforming assets of chinese banking sector

    而從其成因來分析,至少有財政化、企業經營管理以及商業自身三個方面的因素集合而成。
  4. Secondly, actions between banks and enterprises in china ' s credit market and the motivation of banks " deregulation are deeply analyzed by the means of the game theory. thirdly, the thesis studies how systematic factors in china aggravate the information asymmetry in the credit market from the aspects of property right, financial supervision and information announcement. at last, suggestions on how to dissolve the bank credi t risk and prevent non - performing banking assets increasing are put forward in the aspects of improvement of information symmetry, establishment of incentive and constraint mechanism and elimination of systematic factors which aggravate the information asymmetry

    首先,論文分析了我國活動中的息不對稱所產生的逆向選擇與道德風險對產質量的影響;其次,作者運用博弈論方法對我國市場中與企業的博弈為以及違規的動力進了深入地分析;接著,論文又從產權、融監管和息披露這三個方面研究了我國的體制性因素如何加劇市場的息不對稱問題;最後,論文從提高市場的息對稱度、建立有效的激勵約束機制以及消除加劇息不對稱的體制性因素這三個方面對化解我國風險、防範不良產的新增提出了建議。
  5. The bank will issue 42 billion yuan ( us 5. 1 billion ) in various kinds of loans for chinese exporters in 2001. by the end of 2001, outstanding loans will total 73. 5 billion yuan ( us 8. 9 billion )

    在2001年,該將以各種形式向國內出口商提供420億元人民幣(合51億美元)的。到2001年底,款總額將累計為735億元人民幣(合89億美元) 。
  6. The studies show that, the less collateral value the entrepreneur provides is, the higher credit risk to the bank is and the larger risk of adverse selection is ; the more collateral value the entrepreneur provides is, the lower credit risk to the bank is and the smaller risk of adverse selection is

    研究結果表明,如果企業提供的抵押品價值越少,銀行信貸資金所面臨的風險越大,逆向選擇風險增大;如果企業提供的抵押品價值越多,銀行信貸資金所面臨的風險越小,逆向選擇風險減少。
  7. The study shows four major problems existed in individual housing loan. 1 ) supply constraints of individual housing loan. fund sources are highly dependent on commercial banks while large fund idles in the society ; house accumulation fund contributed by the borrowers has not reached a reasonably big ratio of house purchase ; and housing loan businesses of less assortments, smaller amount, and shorter terms, worsen the fund supply

    研究表明,當前我國個人住房消費發展中存在著許多問題,主要包括:第一、個人住房消費存在供應約束,從來源上看主要集中於商業,未充分調動起社會閑散,公積繳存比例小;從款方式來看,款品種單一,實額度小、期限較短。
  8. Our country bank not good property origin is extremely complex, mainly has following several aspects the reason : ( 1 ) under the planned economy system, the " series receives series " and " dials changes loans the loan which history and so on " policy leaves behind down to form not good loans ; ( 2 ) 1, 992 - in 1993 economical heat, the large amount fund flows to the real estate, the stock market and so on ; ( 3 ) for many years building redundant project, credit fund effect even more difference ; ( 4 ) local authority to financial organ intervention ; ( 5 ) the financial organ internal management is bad and so on

    我國不良產的成因十分復雜,主要有以下幾方面的原因: ( 1 )計劃經濟體制下, 「統收統支」及」撥改」政策等歷史遺留下來的款所形成的不良款; ( 2 ) 1992 1993年經濟過熱,巨額流向房地產、股票市場等; ( 3 )多年來重復建設,效益甚差; ( 4 )地方政府對融機構的干預; ( 5 )融機構內部管理不善等。
  9. Effect analysis and policy suggestion on credit funds flowing into the stock market

    銀行信貸資金進入股票市場的效應分析
  10. Chapter iii : the financial operating system in china also witnessed a series of reforms

    第三章回顧了我國融經營體制的改革歷程,並對我國銀行信貸資金進入股市進了實證分析。
  11. From the three regional belt, the loan and deposit lapse from the east to the west. since 1990s, the loan proportion of

    90年代以來,東部地區銀行信貸資金比重略呈上升趨勢;西部地區銀行信貸資金增長較快,而中部則明顯下降。
  12. Economy rules show that in a free market, the regional loan allocation has the same trend with regional economic difference, which tend to be divergent in the first stage and then turn to be convergent

    經濟規律揭示,在市場條件下,銀行信貸資金的地區配置同地區經濟差異一樣,也具有先趨異后趨同的長期變動走勢。
  13. Real estate financing plans should have clear fundraising principles and financing quotas calculation. financing channels include own capital, credit from bank, pooling social capital, collecting earnest in advance, and fund from selling real estate

