銀行負債業務 的英文怎麼說

中文拼音 [yínhángfùzhàiyèwù]
銀行負債業務 英文
liability business
  • 銀 : Ⅰ名詞1 （金屬元素） silver （ag） 2 （姓氏） a surname Ⅱ形容詞1 （跟貨幣有關的） relating to curr...
  • 行 : 行Ⅰ名詞1 （行列） line; row 2 （排行） seniority among brothers and sisters:你行幾? 我行三。where...
  • 負 : Ⅰ名詞1 （負擔） burden; load 2 （虧損） loss 3 （失敗） defeat Ⅱ動詞1 [書面語] （背） carry on th...
  • 債 : 名詞（欠別人的錢） debt; loan
  • 業 : Ⅰ名詞1 （行業） line of business; trade; industry 2 （職業） occupation; profession; employment; ...
  • 務 : Ⅰ名詞1 （事情） affair; business 2 （姓氏） a surname Ⅱ動詞1 （從事; 致力） be engaged in; devote...
  • 銀行 : bank
  • 負債 : 1. （欠人錢財） be in debt; incur debts 2. （資產負債表的一方） liabilities
  • 業務 : vocational work; professional work; business; service; traffic; transaction
  1. This article consists of five parts as following : mortgage of uncompleted building was originated from the common law and the law of hong kong, so the paper probes into its meaning - the transformation of the specific property right ; when the debtor fails to perform his duty, the creditor can obtain the title determinately ; the debtor enjoys the right of redeeming the collateral security through fulfilling his debt, the creditor has the obligation of returning the property at the same time. secondly, the author summaries its essential feature on the practice of the real estate mortgage hi the mainland of china - the target of the mortgage is a kind of expective interest ; the mortgage is a kind of guarantee which is settled through making over the interests in expectancy ; the risk of the mortgaged uncompleted building should be borne by the realty company instead of the mortgagor ; the phase of the mortgage ; mortgage is realized in a particular way. thirdly, on the basis of analyzing the legal nexus that is involved, the paper points out that the legal ne xus of the mortgage is just between the mortgagor and the mortgagee

    樓花按揭作為一種擔保方式起源於英美法上的mortgage ，所以本文第一部分首先探討了mortgage在英美法上的含義：特定財產權利的轉移；在債務人不履行債務時，債權人可以確定地取得所有權；債務人享有通過履行債務而贖回擔保物的權利，同時債權人負有交還財產的義務。其次，就我國的樓花按揭實踐總結了其基本特徵：樓花按揭涉及兩個合同三方當事人；樓花按揭的標的是一種期待性利益；樓花按揭是通過轉讓物業權益而設定的一種擔保方式；預售樓花滅失的風險應有開發商承擔；樓花按揭的階段性；樓花按揭實現方式的特殊性。最後，分析了樓花按揭所牽涉的各個法律關系，認為真正的樓花按揭法律關系只是購房人與銀行之間的按揭貸款關系，按揭當事人只有購房人（按揭人）與銀行。
  2. Meanwhile, the deep reformation of capital market and investment and financing system, the quick marketization process of interest rate, the wide application of electronic businesses in governments and enterprises, and the continuously changed consumer behavior and family financing thought make the banks have more opportunities to get profit

    商業銀行傳統資產負債業務的獲利空間逐漸縮小。而隨著資本市場、投融資體制改革的深化，利率市場化進程加快，電子商務在政府和企業得到廣泛運用，居民消費行為和家庭理財觀念不斷變化，這些則為銀行業打開了一個新的獲利空間。
  3. The risk of it of banks is lower than that of assets and liabilities business, but it ca n ' t be neglected

    相對于銀行的資產業務和負債業務，中間業務的風險較低，但卻不可忽視。
  4. The risk of it of banks is lower than that of assets and liabilities business, but it ca n ' t be neglected, especially off - balance sheet activities

    相對資產業務和負債業務而然，商業銀行中間業務雖然風險較低，但絕不可忽視。
  5. Part 5 describes the strategy of business innovation in our state - owned commercial banks including the assets business innovation liabilities innovation and charge business innovation

