集中銀行法 的英文怎麼說
中文拼音 [jízhōngyínhángfǎ]
集中銀行法
英文
concentration banking- 集 : gatherassemblecollect
- 銀 : Ⅰ名詞1 (金屬元素) silver (ag) 2 (姓氏) a surname Ⅱ形容詞1 (跟貨幣有關的) relating to curr...
- 行 : 行Ⅰ名詞1 (行列) line; row 2 (排行) seniority among brothers and sisters:你行幾? 我行三。where...
- 法 : Ⅰ名詞1 (由國家制定或認可的行為規則的總稱) law 2 (方法; 方式) way; method; mode; means 3 (標...
- 集中 : concentratecentralizefocusamassgroupmassingput togather
- 銀行法 : bank act
- 銀行 : bank
-
Expounds the five main aspect of risk in national commercial bank, i. e. signal liability structure, bad loan quality, low capital efficiency, imperfect restriction on interior power, thin consciousness on risk avoidance ; summarizes five characters of the bank risks, including risk concentration, moral risk, risks caused by system structure, inequi ty between bank risks and revenues, aggrandizement trend of bank risks ; analysis eight reasons for bank risks, including proprietary ownership voidance, macroeconomic fluctuation, ineffective capita ] buffer mechanism, enterprise reasons. no synchronous fiscal investment and financial reform, incompetence law and regulation enforcement. chapter4 argues the opportunities and challenges of the financial globalization and requirement for bank risk managem ent. chapters suggests the methods for the risk management of national commercial bank
緊接著在第三章闡述了我國國有商業銀行風險的「五大表現」 ,即負債結構單一、信貸資產質量差、資本充足率低、內部控制機制薄弱、防範風險的意識淡薄;總結了我國國有商業銀行風險的「五大特點」 ,即風險高度集中、風險人為匿藏、風險的體制性、風險與收益嚴重不對稱、風險呈繼續擴大態勢;剖析了我國國有商業銀行風險形成的「八大因素」 ,即金融產權「人格」虛設、宏觀經濟波動、資本金等緩沖機制不健全、財政、投資和金融的體制改革不配套、法律和法規不健全等。The induction of our sale, installation is automatic door series product, breed is all ready, norms diversity, construction is careful, vestibular design program innovates, the price is reasonable, after service system is perfect, get the praise highly of broad user and love, the product applies extensively at each big field : line of business of hotel of system of financial system, wealth tax system, public security organs, real estate, guesthouse, shopping centers, wholesome system, education system, newsletter ; participate in early or late completed numerous and major project : na yuan restaurant, overseas chinese restaurant, baud is graceful center, elegant hospital of dagger er group, ao kesi group, golden field group, green city group, shen zhou group, yin continent people, yin ; be appointed to be door of linkage of exchequer special type to order an unit surely by bank of zhejiang province people
我們銷售、安裝的感應自動門系列產品,品種齊全,規格多樣,施工精細,門廳設計方案創新,價格合理,售後服務體系完善,深受廣大用戶的推崇與喜愛,產品廣泛應用於各大領域:金融系統、財稅系統、公檢法系統、房地產業、賓館酒店、購物中心、衛生系統、教育系統、通訊業等;先後參與完成了眾多重大工程:南苑飯店、華僑飯店、波特曼中心、雅戈爾集團、奧克斯集團、金田集團、綠城集團、申洲集團、鄞洲人民醫院、鄞洲第二人民醫院、歐尚購物中心、麥德龍購物中心、天一廣場、萬達廣場、鄞州體育館、寧波大學、諾丁漢大學、慈溪市政府、北侖區行政中心… …被綠城集團、雅戈爾集團、奧克斯集團、民生銀行、深發銀行、交通銀行、光大銀行等指定為定點服務單位;被浙江省人民銀行指定為金庫特種聯動門定點單位。The china - italy chamber of commerce ( cicc ) is a private, voluntary, not - for - profit organization registered in 1991 and composed of italian juridical and physical persons
中國義大利商會( cicc )是於1991注冊成立,是一家民間的、自發的、非盈利性組織,由義大利的法人和個人組成。其會員包括義大利主要的工業集團、銀行、法律事務所、運輸公司以及一些中小型企業。Once japan ' s banks were seen as tainted, they were unable to raise funds in the short - term money markets
