長期債款 的英文怎麼說
中文拼音 [zhǎngqīzhàikuǎn]
長期債款
英文
funded debt- 長 : 長Ⅰ形容詞1 (年紀較大) older; elder; senior 2 (排行最大) eldest; oldest Ⅱ名詞(領導人) chief;...
- 期 : 期名詞[書面語]1. (一周年) a full year; anniversary 2. (一整月) a full month
- 債 : 名詞(欠別人的錢) debt; loan
- 款 : Ⅰ形容詞1 (誠懇) sincere 2 [書面語] (緩; 慢) leisurely; slow Ⅱ動詞1 (招待; 款待) receive wit...
- 長期 : over a long period of time; long-term; long range; secular
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I. long - term liabilities refer to the debts which will be redeer after a year or an operating cycle longer than a year, indue * " long - term loans payable, bonds payable, long - term accoi payable, etc
長期負債是指一年或者超過一年的一個營業周期以上的債務,包括長期借款、應付債券、長期應付款項等。The traditional form of long-term lending is the bond.
債券是長期貸款的傳統形式。It is also distinct from the provision of longer - term liquidity or capital support to a probably insolvent bank
此外,提供最後貸款人援助,也有別于向很可能已無力償債的銀行提供較長期的流動資金或資本援助。Rmb deposit and loan interest rate float block expands gradually, and progressively move towards marketization day by day. part iii : on the basis of using the experience and lessons of the change of interest rate in other countries for reference in course of the interest rate marketization, it is believed that there should be a course of raising up slightly in the interest rate in the early stage. but the market fluctuations it causes will not be too much ; according to actual operation result and a medium or long term of the reform, foreign currency interest rate has already drawn close to international interest rate competence progressively ; viewed from a short time, rmb loan interest rate total competence will tend towards dropping, some loan interest rate may rise ; the interest rate of the deposit will raise up unilaterally
總體而言,發展中國家的存貸利差要高於發達國家;第二部分:在總結前幾年利率改革包括市場化改革的基礎上,認為,迄今為止,我國利率市場化改革的程度總體上還比較低:同業拆借利率、貨幣市場債券回購利率、現券交易利率、外幣貸款利率、大額外幣存款利率等已完全市場化或基本市場化,人民幣存貸款利率的浮動區間已逐漸擴大,並已漸進的方式日益走向市場化;第三部分:在借鑒境外利率市場化過程中利率變動的經驗教訓的基礎上,認為在我國利率市場化的初期,利率應該有一小幅上揚的過程,但是其造成的市場波動應該不會太大;從改革的實際運作結果和中長期來看,外幣利率已經逐步的向國際利率水平靠攏;從短期來看,人民幣貸款利率總水平將趨于下降,部分貸款利率有可能上升,存款利率將會單邊上揚。The correct thought in china commercial banks should be : the bank arranges its asset according to its ability to collect deposits over a long period of time, and reduce reserve as possible as it can to increase the income in a short period of time ; the money borrowed from the interbank lending and borrowing market can only be used to smooth the wave of cash demand in a short period of time ; when the bank arrange its asset and liability for the purpose of liquidity management, the bank must consider income and interest risk all together
我國商業銀行流動性管理的思路應該是:從中長期看,只能根據銀行吸收存款的能力,來安排資金運用;從短期看盡可能降低備付來提高收益;同業市場的短期借款只能用來做為頭寸調度的「潤滑劑」 ;流動性管理管理必須結合收益、利率風險管理來安排銀行的資產負債結構。本文的題目是:我國商業銀行流動性管理的量化分析。The permanent long - term financing of a company, including long - term debt, common stock and preferred stock, and retained earnings. it differs from financial structure, which includes short - term debt and accounts payable
一家公司的永久性長期融資結構,包括長期債務、普通股和優先股,以及留存收益。它與財務結構不同,財務結構包括短期債務和應付帳款。The characteristics of home mortgages themselves determines that there will be poor liquidity of the assets and it is because of this that at present every bank closely restricts the term of the loan. a third defect is that there are large risks because the mortgage loan is a very long - term creditor ' s asset and the bank is faced with huge risks in the interest rates. in addition, credit risks will occur when the client losses their ability to repay the loan for any reason or when the client feels that the benefits of breaching the contract outweigh the losses and the bank, as the operator of the financial products as its main business, will promptly recover the mortgaged items
儲蓄期限一般較短,而按揭貸款的還款期限較長,銀行長期資產與短期負債不匹配,就不能化解未來不確定性帶來的風險;二是資產的流動性和期限呈反方向變動,期限越長,流動性越低,住房抵押貸款本身的特性決定了其流動性較差,因此目前各銀行都嚴格限制貸款期限;三是風險大,由於按揭貸款是期限很長的債權資產,銀行面臨的利率風險就很大;另外,當客戶因某種原因失去償還能力或者認為違約產生的利益超過違約所產生的損失時,就會發生信用風險,而銀行以金融產品為主要業務,即使收回抵押物,但如何處置不良資產仍是諸多銀行頭痛的問題。Results for 2003 include an investment impairment charge ; gains from the sale of aviation technologies and mail technologies ; a gain on the redemption of long - term debt, and several credits to income tax expense