    房地產投項目融計劃中必須明確籌原則以及如何估算融額度,融渠道包含自有銀行信貸資金、社會集以及預收定和購房款。
  14. On one hand, these reforms are caused by market and economic adjustment, on the other hand, it is also the initiative exploration of the administration structure but the exploration is unsuccessful, the corresponding results include that the financial burden is heavy, and bank and the listed companies sacrifice medium and small investor ' s interests etc. because the listed company only regards security market of our country as the place to use the fund free at first, there is no comparativity between utilizing bond financing, bank loan, and other channels to raise enterprise development funds and stock financing

    從上世紀80年代初期以前的財政供給到銀行信貸資金的供給,再到利用本市場進股票及債券等融方式的出現,這些改革一方面是市場以及經濟環境的變化引起的迫不得已的調整,另一方面也是企業(或主管部門)為了提高企業效率,完善企業內部治理結構的主動探索。但從結果上來看,這些探索並不成功,相應的出現了財政負擔過重,不良產過多以及上市公司犧牲中小投者利益,在市場上「圈錢」等現象。由於上市公司最初僅僅是把我國的證券市場當作獲取免費使用的場所,利用債券融款等渠道籌措企業發展和股票融沒有可比性。
  15. As revealed by the study, following problems exist : 1 ) the supply of bank capital has a close relation with the fluctuation of stock market ; 2 ) the volume of bank capital flowing into stock market is large and it is estimated that there are 450 - 600 billion of bank capital exist on stock market, 2 / 3 of which are illegal ; 3 ) most bank capital are getting into stock market through illegal channels, such as illegal repurchase of government securities, illegal acceptance and discount of trade bill, embezzlement of customers " guarantee deposit, illegal interbank loan, illegal diversion of credit capital to other purpose, etc. the inflow of bank capital to stock market has dual influences on our economy and finance

    表現在: ( 1 )據估計我國進入股市的銀行信貸資金存量在4500 - 6000億元左右,其中滯留於一級市場的規模約為2000 - 3000億元,進入二級市場的規模在2000 - 2500億元之間,國有股和法人股轉讓市場涉及規模約為500 - 600億元,然而,在這千億元進入股市的中2 3左右都是違規流入的。 ( 2 )入市除同業拆借、國債回購和股票質押款三種合法渠道外,多是通過非法渠道流入股市的,其途徑主要包括:違規國債回購、違規商業匯票承兌及貼現、挪用客戶保證、違規拆借、企業違規挪用銀行信貸資金、個人違規使用款等。
  16. Major viewpoints are : ( 1 ) conducting the reason of the bank ' s non - performing assets to bank ' s credit loaning capital fiscal in the transition economy period ; ( 2 ) concentrating the way of foreign bank ' s non - performing assets disposal ; ( 3 ) evaluating the measure of our country bank ' s non - performing assets disposal to bring out des ; ( 4 ) citing the theory of enterprise governance structure to des and describing the theory foundation of dbs lies in the improvement of enterprise governance structure

    全文主要內容和觀點為: ( 1 )系統地闡釋了我國不良產歷史形成原因,即是經濟轉軌時期銀行信貸資金財政化的結果。 ( 2 )總結了國外化解不良產所採取的措施以及對我國的經驗借鑒。 ( 3 )客觀地評析了我國以往處置企間債權債務的經驗,提出債轉股這一全新的制度設計。
  17. The results show that loan decisions are still overly influenced by policy intervening, although china has enforced many financial reforms from 1990 ' s. in the last section of this article, we discuss the main reasons for the convergence and table a proposal to improve the efficiency of the loan allocation of the state - owned banks in china

    接下來本文建立了一個商業銀行信貸資金配置的利潤最大化模型,根據這個模型的經濟含義,本文選取若干分別代表基本經濟因素和政性影響因素的指標,對國有商業銀行信貸資金地區配置的決策因素進了模型驗證。
  18. We use for reference the model of industrial organization economics to test the convergence degree of the regional loan allocation of china ' s state - owned commercial banks, and find it highly convergent. deriving from a model of bank profit maximization, we then exploit regional financial and economic data to test the reasons for the convergence of the regional loan allocation of state - owned banks

    本文借鑒產業組織經濟學判斷產業結構地區趨同程度大小的模型對我國國有商業銀行信貸資金地區配置的狀況進實證,發現在地區經濟差異不斷擴大的情況下,國有商業銀行信貸資金配置具有高度的地區趨同性,推測這種現象是由於非經濟因素所造成。
  19. However, stress must be p1aced on the serious difficu1ties and prob1ems confronted by our financia1 service industry. it not on1y influenced the conunercial credit assets safety, but a1so the who1e financial service industry deve1opment and the continuous growth of nationa1 economy

    但是,我國融業目前還面臨著嚴重的困難和問題,不僅影響到商業產的安全,而且影響到整個融業的發展及國家經濟的持續快速發展。
  20. Our commercial banks, especially the state - owned banks, have so lowly qualitative credit assets and highly bad loan ratio that credit risk becomes the biggest financial risk of our country

    我國商業尤其是國有產質量低下,不良款比率一直居高不下,用風險成為我國融風險的最大隱患。
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