一旦曰本的銀行被認為與危機有染,他們就無法再從短期資金市場中籌集資金。Chapter 5 is dedicated to a meticulous study of internal control systems in international banking organizations
第五章集中探討了跨國銀行內部監管的法律問題。Now, being the chief lawyer and president of the board of partners, he is also the consultant on legality affairs of guangzhou political consultative conference, guangzhou law society and youth law of society, arbitrator of guangzhou arbitration committee, as well as the member of its panel of experts
擔任多家政府部門法律顧問及境外銀行和跨國公司中國法律事務的常年法律顧問,在大陸、粵、港、澳商界享有相當的知名度,自90年代初開始率先?大型房地?業務提供集團式法律服務,經年累積?廣州市引進大量的資金, ?投資者及其他當事人提供豐富的房地?開拓、融資安排、防患風險、化解糾紛及訴訟、仲裁代理服務。9. discussion focused on the question of whether a more formal approach could be adopted towards managing the risks under a counter - cyclical system, not only in the light of excessive optimism during times of economic growth but also in the light of banks reluctance to lend during downturns
9 .委員會集中討論是否可採用較正規的方法運用反周期的風險管理模式,這不僅是因為經濟增長期間市場氣氛過分樂觀,也因為經濟放緩時銀行不願貸款。That is to work with all nations of the world to improve their financial intelligence efforts to identify and disrupt terrorist financing using their banking and money laundering laws and that sort of thing. what we agreed to do with this working group is to compare notes on how we can do that more effectively and how china might learn from what we ve already experienced in the u. s. in applying our financial laws in fighting terrorism
(摘要六:泰勒大使就金融領域合作打擊恐怖主義的問題答記者問)泰勒:我們和中國進行的努力同我們在世界各地所做的努力一樣。這就是同世界所有國家合作,改善他們的金融情報工作以識別和制止利用這些國家的銀行和洗錢法進行的恐怖主義集資活動。Then the thesis further analyses some core techniques including the system of database, data warehouse and data mining and so on, and presents the frame of function of bank crm. the thesis puts its emphasis on the research on the data preprocessing of data warehouse, data copying, data cleansing, data integration and quality verifying included. finally the thesis discusses the key technology of data warehouse in bank crm - the cleansing of data of customers, and presents some methods of cleansing aiming at noisy values, missing values, conflicting values and duplicated values
本文在充分分析銀行crm的需求的基礎上,提出了基於數據倉庫的銀行crm系統的體系結構,並進一步分析了該體系結構中客戶數據庫系統、數據倉庫、數據挖掘等核心技術組件的內涵,給出了銀行crm系統的功能構架;重點研究了銀行業務系統多年積累的客戶數據向數據倉庫遷移的預處理方法和過程,其過程包括數據復制、數據清洗轉換、數據集成、質量檢驗和數據裝載;最後討論了銀行crm系統應用數據倉庫的關鍵技術:客戶數據清洗,給出了針對噪聲數據、空缺數據、不一致數據和重復數據的清洗方法。After following - up investigation and comparison, we found the trend that the credit risk comparison between the domestic evaluation methods and the foreign ones that the m ethods of foreign credit risk analysis have changed from financial ratio grading to multi - va riable and dynamic analysis based on capital market theory and computer information scie nee, but nowadays almost all banks in china evaluate credit risks by the methods of risk de gree computation which lack quantitive analysis
