銀行存款分析 的英文怎麼說

中文拼音 [yínhángcúnkuǎnfēnxī]
銀行存款分析 英文
analysis of deposits of banks
  • 銀 : Ⅰ名詞1 （金屬元素） silver （ag） 2 （姓氏） a surname Ⅱ形容詞1 （跟貨幣有關的） relating to curr...
  • 行 : 行Ⅰ名詞1 （行列） line; row 2 （排行） seniority among brothers and sisters:你行幾? 我行三。where...
  • 存 : 動詞1 （存在; 生存） exist; live; survive 2 （儲存; 保存） store; keep 3 （蓄積; 聚集） accumulat...
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 分 : 分Ⅰ名詞1. （成分） component 2. （職責和權利的限度） what is within one's duty or rights Ⅱ同 「份」Ⅲ動詞[書面語] （料想） judge
  • 析 : Ⅰ動詞1. （分開; 散開） divide; separate 2. （分析） analyse; dissect; resolve Ⅱ名詞（姓氏） a surname
  • 銀行 : bank
  1. There are three parts in the article. the beginning is the summary about especial credit risk in city commercial bank management. at first, via the data explains that the loan object of the city commercial bank mainly concentrates small enterprises, then discusses why the city commercial bank concentrates this lay, then further via the small enterprise livability, compensative resource, the finance

    首先，通過調查所得的數據說明了城市商業銀行的貸款對象主要集中於小企業這個層次，然後詳細論述了城市商業銀行為什麼會將貸款對象主要集中在這個層次，再進一步通過對小企業存活率、償債來源、財務管理狀況、管理者素質等方面的分析，說明了為什麼將貸款對象集中於小企業會極大的增大城市商業銀行的貸款信用風險。
  2. By dissecting the problems in the managerial and operational mode of residential accumulation funds, it presents some suggestions to perfect our residential accumulation fund system by perfecting its accommodation system, amplifying its managerial system and its supervising mechanism. as for the commercial individual housing mortgage loans, the author analyzes in detail the problems in individual housing credit by taking chongqing as an example and puts forward some countermeasures. he also categorizes the risks of individual housing mortgage loans and points out how to guard against the risk of individual housing mortgage loans for commercial banks, which lies in the accurate assessment of the certifying ability of the real estate developer, the thorough investigation of his property and credit, strict control over the evaluation value of the property and the volume of loan and dealing risks promptly, resolutely, flexibly and effectively so as to strangle the risk in cradle

    針對住房公積金管理運作模式存在的問題，提出從完善住房公積金融通制度、健全公積金運作管理制度、嚴格公積金監督管理機制幾方面完善我國的住房公積金制度的建議；商業性的個人住房抵押貸款以重慶市為例對個人住房信貸存在的問題進行詳細分析提出對策，並將個人住房抵押貸款的風險進行歸類，提出商業性銀行個人住房抵押貸款風險的防範主要是在於對房地產開發商保證能力的評估，對其資信情況的調查，嚴格控制物業的評估值和貸款成數，並及時、果斷、靈活、高效，處理出現的風險，將風險消除在萌芽狀態。
  3. The correct thought in china commercial banks should be : the bank arranges its asset according to its ability to collect deposits over a long period of time, and reduce reserve as possible as it can to increase the income in a short period of time ; the money borrowed from the interbank lending and borrowing market can only be used to smooth the wave of cash demand in a short period of time ; when the bank arrange its asset and liability for the purpose of liquidity management, the bank must consider income and interest risk all together

    我國商業銀行流動性管理的思路應該是：從中長期看，只能根據銀行吸收存款的能力，來安排資金運用；從短期看盡可能降低備付來提高收益；同業市場的短期借款只能用來做為頭寸調度的「潤滑劑」 ；流動性管理管理必須結合收益、利率風險管理來安排銀行的資產負債結構。本文的題目是：我國商業銀行流動性管理的量化分析。
  4. This thesis begins with new basel agreement ’ s requirement on capital adequacy rate, and then by elaborating on the regulations in our country which reflects principles and methods in new basel agreement and the realities in our country, it argues the regulations ’ effects on the capital adequacy of listed banks. after that, by analyzing concretely and evaluating the capital adequacy and allocation of eight assets impairment of the five listed banks between 2001 and 2005, it reveals further the problems existing in allocation of assets impairment of the five listed banks and the influences of the problems on capital adequacy rate. in the end, conclusions are reached and suggestions are given