二零零三年業績則包括投資耗蝕費用;出售aviationtechnologies及mailtechnologies的收益;贖回長期債項的收益;以及所得稅費用獲得多項稅款抵免。Examples are accounts payable, notes payable, the current portion of long - term debt, and various accrued items such as salaries payable and taxes payable
應付帳款、應付票據、長期債務的當期分攤額,以及諸如應付工資和應付稅款等種種應計項目都是流動負債。Modern economy is credit economy, but breaking credit is a quite serious problem which have been in existence in our economy for a long time. such phenomena as fake or inferior quality commodity, breach of contract and business fraud are very popular, chain debts and bad assets occur time after time, all kinds of economic crimes are on the rise in successive years
現代經濟是信用經濟,但我國經濟領域卻長期存在著比較嚴重的失信現象,社會各個領域的信用缺失現象十分普遍,假冒偽劣產品充斥市場,合同違約、商業欺詐隨處可見;三角債拖欠款和銀行不良債權反復出現,各種經濟犯罪連年增加、日趨嚴重。For example : bonds issued by first bank, chang hwa bank, and shanghai commercial and saving bank. corporate bond : public and private institutions issue bonds under the company law to raise capital for improving their financial status or for promoting their businesses
2金融債券:由儲蓄銀行辦理中長期放款業務之專業銀行或是商業銀行所發行,因發行額度低且多為相關金融行庫預購窖藏,少見流通3普通公司債:公民營機構為改善財務結構或拓展業務所需資金而發行之債券,其債信因發行公司優劣而有極大差異This thesis, taking fund operation as a study object, zeroes on economic situation resulting in the problems of fund operation in life insurance company such as falling interest rate, unripe financial market, irrational macro economic environment, lack of talents, oligopoly in life insurance industry and bad loan in history in life insurance company
長期以來壽險資金的主要運用途徑之一是銀行存款和國債,占總投資資金70左右,銀行存款、國債都是利率敏感性產品。從1996開始我國銀行利率已連續下調8次,一年期利率從10 . 98降到2002年的1 . 98 ,隨著銀行利率的下調,國債利率同步調整,致使壽險資金的利息收入和投資收益大減。Amounts payable after one year from the balance sheet date shall be separately disclosed under long term liabilities in the balance sheet
對于自年度資產負債表日起一年以上的應付款項,應當在年度資產負債表長期負債類下單列項目反映。Now, lenders are struggling to retrieve their advances but many defaulters are reluctant to pay because they believe their debts will be written off if they hold out long enough
現在,借款公司在想盡辦法收回透支貸款,但是很多逾期者根本不願償還,因為他們相信只要長期撐下去,他們的債務就會被一筆勾銷。The requirements of the basel agreement are designed to encourage bank to strengthen their capital position and consider the risk of the off - balance - sheet commitments. asset - liability management is integrated of self - discipline and financial supervision. the purpose of asset - liability management is to formulate strategies and take actions that shape a bank ' s balance sheet as a whole in a way that contributes to its desired goals
資產負債比例管理是一種自律管理與外部監管有機結合的管理方式,其實質是在銀行長期戰略計劃指導下,在短期金融計劃和決策中協調好資金來源和資金運用的內在聯系,實現資金流動性、安全性、盈利性的均衡,是流動性資產、債券貸款、負債和資本相結合的綜合管理。Adjusted results for the quarter exclude several items, including a us $ 110 million pre - tax impairment charge related to aircraft ; a us $ 63 million pre - tax charge to pension expense, and a net credit to income tax expense of us $ 43 million
至於二零零三年第四季的經調整業績,則撇除了贖回長期債項的除稅前所得款項二千八百萬美元,以及所得稅費用享有稅款抵免三千九百萬美元。Long - term liabilities shall be shown by item of long - term loans, bonds payable, long - term accounts payable in accounting statements
長期負債應按長期借款、應付債券、長期應付款項在會計報表中分列列示。Long term liabilities shall be itemized and shown as long - term loans, bonds payable, long - term accounts payable in financial statements
長期負債應當按長期借款、應付債券、長期應付款項在會計報表中分項列示。Long term liabilities refers to total debt payable within an operating cycle of one year or over one year, including long - term loans, payable liabilities, long - term payables, etc
長期負債指企業在一年以上或者超過一年的一個生產周期以上需要償還的債務合計,其中包括長期借款、應付債務、長期應付款項等。Article 37 long - term liabilities refer to the debts which will be redeemed after one year or an operating cycle longer than a year, including long - term loans payable, bonds payable, long - term accounts payable, etc
第三十七條長期負債是指償還期在一年或者超過一年的一個營業周期以上的債務,包括長期借款、應付債券,長期應付款項等。分享友人