通過對國內外評估方法的跟蹤、比較,發現國外信用風險分析方法已經從主觀判斷分析方法和傳統的財務比率評分法轉向以多變量、依賴于資本市場理論和計算機信息科學的動態計量分析方法為主的趨勢發展。而目前我國銀行機構主要使用計算信貸風險度的方法進行信用風險評估,缺乏定量分析,衍生工具、表外資產的信用風險已及信用集中風險的評估尚屬空白,更沒有集多種技術於一體的動態量化的信用風險管理技術。Then, by comparison of financial amalgamating operation of china with foreign countries and through investigation of the amalga mation management types of u. s. a., japan, and germany, the thesis points out that china ' s banking and security industry should implement " group synthesizing, legal person division ", and adopt the form of bank ' s shareholder organization to realize the amalgamating and managing, through the reform of inside institutional framework and cooperation of the shareholder level
然後,通過對中外金融跨業合作方式的比較和美、日、德三國銀證合業模型的考察,指出我國銀證雙方應通過內部組織結構的變革和股權層次的合作,實行集團綜合、法人分業,採取持股公司的形式實現合業經營。最後,討論了我國銀證合業經營應具備的條件和時機。In different loan classification system, npl has different definition. practically, america, japan, southeast asia countries have their own style of npl solution. one common model is good - bank and bad bank separation
主要從美國的rtc模式,日本的橋銀行模式和東南亞韓國的資產管理公司模式來看處理不良資產的一般模式,集中處理,將好銀行與壞銀行分的方法。It pointed out that, in order to resolve the concentrated problems of personal living house mortgage loan risk, should refer to foreign legislation to establish the law system about personal credit management, modify present practical law and work out program law to perfect the law system to carry out the mortgage right of personal living house mortgage loan, so that the preparation is made from the respect of law for favorably developing the personal living house financial system and protecting the benefit of loan bank of our country
指出:為解決個人住房抵押貸款風險集中的問題,應參考國外的立法構建關于個人信用管理的法律體系;修改現行實體法並制訂程序法以完善個人住房抵押貸款之抵押權實行的法律制度,從而為我國個人住房金融體制的良性發展和貸款銀行利益的保護從法律層面作好準備。Grand glory law office has already provided legal services to sumec group of jiangsu, jiangsu overseas corp., china national metals and minerals import and export corporation, china jinangsu international economic and technical cooperation corp., panda electronics co., ltd., bayer group agfa hongkong ltd., jiangsu jiangshan pharmaceutical co., ltd. and many other famous domestic and foreign companies, banks and important governmental institutions early or late and received high comments from the clients and the authoritative departments of the trade
振澤律師事務所已先後為江蘇蘇美達集團、江蘇省海外企業集團公司、中國五礦進出口總公司、中國江蘇國際經濟技術合作公司、熊貓電子股份有限公司、比利時拜爾集團愛克發公司、江蘇江山制藥公司等多家境內外知名公司、銀行和重要政府機構提供過法律服務,受到當事人和行業主管部門的高度評價。The second part include third and fourth chapter, the parts first summary foreign financial industry mode and method that customer subdivide current commercial banks, consequently, suggest the improvement method that measure key account ’ s value combine with customer ’ the whole life value in the commercial bank, generalize our national commercial bank situation on key account management, the
第二部分包括第三和第四章,首先總結國外金融行業客戶管理的模式和現行商業銀行對客戶細分的方法,隨后結合客戶終生價值對商業銀行關鍵客戶的價值提出改進的測量方法。並對我國商業銀行關鍵客戶管理的現狀以及組織管理、個人客戶管理和集團客戶管理中與關鍵客戶管理最不協調的問題進行了總結。This paper starts with the current situation of china ' s financial computerization to grasp its developing trend, then analyzes the subsequent broad impacts on traditional financial risks and challenges to financial supervision, and at last puts forward a framework to effectively supervise financial computerizing risk and accelerate the financial development. this paper points out that, payment system modernizing, data centralizing, electronic banking applying, financial networking, and money electronicing are bound to boost financial innovation and cause fundamental changes to financial services, therefore affect strategic risk, operational risk, reputational risk, legal risk, and innovation risk greatly, which will bring about challenges to the principles, modes, measures, and contents of financial supervision