    本文從新巴塞爾協議對資本充足率的要求出發，論述我國運用巴塞爾協議基本的原則與方法並結合我國的實際情況制定的規章制度對上市銀行資本充足狀況產生的影響，通過對五家上市銀行2001 ~ 2005年中期資本充足狀況和八項資產損失準備計提情況進行具體分析並評價其合理性和貸款損失準備的充足性，進一步揭示五家上市銀行在資產損失準備計提中存在的問題和對資本充足率計算的影響，最後提出相關政策建議。
  5. Part 4 is the empirical analysis to chinese listed companies " financings behavior. reaching for the company ' s financing structural analysis of the developed country, making the conclusion : profit financing ratio is the highest financing, bank loan is the most important way in the external financing, final just selecting equity financing, analyzing to the financing structure of chinese listed companies, the listed company ' s financing

    第四部分我國上市公司融資行為的實證分析這部分包括第四章是本文的另?個重點，先對發達國家公司融資結構分析，發達國家公司融資順序為:留存收益比率最高，銀行貸款是最重要的外部融資方式，最後才』選擇股權融資。
  6. This paper attempts to investigate the effectiveness of regulation on bank capital adequacy by applying alternative models, including flat - rate deposit insurance premiums, risk - based deposit insurance premiums, stochastic deposit interest rate and portfolio theory

    摘要本文及針對銀行資本比率管製作一研究，分別考慮在單一存款保險費率、風險基準存款保險費率、存款利率?隨機變數，及投資組合理論等四種分析模式下，探討金融主管機關對銀行實施資本比率管制之效果。
  7. In the chapter 2, on the basis of combining the development practice of loan security, the article analyzes the main problems existing along the development of loan security in china : vain security, unsatisfied security, fault security. it also gives deep exposition to the concrete manifestation of these problems and identifies there are much contradiction between the law theory and financial practice. in the chapter 3, through analyzing the problems existing in loan security, the writer thinks what is necessary for china to develop loan security is to change and improve legal protection system for loan security and suggests some solutions to the existing problems : a ) to change and improve the law system

    在結合商業銀行貸款擔保的發展實踐的基礎上，分析了目前中國商業銀行貸款擔保發展存在的瑕疵：無效擔保、擔保落空、虛假擔保；深入的論述了這些問題的具體表現；剖析了產生這些問題的法律原因和社會原因，認為就商業銀行貸款擔保法律制度本身來看，無論從法律法規制定的技術水平，還是從法律法規本身反映的金融法律實踐的要求，都不能滿足我們今天的發展要求；而且長期的計劃經濟的金融體制下所形成的制度和觀念與滲透著法治精神的現代金融體制也存在著很多不相包容的地方。
  8. During the analysis, the thesis systematically analyzes the establishment of chinese deposit insurance system, based on the information economics, insurance science, money and banking theory and other financial theory, and using many ways, such as empirical test and standard test. inductive method and deductive method, and so on

    文章在論述過程中，藉助于信息經濟學、保險學、貨幣銀行學以及其他相關的經濟金融理論，運用規范與實證分析相結合、歸納與演繹相結合、動態與靜態相結合、定性與定量分析相結合的方法，對我國存款保險制度的構建進行了系統的分析和論證。
  9. Moreover, for chinese banks and researchers, both the requisite technologies and experiences in this field are just in the beginning steps, yet somewhat lagged behind. the main purpose of this paper is to give a complete and systematic discussion on the theoretic basis, methods and formalities of the five - class system of credit assets, which is currently used in the people ' s bank of china, together with the introduction and comparison of other contemporary formalities of credit assets adopted by other commercial banks. then we give a deep and concrete analysis of the situation and problems in the current operation of the credit assets five - class system in the b city commercial bank in anhui province

    本文的主要目的就是針對目前中國人民銀行正在推行的信貸資產五級分類的理論基礎、方法及程序進行了較為全面和系統的論述，並對同時期國內外商業銀行所採取的信貸資產分類模式做了相應的介紹和比較，進而具體剖析了現階段安徽省b市商業銀行在信貸資產五級分類操作中的具體步驟，同時，借鑒了貸款風險評估的相關理論和模型，對安徽省b市商業銀行目前的貸款風險分類方法的現狀和存在的問題進行了較為深入的、系統的分析。
  10. Also, introduce the establishment and development of deposit insurance in the world. chapter2 : cover the theoretical basis of deposit insurance, the major problems arising from deposit insurance, and come up with the suggestions

