銀行貸款能力 的英文怎麼說

中文拼音 [yínhángdàikuǎnnénglì]
銀行貸款能力 英文
availability of bank
  • 銀 : Ⅰ名詞1 （金屬元素） silver （ag） 2 （姓氏） a surname Ⅱ形容詞1 （跟貨幣有關的） relating to curr...
  • 行 : 行Ⅰ名詞1 （行列） line; row 2 （排行） seniority among brothers and sisters:你行幾? 我行三。where...
  • 貸 : loan
  • 款 : Ⅰ形容詞1 （誠懇） sincere 2 [書面語] （緩; 慢） leisurely; slow Ⅱ動詞1 （招待; 款待） receive wit...
  • 能 : 能名詞（姓氏） a surname
  • 力 : Ⅰ名1 （力量; 能力） power; strength; ability; capacity 2 [物理學] （改變物體運動狀態的作用） forc...
  • 銀行 : bank
  • 貸款 : 1. （借錢給需要用錢者） provide [grant] a loan; make an advance to; extend credit to2. （貸給的款項） loan; credit
  • 能力 : ability; capacity; capability
  1. Commerciality individual housing borrows money ( mortgage loan namely ) compare loan of housing accumulation fund to want to the demand bearing of borrower comfortable a lot of, have the effective and resident status, natural person that has capacity of completely civil action to want to satisfy following condition to be able to apply for only : the profession that has stability, income and repay ability ; the capital fund that the bank is approbated serves as guaranty or impawn ; the unit of put on sale that buys housing with place signed the contract that buy a house or book of the intent that buy a house

    商業性個人住房貸款（即按揭貸款）對借款人的要求相比住房公積金貸款要寬松許多，具有有效居留身份、有完全民事行為能力的自然人只要滿足下列條件即可申請：有穩定的職業、收入和償還能力；有銀行認可的資產作為抵押或質押；與所購住房的發售單位簽訂了購房合同或購房意向書。
  2. China vanke, known for sound management - - by chinese corporate standards - - has been able to use its financial strength to push ahead with development plans, while local competitors have grappled with tighter bank lending

    以中國企業的標準來衡量，萬科的管理是相當不錯的，該公司一直能夠憑借自身的財務實力來推動房地產建設項目的進行，不像中國其他房地產公司那樣一味依靠銀行貸款。
  3. With four - fifths of japanese lending ultimately related to property, americans were incredulous that banks had been foolish enough to lend against collateral for which the value could go down as up ; in the united states, they said, banks lent against cash flow, the best gauge of a borrower ' s ability to repay a debt

    因為日本的借貸行為中五分之四是基於資產的，美國人就懷疑說，日本銀行太過愚蠢，依據抵押資產的價值放貸，然而其價格可升亦可降；在美國，他們聲稱，銀行是依據現金流放貸，是翻譯借款人還款能力的最佳指標。
  4. Banks rely on the interest spread for 85 - 90 % of their profits, so the continued squeezing of the spread, along with the ten minimum reserve hikes this year, should have two impacts : it will put serious pressure on bank profitability next year, and it will create strong incentives for bankers to lengthen loan maturities

    銀行有85 - 90 %的收益是依賴于利率差額的，繼續擠壓差額並同時於今年提高十點最低準備金率，會產生兩個沖擊：給明年銀行收益能力增加巨大壓力，並且會極大的刺激銀行延長貸款期。
  5. The fed also cut its discount rate for direct loans to banks by half a point, to five and one - quarter percent, to increase their lending ability

    聯儲還下調了其直接貸款給銀行的貼現率0 . 5個基點至5 . 25 % ，以增加它們的貸款能力。
  6. About the bank ' s deposit and the bank ' s credit ability

    論銀行存款和銀行的信貸能力
  7. Abstract : setting out from the characteristic of house financial markets actual in china, a deeply analysis in varies risk and its causes is made. a few countermeasure keeping away house financial risk, for instance developing house financial serving organization such as the broker buildup by certification lawyers and classify insurance and excessive pledge and conforming house mortgage rate reasonably and evaluating loan repay ability in science is put forward

    文摘:從我國目前住宅金融市場特點出發，深入分析了銀行貸款面臨的各種風險及其產生的主要原因，提出了發展以執業律師為主體的住宅金融服務機構? ?抵押貸款經紀人、分類保險、多重保證、合理確定房產抵押率、科學評估貸款人償貸能力等具體的金融風險防範對策
  8. Furthermore, the refinanced loans are re - underwritten by banks based on an updated assessment on the repayment ability of the borrower

    此外，銀行須根據貸款人還款能力的最新評估而審批轉按申請。
  9. Availability of bank

    銀行貸款能力
  10. So the lending ability of banks would return to a higher level in the 1q08 if the pboc does not use other tightening measures, such as issuing special bonds or central bank bills