    第五章研究我國國有商業銀行的業務創新策略，主要從資產業務創新、負債業務創新、中間業務創新三方面進行探討。
  6. So the intermediate banking business becomes one of the most important incomes of a commercial bank and besides asset and credit business, it is also one of the components of the three pillars of business of a modern commercial bank

    中間業務與資產業務、負債業務一起，共同構成現代商業銀行的三大支柱業務，成為商業銀行經營收益的重要來源之一。
  7. At the same time, however, it is for a long time that the commercial banks of china have been devoted to assets and liabilities business. intermediate business is a " bottleneck " of the development of chinese commercial banks

    但同時，我國商業銀行長期以來只注重發展資產業務、負債業務等銀行的核心業務，中間業務是商業銀行業務發展的「瓶頸」 。
  8. Nowadays, the level of intermediate service among the postal savings is very low, the vast pressure coming from the bank at home and abroad force the postal savings to be confronted with sharp market competition

    中間業務和資產業務、負債業務並稱為現代商業銀行的三大支柱業務。自70年代以來，西方商業銀行的中間業務發展迅速，其收入份額越來越大，有的甚至取代了傳統利息收入。
  9. It systematically studes the microeconondc problem of retail bankin from the point view of macroecondrics, history and thcory for the first time. the visual ange is differen from the other acadeinic works on this topic. the dissehation probes the theory on fctail banking whie penwtg into the real - bill. theory, shiftability theory, the atiopated income thcory, otc, pod forward the five hindranes from retail banking table proposals on how chinese connnercial banks develop retail bankng and exoatiates on the marketin straegies, after investigating the social and economc background in which retail bw developed

    本文的特色和新貢獻是：首次從宏觀的、歷史的、理論的角度出發，較系統地研究商業銀行零售業務這一微觀的問題，有不同於相關學術著作的新視角和體系；在深入研究真實票據理論、轉化能力理論、預期收入理論、負債管理理論和超貨幣供給理論等金融理論的基礎上，探索出零售業務產生和發展的理論基礎；通過對中外零售業務發展的經濟和社會條件的比較研究，提出中國商業銀行發展零售業務存在的五大障礙以及五個方面的政策選擇，並從營銷學角度對商業銀行零售業務的發展提出了營銷策略組合，闡述了逐步開展網上銀行零售業務的主張和思路
  10. Intermediate banking business is established by a commercial bank on the basis of its traditional asset and credit business. making use of its advantage in organization, reputation, funds, technology, human resources and information a commercial bank can accept clients : 1 entrustments and offer them many financial services such as settlement, renting, trust deposit, trust loan, as an agent of collecting or paying, consultation and guarantee. by offering these services the commercial bank can obtain service charges or commissions

    中間業務是商業銀行在傳統的資產業務、負債業務基礎上建立起來的，利用其自身機構、信譽、資金、技術、人才與信息等多方面的優勢，接受客戶的委託，以中介身份為客戶提供結算、租賃、委託存款、委託貸款、代理收付、咨詢、擔保及其他金融服務並從中收取手續費或傭金的業務。
  11. It divides from banking into traditional business and the middle of business two pieces part : the development and innovation of the traditional business carry on comparative analysis in the form of chart respectively through the business of the assets and business of debt ; introduced the business state of development and scale in china, this part have analyzed the current demand of middle business in china

    把銀行業務分為傳統業務和中間業務兩個部分：傳統業務的發展和創新是通過資產業務和負債業務兩方面分別以圖表的形式進行比較分析；通過介紹中間業務在我國的發展狀況和規模，分析了中間業務在我國的現實需求。
  12. Since the asset and liability transactions of our commercial banks has developed for several years and have formed comparative stabilized market pattern, the foreign banks would not get satisfactory short term gain and venture expectation if they get into these transactions. additionally, because of the restriction of few branches, foreign banks

    我國商業銀行資產負債業務經過多年的發展，市場格局已經相對穩定，外資銀行介入此類業務的短期收益與風險預期都不會很理想，再加上受分支機構、網點少的約束，外資銀行也不會在資產負債業務方面展開大面積的開拓和發展。
  13. Because ib does n ' t create assets and liabilities on commercial bank ' s balance sheet, ib have some characteristics, such as stable income, low cost and strong service function, compared with assets business and liabilities business