    第二章，論述了與存款保險制度有關的理論，從信息不對稱和銀行經營特殊性入手，論證了存款保險制度可以有效防止銀行擠兌，避免銀行擠兌引起的銀行危機，同時分析了存款保險制度存在的問題及對策。
  11. This thesis will study this classical model from the deposit contract designing angle. through the literature above, we can see this is a brand - new angle. there are three aspects in the model which reflect the deposit contract designing philosophy : the appropriate interest rate

    通過上述文獻的梳理，文章提出從存款契約設計角度研究該模型是一個非常新的角度，進而從模型的利率結構設計和其他應對銀行擠兌危機的措施設計方面分析模型的存款契約設計思想。
  12. The banking information disclosure can help banking investors, depositors and relevant interest individuals to find out and analyze the financial status, risk situations, company operation and other essential issues of the banks and safeguard their legal interests through analyzing and judging the financial status and risk situations of commercial banks. moreover it also helps the external supervision of commercial banks and promotes commercial banks to improve company operation, to strengthen inner control mechanism and to enhance the operating level and outcome

    商業銀行對外披露信息，有助於銀行的投資人、存款人和相關利益人了解商業銀行的財務狀況、風險狀況、公司治理和重大事項等信息，分析判斷商業銀行的經營狀況和風險狀況，維護自身權益；同時，也有利於從外部加強對商業銀行的監督，促使商業銀行完善公司治理，強化內控制度，提高經營水平和績效。
  13. The thesis is to analyze the necessity and feasibility of establishing banking deposit insurance system in china by combining the successful experience of the deposit insurance system operation achieved in the developed countries and our banking industry ' s characteristics

    本文旨在我國銀行業改革的特殊背景下，借鑒發達國家存款保險制度運行的成功經驗，結合我國銀行業特點，分析我國建立存款制度的必要性和可行性，並提出建立我國存款保險制度的構想。
  14. Secondly, the article deeply analyzes the process of the credit risk control and find out the cause of formation of credit risk and the problems with credit risk control and management form aspects as follows : client structure about credit, related motivation measures, process of operation of credit, pre - loan investigation, checkup for loan, loan operation examination, and management of current non - performing loans. the article then offers solutions for how to guard against and defuse the credit risk regarding the existing problems, so that we can improve the credit asset quality of xx sub - branch and strengthen the credit risk control. ultimately, the article discusses the systematical risk caused by macro - economical environment with which state - owned commercial banks are trying to cope and the prospects for improving macro - environment

    筆者首先通過對xx支行的信貸資產質量、和不良貸款率等幾個方面的分析，揭示了該支行信貸風險的現狀，指出有效的控制信貸風險對該支行來說是一個十分重要而迫切的問題;其次對xx支行在信貸風險控制過程中的諸多環節進行深入剖析，找出該支行信貸風險的成因以及信貸風險管理和控制中存在和暴露的問題，著重從以下幾個方面進行分析:信貸客戶結構、相關的激勵措施、信貸業務操作流程、貸前調查、貸后檢查、以及目前不良貸款的管理;然後針對存在的問題，逐一提出了化解、防範信貸風險的對策，以提高該支行的整體信貸資產質量，鞏固和強化該支行的信貸風險防範和控制;最後從宏觀的角度，淺談了國有商業銀行應對宏觀經濟環境導致的系統風險的思路以及改善宏觀環境的展望。
  15. Chapter4 : reveal serious problems of high operating risk and out - of - the - market rules of the banking system in our country. then, expound the necessity and feasibility of establishing deposit insurance system in china

    第四章，從分析我國銀行業高風險運營的現狀和我國現行銀行市場退出機制存在的問題入手說明我國建立存款保險制度的必要性和可行性。
  16. Finance is the core of contemporary economy, and commercial banking is the principal part of finance system after china j oined the wto ， the biggest problem which commercial banks of our country encounter has been the problem of system risks therefore the research on managing and keeping away the commercial banking system risks of our country has great academic and practical significance by expatiating the basic theories of financial system which includes the theoretic analysis of four aspects ： financial organization financial market system financial supervision system and financial system innovation together with the characteristics of commercial banks of our country in the transitional period the paper analyzes the ~ eneration mechanism of the commercial banking system risks of our country the defnition and characteristics of system risks ， the behavior and the various factors of the commercial banking system risks one by one at the same time the main aspects of american and german commercial banks which include the type and appellation of commercial banks ， the exterior form of organization 。 the dealings management system the deposit insurance system and the development current of commercial banks ， are compared in addition ， the financial supervision systems of america ， british and japan are studied in detail based on the above analyzing combined with the situations in our country, the beneficial reference ’ and inspiration that we can draw are analyzed then it can be concluded that the origins from which the commercial banking system risks of our country derive exist in the peculiar property right system ， organization system ， capital system and juridical person system of our country, etc therefore to prevent and solve the commercial banking system risks of our country, we should begin with eliminating the system sources that result in risks and keep away the banking risks effectively by innovating the system in this paper, several precaution measurements are also proposed including accelerating decentralized regrouping of country, owned property, reforming the organization system of the commercial banks monopolized by the colintry, reforming and constructing capital system ， establishing modem iuridical person system of commercial banks ， and so on