本文研究認為,我國金融電子化將呈現電子支付體系現代化、數據高度集中化、電子銀行應用廣泛化、金融業務網路化和貨幣電子化五大趨勢,極大推動金融創新的發展,金融業務模式發生根本變革,戰略風險、操作風險、信譽風險、法律風險等出現新的重大變化,金融風險的來源、范圍、結構、復雜性和影響程度極度擴大,傳統的監管原則已不再適應金融業發展的需要,監管方式必須向非現場監管和現場檢查的有機結合轉變,原有的監管手段失效,金融監管的內容也有了更廣泛的內涵。After 1989, the increase of demand slowed down and facing the complexion of low degree of industrial concentration of product market and financial strain of medi um and small - sized enterprises caused by the circulating trap of " credit squeeze - - - bad loan ", the advantageous enterprises " " wallow in money ", specifically, those listed companies that could finance from the stock market, began to take predatory pricing strategy in succession and tried to enlarge market share and obtain high return by squeezing medium and small - sized enterprises out of the market after 1998, the vicious circle of deflation and " credit grudging " of banks in product and credit markets, overcapacity, the difficulty of retreating of loss - incurring enterprises in some industries from the market for institutional reasons and over - competition in some industries, led to the incessant decrease of enterprises " global income, persistent increase of rate of debts and constant rise of ratio of bad assets of banks, which further intensified the vicious circle of deflation and " credit grudging " of banks
如在改革開放初期,在產品市場需求旺盛和信貸市場預算軟約束的情況下,各類企業的最優決策就是採用高負債、高擴張的「負債的有限責任效應」策略來搶占市場並獲得高回報; 1989年以後,需求增速開始放緩,面臨產品市場產業集中度較低和信貸市場「信貸緊縮-不良貸款」循環陷阱導致的中小企業資金緊張的局面, 「錢袋鼓鼓」的優勢企業(尤其是那些可以通過股票市場融通資金的上市公司)紛紛採用掠奪性定價策略,試圖通過把中小企業擠出市場來擴大市場份額並獲得高收益; 1998年以後,產品市場和信貸市場形成了通貨緊縮和銀行「惜貸」惡性循環的狀況。產品市場上部分行業生產能力嚴重過剩,且由於體制等原因導致虧損企業無法退出,因此這些行業中出現了過度競爭的現象,企業總體收益的不斷下滑、負債率不斷提高以及銀行不良資產率的持續上升,又進一步加強了通貨緊縮和銀行「惜貸」的惡性循環。On the basis of summarizing the experience, we improved the methods on using the provisions for writing off the bank non - performing and bad debts last year, concentrating our efforts on priority sectors, mainly for the bankruptcies and shutdown of the state - owned large and medium deficit - ridden enterprises in the key sectors such as textile, coal, nonferrous metal, metallurgy, military industry and so on
在總結經驗的基礎上,去年改進了核銷銀行呆壞賬準備金使用辦法,集中力量,突出重點,主要用於紡織、煤炭、有色、冶金、軍工等重點行業的國有大中型虧損企業的破產、關閉。In germany - japan pattern, because of legal person, bank intersect holding share and the big shareholder, the inside government is perfect. but stock market is not developed, so that the outside government mechanism has limit effect
在德日模式中,由於法人和銀行交叉持股,在德日公司中,股權相對集中,存在大股東,而內部治理比較完善,由於股票市場不發達,德日外部治理機製作用有限。Alternatively this can be expressed as a percentage of our gross domestic savings, which is a measure of the amount of domestic savings that can be channelled into investments through fund - raising activities in the stock market or through the other two channels banks and the debt market
要評估香港究竟有多國際,其中一個方法是分析一下香港股市的集資額占本地生產總值或本地儲蓄總額的百分比。前者是反映本港經濟規模的指標,後者則是反映可透過股市的集資活動或銀行及債市這兩個渠道引導至投資的本地儲蓄額的指標。分享友人