    從這一點來看，如果央行不能採取其他行之有效的緊縮政策（例如發行特別國債或央行票據） ，那麼08年1季度各大商業銀行的貸款能力將恢復至較高水平。
  11. In the banking industry, competition for lending business intensified and lending margins were further squeezed. however, profitability held up well, mainly as a result of improved asset quality, and the capital and liquidity positions of the sector remained strong

    銀行業方面，貸款業務競爭越趨激烈，貸款息差亦進一步收窄。然而，由於銀行的資產質素有所改善，銀行業仍能保持其盈利能力，而且銀行體系的資本及流動資金狀況保持穩健。
  12. Banks are reminded to adhere to prudent lending criteria and pay attention to borrowers ability to service their debts amid keen competition, " said mr. david carse, deputy chief executive of the hkma

    面對激烈的競爭，銀行必須嚴格遵守審慎的貸款準則，並要留意借款人的供款能力。
  13. In order to solve the conflict of supply and demand, firstly, this particle discusses the characters of the national budget investment the emission of stock, attracting foreign capital and invest direct, domestic banks " loan, international financial organizations and foreign governments " loan, and the emission of bond, the bot mode and other financing manners. also, the particle analyses the resources of each financing manner and characters concretely. then, it analyses the scale, cost, construction and manner of highways " raising project, and it emphasizes banks " loan domestic and overseas, the emission of stock and bond, the attornment of highway ' s charge rights, the capital cost of bot financing manner, and uses the model to calc ulate the compositive capital cost, then build the worst ( in the worst environment hypothetically ) and the best scheme ( in the best environment hypothetically ) accordingly, after the comparison, we can obtain the status of the project ' s net cash flux, the debt ' s endurance capability, income and a series of data in any possible state, so that to get the optimized scheme and prepare for the scientific decision

    為了解決資金的供需矛盾，本文首先論述了國家預算內投資、發行股票、吸收國外資本直接投資、國內銀行貸款、國際金融組織和外國政府貸款、發行債券、 bot方式等融資渠道的特點，具體分析了各融資方式的資金來源渠道及它們的特點；接著分析了公路項目籌資的規模、成本、結構和方式，重點分析國內外銀行貸款、發行股票和債券、轉讓公路收費權、 bot融資方式資金成本，用模型的方式具體計算綜合資金成本，建立相應的最差方案（在假設的最差條件下）和最佳方案（在假設的最好條件下）與之進行比較，獲取在各種可能條件下的項目凈現金流量狀況、債務承受能力和收益情況等一系列數據，確定整體最優方案，為科學決策做準備。
  14. Article 35 in issuing loans, a commercial bank should closely check the use of the loan by the borrower, the repayment ability of the borrowers and the mode of repayment of the loans

    第三十五條商業銀行貸款，應當對借款人的借款用途、償還能力、還款方式等情況進行嚴格審查。
  15. 2. among external financing methods, the function of commercial credit, bank loans and financial lease is stronger than others. 3

    在外源融資中商業信用、銀行貸款、融資租賃的功效大於其他融資方式，企業應努力擴大外源融資能力； 3
  16. However, lower collateral values, reflecting sharply lower property prices, have constrained their ability to lend

    然而，由於物業價格大幅滑落，因此抵押品的價值也大為下降，令銀行的貸款能力受制。
  17. The fed also cut it discount rate for direct loans to banks by half a point to five and one quarter percent to increase their lending ability

    美聯儲將直接向銀行放貸的貼現率降低了0 . 5個幾點，下調到5 . 15 % ，以增加他們的貸款能力。
  18. The fed also cut its discount rate for direct loans to banks by half a point, to five and one quart percent, to increase their landing ability

    聯邦同時降低了半點針對直接向銀行貸款的折扣率，使其為5 . 25 % ，以提高他們的貸款能力。
  19. The bank still must examine the reimbursement ability of the person that buy a house, what hold out a trouble anyway is best it is to buy room person to take out money you loan paid, after obtaining house property evidence, again more the name is very easy, both sides of husband and wife obtains an order, registered permanent residence, id, house property card, went to hall handling card, xerox and buy a contract on the spot ok do well, very save trouble

    銀行還得審查購房人的還款能力，反正挺麻煩的最好是買房人拿出錢你們把貸款一次付清，取得房產證后，再更名就很輕易了，夫妻雙方拿名章，戶口，身份證，房產證，到辦證大廳就行了，復印件和購買合同當場就可以弄好，很省事。
  20. Aiming at the above reasons, the article proposed some measures to avoid and dissolve loan risk. for example the commercial bank should establish the early - warning system and program control system. the author suggested recovering the main bank system

    針對以上原因，本文提出了防範與化解貸款風險的一些措施：如建立預警系統、程序控制等，並提出了要恢復主辦銀行體制的觀點，以期對我國商業銀行貸款風險控制能力的提升有所幫助。
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