    加入wto后，我國商業銀行所面臨的最大憂慮就是制度風險問題，因此，對我國商業銀行制度風險的管理和防範研究具有重大的理論和現實意義。本文通過對金融制度基本理論的明確闡述，它包括：金融組織理論分析、金融市場體系理論分析、金融監管制度理論分析和金融制度創新理論分析四個方面的內容；結合當前轉軌時期我國商業銀行的特點，逐一對我國商業銀行風險的生成機理、制度風險的涵義及特點、商業銀行制度風險表現以及商業銀行制度風險的各種因素進行了分析；同時還對美國、德國商業銀行制度的主要方面進行比較研究，包括商業銀行的類型和名稱、外部組織形式、業務經營制度、存款保險制度和商業銀行的發展趨勢；以及對美國、英國、日本三國的金融監管制度進行了較詳細的分析；並在此基礎上結合我國實際，分析了我國可從中得到的有益借鑒和啟示；根據以上分析，得出我國商業銀行制度風險產生的根源在於我國特有的產權制度、組織制度、資本制度和法人治理制度等。為了防範和化解我國商業銀行的制度風險必須從消除這種風險產生的制度基礎入手，通過制度創新來有效防範銀行風險，本文提出了若干相關防範措施，包括：加速國有產權的分散化重組、改革國有獨資商業銀行的組織制度、改革與建設資本制度和建立現代商業銀行法人治理制度等。
  17. In order to fit system requirement from chinese financial stability and depositor benefit protection, the paper, on the background of the continuing reforming and opening up of the chinese bank industry under the financial globalization, analyze and discuss the problems of setting up the deposit insurance system of china and harmonizing the system and other financial safety mechanisms

    文章結合金融全球化條件下中國銀行業內部改革的繼續推進與對外資銀行的全面開放的背景，為適應中國金融體系穩定以及存款人利益保護的制度需求，就建立中國的存款保險制度以及該制度安排與原有金融安全機制的協調等問題進行了分析和探討。
  18. Covering four parts, this thesis is designed to discuss the marketing management of commercial banks only at the micro level. part one discusses the concept, features, and significance of marketing management of commercial banks. as the most important and common form of financial institution, commercial bank is profit - oriented, and its key business is deposit and loan

    全文共分為四大部分：第一部分首先分析了商業銀行的性質和特徵，商業銀行是以追求利潤最大化為經營目標，以經營工商企業和各類經濟主體的存放款為主要業務的金融企業，是各種金融機構中最重要和最普遍的一種形式。
  19. Banks with less than $ 1 billion in assets ( in 2002 dollars ) accounted for 28 % of the industry total in 1984, but only 14 % in 2003, according to analysts at the fdic

    據聯邦存款保險公司分析，資產10億美元以下（以2002年的美元為基準）的銀行占行業比重在1984年為28 % ，而到2003年僅為14 % 。
  20. The conclusion from this scheme study on the detailed analysis calculates and comparison about above subjects shows that swb can build the large self - propelled trailing suction hopper dredger abroad with the 70 % bank crediting for investment. and it must be carried out hereafter to lower the cost, raise productivity and strive the steady income, so she will restore the enterprise vitality for existing and competing, and to rank among world ' s dredging market

    本方案研究通過對以上內容的詳盡分析計算和比較得出上海航道局可以依靠向銀行貸款的融資方式，解決70以下的投資問題，在國外建造大型自航耙吸挖泥船，並在今後的經營中，降低成本，提高生產效率，確保穩定的收入，就可使上海航道局恢復企業的生存和競爭的活力，在濟身於國際與國內疏浚市場中，立於不敗之地。
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