    因為中間業務的開展並不形成商業銀行表內的資產負債，所以與表內資產負債業務相比，中間業務具有收入穩定、成本低、服務性強等特點。
  14. Obsa has become the third pillar with its great increase of significance and scale in commercial bank ' s business structure, and its business amount is approximately reaching that of traditional assts and liabilities business, which rank the first and the second

    在現代商業銀行業務結構中，表外業務成為繼傳統資產、負債業務之後的第三大業務支柱，其重要性日益提高，規模也直逼資產負債業務。
  15. The development of off - balance - sheet activities ( obsa ) is one of the important trends in the international financial field. obsa has become the third pillar of commercial banks business, except from the traditional two : the assets and liabilities business

    表外業務的發展是國際金融領域的一個重要趨勢，表外業務已經成為商業銀行除資產、負債業務以外的第三大支柱，表外業務創造的非利差收入日益成為商業銀行重要的利潤來源。
  16. Intermediary business is the inevitable result when the social economy and the credit develops into a certain stage, which is also the inevitable result of modern commercial banks developing into a certain stage. as one of the three core business of modern commercial banks, intermediary business developed rapidly in the western banks during the past thirty years. it has taken up more and more recognition as the other two core businesses : assets and liabilities business

    中間業務是社會經濟和信用關系發展的必然產物，也是商業銀行自身發展到一定階段的必然結果。作為商業銀行三大支柱業務之一，中間業務在近二三十年間在西方商業銀行間得到了迅猛的發展，其重要位置直逼傳統的資產和負債業務。現在西方商業銀行中間業務收入普遍佔了總收入的40 %以上，而反觀我國商業銀行中間業務的發展現狀則不容樂觀。
  17. To the 70 ' s of the 20th century, commercial banks encounter intense shock again. a series of innovation of types of intermediary business make it become a important part of banking running. intermediary business, assets business and liabilities business are regarded as three big pillar business of commercial bank

    到了20世紀70年代，國際金融形勢的巨變，使商業銀行再次面臨強烈沖擊，中間業務品種的一系列創新使其逐漸成為銀行經營的一個重要部分，並與資產、負債業務並稱為商業銀行的三大支柱業務。
  18. A series of innovation of types of intermediary business make it become a important part of banks running. intermediary business, assets business and liabilities business are regarded as three big pillar business of comm ercial banks. intermediary business achieves full development, as a result of its advantages of low costs, risk and high income

    到了20世紀70年代，國際金融形勢的劇變，使商業銀行再次面臨強烈沖擊，中間業務品種的一系列創新使它逐漸成為了銀行經營的一個重要部分，並與資產業務、負債業務並稱為商業銀行的三大支柱業務。
  19. The single income source, the backwards service manners and methods have been the great obstacles for the development of chinese commercial banks and they have also been the key factors which result in poor bank liquidity, profitability and competitive ability

    收入來源過分依敕于少數幾個業務品種，服務手段、服務方式落後已成為中資銀行各項業務發展的最大障礙，這也是導致中資銀行資產、負債業務流動性差、中間業務及表外業務盈利能力弱、綜合競爭能力不足的最主要原因。
  20. Started with the analysis on liabilities, assets, intermediate services and off - balanced services of chinese commercial banks, their current situations, developing trends, present problems and contributing causes are researched systematically. both the subjective and objective factors that will hinder their development after china ' s accession to the wto are disclosed deeply in the article. finally, the macroscopic and microcosmic tactics are proposed onthe. basis of the analysis above mentioned

    本文從中資銀行負債業務、資產業務、中間業務及表外業務四個方面入手，系統研究了中資銀行業務現狀及發展趨勢，深入探討了中資銀行業務發展中存在的問題及形成原因，具體分析了入世后限制中資銀行發展的主客觀因素，並以此為基礎，從宏觀與微觀兩個層面上提出了中資銀行入世對策。
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